DKV Buen Legado
Our death insurance policy in which you choose how to give your farewells. We want a funeral with a reduced environmental impact!
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The first death insurance policy aimed at reducing the environmental impact of the funeral through 9 principles set by Fundación Tierra.
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Through a forward-thinking approach, both in terms of the funeral service and the use of new technologies and materials.
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Plan and organise your funeral according to your values and how you want to say goodbye to your loved ones.
Take out your death insurance with a 15% discount.
Discounts for the next 4 years
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Why choose DKV Buen Legado?
Make your last act in life meaningful, unique and consistent with your values
and reduce the environmental impact we leave by taking care of the planet.
Reduce the environmental impact and pollution for future generations
We help you plan your funeral, to make it easier for your loved ones to make decisions
You can write your will at any time using a private tool.
We incorporate biodegradable components and local materials.
Calculate and take out your death insurance
Call us with no strings attached at 974 880 111 and have an expert inform and help you throughout the process.
Find out about all DKV Buen Legado cover and services
What does your death insurance include?
Cover and services
Society is not informed about the steps to be taken in the event of the death of a loved one. Added to the disorientation and confusion that it generates for families, there is the unexpected investment that a death usually requires.
Traditional funeral practices have a significant environmental impact. Transforming the services and products involved in the funeral to reduce the environmental impact of our last action becomes an act of commitment to the next generation.
Basic cover
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Funeral service provision
Adapted to the uses and customs of the town/city of residence. In comparison to a traditional funeral, it is a service that reduces the environmental impact and brings new meaning to death from an ecological awareness standpoint.
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Regulatory capital
To cover any possible extra costs incurred between the service contracted and the one finally provided. Options: 5% - 10% - 15% and 20% of the capital for providing the service.
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Relocation, free choice of cemetery
Preparation and transfer from the place of death to any Spanish town/city.
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Repatriation of foreign residents
Preparation and repatriation of the deceased (foreigner residing in Spain) from the place of death in Spain to the international airport nearest to the place of burial in the country of origin. Includes a return trip for a companion, from the country of origin to Spain or vice versa.
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Family assistance
A professional adviser will go to wherever your family is located and provide a completely personalised service to accompany them throughout the entire process.
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Basic worldwide assistance
For journeys of up to 90 days, in the event of an emergency, you will have worldwide assistance of up to 18,000 euros per person.
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Funeral planning service
We are the first insurer to advise you on defining the farewell that best represents you: coffin, speeches, flowers, type of ceremony, burial or cremation, people to notify, organ donation, will, etc. in a safe, private and accessible way, where you can modify it as many times as you wish. In addition, you will help your loved ones make decisions at such a deeply emotional time.
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Legal service
Advice over the phone provided by a lawyer in legal consultations and procedures, in matters of inheritance and any other in the customer's private life.
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Psychological assistance
Unlike other insurance on the market, this includes professional end-of-life and palliative care psychological support, as well as face-to-face psychological assistance and a grief helpline. The family will be provided professional support during this process, over the phone (for a year) or face-to-face (up to 3 sessions).
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Psychological support in palliative care
Helpline offering specialised support 24/7 for insured persons and family members during end of life processes and palliative care. Up to 5 face-to-face sessions in psychological consultation with the possibility of an extension at special prices.
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Erasure of digital identity
Deregistration of the insured person's email accounts; the request to delete social media accounts or change them to commemorative accounts; the procedure to deregister or transfer blogs or websites of the deceased, as well as chats, forums or dating profiles; and the deletion or transfer of files stored in the cloud.
Optional cover
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¡NEW! Medical chat
Through the Quiero cuidarme Más App. Insured persons may enjoy unlimited consultations with a general practitioner.
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Dental cover package
47 free dental treatments and others at lower prices compared to the market.
¡NEW! We include a dental cleaning as a gift for all insured persons in the policy. -
Serious dental accident
If it affects more than three teeth, we will reimburse you for the treatment costs (maximum 6,000 euros).
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Health and well-being services through the DKV Club de Salud y Bienestar
47 free dental treatments and others at reduced prices compared to the market through the DKV Club Salud y Bienestar. You will also enjoy access to consultations with medical specialists at special prices: paediatrics, dermatology, gynaecology, ophthalmology, cardiology, endocrinology and... much more!
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Medical phone lines
24-hour medical helpline, Paediatrics medical helpline, Pregnancy medical helpline, Medical helpline for women, Sports medical helpline, Nutrition medical helpline, Tropical medical helpline.
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Hospitalisation
You will receive compensation for each day you are admitted.
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Compensation due to an accident
In the event of death or permanent disability.
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Complementary worldwide assistance
Transfer of the deceased from any point abroad to any cemetery located in Spain, regardless of the time spent abroad.
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Extra costs
Add a capital intended to cover the costs of other funeral events to say goodbye as you wish.
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Extra costs
Add a capital intended to cover the costs of other funeral events to say goodbye as you wish.
Additional cover: Asistencia Plus
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Asistencia Sénior
Home care for convalescents who need to be immobilised (longer than 7 days).
