Death insurance, DKV Protección Familiar

 

The death insurance that accompanies your family at all times with one of the best funeral services, psychological support and repatriation to the country of origin.

 

From €1.80/month*

 

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All the advantages of your funeral insurance

Why choose DKV Protección Familiar

Satisfied customers

+700,000 customers trust in our death insurance

Medical directory

+800 families attended each year for psychological assistance

We commit to planting a tree in memory of our deceased insured persons.

Conditions and commitment

+1,000 legal consultations per year

Taking out insurance by phone

Calculate and take out your death insurance

Call us with no strings attached at 974 880 111 and have an expert inform and help you throughout the process.

Everything about DKV Protección Familiar

We do not only offer you the support your family needs in these difficult times. The funeral insurance is much more!

Cover and services

We offer one of the best funeral services on the market. You can also benefit from interesting and helpful services and cover, not offered by other companies, from the very first day.

Funeral insurance is much more than covering funeral expenses. DKV Protección Familiar offers you psychological support and legal assistance, repatriation to your home city or country without paying more in your premium, funeral planning service, online will, erasure of digital identity and healthcare abroad.

 

Included cover

  • Funeral service provision

    We offer one of the best funeral services on the market, tailor-made to your customs and wishes.

  • Transfer to any cemetery in the country

    We will take care of preparing and transferring the coffin to any Spanish town or city.

  • Repatriation to your country of origin

    If the larger part of your family lives in your home country, we will arrange for the repatriation of the deceased and pay for a return trip of a companion. We are the only insurer to include it without any extra cost in the funeral policy!

  • Regulatory capital

    To cover any possible extra costs incurred between the service contracted and the one finally provided. Options: 5% - 10% - 15% and 20% of the capital for providing the service.

  • Telephone and legal assistance

    Everything starts with a simple phone call, at any time of the day. A professional adviser will go to wherever your family is located and provide a completely personalised service to accompany them throughout the entire process. In addition, your family will enjoy a support helpline for any query.

  • Psychological support

    Following a difficult time like this, what's most important is trying to cope with the loss of your loved one. As a result, your family will be offered psychological support during and after the process.

  • Worldwide medical assistance

    Did you know that with your DKV funeral policy, you are also covered when you travel abroad, with up to 18,000 euros for medical expenses in the event of an emergency?

  • Erasure of digital identity

    We will manage your digital end-of-life by erasing content on social media, cloud files and emails.

  • Online will

    With DKV, you can write your will at any time and from place using the online Will tool. In addition, if you have any questions, an expert lawyer will advise you. You have one annual modification free of charge!

  • Funeral planning service

    We are the first insurer to advise you on defining the farewell that best represents you: coffin, speeches, flowers, type of ceremony, burial or cremation, people to notify, organ donation, will, etc. in a safe, private and accessible way, where you can modify it as many times as you wish. In addition, you will help your loved ones make decisions at such a deeply emotional time.

Optional services

  • Allowance for exceptional expenses.

    Financial support for unforeseen expenses incurred from the burial.

  • Accident cover

    In the event of any type of accident resulting in death or permanent disability, we will offer you a payment of between 1,000 and 60,000 euros.

  • Complementary worldwide assistance

    Transfer of the deceased from any point abroad to any cemetery located in Spain, regardless of the time spent abroad.

  • Hospitalisation

    Up to 60 euros per day in the event of hospitalisation for any reason.

  • Health and wellness services - ServiPlus Package

    47 free dental treatments and others at reduced prices compared to the market through the DKV Club Salud y Bienestar. You will also enjoy access to consultations with medical specialists at special prices: paediatrics, dermatology, gynaecology, ophthalmology, cardiology, endocrinology and... much more!

    NEW. We include one dental cleaning a year as a gift for all insured persons in the policy. Access DKV Club Salud y Bienestar and choose the dentist you want to visit in the DKV medical directory.

  • Serious dental accident

    If it affects more than three teeth, we will reimburse you for the treatment costs (maximum 6,000 euros).

  • Medical phone lines 

    24-hour medical helpline, Paediatrics medical helpline, Pregnancy medical helpline, Medical helpline for women, Sports medical helpline, Nutrition medical helpline, Tropical medical helpline.

  • 24-hour medical chat

    When taking out the ServiPlus Package of health and wellness services, you will receive as a GIFT access to the medical chat through the Quiero cuidarme Más app, so you can make unlimited consultations from anywhere.

     

Additional cover

  • Asistencia Sénior

    Home care for convalescents who need to be immobilised (longer than 7 days) and discounts on DNA extraction for preventive and therapeutic purposes.

  • Asistencia Junior

    Educational support services at home or in hospital, for children and adolescents aged 6 to 16 who must remain immobilised due to an illness or accident.

  • Legal protection for the family

    Legal cover that will protect you when claiming damages and legal defence of a private and family nature, up to 2,000 euros in expenses. This also includes guidance for drawing up a Living Will.

  • Comprehensive pet assistance

    Free information and advice over the phone regarding cats and dogs, with access to services and discounted prices, including managing the death of your pet (up to 250 euros).

Avoid worries, bureaucracy and find support in us throughout the entire process

Why take out a DKV death insurance policy?

Satisfied customers
A flexible insurance suited to your needs

We adjust the price of your premium according to your situation and age, so that you decide the modality that best suits your needs. In addition, children up to 4 years of age do not pay.

Video consultation and chat with specialists
It includes great support

Wherever you are, our national network of psychologists specialising in bereavement will contact you and offer you a customised service.

