Work leave insurance
We help you protect your income in the event of temporary incapacity to work.
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If due to illness or accident you cannot work or go to work.
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Indemnización por cada día que estés de baja.
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Asesoramiento médico por teléfono 24h.
From €3/month
![](/sites/default/files/styles/hero_full_scale/public/2024-06/hero-portadillas-autonomos-bajalaboral_0.jpg?itok=VcIPuLk1)
Ventajas de contratar un seguro de baja laboral
Una ayuda económica para afrontar los gastos imprevistos ante una baja laboral.
Cubre cualquier enfermedad y/o accidente que suceda tanto en el trabajo como en la vida personal.
Garantizamos el pago rápido de las indemnizaciones, existe la posibilidad de pago anticipado.
Puedes contratar coberturas opcionales como indemnización por hospitalización, intervención, invalidez absoluta, etc.
What work leave insurance includes the cover and services I need?
Compare the cover of our work leave insurance policies
DKV Renta
The insurance that offers a daily compensation for sick leave due to illness and/or an accident.
Take it out from €3/month
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Childbirth compensation
Whether it is due to childbirth or you are in process of adoption, you will receive up to 20 times the compensation taken out in your income insurance.
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Medical helpline
A 24h medical helpline and a 24h paediatric helpline to take care of your children's health at any time.
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Second medical opinion
If you want to compare the diagnosis of a serious illness and need a second opinion, look no further.
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Added healthcare services
Accederás a un catálogo de servicios de salud y bienestar a precios especiales
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Indemnización cuando te dan el alta
Cobrarás en el momento de haber recibido el alta médica
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Indemnity for hospitalisation
Cobertura opcional. Receive a compensation for every day you are hospitalised.
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Total permanent disability
Cobertura opcional. If an accident or illness covered by the policy leads to total permanent disability, we guarantee the payment of the contracted capital.
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Medical assistance in the event of an accident
Cobertura opcional. You will be covered for all the medical expenses you may need due to an accident.
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Baremos por enfermedad
Examples: Sprained ankle: 10-40 días, cirugía de miopía: 3 días, gastroenteritis: 2-4 días, fractura muñeca: 40-80 days
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DKV Renta Baremado
The insurance policy that, in the event of a medical leave, immediately pays you compensation without having yet received the medical discharge.
Take it out from €5/month
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Childbirth compensation
Whether it is due to childbirth or you are in process of adoption, you will receive up to 20 times the compensation taken out in your income insurance.
See more -
Medical helpline
A 24h medical helpline and a 24h paediatric helpline to take care of your children's health at any time.
See more -
Second medical opinion
If you want to compare the diagnosis of a serious illness and need a second opinion, look no further.
See more -
Added healthcare services
Accederás a un catálogo de servicios de salud y bienestar a precios especiales
See more -
Indemnity for hospitalisation
Cobertura opcional. Receive a compensation for every day you are hospitalised.
See more -
Total permanent disability
Cobertura opcional. If an accident or illness covered by the policy leads to total permanent disability, we guarantee the payment of the contracted capital.
See more -
Medical assistance in the event of an accident
Cobertura opcional. You will be covered for all the medical expenses you may need due to an accident.
See more -
Baremos por enfermedad
Examples: Sprained ankle: 10-40 días, cirugía de miopía: 3 días, gastroenteritis: 2-4 días, fractura muñeca: 40-80 days
See more
Benefits of having DKV insurance for self-employed workers
Pol is a freelance designer and has it very clear: "With DKV, my health, my possible work leave and even my smile with its dental cover are covered." Like him, many self-employed workers already trust in DKV insurance. So, what are you waiting for?
Are you looking for another type of insurance?
Other health insurance for self-employed workers you might be interested in
![DKV Profesional](/sites/default/files/styles/3_col/public/2024-06/Distributiva-dkv-profesional-740x432.JPG.webp?itok=EROiFKbC)
Medical insurance
DKV Profesional
Combine all the cover you need for health, income, accidents or death, in a single insurance. Y si eres autónomo, tendrás un descuento adicional del 5%.
![DKV Famedic Profesional](/sites/default/files/styles/3_col/public/2024-06/Famedic-Profesional-740x432_0.jpg.webp?itok=rlkEYRXS)
Health insurance for families
DKV Famedic Profesional
Un seguro que permite cuidar tu salud y la de tu familia sin descuidar su negocio. Con un precio familiar por el que incluir hasta 8 miembros por la misma cuota.
We want to improve what surrounds us! With our four causes.
Are you one of us?
Actions that fight against reducing overweight figures in children.
We have obtained the Zero CO2 seal from ECODES. Our planet needs us, and we work towards protecting and recovering it.
We no longer want to be mothers, but MalasMadres, which is why we are launching #TimeToTakeCareOfYourself
At the DKV Integralia Foundation, we work towards the social and professional integration of all people.