Discover our insurance for self-employed workers

We want to protect your health and your business, and this way ensure that you receive medical help and financial support in any situation.

  • You will have access to the most comprehensive healthcare, avoiding waiting lists and leaving your business.

  • We offer extensive cover for health and preventive services, with more than 51,000 specialists and the best medical centres.

  • We guarantee speedy authorisation processes for diagnostic tests and payment of compensation for work leave.


Benefits of taking out insurance for self-employed workers

Satisfied customers

Self-employed workers trust and enjoy the benefits they have with DKV 

Medical directory

Medical professionals to attend without waiting or prior procedures.

Video consultation and chat with specialists
+ 315,000

Virtual medical consultations in a year without the need for face-to-face visits.

Taking out the insurance

Received from the Social Security on the wage base, in the event of work leave.

Taking out insurance by phone

Request information to take out health insurance

Call us with no obligation to get information from an expert, who will help you during the process, or fill in the form below to get information on health insurance for self-employed workers and its cost

Take care of your health and business with our health insurance for self-employed workers

Insurance for self-employed workers
Your health in the best hands

At DKV, we are aware of the needs of self-employed workers. We know that your daily routine can cause you to postpone your medical visits, and we want to be by your side so that you can take care of yourself and your finances are not affected if you have to leave your job.

We also know that a lack of time is a handicap, which is why we provide you with more than 51,000 medical specialists to visit during the extensive visiting hours. 

DKV Famedic Profesional

Health insurance

Enjoy quality medical assistance with health insurance that allows you to visit your specialist without having to go through your GP and during our extensive visiting hours, so you don't have to neglect your business.

DKV Renta

Work leave insurance

We help you protect your income in the event of temporary disability. If due to illness or accident you cannot work, you will receive a daily compensation.

DKV medical directory

When you take out health insurance, the medical directory is what you will value most, so that you have the centres you visit near you and you can go to a medical specialist whenever you need it.

At DKV, we have more than 51,000 professionals and 1,000 medical centres available throughout Spain. Avoid waiting lists and long procedures with the security and professionalism of the most convenient, fastest healthcare, and choose whatever you need at any time.

Network-affiliated medical directory and own health centres

  • Complete Medical Directory

    See medical directory
  • Espacios de Salud DKV

    Whether you are a DKV customer or not, we have our own Espacios de Salud (Health Spaces), with odontologists and specialists, personalised treatments with high-quality materials and the latest technology, all with your health in mind.

  • Medical specialists

    Enjoy access to consultations with specialists from day one: general medicine, nursing services, paediatrics, gynaecology, allergology, dermatology, traumatology, ophthalmology, etc.

  • Clinical analyses and diagnostic tests

    Take laboratory tests to confirm or rule out a medical diagnosis. Study of biological samples by means of blood, urine or faeces tests for objective results. As well as early detection tests, diagnostic tests, preventive or general check-ups in medical specialities. Access the test once the medical specialist has assessed you.

  • Dental treatments

    From preventive dentistry to cosmetic treatments, with DKV medical insurance, you will enjoy dental cover at no additional cost. You can take out many treatments including dental cleaning, sealants or extractions without paying extra, and other services with great discounts: orthodontics, cosmetic dentistry, etc.

  • Health and wellness services

    Health services at special prices for being a DKV customer: nutrition, sport, gait analysis, fertility treatments, cosmetic or wellness treatments, among others.

Services for self-employed workers that make all the difference

  • Telephone advice helplines

    Medical advice helpline at any time and from anywhere. If you are worried about a symptom, call us and an agent on one of our 10 helplines will be happy attend to you: 24-hour healthcare, general medicine, phsycoemotional, nutritional, women's health, sports, pregnancy, 24-hour paediatric, childhood obesity and tropical services.

  • Video consultation and chat with a doctor

    You will be able to contact a doctor by phone, video call or chat. Enjoy virtual consultations with medical specialists: as well as chatting with your health coach to improve your lifestyle and with a midwife if you are pregnant or just gave birth to a baby. Getting a first medical opinion has never been so easy. In addition, you can store your health documents (reports or tests) and have all your electronic prescriptions handy with the app.

  • Second medical opinion

    When taking out your work leave insurance, you will enjoy access to a second medical opinion service for your peace of mind.

  • Accounting management through Contasimple

    If you take out DKV Famedic Profesional, the policyholder will enjoy a special and exclusive service for self-employed workers: free access to Factuconta's Ultimate Plan, a billing and accounting tool on the cloud offered by Contasimple.

  • Legal advice

    Specialist lawyers will help you with your legal questions. Available only for the policyholder.

Discover the new Activa DKV app!


  • View your medical directory.

  • Your digital medical card.

  • Manage your insurance: documentation, contact details, medical authorisations, invoices (for reimbursement insurance)

  • Contact DKV: by chat, phone or nearest branch.

  • Digital health services through the Quiero cuidarme Más app: video consultation and chat with specialists, pharmacy, health folder, psychotherapy service, and new online physiotherapy service.

See more details of the Activa DKV app

Other insurance policies

We have a wide variety outside the scope of medical insurance

DKV Protección Familiar

Funeral insurance

The death insurance that offers you one of the best funeral services on the market.

DKV Dentisalud Classic

Dental insurance

Discover the most comprehensive and economic dental insurance policies with which you can take care of your dental health from day one.

DKV EcoHogar

Home insurance

We offer a wide range of solutions and safeguards to protect your home.

ERGO Vida Prevision

Life insurance

The most comprehensive life insurance that guarantees compensation.

Do you need help?

If you are thinking about taking out an insurance policy and you have questions, we will answer them in the way you choose.

Visit your nearest agent

Visit your nearest agent

We’ll call you

We'll call you FREE OF CHARGE

We want to improve what surrounds us! With our four causes.

Are you one of us?

Against childhood obesity

Actions that fight against reducing overweight figures in children.

For the planet

We have obtained the Zero CO2 seal from ECODES. Our planet needs us, and we work towards protecting and recovering it.

For women's health

We no longer want to be mothers, but MalasMadres, which is why we are launching #TimeToTakeCareOfYourself

For inclusion

At the DKV Integralia Foundation, we work towards the social and professional integration of all people.

You are a DKV customer

Please call us on:

900 810 072

Exclusive mutual society members

Please call us on:

900 810 073

You aren't a DKV customer