Reimbursement health insurance, DKV Mundisalud
Choose the doctor and centre you want to go to, whether they are part of the medical directory or not.
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Access the DKV medical directory or choose the doctor you want.
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Any medical centre in Spain and abroad.
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We will reimburse between 80% and 90% of the total expenses.
Take it out now with a 33% discount.
Discounts for the next 6 years
Why choose DKV Mundisalud
All the advantages of your reimbursement medical insurance
Reimbursement of expenses within 7 days in a simple way through the app, with just a photo.
We will reimburse up to 80% in Spain and 90% abroad.
Unlimited virtual consultations with specialists by video call and chat.
We will reimburse 50% of the cost of medicines and up to €50 per vaccine.
Request information and take out reimbursement insurance now
Call us FREE OF CHARGE with no strings attached at 876 14 70 77 and have an expert inform and help you throughout the process.
All the details about DKV Mundisalud
An insurance with the world's most prestigious specialists at your fingertips
Cover and services
DKV Mundisalud, an expense reimbursement insurance that allows you freedom to choose the specialist or medical centre you wish to visit, anywhere in the world.
You will be able to use the DKV medical directory with full cover, and you will be able to choose freely the centre or doctor with a reimbursement of up to 80% in Spain and 90% abroad.
Included cover
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Primary care
General practice, paediatrics, nursing services and 24-hour medical emergencies.
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All the medical specialities
Cardiology, dermatology, traumatology, gynaecology and oncology, as well as diagnostic tests: ultrasounds, magnetic resonances, CAT scans, radiotherapy, etc.
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Hospitalisation and surgery
Hospital admission and stay. In addition, you will have your own room with an extra bed for your companion.
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Dental coverage
More than 50 free services and the rest with large discounts.
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Podiatry, physiotherapy and rehabilitation
No limit on sessions!
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Psychology
20 sessions/year and 40 for eating disorders, bullying at school, cyber-bullying, occupational stress and gender-based or domestic violence.
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Accident cover
You will receive medical assistance if you experience any kind of occupational or traffic accident.
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Pharmacy coverage
We will reimburse up to 70% of the cost of medicines prescribed by your doctor, with a limit of €100 per customer per year.
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Reimbursement for vaccinations
Rotavirus, HPV rescue, B-Bexsero meningitis..., we reimburse up to €50 per vaccine with a total limit of €150 per insured person per year.
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Home services
Home tests and physiotherapy, in level 3 dependency.
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Second medical opinion
For any serious illness, you can compare a diagnosis and obtain a second medical opinion.
Health services
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Fast and agile reimbursement
100% reimbursement within 7 days, and through the app with a photo of the bill.
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Video consultation and chat with a doctor
You will be able to contact a doctor via chat, call or video call, as well as chat with your health coach to improve your lifestyle and with a midwife if you are pregnant or just gave birth to a baby.
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Telephone advice helplines
If you are worried about a symptom, call us and an agent on one of our helplines will be happy to attend to you: 24-hour general medicine, pregnancy, women's' health, nutrition and psycho-emotional health.
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Orthoptics treatment for children
Reimbursement of fees for treatment for lazy eye or strabismus in children under 10 years of age (limit of €35/session)
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Assisted reproduction services included
Fulfil your dream of becoming a mother thanks to the latest technology in assisted reproduction.
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Latest technology in medicine
Access to the most advanced diagnostic techniques and procedures, such as the Da Vincci robotic surgery, 3D colonoscopy and 3D/4D ultrasound.
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Biomechanical gait analysis
Biomechanical gait analysis every five years for adults and every two years for children under 15 years old at Podoactiva centres.
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Nutritionist
Nutritionist, 20 sessions per year, for the treatment and management of obesity.
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Health services complementary to the insurance
You will have access to a catalogue of health and well-being services at lower-than-market prices through DKV Club Salud y Bienestar.
Waiting periods
With the DKV Mundisalud insurance, you can use all the medical services and cover from day one, except:
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Hospitalisation and surgical procedures (including prostheses): 6 months
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Biomechanical gait analysis: 6 months
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Childbirth (except for premature births): 8 months
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Transplants: 12 months
Reimbursement limits and modalities
See the reimbursement limits for doctors or centres outside the DKV medical directory. They vary according to the modality taken out:
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DKV Mundisalud Complet: overall limit of 62,000 euros.
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DKV Mundisalud Classic: overall limit of 237,000 euros.
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DKV Mundisalud Élite: overall limit of 310,000 euros.
What health insurance do you need?
Compare the cover of our reimbursement insurance policies
33% Disc.
