Work leave insurance


We help you protect your income in the event of temporary incapacity to work. 

If due to illness or accident you cannot work or go to work, you will receive a compensation for each day you are on leave.



Benefits of taking out allowance insurance

Taking out the insurance
Quick payment

Financial support to cover unforeseen expenses of a work leave.

Best hospitals in the country
Medical expenses

Receive medical assistance expenses deriving from an accident covered by the policy.

Video consultation and chat with specialists
Digitisation of health

Discover the digital tools and solutions related to prevention and medical consultations we have available for you.

Medical directory
Medical services

24-hour medical helpline, second medical opinion, refractive laser surgery, etc.

Compare the cover of our work leave insurance policies

What work leave insurance includes the cover and services I need for my type of business?


DKV Renta Baremado

The benefit insurance conceived to protect the health and economy of self-employed workers with a compensation when initiating a work leave due to accident or illness.

DKV Renta

When on work leave, enjoy the support of your income insurance with a provision for illness and/or accident, as well as for childbirth.

Compensation when receiving the discharge report

For every day of leave

Day the compensation starts
From day one or the 7th day
Choose the day from which you want to be compensated.
Advance payment

If your leave lasts longer than 40 days, you can request an advance payment on the compensation.

Special childbirth/adoption benefit

20 times the compensation taken out!

Telephone medical advice

24-h doctor and specific medical helplines.

Second medical opinion for serious illness

Second medical opinion for serious illness

Health services at lower-than-market prices

Access a catalogue of more than 1,000 health and wellness services.

Avoid waiting lists

If you are going to take a diagnostic test and you are on the waiting list for more than 30 days, DKV will process it for you.

Compensation for any illness

Any illness and/or accident that occurs either at work or in your personal life.

Add complementary cover

Due to hospitalisation, surgery, total/permanent disability, and medical care for accidents (DKV affiliated network)

Receive the compensation when the leave starts

Once the medical discharge is received.

Compensation according to a scale

Scale set for each pathology


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Benefits of having DKV insurance for self-employed workers

Pol is a freelance designer and has it very clear: "With DKV, my health, my possible work leave and even my smile with its dental cover are covered." Like him, many self-employed workers already trust in DKV insurance. So, what are you waiting for?

Once you have covered your care in the event of medical leave

Other health insurance for self-employed workers you might be interested in

DKV Profesional

Medical insurance

DKV Profesional

Combine in one insurance policy all the cover you need: health, income, accident and death.

DKV Famedic Plus

Health insurance for families

DKV Famedic Profesional

Medical insurance with cover for medical consultations in several specialities, general medicine without prior appointment, physiotherapy service and accounting management tool for your business.

DKV Protección Familiar

Funeral insurance

DKV Protección Familiar

Leave everything ready with a death insurance, so your family doesn't have to worry about anything. Includes repatriation, psychological support and erasure of digital identity.

We want to improve what surrounds us! With our four causes.

Are you one of us?

Against childhood obesity

Actions that fight against reducing overweight figures in children.

For the planet

We have obtained the Zero CO2 seal from ECODES. Our planet needs us, and we work towards protecting and recovering it.

For women's health

We no longer want to be mothers, but MalasMadres, which is why we are launching #TimeToTakeCareOfYourself

For inclusion

At the DKV Integralia Foundation, we work towards the social and professional integration of all people.

You are a DKV customer

Please call us on:

900 810 072

Exclusive mutual society members

Please call us on:

900 810 073

You aren't a DKV customer