Insurance for self-employed workers

Protecting your health and business is our priority.

  • Complete medical assistance and financial support in the event of medical leave

  • Extensive cover with more than 51,000 specialists and the best medical centres.

  • Streamline your authorisations and payments for work leave.

Benefits of taking out insurance for self-employed workers

Conditions of use
Personalised cover

You can combine health insurance with a work leave policy according to your needs.

Taking out the insurance
Financial peace of mind

In view of the possibility of losing income, to focus on your recovery.

app procedures
24-hour assistance

Chat and video consultation with specialists wherever you are, offering you the best assistance

Savings
Deductible expenses

As a self-employed worker, you can deduct up to €500 from Personal Income Tax.

Taking out insurance by phone

Request information and take out insurance

You will be contacted by an expert to provide you with information on our insurance policies.

Take care of your health and business with our insurance for self-employed workers

At DKV, we understand that the daily routine of self-employed workers can put off medical visits. This is why we provide access to our medical directory with extensive visiting hours, so you can take care of your health with it affecting your finances if you cannot go to work.

Insurance for self-employed workers

Health insurance for self-employed workers

Quality medical assistance with health insurance that allows you to visit your specialist during our extensive visiting hours.

Work leave insurance for self-employed workers

If you cannot work due to illness or accident, you will receive a daily compensation for disability.

insurance for SMEs

Health insurance for SMEs

Small companies with up to 50 employees, so employees, partners and relatives take care of their health.

Other insurance policies

Once your medical assistance is covered, we will present you other insurance policies for each area of your life.

DKV Dentisalud

Dental insurance

Take care of your smile with many treatments without paying extra, and others with up to 40% discount, no waiting period or limits.

DKV death insurance

Funeral insurance

One of the best funeral services, psychological assistance and transfer and repatriation to your country of origin.

DKV life insurance

Life insurance

Ensure your family's financial stability, insuring enough money to protect them if you weren't there.

Home insurance

The home insurance with the best cover to protect your home from multiple risks.

DKV medical care

When you take out health insurance, the medical directory is what you will value most, as well as having trustworthy doctors and centres near you and being able to go to specialists whenever you need it.

Avoid waiting lists and long procedures with the fastest, most convenient healthcare.
 

Doctors and centres

  • Complete Medical Directory

    See medical directory
  • Espacios de Salud DKV

    Own centres, with odontologists and specialists, personalised treatments with high-quality materials and the latest technology, all with your health in mind.

  • Medical specialists

    Enjoy access to consultations with specialists from day one.

  • Clinical analyses and diagnostic tests

    Laboratory tests, as well as early detection tests, diagnostic tests and check-ups in specialities.

  • Dental treatments

    Dental cover at no additional cost (check-ups, dental cleanings or extractions) and other services with major discounts: orthodontics, cosmetic dentistry, etc.

  • Podiatry, physiotherapy and rehabilitation

    Unlimited sessions in our medical directory insurance. For DKV Famedic Profesional customers, we offer 20 physiotherapy sessions per year for the policyholder.

  • Psychology

    20 sessions/year and 40 for eating disorders, bullying at school, cyber-bullying, occupational stress and gender-based or domestic violence. In the case of DKV Famedic Profesional, you have a psychoemotional helpline available.

Special services for self-employed workers

  • Telephone advice helplines

    24-hour general medicine, pregnancy, women's health, nutrition and psychoemotional health.

  • Video consultation and chat with a doctor

    Speak with a doctor via chat, call or video call, as well as speak with a coach to improve your habits and with a midwife if you are pregnant or just gave birth to a baby.

  • Health and wellness services

    For being a DKV customer, access services with discounts: nutrition, sport, fertility treatments, cosmetic or wellness treatments, among others.

  • Second medical opinion

    When taking out your work leave insurance, you will enjoy access to a second medical opinion service for your peace of mind.

  • Company accounts tool

    If you take out DKV Famedic Profesional, the policyholder will enjoy a special service for being a self-employed worker: free access to a billing, taxes and accounting tool on the cloud.

  • Legal advice helpline

    For the policyholder, provided by an expert company leader in legal defence. If you take out DKV Famedic Profesional

Download the Activa DKV App!

  • View your doctors and medical centres.

  • Your digital medical card.

  • Manage your authorisations and reimbursements.

  • Contact DKV.

  • Digital healthcare services: video consultation and chat with specialists, prescriptions, reports, etc.

Do you need help?

If you are thinking about taking out an insurance policy and you have questions, we will answer them in the way you choose.

Visit your nearest agent

Visit your nearest agent

We’ll call you

We'll call you FREE OF CHARGE

We want to improve what surrounds us! With our four causes.

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Against childhood obesity

Actions that fight against reducing overweight figures in children.

For the planet

We have obtained the Zero CO2 seal from ECODES. Our planet needs us, and we work towards protecting and recovering it.

For women's health

We no longer want to be mothers, but MalasMadres, which is why we are launching #TimeToTakeCareOfYourself

For inclusion

At the DKV Integralia Foundation, we work towards the social and professional integration of all people.

Are you looking for insurance for your company?

You are a DKV customer

Please call us on:

900 810 072

Exclusive mutual society members

Please call us on:

900 810 073

You aren't a DKV customer