Find out about our insurance for the entire family
We look after what's most important, your health and that of your family
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Unlimited consultations and check-ups with specialists: gynaecology, paediatrics, nursing, emergency...
without the need for authorisations or waiting lists -
Prevention and diagnostic tests: X-rays, ultrasound scans, blood tests.
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Included services of psychology, speech therapy and dental care with caries prevention, sealants and fillings.
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With a discount when taken out with the entire family
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Worldwide travel assistance abroad
With more than 40,000 doctors and 1,000 centres available throughout the country.
Paediatric medical helpline, 24-hour doctor and video consultation and chat with specialists.
A 7% discount for taking out a policy with more than three members.
Free dental services and the rest with a huge discount, such as orthodontic treatments.
Health insurance for families
Enjoy health insurance that provides the best cover for your children: paediatrics, speech therapy, psychology, hospital emergencies and much more.
Dental insurance for families
Children's dental health is a large expense for families. With our dental insurance, children under 14 years of age do not pay, and you can enjoy discounts on orthodontic treatments.
Home insurance for families
Home insurance will protect you from common risks and third-party claims, with Civil Liability Insurance.
Calculate and take out your insurance for families now
Call us with no strings attached at 974 887 003
Why take out health insurance for your family?
The average waiting time in the Spanish Social Security for a consultation with a specialist is 72 days. Request an appointment directly without going to the GP.
Freedom to choose the time to visit a specialist without interfering in your daily life and without waiting lists.
Include your trusted gynaecologist and paediatrician in your policy if they are not in our extensive medical directory.
Medical directory with more than 40,000 professionals and 1,000 health centres, such as the clinics Teknon, Quirón, Ruber, the CUN*, etc., without having to pay more for them.
Authorisations or appointment requests for certain tests, etc. through the Customer private area. WhatsApp service for resolving queries, authorisations and tests related to COVID-19.
In the event of hospitalisation, you will enjoy a private room with a bed for your companion.
Families with DKV
Medical specialists
Paediatricians across the country
Health queries resolved via video consultations with paediatricians.
Compare the cover of our health insurance policies
Which health insurance covers your family's needs?
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DKV Famedic Plus The most affordable family health insurance with access to seven of the most demanded specialities |
DKV Integral Complet Our medical directory insurance with direct access to more than 40,000 specialists, without waiting lists and high copayments. |
DKV Integral Élite Our most popular medical directory insurance. Direct access with no copayment to more than 40,000 specialists with no waiting lists. |
DKV Mudisalud Classic 80% reimbursement of medical fees in Spain and 90% abroad, with a limit of €237,000. |
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Primary care |
no | |||
Medical assistance in the centre and at home, paediatrics, nursing service and ambulance service for emergencies. |
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All the medical specialities |
Unlimited consultations in 7 medical specialities | |||
Cardiology, digestive system, traumatology, gynaecology, ophthalmology, chiropody, dermatology, allergies... and all diagnostic tests. |
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Surgery and hospitalisation |
no | |||
Hospital care for medical or surgical treatment. |
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Access to any specialist and centre |
DKV Famedic Plus own centres | Network-affiliated medical directory with more than 40,000 specialists | Network-affiliated medical directory with more than 40,000 specialists | Access to any specialist and centre with reimbursement of expenses |
Psychotherapy |
no | |||
20 sessions/year and 40 for eating disorders, bullying at school, cyber-bullying, occupational stress and gender-based or domestic violence. |
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Nutritionist |
no | |||
For treatment and management of obesity, up to 20 sessions per year. |
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Dental coverage |
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Dental coverage |
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Video consultation and chat service: general medicine and specialists |
General medicine | |||
Unlimited video consultations with specialists, 24h medical chat, electronic prescription, health folder, health coach and digital midwife. |
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Single price for families |
Single price for families (up to 8 members) | Discounts for households: 7% (4 pers.) 12% (+4 pers.) | Discounts for households: 7% (4 pers.) 12% (+4 pers.) | |
Up to 8 members. |
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Medical phone lines |
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Medical phone lines |
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Reimbursement of pharmacy expenses |
no | no | no | |
50% up to 100 euros/year |
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Reimbursement for vaccinations |
no | no | no | |
We reimburse up to €50 per vaccine with a total limit of €150 per customer per year. |
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Contribution for medical treatment |
Payment by service (except visits to the included specialities) | With high copayment | Without copayment | Without copayment |
The amount you have to pay when you use certain services. |
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Vaccination schedule
Vaccines prevent and help protect our children against multiple illnesses. We are aware of their importance, but it is also important to know the characteristics of each vaccine in detail and against which diseases they protect.
In this guide you can also see the vaccination schedule according to your child's age.
We took out health insurance before having children with the idea of enjoying the insurance during pregnancy and insuring our babies. It was a real success, especially in terms of vaccines, first check-ups, and I even used the digital midwife service.
Being able to visit my children's paediatrician without having to wait several days makes it very easy for us, especially when we have a fright due to a fall in school, a fever that doesn't go away or a rash that requires visiting a dermatologist.
We have always relied on Social Security, but having a health insurance too has been great to save on my daughter's orthodontics costs or consultations with a psychologist during her adolescence.
Before taking out insurance, have everything clear
Here are the FAQs
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Can I continue taking my child to our usual paediatrician?
If your trusted paediatrician is not in the DKV medical directory, you can include yours with a small surcharge.
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Can I have a medical consultation from home?
Yes. You can use the medical helplines, including the 24-Hour DKV Physician or the 24-hour Paediatrics Helpline. In addition, through the Quiero cuidarme Más app you can also enjoy virtual consultations with specialists via telephone, chat or video call.
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Do we have cover abroad?
All DKV health insurance policies have medical assistance abroad in the event of an emergency for trips of less than 180 days. In addition, reimbursement insurance policies allow you to go to a doctor or centre of your choice anywhere in the world and receive the reimbursement of expenses in a few days.
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What advantages can we enjoy if the entire family takes it our?
Discount for family policies: 7% if you are four insured persons, or 12% if you are five or more. Plus an additional 7.5% for making an annual payment.
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Are childhood vaccines included?
All compulsory vaccinations in the Spanish vaccination schedule are included.
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Can I take out the health insurance on the website?
Our most popular insurance policies are taken out on the website. You can also take them out over the phone with the help of a sales adviser. And, you can obtain information and help in taking them out at our branches.
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Are dental consultations covered?
Yes. Unlike other insurance policies, DKV includes dental cover in all its health insurance, with 47 dental services and several discounts on orthodontic treatments, cosmetic dentistry and implantology. We also have two dental insurance policies with further cover and services. To learn about the importance of dental care in childhood, download this free guide.
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How many psychology sessions are there a year?
Your health insurance includes 20 consultations a year with a psychologist to treat any emotional health problem. If you suffer school bullying or workplace harassment, cyberbullying, eating disorders, such as anorexia or bulimia, you will have up to 40 sessions.
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What additional services can I take out for my family?
You will have access to the entire catalogue of health and well-being services at lower-than-market prices.
We want to improve what surrounds us! With our four causes.
Are you one of us?
Actions that fight against reducing overweight figures in children.
We are a Zero CO2 emissions company. Our planet needs us, and we work towards protecting and recovering it.
We no longer want to be mothers, but MalasMadres, which is why we are launching #TimeToTakeCareOfYourself
At the DKV Integralia Foundation, we work towards the social and professional integration of all people.