DKV Mundisalud Complet
80% reimbursement of medical expenses in Spain and 90% abroad
LIMIT OF €62,000
Take it out from €57/month
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Reimbursement of medical expenses in Spain
80% up to 62,000 euros/year per insured person
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Reimbursement of medical expenses abroad
90% up to 62,000 euros/year per insured person
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Reimbursement of pharmacy expenses
We will reimburse 100% of the cost of medicines prescribed by your doctor, as well as vaccines not covered by Social Security (Rotavirus, HPV rescue, B-Bexsero meningitis, etc.). We will reimburse up to €50 per vaccine with a total limit of €150 per customer per year.
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Reimbursement of expenses
Within 7 days through the app, simply by uploading a photo of the bill
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Assisted reproduction
Fulfil the dream of being a mother with fertility treatments
33% Disc.
DKV Mundisalud Classic
80% reimbursement of medical expenses in Spain and 90% abroad
LIMIT OF €237,000
Take it out from €71/month
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Reimbursement of medical expenses in Spain
80% up to 237,000 euros/year per insured person
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Reimbursement of medical expenses abroad
90% up to 237,000 euros/year per insured person
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Reimbursement of pharmacy expenses
We will reimburse 100% of the cost of medicines prescribed by your doctor, as well as vaccines not covered by Social Security (Rotavirus, HPV rescue, B-Bexsero meningitis, etc.). We will reimburse up to €50 per vaccine with a total limit of €150 per customer per year.
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Reimbursement of expenses
Within 7 days through the app, simply by uploading a photo of the bill
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Assisted reproduction
Fulfil the dream of being a mother with fertility treatments
33% Disc.
DKV Mundisalud Elite
90% reimbursement of medical expenses in Spain and abroad
LIMIT OF €310,000
Take it out from €89/month
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Reimbursement of medical expenses in Spain
90% up to 310,000 euros/year per insured person
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Reimbursement of medical expenses abroad
90% up to 310,000 euros/year per insured person
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Reimbursement of pharmacy expenses
We will reimburse 100% of the cost of medicines prescribed by your doctor, as well as vaccines not covered by Social Security (Rotavirus, HPV rescue, B-Bexsero meningitis, etc.). We will reimburse up to €50 per vaccine with a total limit of €150 per customer per year.
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Reimbursement of expenses
Within 7 days through the app, simply by uploading a photo of the bill
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Assisted reproduction
Fulfil the dream of being a mother with fertility treatments
You have an additional discount when choosing the payment method
Yearly payment
7% discount
About the final price
Half-yearly payment
4.6% discount
About the final price
Quarterly payment
2.8% discount
About the final price
Any insurance policy must start with a commitment
Terms and conditions of the contract
The highest in the market. Until the age of 75.
We will not cancel the contract if you have been with us for three years.
7% discount if you are 4 insured persons, or 12% if you are 5 or more.
We will inform you in advance on the renewal developments in your policy.
DKV APPs
We provide you with tools to make your life easier and take care of your health
DKV Activa
The DKV App with which you can manage all the aspects related to your insurance and health.
View your medical directory
Manage your authorisations
Manage your reimbursements and bills (only include in reimbursement products)
Your digital medical card
Virtual assistant that will help you with whatever you need
Manage your insurance documentation, contact details and payment methods
Digital healthcare services: video consultation and chat with specialists, pharmacy, health folder, psychotherapy service, and more.
Quiero Cuidarme Más App
Comprehensive management of the most important aspects of your health
Unlimited video consultations with specialists and 24h chat
Request the electronic prescription so you can go straight to the pharmacy.
Request an in-person appointment using the medical directory
Digital midwife
Psychological guidance through chat with tools to improve your mental health
Safely receive and store your medical reports and results.
Quiero Cuidarme blog
The DKV blog with which to learn how to take care of yourself with health advice for all the family.
Go to the blog and subscribe to receive the latest articles every week in your email.
Tips for a healthy diet
Articles written by our experts
Interactive infographics and video tips
Information about the DKV Mundisalud insurance policy
Download the documentation
Download the Activa DKV App!
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View your doctors and medical centres.
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Your digital medical card.
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Manage your authorisations and reimbursements.
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Contact DKV.
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Digital healthcare services: video consultation and chat with specialists, prescriptions, reports, etc.
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Do you need help?
If you are thinking about taking out an insurance policy and you have questions, we will answer them in the way you choose.
Visit your nearest agent
Call us
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Conditions of price from*
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Price from DKV Mundisalud Complet: Calculation for a 9-year-old person residing in Extremadura.
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Price from DKV Mundisalud Classic: Calculation for a 9-year-old person residing in the Autonomous Region of Valencia, Almería, Cádiz, Córdoba, Huelva, Jaén, Murcia, Navarre, Málaga, the Canary Islands or Granada.
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Price from DKV Mundisalud Élite: Calculation for a 9-year-old person residing in the Autonomous Region of Valencia, Almería, Cádiz, Córdoba, Huelva, Jaén, Murcia, Navarre, Málaga, the Canary Islands or Granada.
The premiums are valid during the campaign period.