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Asistencia Junior
Educational support services at home or in hospital, for children and adolescents aged 6 to 16 who must remain immobilised due to an illness or accident.
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Legal protection for the family
Legal cover that will protect you when claiming damages and legal defence of a private and family nature, up to 2,000 euros in expenses. This also includes guidance for drawing up a Living Will.
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Comprehensive pet assistance
Free information and advice over the phone regarding cats and dogs, with access to services and discounted prices, including managing the death of your pet (up to 250 euros).
Included in a policy with an adult, children up to 4 years of age do not pay.
Your family will be helped by a professional manager
Travel with peace of mind because, in an emergency, we cover medical expenses up to 18,000 euros.
You have available a funeral planner tool, a free online will and the erasure of digital identity.
DKV Buen Legado modalities
Customers can choose between:
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Natural premium modality (Renewable Annual Premium): Each year the rate corresponding to the insured person's age at that time (between 0 and 70) is applied, when reaching 71 years of age, it becomes a lifelong level premium.
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Semi-natural premium modality: The premiums are adjusted over periods of 5 years (between 0 and 70 years of age). Between 67 and 71 years of age, they become a level premium.
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Level premium modality: Applicable from the start, according to the customer's age, constant rates throughout the policy's life, with revaluation of premiums and capital.
What products and services do we use to minimise the environmental impact?
To achieve a minimum environmental impact, all services employ:
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Caskets made with ecologically certified wood, water-based varnishes and natural fibre textiles.
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Biodegradable urns made of natural or recycled materials.
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Plant arrangements without foam, metals, or plastic.
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Commemorations on recycled paper.
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100% natural fibre sheet with a certificate of non-toxicity.
And we prioritise:
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Simplicity: avoiding superfluous waste and services.
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Planning: forethought guide to facilitate decisions at such a sensitive time.
Download the documentation
Everything you need to know before taking out the DKV Buen Legado death insurance
Other insurance you might be interested in
Once your death insurance has been selected
Funeral insurance
DKV Protección Familiar
The death insurance that supports your family in difficult times. One of the best funeral services, with a transfer and repatriation, funeral planning and erasure of digital identity service.
Home insurance
DKV Hogar
DKV Hogar is the home insurance that not only has the best cover, but also allows you to look after your surrounding and your family's health.
Health Insurance
DKV Integral
The most popular medical directory insurance. Direct access to all specialities and medical tests, unlimited video consultations with doctors and 24h chat, dental cover and travel assistance.
Do you still have any questions?
What is a death insurance policy that looks after the environment?
Death insurance guarantees a funeral service on the decease of an insured person, as well as the management of all necessary procedures in the event of death: administrative and legal procedures, transfers to any place in Spain and international repatriations.
In our case, death insurance also takes into account 9 principles set by Fundación Tierra, which are based on environmental criteria to guide and facilitate the planning of a low environmental impact burial: reduction in waste products, in non-biodegradable artificial components, in toxic chemical products, in consumption of non-renewable energy, in polluting emissions, incorporating locally produced and certified natural products and materials; we also offer in-person or telephone consultations with a psychologist to take care of the rest of the family's emotional health, among other healthcare cover.
Which funeral home will provide the contracted service?
We have a wide national network of authorised funeral service providers, so you won't have to worry about the management and provision of the service. See here
Am I insured for life with a death insurance?
All of our death insurance policies are life-long. This means that once a death insurance policy is taken out, it is valid for the insured person's whole life unless the policyholder cancels the insurance or stops paying the premium.
If I pass away while abroad, is my transfer covered?
If you are a foreigner and reside in Spain, DKV Protección Familiar includes the repatriation service to your home country, a round trip for a companion and other important advantages. We are the only ones to include it without any extra cost in the death policy!
Is a service due to COVID-19 death covered?
Both the funeral and psychological assistance are covered in the event of death by COVID-19.
In addition, if you are travelling abroad, worldwide emergency assistance is also covered in the event of a COVID-19 contagion.
Moreover, in the event of foreign residents in Spain passing due to COVID-19, we will carry out the international transfer following the provisions of current legislation, provided that the destination country authorises reception. You can also opt for incineration in Spain and a subsequent international transfer of ashes.
We want to improve what surrounds us! With our four causes.
Are you one of us?
Actions that fight against reducing overweight figures in children.
We have obtained the Zero CO2 seal from ECODES. Our planet needs us, and we work towards protecting and recovering it.
We no longer want to be mothers, but MalasMadres, which is why we are launching #TimeToTakeCareOfYourself
At the DKV Integralia Foundation, we work towards the social and professional integration of all people.
Conditions of price from*
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*Price from DKV Protección Familiar: Calculation for a 30-year-old person and a capital of €3,500 plus 5% regulatory capital. With residence in Albacete, Almería, Ávila, Badajoz, Cáceres, Cádiz, Castellón, Córdoba, Granada, Huelva, Jaén, Málaga, Orense, Palencia, Las Palmas, Salamanca, Sta. Cruz de Tenerife, Seville, Soria, Valladolid, Vizcaya, Teruel and Zamora.
Premium from €21/year valid during 2024