DKV Home Insurance

DKV Hogar is the home insurance that not only has the best cover, but also allows you to look after your surrounding and your family's health.


  • Different modalities with the cover and services you need

  • 24-hour home assistance

  • Handyman and household appliance repair service

From €8/month


All the advantages of your home insurance

Benefits of the DKV Hogar home insurance

Taking out the insurance

10% no-claims bonus

Video consultation and chat with specialists

Free IT assistance service, handyman and household appliance repair services.

salud del planeta

We take care of your home's and family's health


A safe home with an SMS alert service for severe weather events.

Taking out insurance by phone

Request information and take out home insurance

Call us with no strings attached at 933 782 692 or fill out the following form to receive all the information about home insurance and its price.

All the details about DKV Hogar

What does the DKV home insurance cover?

Cover and services

DKV Hogar is the home insurance that not only has the best cover, but also allows you to look after your surroundings, your family's health and the planet.

We offer a wide range of solutions and safeguards to protect your home. Depending on the level of cover you need. Choose from the Plus, Complet, Basic and Incendios modalities.


Cover included in the home insurance


  • Material damage

    Caused to the building and/or content due to inclement weather, vandalism, floods, fires, leaks, breakage, etc.

  • Extension of guarantees

    We guarantee up to 100% of the insured amount for building or content against direct material damage to the insured property as a result of the aforementioned risks.

  • Water damage

    Caused by breakage or clogging of fixed water distribution pipes, floods from shut-off valves, overflowing from fixed refrigeration devices, water leaks and excessive water consumption.

  • Breakages

    Replacement and transportation and installation costs for windows, glass and mirrors, bathroom fittings, marble, granite and the glass top of kitchen hobs.

  • Civil liability

    Compensation for material damage and/or bodily harm involuntarily caused to third parties.

  • Cover for theft

    Provided that the building and the contents are insured, theft of furniture and belongings and damage caused to locks, doors, windows, floors, etc. will be covered.

  • Extension of coverage

    Garden damage, aesthetic restoration of the building and contents, breakage of electronic devices' screens, etc.

  • Legal protection

    Protection in the private life of the insured person and their family: third-party liability, utilities contracts, legal and criminal defence, legal proceedings in the event of illegal occupation of property and extrajudicial advice.

  • Medical phone lines

    Free medical advice through medical helplines: 24h DKV helpline, paediatric (SJD Hospital), childhood obesity, pregnancy, sports, nutrition, tropical and psycho-emotional.

  • Health services at reduced rates

    DKV Club Salud y Bienestar enjoy access to a catalogue featuring services such as assisted reproduction, myopia and presbyopia surgery and online parapharmacy, among others, at a reduced price.

Optional services


  • First-loss damage to the building

    First-loss damage to the building to complement the Residents' Association insurance.

  • Vehicles in garages

    Direct material damage to vehicles as a result of fire, explosion and/or lightning strike while they are parked inside the private garage of the insured property.

  • Extension of Civil Liability

    Possibility of increasing the capital insured for Civil Liability.

  • Second home

    If you would like to insure your second home, you will obtain a discount if your habitual home is already insured with us.

Insurance modalities

We adapt to what you really need:

  • Plus Modality: Advanced insurance with the broadest cover, such as breakage of screens of technological devices, and cover limits.

  • Complet Modality: The best response to the most common risks and unforeseen events.

  • Basic Modality: Insure only the essential risks at the best price.

  • Fire Protection Modality: Only cover the requirements of the Mortgage Act.

Differential advantages

  • With DKV Hogar, not only will you enjoy the best cover, but also look after your surrounding and your family's health.

  • Wide Civil Liability and Legal defence cover:

  • Are you one of those people who doesn't know where to start when it comes to putting up curtains? We have the Handyman Service just for you! It's free, offering you professional help for a wide variety of household jobs.

  • IT Assistance: Do you need help with the technological advances? An expert will help you.

  • Repair service for household appliances without warranty and not older than 7 years old, with the call-out and labour costs covered.

Discover all DKV Hogar's additional services

Observatory on healthy and sustainable homes
DKV Health and Environment Observatory

Healthy homes, sustainable buildings

The characteristics of our home (temperature, human conditions, lighting and other physical factors, chemical substances, biological factors, comfort, ergonomics, etc.) can determine our health powerfully. Therefore, we must learn to make them healthier.

Any insurance policy must start with a commitment

Your home's health

Satisfied customers
We want your peace of mind

We protect your health inside and outside your home: cover for damage to property, civil liability and legal protection.

Online procedures through the app
Committed to health

Our insured customers' health is the most important thing. That's why we offer you medical helplines with specialists, second medical opinion and health and wellness services at very competitive prices.

Taking out the insurance
Savings in your domestic economy

We reward avoiding accidents with up to a 20% no-claims bonus on future payments.

Take care of and protect the health of your loved ones

Complementary insurance that may interest you

DKV Protección Familiar

Funeral insurance

DKV Protección familiar

The funeral insurance that supports your family at all times. Funeral service, repatriation to your city or country of origin, psychological support, online will and erasure of digital identity.

DKV life insurance

Life insurance

DKV Vida

A flexible life insurance that guarantees the economic stability and protection of your loved ones, ensuring a sufficient amount of money to protect your family if you are no longer there.


to your liking

Health Insurance

DKV Integral

The most popular medical directory insurance. Direct access to all specialities and medical tests, unlimited video consultations with doctors and 24h chat, dental cover and travel assistance.

Conditions of price from*

  • *Price from DKV EcoHogar. Calculation for a flat, main residence, with content amounting to €20,000 and without building. Complet Modality.

Premium from €96/year valid during 2023

We want to improve what surrounds us! With our four causes.

Are you one of us?

Against childhood obesity

Actions that fight against reducing overweight figures in children.

For the planet

We have obtained the Zero CO2 seal from ECODES. Our planet needs us, and we work towards protecting and recovering it.

For women's health

We no longer want to be mothers, but MalasMadres, which is why we are launching #TimeToTakeCareOfYourself

For inclusion

At the DKV Integralia Foundation, we work towards the social and professional integration of all people.

You are a DKV customer

Please call us on:

900 810 072

Exclusive mutual society members

Please call us on:

900 810 073

You aren't a DKV customer

Your home insurance from €8/month