Discover our insurance for self-employed workers
We want to protect your health and your business so that, in any situation, you can enjoy the medical assistance and financial support that your family and you need. That is why we offer health insurance for self-employed workers.
You will have access to the most comprehensive healthcare, avoiding waiting lists and leaving your business.
We offer you extensive health and preventive cover with more than 40,000 specialists and 10,000 medical centres.
We guarantee speedy authorisation processes for diagnostic tests and payment of compensation for work leave.
We help you financially with tax advantages, so that you can enjoy deductions in your Personal Income Tax.
Benefits of taking out insurance for self-employed workers
Self-employed workers trust in DKV
Medical professionals to attend without waiting or prior procedures.
Virtual medical consultations in a year without the need for face-to-face visits.
Received from the Social Security on the wage base, in the event of work leave when self-employed.
Take care of your health and business with our health insurance for self-employed workers
At DKV, we are aware of the needs of self-employed workers. We know that your daily routine can cause you to postpone your medical visits, and we want to be by your side so that you can take care of yourself and your finances are not affected if you have to leave your job.
We also know that a lack of time is a handicap, which is why we provide you with more than 40,000 medical specialists to visit during the extensive visiting hours.
Enjoy quality medical assistance with health insurance that allows you to visit your specialist without having to go through your GP and during our extensive visiting hours, so you don't have to neglect your business.
DKV medical directory
When you take out health insurance, the medical directory is what you will value most, so that you have the centres you visit near you and you can go to a medical specialist whenever you need it.
At DKV, we have more than 40,000 professionals and 1,000 medical centres available throughout Spain. Avoid waiting lists and long procedures with the security and professionalism of the most convenient, fastest healthcare, and choose whatever you need at any time.
Network-affiliated medical directory and own health centres
Complete Medical DirectorySee medical directory
DKV Healthcare Centres
Whether you are a DKV customer or not, we have our own Espacios de Salud (Health Spaces), with odontologists and specialists, personalised treatments with high-quality materials and the latest technology, all with your health in mind.
Enjoy access to consultations with specialists from day one: general medicine, nursing services, paediatrics, gynaecology, allergology, dermatology, traumatology, ophthalmology, etc.
Clinical analyses and diagnostic tests
Take laboratory tests to confirm or rule out a medical diagnosis. Study of biological samples by means of blood, urine or faeces tests for objective results. As well as early detection tests, diagnostic tests, preventive or general check-ups in medical specialities. Access the test once the medical specialist has assessed you.
From preventive dentistry to cosmetic treatments, with DKV medical insurance, you will enjoy dental cover at no additional cost. You can take out many treatments including dental cleaning, sealants or extractions without paying extra, and other services with great discounts: orthodontics, cosmetic dentistry, etc.
Health and wellness services
Health services at special prices for being a DKV customer: nutrition, sport, gait analysis, fertility treatments, cosmetic or wellness treatments, among others.
Services for self-employed workers that make all the difference
Telephone advice helplines
Medical advice helpline at any time and from anywhere. If you are worried about a symptom, call us and an agent on one of our 10 helplines will be happy attend to you: 24-hour healthcare, general medicine, phsycoemotional, nutritional, women's health, sports, pregnancy, 24-hour paediatric, childhood obesity and tropical services.
Video consultation and chat with a doctor
You will be able to contact a doctor by phone, video call or chat. Enjoy virtual consultations with medical specialists: as well as chatting with your health coach to improve your lifestyle and with a midwife if you are pregnant or just gave birth to a baby. Getting a first medical opinion has never been so easy. In addition, you can store your health documents (reports or tests) and have all your electronic prescriptions handy with the app.
Second medical opinion
When taking out your work leave insurance, you will enjoy access to a second medical opinion service for your peace of mind.
Tax advantages as a self-employed worker
Deduction of up to €500 in personal income tax for self-employed workers using the Direct Estimate method
Accounting management through Contasimple
If you take out DKV Famedic Profesional, the policyholder will enjoy a special and exclusive service for self-employed workers: free access to Factuconta's Ultimate Plan, a billing and accounting tool on the cloud offered by Contasimple.
Specialist lawyers will help you with your legal questions. Available only for the policyholder.
Other insurance policies
We have a wide variety outside the scope of medical insurance
The death insurance that offers you one of the best funeral services on the market.
Discover the most comprehensive and economic dental insurance policies with which you can take care of your dental health from day one.
We provide you with tools to make your life easier and take care of your health
We want to improve what surrounds us! With our four causes.
Are you one of us?
Actions that fight against reducing overweight figures in children.
We are a Zero CO2 emissions company. Our planet needs us, and we work towards protecting and recovering it.
We no longer want to be mothers, but MalasMadres, which is why we are launching #LaHoraDeCuidarse
At the DKV Integralia Foundation, we work towards the social and professional integration of all people.