
Health insurance for self-employed workers
With DKV's health insurance, you can visit your doctor during our extensive opening hours, so you don't have to neglect your business.
As a self-employed worker, the lack of time should not be an obstacle when it comes to protecting your health.
No waiting lists or long procedures to visit a specialist or carry out tests.
You will have access to the video consultation and chat service with specialists from your mobile phone.
Unlike other insurance policies, our health insurance includes free dental cover.
Legal advice over the telephone and accounting management tool on the cloud.
Compare the cover of our medical insurance policies for self-employed workers
What medical insurance includes the cover and services I need?
DKV Famedic Profesional An insurance that helps professionals take care of their health and their family without neglecting their business. |
![]() DKV Profesional The insurance that combines all the cover you need in one insurance policy: health, income, accident and death. |
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Medical directory |
Reduced | Extensive |
All the medical specialities |
Unlimited consultations in 7 specialities | Yes, by contracting specialists module |
Cardiology, digestive system, traumatology, gynaecology, ophthalmology, chiropody, dermatology, allergies... and all diagnostic tests. |
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Dental policy included |
60 free treatments and the rest with discounts | 60 free treatments and the rest with discounts |
Consultations, extractions, stomatological treatment, fluoridations, dental cleans and dental x-rays associated with these treatments. Sealants and fillings for children under 14 years. Rest of services with discount. |
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Video consultation and chat service: general medicine and specialists |
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Unlimited video consultations with specialists, 24h medical chat, electronic prescription, health folder, health coach and digital midwife. |
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Physiotherapy |
20 physiotherapy sessions/year for the policyholder | Yes, by contracting specialists module |
Company accounts service |
no | |
Free access to Factuconta's Ultimate Plan, a billing and accounting tool on the cloud. |
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Single price for families |
no | |
Up to 8 members. |
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Primary care |
no | Yes, by taking out the primary care module |
Medical assistance in the centre and at home, paediatrics, nursing service and ambulance service for emergencies. |
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Surgery and hospitalisation |
no | Yes, by taking out the hospitalisation module |
Hospital care for medical or surgical treatment. |
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Chiropody |
no | Yes, by contracting specialists module |
No limit on sessions |
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Psychotherapy |
no | Yes, by contracting specialists module |
20 sessions/year and 40 for eating disorders, bullying at school, cyber-bullying, occupational stress and gender-based or domestic violence. |
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Worldwide travel assistance in the case of emergencies |
no | |
Worldwide emergency travel assistance. Maximum 180 days/trip, €20,000 cover |
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Medical care in accidents |
no | |
If you have any kind of occupational or traffic accident, don't worry, we will help you. |
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Nutritionist |
no | Yes, by contracting specialists module |
For treatment and management of obesity, up to 20 sessions per year. |
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Possibility of including other insurance policies |
no | |
A single bill |
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Flexible and fast health procedures
We want to make it easy for you! Now you can request authorisations via WhatsApp, so you don't have to waste time with long procedures and it doesn't interfere with your daily life.
Once your healthcare has been covered
Other insurance for self-employed workers you might be interested in

Work leave insurance
DKV Renta
It is an insurance that provides compensation during a leave from work to compensate the reduced income from Social Security.

Work leave insurance according to a scale
DKV Renta Baremado
Benefit insurance for self-employed workers with a compensation as soon as you are on work leave.
We want to improve what surrounds us! With our four causes.
Are you one of us?
Actions that fight against reducing overweight figures in children.
We are a Zero CO2 emissions company. Our planet needs us, and we work towards protecting and recovering it.
We no longer want to be mothers, but MalasMadres, which is why we are launching #TimeToTakeCareOfYourself
At the DKV Integralia Foundation, we work towards the social and professional integration of all people.