DKV Pymes, health insurance for companies of up to 50 employees

  • Flexible health insurance, suited to your type of business.

  • Insure your health and that of your employees.

  • Significant tax advantages.


Special offer for a limited time. Your SMEs insurance with a 10% discount. Find out more

Transparency and clear language
+ 17,474

Healthy companies

Medical directory

Medical professionals available.


Of the 10 best private hospitals in the country

Video consultation and chat with specialists
+ 315,000

Virtual consultations with a doctor in 2020

If you are looking for health insurance for your company, we will help you to choose

What is the most suitable type of medical insurance for you and your employees?


DKV Sanify

An innovative health and well-being proposal within the reach of all companies:

DKV Pymes Especialistas

Direct access to the best specialists and hospital centres in Spain.

DKV Pymes Integral

The most comprehensive network-affiliated medical directory insurance.

DKV Pymes Mundiclassic

You can visit any centre in the world, regardless of whether it is affiliated or not.

All the medical specialities
Unlimited consultations in 7 medical specialities.

Cardiology, digestive system, traumatology, gynaecology, ophthalmology, chiropody, dermatology, allergies... and all diagnostic tests.

Dental coverage

Dental coverage 

Video consultation and chat service

Video consultation and chat service 

Podiatry, physiotherapy and rehabilitation
Includes 20 physiotherapy sessions per year.

No limit on sessions.

Primary care and 24h medical emergencies
no no
Surgery and hospitalisation
no no

Hospital care for medical or surgical treatment.

Access to all doctors and health centres around the world
no no no

Consultations in all medical specialities, diagnostic tests, and hospital care for medical or surgical treatment in both the DKV Network of Healthcare Services and in non-affiliated centres.

Payment by service, except visits to the included specialities Without copayment With or without copayments Without copayment

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Steps to make my SME a healthy company

DKV Health coach

Let's talk

A DKV health expert will arrange an appointment with you to learn about your needs and prepare a customised solution for you.

Conditions of use

Welcome and support

Once the agreement has been signed, we will send each of your employees a welcome pack, together with information on the policy or health services taken out.

Avoid waiting lists


From your healthy business management portal, you can manage registrations, cancellations and modifications in the policies you have taken out, without any paperwork, because your time is valuable to us.

Information on the DKV Pymes insurance

Download the documentation

Download the documentation

Learn about the cover and services offered in the medical directory insurance for SMEs.

Download the documentation

Learn about the cover and services offered in the reimbursement insurance for SMEs.

Download the documentation

Learn about the cover and services offered in the insurance with specialists for SMEs.

Download the documentation

Summarised information that will help you compare DKV Pymes Integral with other insurance policies. 

Download the documentation

Summarised information that will help you compare DKV Pymes Mundisalud with other insurance policies.

Download the documentation

10% discount in the first year and further discounts in the coming years. Promotion applicable to new insured persons Promotion applicable to new insured persons who take out policies until 31/12/2021.

Answer your queries with the FAQs
We explain the details with a clear and transparent language

From 3 to 50 employees.

The physical and emotional health of employees is essential to maintain optimal levels of productivity in the company. In addition, a healthcare policy is the social benefit employees value most.

Partners, employees and family members.

The terms and conditions are different, and the product is customised according to the needs of your company and its employees (number of insured persons, age, services taken out, copayments, etc.)

A minimum of 3 insured persons per insurance and up to a maximum of 50. The maximum age to take out the insurance is 67.

All provisions can be used from day one, except the following:

  1. Surgery and hospital care, including surgical prostheses, for any reason and of any kind, will have a waiting period of six months, except in the cases of a life-threatening emergency or as the result of an accident.

  2. Treatment for any kind of childbirth (except premature childbirth) or Caesarean operation with a waiting period of eight months.

  3. Transplants have a waiting period of twelve months.

  4. Biomechanical gait analysis has a waiting period of 6 months.

A copayment is a small cash amount that is paid every time that you use a health insurance. It varies according to the type of insurance you have taken out and the medical test or speciality you undergo. Check the copayments of all DKV PYMES medical services in this link

Customers who take out a DKV PYMES policy from 01/10/2021 to 31/12/2021 (both inclusive) will do so at a reduced price (10% discount in the first year) and will enjoy more discounts until 2025. More information in this link

We want to improve what surrounds us! With our four causes.

Are you one of us?

Against childhood obesity

Actions that fight against reducing overweight figures in children.

For the planet

We are a Zero CO2 emissions company. Our planet needs us, and we work towards protecting and recovering it.

For women's health

We no longer want to be mothers, but MalasMadres, which is why we are launching #LaHoraDeCuidarse

For inclusion

At the DKV Integralia Foundation, we work towards the social and professional integration of all people.

You are a DKV customer

Please call us on:

976 506 000

Exclusive mutual society members

Please call us on:

976 768 999

You aren't a DKV customer