Health insurance without copayments

Choose health insurance without copayments if you are going to use your insurance frequently and you want to pay a fixed monthly amount, regardless of its use, the times you visit a specialist or the tests you undergo.

Calculate your health insurance without copayments

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Why choose health insurance without copayments?

Fixed premium

Don't worry about the number of visits to the doctor or unexpected expenses. You will pay a fixed monthly amount on all insurance policies without copayment.

DKV medical directory

Our insurance policies without copayment provide access to our comprehensive medical directory without waiting lists or limit of visits and without paying extra.

Contact a doctor on your mobile phone

Schedule video consultations with a doctor and chat with specialists, wherever you are. You will also enjoy a 24/7 medical service.

Dental policy included

Dental service at no additional cost for more than 50 treatments, and discounts on dental aesthetics, implantology and invisible orthodontics.

Taking out insurance by phone

Request information to take out health insurance

Call us for FREE with no obligation and have an expert help you throughout the process.

Are you looking for another type of insurance?

We have designed products to cover your and your family's needs according to your finances, lifestyle and use you are going to give the health insurance

insurance with copayments

Insurance with copayments

If you're not going to use the insurance frequently and want a more economical premium, choose a health insurance with copayments.

health insurance with a personal doctor

Insurance with a personal doctor

If you want digital insurance with a personal doctor to assist and advise you whenever you need it.

DKV Mundisalud

Reimbursement health insurance

If you are travelling abroad or if you have reference specialists who are not in the associated medical directory, you need a reimbursement health insurance.

Frequently asked questions about insurance without copayments

We answer the most frequently asked questions

What is health insurance without copayment?

A health insurance policy without copayment involves the customer paying a fixed premium without additional costs, regardless of the number of times the contracted services are used, the number of visits to the specialist or the treatments or diagnostic tests carried out.

Who are health insurance policies without copayments intended for?

Health insurance without copayments are designed for you if you are going to use your insurance quite frequently; if you don't mind paying a slightly higher premium but, in turn, you don't want to have additional expenses; and if you want to feel at ease regardless of the use you give your health insurance.

Do I have any limits on the use of insurance without copayments?

The copayment only affects the premium you are going to pay. The cover and services will be the same whether you choose a health insurance policy with copayments or without copayments. In both modalities, there is no limit on visits to specialists or diagnostic tests, but not in other services, such as the biomechanical gait analysis, number of psychotherapy sessions or nutritionist, which in both cases have a limit per year.

Calculate your health insurance without copayments

You are a DKV customer

Please call us on:

900 810 072

Exclusive mutual society members

Please call us on:

900 810 073

You aren't a DKV customer