Health insurance for the elderly
We are at your side in every moment of your life regardless of your age.
-
We have cover and preventive plans according to your needs: chiropody, physiotherapy and rehabilitation...
-
Private room without limit of days in the event of hospitalisation.
-
We have the highest age limit for taking out insurance on the market, up to 75!
![](/sites/default/files/styles/hero_full_scale/public/2024-06/istock-1283900799.jpg?itok=6V3sXR0D)
Possibility of taking out your health insurance policy with up to 75 years of age. We are the company with the highest age limit for taking out insurance
With more than 51,000 professionals, you can go from day one to consultations for ophthalmology, urology, gynaecology, cardiology, geriatrics, rheumatology, traumatology, etc.
Commitment to not cancel the policy after the third year, whatever happens.
Your doctor 24 hours available for consultation on health symptoms. In addition to the possibility of scheduling a virtual consultation by video call.
A comprehensive insurance policy for whoever is looking for peace of mind
![](/sites/default/files/2024-06/Integral-740x432_0.jpg)
Health insurance for older adults
Enjoy health insurance that offers you the best cover to take care of your health, with immediate access to all specialities, preventive plans and no limit for hospitalisation and surgery.
Dental insurance for older adults
It includes a dental insurance with no exclusions or age limits, with preventive treatments and discounts on implantology.
![DKV death insurance](/sites/default/files/2024-06/Proteccion-familiar-740x432_2.jpg)
Death insurance for older adults
Family assistance with legal advice and management services so that neither you nor your family have to worry about anything.
Why take out a health insurance after 50 years of age?
The average waiting time in the Spanish Social Security for a consultation with a specialist is X days. Request an appointment directly without going to the GP.
Medical directory with more than 51,000 professionals and 1,000 health centres to visit, such as the clinics Teknon, Quirón, Ruber, CUN*, etc., without having to pay more for them.
Private room in the event of hospitalisation with a bed for your companion.
Chiropody, physiotherapy, rehabilitation with no limit of sessions and dental cover with more than 47 treatments included.
Exclusive discounts in services for the older adults: retirement homes, day centres, physiotherapy, progressive lenses, cognitive stimulation therapies, remote care, orthopaedics and hearing aids.
Yearly medical check-up, pain unit, geriatric unit, prostate and colon cancer prevention plan.
Which health insurance covers your needs?
Compare the cover of our health insurance policies
Hasta30% de Dto.
DKV Integral
El seguro de cuadro médico más completo. Asegúrate la asistencia sanitaria más cómoda y rápida.
CON O SIN COPAGO
take it out from 31 €/mes
-
Medical directory
Más de 51,000 especialistas y 1,000 centros médicos en toda España
See more Más de 51,000 especialistas y 1,000 centros médicos en toda España -
Primary care
Medical assistance in the centre and at home, paediatrics, nursing service and ambulance service for emergencies.
See more Medical assistance in the centre and at home, paediatrics, nursing service and ambulance service for emergencies. -
Todas las especialidades
Cardiology, digestive system, traumatology, gynaecology, ophthalmology, chiropody, dermatology, allergies... and all diagnostic tests.
See more Cardiology, digestive system, traumatology, gynaecology, ophthalmology, chiropody, dermatology, allergies... and all diagnostic tests. -
Dental policy included
Consultations, extractions, stomatological treatment, fluoridations, dental cleans and dental x-rays associated with these treatments. Sealants and fillings for children under 14 years. Rest of services with discount.
See more Consultations, extractions, stomatological treatment, fluoridations, dental cleans and dental x-rays associated with these treatments. Sealants and fillings for children under 14 years. Rest of services with discount. -
Videoconsulta y chat
Unlimited video consultations with specialists, 24h medical chat, electronic prescription, health folder, health coach and digital midwife.
See more Unlimited video consultations with specialists, 24h medical chat, electronic prescription, health folder, health coach and digital midwife. -
Psychology
20 sessions/year and 40 for eating disorders, bullying at school, cyber-bullying, occupational stress and gender-based or domestic violence.
See more 20 sessions/year and 40 for eating disorders, bullying at school, cyber-bullying, occupational stress and gender-based or domestic violence. -
Surgery and hospitalisation
Hospital care for medical or surgical treatment.
