Reimbursement health insurance, DKV Mundisalud
Choose the doctor and centre you want to go to, whether they are part of the medical directory or not.
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Access the DKV medical directory or choose the doctor you want.
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Any medical centre in Spain and abroad.
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We will reimburse you up to 90% of the total medical expenses.
Buy now with a 30% discount.
Discounts for 6 years.
All the advantages of your reimbursement medical insurance
Why choose DKV Mundisalud
Reimbursement of expenses within 7 days in a simple way through the app, with just a photo.
We will reimburse you up to 90% of the medical expenses incurred in Spain and abroad.
Medical chat and video consultation with specialists wherever you are, offering you the best assistance.
We will reimburse up to 70% of the cost of medicines and up to €50 per vaccine.
Request information
You will be contacted by an expert to provide you with information on our insurance policies.
An insurance with the world's most prestigious specialists at your fingertips
All the details about DKV Mundisalud
Cover and services
DKV Mundisalud, an expense reimbursement insurance that allows you freedom to choose the specialist or medical centre you wish to visit, anywhere in the world.
You will be able to use the DKV medical directory with full cover, and you will be able to choose freely the centre or doctor with a reimbursement of up to 90% in Spain and abroad.
Included cover
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Primary care
General practice, paediatrics, nursing services and 24-hour medical emergencies.
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All the medical specialities
Cardiology, dermatology, ophthalmology, traumatology, gynaecology, neurology, oncology, psychiatry, etc.
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Diagnostic tests
Clinical analyses, X-rays, ultrasounds, magnetic resonances, CT scans, mammograms, endoscopies, etc.
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Surgery and hospitalisation
Hospital admission and stay.
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Annual general medical check-up
In a single appointment: physical consultation and examination, as well as analytical, cardiological, auditory and ophthalmological tests. Medical guidance following results.
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Dental coverage
More than 50 free services and the rest with large discounts.
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Psychology
20 sessions and 40 sessions for people under 24 years old for eating disorders, school bullying, cyberbullying, work-related stress, and gender-based or domestic violence.
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Podiatry, physiotherapy and rehabilitation
No limit on sessions!
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Worldwide travel assistance
You will have up to €30,000 for emergency medical assistance on journeys abroad of up to 180 days.
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Accident cover
You will receive medical assistance if you experience any kind of occupational or traffic accident.
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Reimbursement of pharmacy expenses
We will reimburse up to 50% of the cost of medicines prescribed by your doctor, with a limit of €100 per insured customer per year.
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Reimbursement for vaccinations
Rotavirus, human papillomavirus in boys and meningitis B (Bexsero), we reimburse up to €50 per vaccine with a total limit of €150 per insured person per year.
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Reimbursement of Orthoptics treatment for children
Reimbursement of fees for treatment for lazy eye or strabismus in children under 10 years of age, up to 10 sessions per year and a reimbursement of €35 per session.
Health services
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Fast and agile reimbursement
Reimbursement of bills as soon as possible, within 7 days, and through the app.
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24h video consultation and medical chat
Talk to a doctor via call, video call or chat, as well as chat with a health coach to improve your lifestyle and with a midwife if you are pregnant or just gave birth to a baby.
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Medical helplines
24-hour general medicine, 24-hour paediatrics, pregnancy, women's health, nutrition, psychoemotional or sports health.
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Assisted reproduction
Fulfil your dream of becoming a mother thanks to the latest technology in assisted reproduction.
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Nutritionist
Nutritionist, 20 sessions per year, for the treatment and management of obesity.
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Biomechanical gait analysis
An analysis every five years for adults and every two years for children under 15 years old in Podoactiva centres.
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Second medical opinion
In the event of severe illness, you will have remote access to an assessment and second opinion from world-renowned medical specialists.
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Latest technology in medicine
Access to the most advanced diagnostic techniques and procedures, such as the Da Vincci robotic surgery, 3D colonoscopy and 3D/4D ultrasound.
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Preventive care programmes
We help you improve your health condition: early detection of diabetes; child health; oral health; glaucoma; women's cancer; prostate, colorectal and skin cancer; and coronary risk prevention.
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Health services complementary to the insurance
You will have access to a catalogue of health and well-being services at lower-than-market prices through DKV Club Salud y Bienestar.
Which is the right medical insurance for you?
Compare the cover of our reimbursement insurance policies
25% Disc.
DKV Mundisalud Complet
80% reimbursement of medical expenses in Spain and 90% abroad
LIMIT OF €62,000
Take it out from 63 €/mes
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Reimbursement of medical expenses in Spain
80% up to 62,000 euros/year per insured person
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Reimbursement of medical expenses abroad
90% up to 62,000 euros/year per insured person
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Reimbursement for pharmacy expenses and vaccinations
Pharmacy: 50% up to €100. Vaccinations: rotavirus, meningitis B (Bexsero), HPV in boys, up to €50 per vaccine with a total limit of €150/insured person/year.
