What does funeral insurance cover?

Funeral insurance is a policy covering the provision of services.

Funeral insurance mainly covers organising, managing and performing the funeral service on the death of any insured person, as well as the cost of this service.  

This cost is limited by an insured capital that is equivalent to the cost foreseen to provide the contracted service, which is based on the estimates accepted by the company and received from the affiliated funeral establishments.

These costs vary over time, which is why every year we have to review and update the policy's insured capitals if necessary. The automatic yearly revaluation of insured capitals helps to keep the policies up to date.
 

In addition, funeral insurance covers the transfer or repatriation expenses, whether due to the insured person passing away somewhere other than their place of residence or the family wishing to transfer the remains to another location in Spain (and in our case also to any other location in the world when they are foreign residents).
 

The DKV Protección Familiar funeral insurance offers a wide range of cover and services to insured persons (mental health support for dealing with bereavement, legal advice, management services, executing the will, digital deletion, travel assistance, etc.) and other optional guarantees to take out, such as accident insurance, hospitalisation, dental cover, medical services with deductibles, etc.