See more Hospital care for medical or surgical treatment. -
Reimbursement of expenses
80% en España y 90% en el extranjero
See more 80% en España y 90% en el extranjero
30% de Dto.
DKV Mundisalud
Reembolso de gastos médicos en España del 80% y en el extranjero del 90%
MODALIDADES SEGÚN LÍMITES DE REEMBOLSO
take it out from 52 €/mes
-
Medical directory
Más de 51,000 especialistas y 1,000 centros médicos en toda España
See more Más de 51,000 especialistas y 1,000 centros médicos en toda España -
Primary care
Asistencia médica en consulta y a domicilio, urgencias y ambulancias
See more Asistencia médica en consulta y a domicilio, urgencias y ambulancias -
Acceso a cualquier médico
A cualquier profesional o centro médico, tanto en España como en el extranjero, incluso si no trabaja para aseguradoras.
See more A cualquier profesional o centro médico, tanto en España como en el extranjero, incluso si no trabaja para aseguradoras. -
Dental policy included
Consultations, extractions, stomatological treatment, fluoridations, dental cleans and dental x-rays associated with these treatments. Sealants and fillings for children under 14 years. Rest of services with discount.
See more Consultations, extractions, stomatological treatment, fluoridations, dental cleans and dental x-rays associated with these treatments. Sealants and fillings for children under 14 years. Rest of services with discount. -
Videoconsulta y chat
Unlimited video consultations with specialists, 24h medical chat, electronic prescription, health folder, health coach and digital midwife.
See more Unlimited video consultations with specialists, 24h medical chat, electronic prescription, health folder, health coach and digital midwife. -
Psychology
20 sessions/year and 40 for eating disorders, bullying at school, cyber-bullying, occupational stress and gender-based or domestic violence.
See more 20 sessions/year and 40 for eating disorders, bullying at school, cyber-bullying, occupational stress and gender-based or domestic violence. -
Surgery and hospitalisation
Hospital care for medical or surgical treatment.
See more Hospital care for medical or surgical treatment. -
Reimbursement of expenses
80% en España y 90% en el extranjero de gastos médicos y el 100% en farmacia. Elige la modalidad según el límite de reembolso.
See more 80% en España y 90% en el extranjero de gastos médicos y el 100% en farmacia. Elige la modalidad según el límite de reembolso.
Satisfied customers over 55 years old.
The most prestigious private hospitals in the country
Authorisations managed swiftly through the customer area or app.
Health consultations attended over the phone in one year
![Exercise for older adults](/sites/default/files/styles/crop_freeform/public/2021-04/Inbound-seniors-ejercicio.jpg.webp?itok=P6pZypN9)
The importance of doing exercise
Physical exercise is essential at any age, but as we get older, keeping active will avoid having weak bones and muscles. This guide has information on the benefits of sports and how it affects your health, and it includes a list of exercises to do at home, as well as a weekly routine, to keep fit.
Frequently asked questions about insurance for older adults
Up to which age can I take out my health insurance?
As a general rule, our insurance policies, in the individual modality, have a limit of 75 years of age. Except DKV Famedic Plus and Profesional, where there is no maximum age limit for taking out insurance, since their cover is limited to consultations in 8 specific specialities and they do not include diagnostic tests, surgery or hospitalisation.
If I come from another insurance company, is the age limit maintained?
Yes, the age limit for health insurance is 75.
Can I go to a specialist in another province other than my place of residence?
Of course. The DKV medical directory has more than 51,000 specialists across Spain. If you are in another municipality for personal, leisure or work reasons, find the centre and doctor nearest to you and ask for an appointment.
Do I have dental cover?
Is there an emergency helpline?
You enjoy a 24h medical helpline, in addition to another 8 specialised medical helplines and medical assistance abroad.
How can I sign up for the preventive plans?
Can I take out health insurance if I have an illness?
How can I change to DKV from another insurance company?
We want to improve what surrounds us! With our four causes.
Are you one of us?
Actions that fight against reducing overweight figures in children.
We have obtained the Zero CO2 seal from ECODES. Our planet needs us, and we work towards protecting and recovering it.
We no longer want to be mothers, but MalasMadres, which is why we are launching #TimeToTakeCareOfYourself
At the DKV Integralia Foundation, we work towards the social and professional integration of all people.