Death insurance, DKV Protección Familiar

If you are a foreigner and reside in Spain, DKV Protección Familiar includes the repatriation service to your home country, a round trip for a companion and other important advantages. We are the only ones to guarantee it without an extra cost in your funeral policy!

The repatriation cost varies depending on the country of destination, the transport required and other logistical factors. To find out the exact cost, you can use our repatriation calculator.

Did you know that with your DKV funeral policy, you are also covered when you travel abroad, with up to 18,000 euros for medical expenses in the event of an emergency? We make the difference with the limit.

It is a daily allowance or benefit for each day that the insured person is admitted to hospital. At DKV, the cover is extended to a limit of 365 days of hospitalisation.

In addition, this guarantee includes a childbirth benefit and an additional benefit for including the newborn in the family insurance policy.

Some companies apply waiting periods ranging between 20 and 90 days from the date of taking out the insurance for funeral cover.

At DKV, there are no waiting periods. The rights are immediate, but before taking out the insurance, all insured persons must answer a short health questionnaire, which is common practice and which will allow us to discard covering any non-insurable risks (e.g. cancer patients or patients with other severe illnesses).

Hospitalisation cover has a waiting period of 3 months (except due to accident) and childbirth cover has an 8-month waiting period.

In the rest of guarantees, the rights of use are immediate.

All of our death insurance policies are life-long. This means that once a death insurance policy is taken out, it is valid for the insured person's whole life unless the policyholder cancels the insurance or stops paying the premium.

Like any other insurance, by requesting the company to cancel the policy, in a reliable manner, one month before the year's expiry date. 

We have a wide national network of authorised funeral service providers, so you won't have to worry about the management and provision of the service. See here

Although the purpose of the policy is to provide the service, if the family chooses to carry out the service somewhere else, the company will have to pay the insured capital to the legal heirs.

At DKV, in periodically-paid premium policies, you can take out funeral insurance up to 70 years of age, or up to 75 if you are a DKV customer in other sectors or it is a family policy with insured persons under 70.

In single premium policies there is no age limit, but it can only be taken out from the age of 70. 

Fast and simple! Take out DKV death insurance 100% online through our website in just 5 minutes:

1.    Calculate your price with no strings attached.
2. Fill in your personal details and those of who you want to insure.
3. Confirm your details: check that they are all correct.
4. Make the payment.
5. We will give you your insurance number and send you a confirmation email so that you can enjoy all the advantages offered by the funeral insurance DKV Protección Familiar from day one.
6. We also offer you a service to help you take out the insurance online. Call the free phone number 876 50 37 54, and we will answer any query.