Health insurance for the elderly
We are at your side in every moment of your life regardless of your age
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Coverage tailored to your needs and prevention plans.
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Private room without limit on days in the event of hospitalisation.
Why take out health insurance with DKV?
Unlimited consultations
Go to consultations with over 51,000 professionals from day one.
Maximum age to take out the insurance
Until the age of 75. One of the oldest in the sector.
Telephone medical assistance
Your doctor 24 hours available for consultation on health symptoms, via chat or video call.
Life insurance
If you've been with us for more than three years, we maintain your insurance for life.
Which is the right medical insurance for you?
Compare the cover of our health insurance policies for seniors
Price 8 family members
DKV Famedic Plus
The most affordable health insurance. Up to 8 family members for the same price.
Without copayment
Take it out for just
€25.50/month
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Reduced medical directory
Medical centres in the DKV Famedic network.
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All doctors and centres around the world
Access to any medical professional or centre in Spain and abroad, even if they are not included in the DKV medical directory.
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Primary care
General medicine, nursing and paediatrics.
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7 medical specialities
General medicine, nursing, paediatrics, gynaecology (including an annual check-up), ophthalmology, dermatology and traumatology.
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Diagnostic tests
Clinical analyses, X-rays, ultrasounds, magnetic resonances, CT scans, mammograms, endoscopies, etc.
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Surgery and hospitalisation
Hospital care for medical or surgical treatment.
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Video consultations and chat
Unlimited video consultations with the 7 specialities covered, 24h medical chat, electronic prescription and health folder.
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Dental policy included
47 free treatments and the rest with major discounts.
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Psychology
20 sessions/year and 40 sessions for people under 24 years old for eating disorders, school bullying, cyberbullying, work-related stress, and gender-based or domestic violence.
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Podiatry, physiotherapy and rehabilitation
No limit on sessions.
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Reimbursement of expenses
Medical, pharmaceutical and vaccinations.
The best-selling policy
Up to 35% off
DKV Integral
The most comprehensive medical directory insurance. Make sure you have the most convenient and fast healthcare.
With or without copayments
Take it out from €51/month
€33/month
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Extensive medical directory
More than 51,000 specialists and 1,000 medical centres in Spain.
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All doctors and centres around the world
Access to any medical professional or centre in Spain and abroad, even if they are not included in the DKV medical directory.
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Primary care
General medicine, nursing, paediatrics, basic clinical analyses, emergencies and ambulances.
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Medical specialities
Cardiology, neurology, dermatology, ophthalmology, traumatology, gynaecology, oncology, endocrinology, psychiatry, etc.
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Diagnostic tests
Clinical analyses, X-rays, ultrasounds, magnetic resonances, CT scans, mammograms, endoscopies, etc.
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Surgery and hospitalisation
Hospital care for medical or surgical treatment.
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Video consultations and chat
Unlimited video consultations with specialists, 24h medical chat, electronic prescription, health folder, health coach and digital midwife.
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Dental policy included
50 free treatments and the rest with major discounts.
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Psychology
20 sessions/year and 40 sessions for people under 24 years old for eating disorders, school bullying, cyberbullying, work-related stress, and gender-based or domestic violence.
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Podiatry, physiotherapy and rehabilitation
No limit on sessions.
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Reimbursement of expenses
Medical, pharmaceutical and vaccinations.
up to 35% off
DKV Mundisalud
Expense reimbursement insurance in Spain and abroad. Choose the modality according to the limit of expenses.
Reimbursement of expenses
Take it out from €88/month
61 €/mes
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Extensive medical directory
More than 51,000 specialists and 1,000 medical centres in Spain.
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All doctors and centres around the world
Access to any medical professional or centre in Spain and abroad, even if they are not included in the DKV medical directory.
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Primary care
General medicine, nursing, paediatrics, basic clinical analyses, emergencies and ambulances.
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Medical specialities
Cardiology, neurology, dermatology, ophthalmology, traumatology, gynaecology, oncology, endocrinology, psychiatry, etc.
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Diagnostic tests
Clinical analyses, X-rays, ultrasounds, magnetic resonances, CT scans, mammograms, endoscopies, etc.
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Surgery and hospitalisation
Hospital care for medical or surgical treatment.
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Video consultations and chat
Unlimited video consultations with specialists, 24h medical chat, electronic prescription, health folder, health coach and digital midwife.
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Dental policy included
50 free treatments and the rest with major discounts.
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Psychology
20 sessions/year and 40 sessions for people under 24 years old for eating disorders, school bullying, cyberbullying, work-related stress, and gender-based or domestic violence.
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Podiatry, physiotherapy and rehabilitation
No limit on sessions.
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Reimbursement of expenses
Medical, pharmaceutical and vaccinations.
Why take out health insurance if you are over 50?
Speed in medical care
The average waiting time in the Spanish Social Security for a consultation with a specialist is 72 days. Request an appointment directly without going to the GP.
Access to the best hospitals
Medical directory with more than 51,000 professionals and 1,000 health centres to visit, such as Clínica Universidad de Navarra, Quirón, Hospitales HM or Teknon, without having to pay more for them.
Comfort and privacy during hospitalisation
Private room in the event of hospitalisation with a bed for your companion.
Exclusive cover
Chiropody, physiotherapy, rehabilitation with no limit of sessions and dental cover with more than 47 treatments included.
Prevention plans
Yearly medical check-up, pain unit, geriatric unit, prostate and colon cancer prevention plan.
See additional health services
Exclusive discounts in services for the older adults: retirement homes, day centres, physiotherapy, progressive lenses, cognitive stimulation therapies, remote care, orthopaedics and hearing aids.
Other insurance you might be interested in
We have designed insurance to cover your and your family's needs according to your finances, lifestyle and use you are going to give the health insurance.
Insurance for young people
You will have access to all specialists from day one, medical consultations from your mobile phone and travel assistance abroad.
Insurance for pregnant women
Gynaecology and obstetrics check-ups, diagnostic tests, private room for childbirth, digital midwife and pelvic floor rehabilitation.
Frequently asked questions about insurance for older adults
We answer the most frequently asked questions about senior insurance.
As a general rule, our insurance policies, in the individual modality, have a limit of 75 years of age. Except DKV Famedic Plus and Profesional, where there is no maximum age limit for taking out insurance, since their cover is limited to consultations in 8 specific specialities and they do not include diagnostic tests, surgery or hospitalisation.
Yes, the age limit for health insurance is 75.
Of course. The DKV medical directory has more than 51,000 specialists across Spain. If you are in another municipality for personal, leisure or work reasons, find the centre and doctor nearest to you and ask for an appointment.
Yes, our health insurance policies, unlike others, include free dental cover. 47 dental services included at no additional cost and others with discounts on the market price.
You enjoy a 24h medical helpline, in addition to another 8 specialised medical helplines and medical assistance abroad.