DKV Accidentes personal accident insurance
An accident insurance with significant compensation capital
-
Ensure your and your family's peace of mind.
-
You will receive a compensation due to death or disability in the event of an accident.
-
You will have 24-hour medical care with our trusted doctors.
-
You will enjoy additional health and well-being services.
From €30/month
All the advantages of your accident insurance
Why choose DKV Accidentes accident insurance?
Immediate due to death or disability.
Private healthcare for work-related or traffic accidents.
8 free medical helplines at your service.
Over 1,000 health services at lower-than-market prices.
All the details about DKV Accidentes
Qué cubre el seguro de accidentes personales de DKV?
Cover and services
Provide your family with peace of mind in the event of any domestic, health, work-related or traffic accident. Always with the prestige and quality of DKV, the European leader in health insurance.
DKV Accidentes, an insurance with which in the event of an accident you'll be entitled to compensation to cover unforeseen expenses. Choose the cover you require to guarantee your peace of mind, and that of your family, at the most difficult times.
Basic accident insurance cover
-
Compensation for permanent disability
We guarantee the agreed compensation according to the modality taken out and scale.
-
Compensation for death
Guarantee of compensation if the insured person dies due to an accident, within one year of the date on which the accident took place. If it is a traffic accident and the spouse dies in the same accident, it is extended to all children under 18 years of age.
-
Compensation for simultaneous death
Of both spouses in the same traffic accident.
Additional services
-
Telephone advice helplines
If you are worried about a symptom, call us and an agent on one of our helplines will be happy attend to you: 24-hour general medicine, pregnancy, women's' health, nutrition and psycho-emotional health.
-
Second medical opinion
For any serious illness, you can compare a diagnosis and obtain a second medical opinion.
-
Health services complementary to the insurance
You will be eligible for a variety of health and well-being services at lower-than-market prices through DKV Club Salud y Bienestar.
Optional cover
-
Compensation due to death from heart attack (Severe Disability)
As a direct and exclusive consequence of their work after a waiting period of one month. Up to the age of 65.
-
Compensation for temporary disability
Stipulated daily compensation (up to 1 year with or without excess) in the event that the accident causes temporary disability and the insured person cannot work or attend to their domestic occupations.
-
Hospitalisation following an accident
In the event of hospitalisation due to an accident covered by the policy you will receive compensation for each day you are admitted (maximum one year).
-
Medical assistance in the event of an accident
We cover the costs of medical assistance in the event of suffering injuries in an accident covered by the policy, without limits in an affiliated centre or a maximum of 1,800 euros in a non-affiliated centre.
-
Additional compensation in the event of total disability and death due to a traffic accident
Accident insurance modalities
Choose the modality of your accident insurance based on your needs
-
24-hour cover. Cover all accidents that take place in your personal and professional life.
-
Professional cover. It exclusively covers work-related accidents.
-
Non-professional cover. It exclusively covers accidents in your private life.
-
Cover due to traffic accident. It covers all traffic accidents.
Insurance options
Are you looking for something more specific? For you, your family or your work, we have different accident insurance options
-
Cover for educational centres. Covers the students at educational centres, including travel from home to the centre and back.
-
Special cover for women. It covers the specific needs of women 24/7, with guarantees that not all accident insurance policies include, such as yearly gynaecological check-ups or expenses from reconstructive cosmetic surgery, among others.
-
Family cover. For accidents involving several members of the family unit.
-
Company cover. For collective labour agreements or self-employed workers.
Information about the DKV Accidentes insurance to view later
Download the documentation
Any insurance policy must start with a commitment
Terms and conditions of the contract
We guarantee the payment of different types of compensation for you and your family.
Mange manage all your authorisations quickly and easily in your private customer area, over the phone or at a DKV branch.
Cover including medical care, indemnity for hospitalisation, temporary incapacity, etc.
If you want to compare a diagnosis and need a second medical opinion, look no further.
Once your family's safety and peace of mind have been covered...
DKV health and medical insurance complementary to accident insurance
Medical directory medical insurance
DKV Integral
Our best-selling medical directory insurance with direct access to more than 51,000 specialists and 1,000 medical centres throughout Spain.
Funeral insurance
DKV Protección Familiar
The funeral insurance that supports your family at all times. One of the best funeral services, with transfer and repatriation to your country of origin.
Work leave insurance
DKV Renta
When on work leave, the income protection insurance pays a provision for illness and/or accident either at work or in your personal life.
Frequently asked questions about accident insurance
What is the duration of an accident insurance policy?
The duration agreed and included in the contract. It is usually taken out on a yearly basis, whether a calendar year or not. However, its initial duration may be less than a year, and it can be taken out for several years.
The contract provides for renewals, usually on a yearly basis and made automatically, at the initial period's expiry date, except in cases where otherwise is notified by any of the parties.
Can I receive the accident insurance's compensation in the form of an allowance?
Only the guarantees for temporary disability or hospitalisation due to an accident give rise to a daily compensation, although it is usually settled in a single payment or in monthly payments.
How do accident insurance premiums evolve?
When taking out the policy, you can agree to update the capital and premiums by linking their revaluation to the CPI or a fixed percentage or agree that they remain unchanged.
What does accident insurance cover?
Accident insurance can include the following cover:
24 hours
Professional
Extra-professional
Driving
Will I still be insured in an accident insurance policy after I receive the permanent disability benefit?
Depending on the degree of disability; therefore, you would need to undergo a new medical assessment of the risk.
How is accident insurance calculated?
What information do I have to send in the event of an accident?
What does accident insurance cover?
Why take out accident insurance?
Does it include cover abroad?
Is practising sports covered?
We want to improve what surrounds us! With our four causes.
Are you one of us?
Actions that fight against reducing overweight figures in children.
We have obtained the Zero CO2 seal from ECODES. Our planet needs us, and we work towards protecting and recovering it.
We no longer want to be mothers, but MalasMadres, which is why we are launching #TimeToTakeCareOfYourself
At the DKV Integralia Foundation, we work towards the social and professional integration of all people.