How much is funeral insurance?
 

When calculating the cost of your funeral insurance, there are basically two risk factors that determine the insurance premium: the insured capital and the insured person's age. The current mortality tables determine the extent to which the risk is greatest as age increases.

To the premium calculated according to the insured person's age and insured capital, we have to add the premium for the assistance and complementary guarantees included in the insurance, as well as the corresponding fees and taxes (currently 8.15% of the net premium).
 

What's more, the chosen insurance modality will also affect the price:

 

In a natural or renewable annual premium, it will vary every year according to age

 

In a level premium modality, the price will be more stable, but also higher, as part of it will be allocated to covering the highest future risk (mathematical provision).


The semi-natural premium modality combines part of both models, as do mixed rates.

 

Lastly, a single premium concentrates the price of the insurance made in a single payment. 

Other frequently asked questions about funeral insurance

  1. What does funeral insurance cover?

  2. Why take out a funeral insurance?

  3. Up to which age can I take out the funeral insurance?

  4. Can I take out the insurance policy online?

  5. If I die while I am abroad, will the funeral insurance cover my transfer? Repatriation of foreign residents

  6. Do I have medical assistance abroad?

  7. What does hospitalisation cover in a funeral insurance policy?

  8. Are there any waiting periods?

  9. Am I insured for life with a death insurance?

  10. How do I cancel a funeral insurance policy?

  11. Which funeral home will provide the contracted service?

  12. What happens if, after a death, the family does not wish to use the Company's services?

  13. What happens if the service provided costs less than the insured capital?

DKV Protección Familiar

Are you looking for funeral insurance with the best cover and most services?

Call us with no strings attached at 876 14 70 77 and have an expert inform and help you throughout the process.

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