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Reimbursement of expenses
Within 7 days through the app, simply by uploading a photo of the bill
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Assisted reproduction
Fulfil the dream of being a mother with fertility treatments
30% disc.
DKV Mundisalud Classic
80% reimbursement of medical expenses in Spain and 90% abroad
LIMIT OF €237,000
Take it out from €75/month
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Reimbursement of medical expenses in Spain
80% up to 237,000 euros/year per insured person
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Reimbursement of medical expenses abroad
90% up to 237,000 euros/year per insured person
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Reimbursement for pharmacy expenses and vaccinations
Pharmacy: 50% up to €100. Vaccinations: rotavirus, meningitis B (Bexsero), HPV in boys, up to €50 per vaccine with a total limit of €150/insured person/year.
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Reimbursement of expenses
Within 7 days through the app, simply by uploading a photo of the bill
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Assisted reproduction
Fulfil the dream of being a mother with fertility treatments
30% disc.
DKV Mundisalud
Élite
90% reimbursement of medical expenses in Spain and abroad
LIMIT OF €310,000
Take it out from €93/month
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Reimbursement of medical expenses in Spain
90% up to 310,000 euros/year per insured person
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Reimbursement of medical expenses abroad
90% up to 310,000 euros/year per insured person
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Reimbursement for pharmacy expenses and vaccinations
Pharmacy: 50% up to €100. Vaccinations: rotavirus, meningitis B (Bexsero), HPV in boys, up to €50 per vaccine with a total limit of €150/insured person/year.
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Reimbursement of expenses
Within 7 days through the app, simply by uploading a photo of the bill
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Assisted reproduction
Fulfil the dream of being a mother with fertility treatments
Waiting periods
With the DKV Mundisalud insurance, you can use all the medical services and cover from day one, except:
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Transplants: 12 months
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Surgical procedures, hospitalisation and prostheses: 8 months
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Childbirth (except for premature deliveries or C-sections): 8 months
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Outpatient surgical procedures and acts: 6 months
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High-tech diagnostics: 6 months
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Biomechanical gait analysis: 6 months
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Proton therapy in paediatric tumours: 8 months
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Healthcare for HIV/AIDS: 12 months
Reimbursement limits and modalities
See the reimbursement limits for doctors or centres outside the DKV medical directory. They vary according to the modality taken out:
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DKV Mundisalud Complet: overall limit of 62,000 euros.
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DKV Mundisalud Classic: overall limit of 237,000 euros.
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DKV Mundisalud Élite: overall limit of 310,000 euros.
Terms and conditions of the contract
Any insurance policy must start with a commitment
The highest in the market. Until the age of 75.
We will not cancel the contract if you have been with us for three years.
7% discount if you are 4 insured persons, or 12% if you are 5 or more.
7% disc. for yearly payment, 4.6% for half-yearly payment and 2.8% for quarterly payment.
DKV APPs
We provide you with tools to make your life easier and take care of your health
DKV Activa
The DKV App with which you can manage all the aspects related to your insurance and health.
View your medical directory
Manage your authorisations
Manage your reimbursements and bills (only include in reimbursement products)
Your digital medical card
Virtual assistant that will help you with whatever you need
Manage your insurance documentation, contact details and payment methods
Digital healthcare services: video consultation and chat with specialists, pharmacy, health folder, psychotherapy service, and more.
Quiero Cuidarme Más App
Comprehensive management of the most important aspects of your health
Unlimited video consultations with specialists and 24h chat
Request the electronic prescription so you can go straight to the pharmacy.
Request an in-person appointment using the medical directory
Digital midwife
Psychological guidance through chat with tools to improve your mental health
Safely receive and store your medical reports and results.
Quiero Cuidarme blog
The DKV blog with which to learn how to take care of yourself with health advice for all the family.
Go to the blog and subscribe to receive the latest articles every week in your email.
Tips for a healthy diet
Articles written by our experts
Interactive infographics and video tips
Download the documentation
Information about the DKV Mundisalud insurance policy
Download the Activa DKV App!
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View your doctors and medical centres.
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Your digital medical card.
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Manage your authorisations and reimbursements.
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Contact DKV.
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Digital healthcare services: video consultation and chat with specialists, prescriptions, reports, etc.
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Do you need help?
If you are thinking about taking out an insurance policy and you have questions, we will answer them in the way you choose.
Visit your nearest agent
Call us
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Conditions of price from*
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Price from DKV Mundisalud Complet: Calculation for a 9-year-old person residing in Extremadura.
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Price from DKV Mundisalud Classic: Calculation for a 9-year-old person residing in the Autonomous Region of Valencia, Almería, Cádiz, Córdoba, Huelva, Jaén, Murcia, Navarre, Málaga, the Canary Islands or Granada.
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Price from DKV Mundisalud Élite: Calculation for a 9-year-old person residing in the Autonomous Region of Valencia, Almería, Cádiz, Córdoba, Huelva, Jaén, Murcia, Navarre, Málaga, the Canary Islands or Granada.
The premiums are valid during the campaign period.