Reimbursement health insurance, DKV Mundisalud

Choose the doctor and centre you want to go to, whether they are part of the medical directory or not.

  • Access the DKV medical directory or choose the doctor you want.

  • Any medical centre in Spain and abroad.

  • We will reimburse between 80% and 90% of the total expenses.

Take it out now with a 33% discount.
Discounts for the next 6 years

 

Why choose DKV Mundisalud

All the advantages of your reimbursement medical insurance

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Reimbursement of expenses

Reimbursement of expenses within 7 days in a simple way through the app, with just a photo.

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Reimbursement limit

We will reimburse up to 80% in Spain and 90% abroad.

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Video consultations with specialists

Unlimited virtual consultations with specialists by video call and chat.

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Pharmacy expenses and vaccinations

We will reimburse 50% of the cost of medicines and up to €50 per vaccine.

Taking out insurance by phone

Request information and take out reimbursement insurance now

Call us FREE OF CHARGE with no strings attached at 876 14 70 77 and have an expert inform and help you throughout the process.

All the details about DKV Mundisalud

An insurance with the world's most prestigious specialists at your fingertips

Cover and services

DKV Mundisalud, an expense reimbursement insurance that allows you freedom to choose the specialist or medical centre you wish to visit, anywhere in the world.

You will be able to use the DKV medical directory with full cover, and you will be able to choose freely the centre or doctor with a reimbursement of up to 80% in Spain and 90% abroad.

 

Included cover

  • Primary care

    General practice, paediatrics, nursing services and 24-hour medical emergencies.

  • All the medical specialities

    Cardiology, dermatology, traumatology, gynaecology and oncology, as well as diagnostic tests: ultrasounds, magnetic resonances, CAT scans, radiotherapy, etc.

  • Hospitalisation and surgery

    Hospital admission and stay. In addition, you will have your own room with an extra bed for your companion.

  • Dental coverage

    More than 50 free services and the rest with large discounts.

  • Podiatry, physiotherapy and rehabilitation

    No limit on sessions!

  • Psychology

    20 sessions/year and 40 for eating disorders, bullying at school, cyber-bullying, occupational stress and gender-based or domestic violence.

  • Accident cover

    You will receive medical assistance if you experience any kind of occupational or traffic accident.

  • Pharmacy coverage

    We will reimburse up to 70% of the cost of medicines prescribed by your doctor, with a limit of €100 per customer per year.

  • Reimbursement for vaccinations

    Rotavirus, HPV rescue, B-Bexsero meningitis..., we reimburse up to €50 per vaccine with a total limit of €150 per insured person per year.

  • Home services

    Home tests and physiotherapy, in level 3 dependency.

  • Second medical opinion

    For any serious illness, you can compare a diagnosis and obtain a second medical opinion.

Health services

  • Fast and agile reimbursement

    100% reimbursement within 7 days, and through the app with a photo of the bill.

  • Video consultation and chat with a doctor

    You will be able to contact a doctor via chat, call or video call, as well as chat with your health coach to improve your lifestyle and with a midwife if you are pregnant or just gave birth to a baby.

  • Telephone advice helplines

    If you are worried about a symptom, call us and an agent on one of our helplines will be happy to attend to you: 24-hour general medicine, pregnancy, women's' health, nutrition and psycho-emotional health.

  • Orthoptics treatment for children

    Reimbursement of fees for treatment for lazy eye or strabismus in children under 10 years of age (limit of €35/session)

  • Assisted reproduction services included

    Fulfil your dream of becoming a mother thanks to the latest technology in assisted reproduction.

  • Latest technology in medicine

    Access to the most advanced diagnostic techniques and procedures, such as the Da Vincci robotic surgery, 3D colonoscopy and 3D/4D ultrasound.

  • Biomechanical gait analysis

    Biomechanical gait analysis every five years for adults and every two years for children under 15 years old at Podoactiva centres.

  • Nutritionist

    Nutritionist, 20 sessions per year, for the treatment and management of obesity.

  • Health services complementary to the insurance

    You will have access to a catalogue of health and well-being services at lower-than-market prices through DKV Club Salud y Bienestar.

Waiting periods

With the DKV Mundisalud insurance, you can use all the medical services and cover from day one, except:

  • Hospitalisation and surgical procedures (including prostheses): 6 months

  • Biomechanical gait analysis: 6 months

  • Childbirth (except for premature births): 8 months

  • Transplants: 12 months

Reimbursement limits and modalities

See the reimbursement limits for doctors or centres outside the DKV medical directory. They vary according to the modality taken out:

  • DKV Mundisalud Complet: overall limit of 62,000 euros.

  • DKV Mundisalud Classic: overall limit of 237,000 euros.

  • DKV Mundisalud Élite: overall limit of 310,000 euros.

See reimbursement limits

Which is the right medical insurance for you?

Compare the cover of our reimbursement insurance policies

You have an additional discount when choosing the payment method

Yearly payment

7% discount

About the final price

Half-yearly payment

4.6% discount

About the final price

Quarterly payment

2.8% discount

About the final price

Any insurance policy must start with a commitment

Terms and conditions of the contract

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Maximum age to take out the insurance

The highest in the market. Until the age of 75.

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Whole life insurance

We will not cancel the contract if you have been with us for three years.

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Family savings

7% discount if you are 4 insured persons, or 12% if you are 5 or more.

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We are transparent

We will inform you in advance on the renewal developments in your policy.

Information about the DKV Mundisalud insurance policy

Download the documentation

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Do you need help?

If you are thinking about taking out an insurance policy and you have questions, we will answer them in the way you choose.

Visit your nearest agent

Visit your nearest agent

We’ll call you

We’ll call you

We want to improve what surrounds us! With our four causes.

Are you one of us?

Against childhood obesity

Actions that fight against reducing overweight figures in children.

For the planet

We have obtained the Zero CO2 seal from ECODES. Our planet needs us, and we work towards protecting and recovering it.

For women's health

We no longer want to be mothers, but MalasMadres, which is why we are launching #TimeToTakeCareOfYourself

For inclusion

At the DKV Integralia Foundation, we work towards the social and professional integration of all people.

Conditions of price from*

  • Price from DKV Mundisalud Complet: Calculation for a 9-year-old person residing in Extremadura.

  • Price from DKV Mundisalud Classic: Calculation for a 9-year-old person residing in the Autonomous Region of Valencia, Almería, Cádiz, Córdoba, Huelva, Jaén, Murcia, Navarre, Málaga, the Canary Islands or Granada.

  • Price from DKV Mundisalud Élite: Calculation for a 9-year-old person residing in the Autonomous Region of Valencia, Almería, Cádiz, Córdoba, Huelva, Jaén, Murcia, Navarre, Málaga, the Canary Islands or Granada.

The premiums are valid during the campaign period.

You are a DKV customer

Please call us on:

900 810 072

Exclusive mutual society members

Please call us on:

900 810 073

You aren't a DKV customer