DKV EcoHogar ecological Home Insurance
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Ecological products and services
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Different modalities with the cover and services you need
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24-hour home assistance, Handyman service and household appliances repairs
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From €8/month
All the advantages of your home insurance
Benefits of the DKV EcoHogar home insurance
10% no-claims bonus
Free IT assistance service, handyman and household appliance repair services.
We take care of your home's health with ecological services and ecodraws
A safe home with an SMS alert service for severe weather events.
All the details about DKV EcoHogar
What does the DKV EcoHogar home insurance cover?
Cover and services
DKV EcoHogar is the first environmentally-friendly home insurance. Not only does it give you the best cover, it also allows you to look after your surroundings and the environment.
We offer a wide range of solutions and safeguards to protect your home. Depending on the level of cover you need. Choose from the Plus, Complet, Basic and Incendios modalities.
Cover included in the home insurance
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Material damage
Caused to the building and/or content due to inclement weather, vandalism, floods, fires, leaks, breakage, etc.
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Extension of guarantees
We guarantee up to 100% of the insured amount for building or content against direct material damage to the insured property as a result of the aforementioned risks.
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Water damage
Caused by breakage or clogging of fixed water distribution pipes, floods from shut-off valves, overflowing from fixed refrigeration devices, water leaks and excessive water consumption.
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Breakages
Replacement and transportation and installation costs for windows, glass and mirrors, bathroom fittings, marble, granite and the glass top of kitchen hobs.
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Civil liability
Compensation for material damage and/or bodily harm involuntarily caused to third parties.
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Cover for theft
Provided that the building and the contents are insured, theft of furniture and belongings and damage caused to locks, doors, windows, floors, etc. will be covered.
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Extension of coverage
Garden damage, aesthetic restoration of the building and contents, breakage of electronic devices' screens, etc.
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Legal protection
Protection in the private life of the insured person and their family: third-party liability, utilities contracts, legal and criminal defence, legal proceedings in the event of illegal occupation of property and extrajudicial advice.
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Medical phone lines
Free medical advice through medical helplines: 24h DKV helpline, paediatric (SJD Hospital), childhood obesity, pregnancy, sports, nutrition, tropical and psycho-emotional.
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Health services at reduced rates
DKV Club Salud y Bienestar enjoy access to a catalogue featuring services such as assisted reproduction, myopia and presbyopia surgery and online parapharmacy, among others, at a reduced price.
Optional services
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First-loss damage to the building
First-loss damage to the building to complement the Residents' Association insurance.
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Vehicles in garages
Direct material damage to vehicles as a result of fire, explosion and/or lightning strike while they are parked inside the private garage of the insured property.
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Extension of Civil Liability
Possibility of increasing the capital insured for Civil Liability.
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Second home
If you would like to insure your second home, you will obtain a discount if your habitual home is already insured with us.
Cover and ecological services
DKV EcoHogar, the first ecological home insurance that takes care of your family's and home's health
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Green home
Draws and discounts on the purchase of ecological products with a low environmental impact during their manufacture and that are not toxic for our homes. Take care of your health by taking care of the planet.
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Safe Home
The climate emergency is causing increasingly frequent and severe weather-related events. With DKV EcoHogar, you will receive an SMS 24 hours before the event starts with recommendations to protect yourself and your home.
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Healthy Home
The air we breathe in our homes can reach high concentrations of pollutants. In repairs we only apply non-toxic paint that does not damage the quality of your home's interior air.
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Efficient Home
We help you to install thermal insulation inside the blind's boxes with a multilayer, extra-thin technical and reflective insulation, at a discounted price.
In addition, we are giving away 3 large household appliances with energy class A+++ to help you live in a more energy-efficient home.
Insurance modalities
We adapt to what you really need:
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Plus Modality: Advanced insurance with the broadest cover, such as breakage of screens of technological devices, and cover limits.
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Complet Modality: The best response to the most common risks and unforeseen events.
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Basic Modality: Insure only the essential risks at the best price.
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Fire Protection Modality: Only cover the requirements of the Mortgage Act.
Differential advantages
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It is the first environmentally friendly home insurance. With DKV EcoHogar, in addition to enjoying the best cover, you will be taking care of your surroundings and the environment.
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Wide Civil Liability and Legal defence cover:
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Are you one of those people who doesn't know where to start when it comes to putting up curtains? We have the Handyman Service just for you! It's free, offering you professional help for a wide variety of household jobs.
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IT Assistance: Do you need help with the technological advances? An expert will help you.
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Repair service for household appliances without warranty and not older than 7 years old, with the call-out and labour costs covered.
Information and terms and conditions of DKV home insurance
Download the documentation
Healthy homes, sustainable buildings
The characteristics of our home (temperature, human conditions, lighting and other physical factors, chemical substances, biological factors, comfort, ergonomics, etc.) can determine our health powerfully. Therefore, we must learn to make them healthier.
Any insurance policy must start with a commitment
Your home's health
We protect your health inside and outside your home: cover for damage to property, civil liability and legal protection.
Our insured customers' health is the most important thing. That's why we offer you medical helplines with specialists, second medical opinion and health and wellness services at very competitive prices.
We reward avoiding accidents with up to a 20% no-claims bonus on future payments.
Unique ecological solutions and advantages, a traditional home insurance. Handyman service for home repairs.
Take care of and protect the health of your loved ones
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Conditions of price from*
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*Price from DKV EcoHogar. Calculation for a flat, main residence, with content amounting to €20,000 and without building. Complet Modality.
Premium from €96/year valid during 2023
We want to improve what surrounds us! With our four causes.
Are you one of us?
Actions that fight against reducing overweight figures in children.
We are a Zero CO2 emissions company. Our planet needs us, and we work towards protecting and recovering it.
We no longer want to be mothers, but MalasMadres, which is why we are launching #TimeToTakeCareOfYourself
At the DKV Integralia Foundation, we work towards the social and professional integration of all people.
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