Conditions and commitment
Let us take care of everything

So you do not have to worry about anything, with just a call, an adviser will take care of all the procedures: funeral management, transfers and legal advice.

Avoid waiting lists
Do the procedures online

We are the only insurer with a digital service to create and modify the will, plan the funeral and manage the digital end-of-life in search engines and social media.

Our customers' opinion is very important

What do our customers think about our funeral insurance?

Testimonials DKV Modular Fabiola
Everything is resolved with just a call

My husband and I decided to take out funeral insurance for us after the death of my parents. They had taken out the funeral insurance, and at the time we didn't have to pay any extra expenses. In addition, they provided help and support at all times. You can forget about everything, so you don't need to decide on anything; just one call and everything is resolved.

Carmen Soriano
Testimonials DKV Famedic Plus family
Delighted to make the most of all the services

I was wrong thinking that a funeral insurance is only used when you die. It includes health services, and the very latest cover, such as an online will, the deletion of details on social media, planning and eco-funeral, also conscious about the planet.

Pablo Santamaría
Testimonials DKV Famedic Plus young person
I was looking for an insurance policy with repatriation service to my country

I took out the insurance when I came to work in Spain. My entire family is in Nicaragua, and I know that with DKV, I will be able to join them and fulfil our wishes. In addition, when I travel to visit them, I have healthcare the entire time I'm there on holiday.

Ana Ramirez
DKV Ecofuneral

DKV Ecofuneral

The first funeral insurance policy aimed at minimising environmental impact through a forward-thinking approach, both in terms of the funeral service and the use of new technologies and materials. Because our final act can be very significant, find out about our ecological funeral insurance.

Frequently asked questions about funeral insurance

We resolve your most frequent queries about funeral insurance

Death insurance guarantees a funeral service on the decease of an insured person, as well as the management of all necessary procedures in the event of death: administrative and legal procedures, transfers to any place in Spain and international repatriations.

In addition, funeral insurance includes a wide range of assistance guarantees and complementary cover that complete its assistance and family nature.

See more information about what a death insurance is

Death insurance is an insurance for the provision of services, that is, it mainly covers organising, managing and executing the funeral service on the decease of an insured person, as well as covers the cost of this service. 

See more

For many reasons, such as due to the cost of a service, which is always higher if privately contracted, or for the peace of mind of your family, thus avoiding them having to bear the responsibility of contracting a funeral service when you pass away at such an emotionally complicated time.

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When calculating the cost of your funeral insurance, there are basically two risk factors that determine the insurance premium: the insured capital and the insured person's age.

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If you are a foreigner and reside in Spain, DKV Protección Familiar includes the repatriation service to your home country, a round trip for a companion and other important advantages. We are the only ones to guarantee it without an extra cost in your funeral policy!

Did you know that with your DKV death insurance policy, you are also covered when you travel abroad, with up to 18,000 euros for medical expenses in the event of an emergency? We make the difference with the limit.

It is a daily allowance or benefit for each day that the insured person is admitted to hospital. At DKV, the cover is extended to a limit of 365 days of hospitalisation.

In addition, this guarantee includes a childbirth benefit and an additional benefit for including the newborn in the family insurance policy.

Some companies apply waiting periods ranging between 20 and 90 days from the date of taking out the insurance for funeral cover.

At DKV, there are no waiting periods. The rights are immediate, but before taking out the insurance, all insured persons must answer a short health questionnaire, which is common practice and which will allow us to discard covering any non-insurable risks (e.g. cancer patients or patients with other severe illnesses).

Hospitalisation cover has a waiting period of 3 months (except due to accident) and childbirth cover has an 8-month waiting period.

In the rest of guarantees, the rights of use are immediate.

All of our death insurance policies are life-long. This means that once a death insurance policy is taken out, it is valid for the insured person's whole life unless the policyholder cancels the insurance or stops paying the premium.

Like any other insurance, by requesting the company to cancel the policy, in a reliable manner, one month before the year's expiry date. 

We have a wide national network of authorised funeral service providers, so you won't have to worry about the management and provision of the service. See here

Although the purpose of the policy is to provide the service, if the family chooses to carry out the service somewhere else, the company will have to pay the insured capital to the legal heirs.

At DKV, in periodically-paid premium policies, you can take out funeral insurance up to 70 years of age, or up to 75 if you are a DKV customer in other sectors or it is a family policy with insured persons under 70.

In single premium policies there is no age limit, but it can only be taken out from the age of 70. 

Fast and simple! Take out DKV death insurance 100% online through our website in just 5 minutes:

1.    Calculate your price with no strings attached.
2. Fill in your personal details and those of who you want to insure.
3. Confirm your details: check that they are all correct.
4. Make the payment.
5. We will give you your insurance number and send you a confirmation email so that you can enjoy all the advantages offered by the funeral insurance DKV Protección Familiar from day one.
6. We also offer you a service to help you take out the insurance online. Call the free phone number 876 140 054, and we will answer any query.

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Do you need help?

If you are thinking about taking out an insurance policy and you have questions, we will answer them in the way you choose.

Ask for an appointment at your nearest branch, call us, request us to call you or take it out online.

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Conditions of price from*

  • Price from DKV Protección Familiar: Calculation for a 30-year-old person and a capital of €3,500 plus 5% regulatory capital. Residing in Valencia, Almería, Cáceres, Córdoba, Granada and Guipuzkoa.

The premiums are valid during 2022.

You are a DKV customer

Please call us on:

900 810 072

Exclusive mutual society members

Please call us on:

900 810 073

You aren't a DKV customer