Work leave insurance
We help you protect your income in the event of temporary incapacity to work.
If due to illness or accident you cannot work or go to work, you will receive a compensation for each day you are on leave.
Benefits of taking out allowance insurance
Financial support to cover unforeseen expenses of a work leave.
Receive medical assistance expenses deriving from an accident covered by the policy.
Discover the digital tools and solutions related to prevention and medical consultations we have available for you.
24-hour medical helpline, second medical opinion, refractive laser surgery, etc.
Compare the cover of our work leave insurance policies
What work leave insurance includes the cover and services I need for my type of business?
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DKV Renta Baremado The benefit insurance conceived to protect the health and economy of self-employed workers with a compensation when initiating a work leave due to accident or illness. |
DKV Renta When on work leave, enjoy the support of your income insurance with a provision for illness and/or accident, as well as for childbirth. |
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Compensation when receiving the discharge report |
no | |
For every day of leave |
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Day the compensation starts |
From day one or the 7th day | |
| Choose the day from which you want to be compensated. | ||
Advance payment |
no | |
If your leave lasts longer than 40 days, you can request an advance payment on the compensation. |
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Special childbirth/adoption benefit |
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20 times the compensation taken out! |
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Telephone medical advice |
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24-h doctor and specific medical helplines. |
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Second medical opinion for serious illness |
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Second medical opinion for serious illness |
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Health services at lower-than-market prices |
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Access a catalogue of more than 1,000 health and wellness services. |
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Avoid waiting lists |
no | |
If you are going to take a diagnostic test and you are on the waiting list for more than 30 days, DKV will process it for you. |
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Compensation for any illness |
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Any illness and/or accident that occurs either at work or in your personal life. |
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Add complementary cover |
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Due to hospitalisation, surgery, total/permanent disability, and medical care for accidents (DKV affiliated network) |
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Receive the compensation when the leave starts |
no | |
Once the medical discharge is received. |
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Compensation according to a scale |
no | |
Scale set for each pathology |
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Benefits of having DKV insurance for self-employed workers
Pol is a freelance designer and has it very clear: "With DKV, my health, my possible work leave and even my smile with its dental cover are covered." Like him, many self-employed workers already trust in DKV insurance. So, what are you waiting for?
Once you have covered your care in the event of medical leave
Other health insurance for self-employed workers you might be interested in
DKV Profesional
Combine in one insurance policy all the cover you need: health, income, accident and death.
DKV Famedic Profesional
Medical insurance with cover for medical consultations in several specialities, general medicine without prior appointment, physiotherapy service and accounting management tool for your business.
DKV Protección Familiar
Leave everything ready with a death insurance, so your family doesn't have to worry about anything. Includes repatriation, psychological support and erasure of digital identity.
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