DKV Accidentes personal accident insurance
Un seguro de accidentes para protegerte a ti y a los tuyos
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Indemnización en caso de invalidez o fallecimiento en caso de accidente.
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Atención médica 24h con nuestros médicos de confianza.
All the advantages of your accident insurance
Por qué contratar un seguro de accidentes DKV?
Immediate due to death or disability.
Tu familia no se verá afectada por un fallecimiento, invalidez permanente.
Con coberturas como: medical care, daily compensation due to hospitalisation or temporary disability, etc.
Líneas médicas telefónicas gratuitas a tu disposición.
All the details about DKV Accidentes
Qué cubre el seguro de accidentes personales de DKV?
Cover and services
Ofrece tranquilidad a tu familia ante cualquier accidente doméstico, de salud, laboral o de circulación
DKV Accidentes, an insurance with which in the event of an accident you'll be entitled to compensation to cover unforeseen expenses. Choose the cover you require to guarantee your peace of mind, and that of your family, at the most difficult times.
Included cover
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Compensation for permanent disability
We guarantee the agreed compensation according to the modality taken out and scale.
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Compensation for death
Guarantee of compensation if the insured person dies due to an accident, within one year of the date on which the accident took place. If it is a traffic accident and the spouse dies in the same accident, it is extended to all children under 18 years of age.
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Compensation for simultaneous death
Of both spouses in the same traffic accident.
Services included
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Telephone advice helplines
If you are worried about a symptom, call us and an agent on one of our helplines will be happy to attend to you: 24-hour general medicine, pregnancy, women's' health, nutrition and psycho-emotional health.
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Second medical opinion
For any serious illness, you can compare a diagnosis and obtain a second medical opinion.
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Health services complementary to the insurance
You will have access to a catalogue of health and well-being services at lower-than-market prices through DKV Club Salud y Bienestar.
Coberturas de contratación opcional
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Compensation for temporary disability
Hasta 1 año en el caso de que el accidente provoque invalidez temporal.
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Indemnity for hospitalisation
Tendrás una indemnización por cada día que estés ingresado (máximo un año).
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Medical assistance in the event of an accident
Sin límites en un centro concertado, o máximo 1,800 euros en uno no concertado.
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Additional compensation in the event of total disability and death due to a traffic accident
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Indemnización por gran invalidez
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Indemnización por fallecimiento por infarto de miocardio
As a direct and exclusive consequence of their work after a waiting period of one month. Up to the age of 65.
Accident insurance modalities
Elige la modalidad de tu seguro de accidentes según tus necesidades:
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24-hour cover. Cover all accidents that take place in your personal and professional life.
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Professional cover. It exclusively covers work-related accidents.
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Non-professional cover. It exclusively covers accidents in your private life.
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Cover due to traffic accident. It covers all traffic accidents.
Insurance options
Buscas algo especial para ti o para tu negocio? Tenemos diferentes opciones de seguro de accidentes:
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Cover for educational centres. Covers the students at educational centres, including travel from home to the centre and back.
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Special cover for women. It covers the specific needs of women 24/7, with guarantees that not all accident insurance policies include, such as yearly gynaecological check-ups or expenses from reconstructive cosmetic surgery, among others.
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Company cover. For collective labour agreements or self-employed workers.
Any insurance policy must start with a commitment
Terms and conditions of the contract
Garantizamos el pago de diferentes tipos de indemnización
Gestión de autorizaciones de forma rápida, a través del área privada de cliente o por teléfono.
Asistencia médica, indemnización por hospitalización, por invalidez temporal, etc.
Si quieres contrastar un diagnóstico y necesitas una segunda opinión médica.
Información sobre el seguro DKV Accidentes
Download the documentation
Once your family's safety and peace of mind have been covered...
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Our best-selling medical directory insurance with direct access to more than 51,000 specialists and 1,000 medical centres throughout Spain.
Funeral insurance
DKV Protección Familiar
The funeral insurance that supports your family at all times. One of the best funeral services, with transfer and repatriation to your country of origin.
Work leave insurance
DKV Renta
When on work leave, the income protection insurance pays a provision for illness and/or accident either at work or in your personal life.
Frequently asked questions about accident insurance
What is the duration of an accident insurance policy?
The duration agreed and included in the contract. It is usually taken out on a yearly basis, whether a calendar year or not. However, its initial duration may be less than a year, and it can be taken out for several years.
The contract provides for renewals, usually on a yearly basis and made automatically, at the initial period's expiry date, except in cases where otherwise is notified by any of the parties.
Can I receive the accident insurance's compensation in the form of an allowance?
Only the guarantees for temporary disability or hospitalisation due to an accident give rise to a daily compensation, although it is usually settled in a single payment or in monthly payments.
How do accident insurance premiums evolve?
When taking out the policy, you can agree to update the capital and premiums by linking their revaluation to the CPI or a fixed percentage or agree that they remain unchanged.
What does accident insurance cover?
Accident insurance can include the following cover:
24 hours
Professional
Extra-professional
Driving
Will I still be insured in an accident insurance policy after I receive the permanent disability benefit?
Depending on the degree of disability; therefore, you would need to undergo a new medical assessment of the risk.
How is accident insurance calculated?
What information do I have to send in the event of an accident?
What does accident insurance cover?
Why take out accident insurance?
Does it include cover abroad?
Is practising sports covered?
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