Health insurance for SMEs
Health insurance for companies with fewer than 50 employees.
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Direct access to the best medical professionals.
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Virtual consultations with specialists, avoiding travel.
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Company management portal for online procedures.
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We take care of your employees' and their relatives' health.
Take it out for a limited time with a 20% discount
Discounts for the next 5 years
More than 51,000 doctors and the best private hospitals (CUN, Quiron, Teknon, etc.)
Included in your policy at no extra cost
Medical consultations wherever you are, avoiding travel
Support to choose the most suitable solution for your company
What is the most suitable type of medical insurance for you and your employees?
If you are looking for health insurance for your company, we will help you to choose
SINGLE PRICE
Per EMPLOYEE
DKV Sanify Empresas
An innovative health and well-being proposal within the reach of all companies.
Take it out for €18/Month
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Primary care and specialities
General medicine, nursing, traumatology and orthopaedics, paediatrics, gynaecology (including check-up), ophthalmology and dermatology.
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24-hour video consultation and chat service
Unlimited video consultations with specialists, 24h medical chat, electronic prescription, health folder, health coach and digital midwife.
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Physiotherapy
20 sessions/year
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Psychotherapy
10 sessions/year via video calls, for consultations or therapy
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Special prices for healthcare services
Rest of medical specialities, treatments and health and well-being services at reduced rates.
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Dental coverage
Consultations, extractions, stomatological treatment, fluoridations, dental cleans and dental x-rays associated with these treatments. Sealants and fillings for children under 14 years. Rest of services with discount.
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24-hour emergencies
Home care and ambulance medical assistance.
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Diagnostic tests
Only clinical analyses will be included.
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Hospitalisation and surgery
With no limit of stay, except for psychiatric admissions, with a maximum of 60 days/year.
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Reimbursement of medical expenses
Between 80% and 90% of the total expenses
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Reimbursement of vaccinations and pharmacy expenses
We will reimburse 100% of the cost of medicines prescribed by your doctor
20% disc.
DKV Pymes Especialistas
Direct access to the best specialists and hospital centres in Spain.
Take it out from 19 €/mes
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Primary care and medical specialities
Cardiology, digestive system, traumatology, gynaecology, ophthalmology, chiropody, dermatology, allergies... and all diagnostic tests.
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24-hour video consultation and chat service
Unlimited video consultations with specialists, 24h medical chat, electronic prescription, health folder, health coach and digital midwife.
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Physiotherapy
No limit on sessions.
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Psychotherapy
20 sessions per year for psychotherapy and 40 sessions in cases of eating disorders, school bullying, gender-based or domestic violence, cyberbullying and work-related stress.
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Special prices for healthcare services
Rest of medical specialities, treatments and health and well-being services at reduced rates.
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Dental coverage
Consultations, extractions, stomatological treatment, fluoridations, dental cleans and dental x-rays associated with these treatments. Sealants and fillings for children under 14 years. Rest of services with discount.
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24-hour emergencies
Home care and ambulance medical assistance.
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Diagnostic tests
All specialities and diagnostic methods.
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Hospitalisation and surgery
With no limit of stay, except for psychiatric admissions, with a maximum of 60 days/year
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Reimbursement of medical expenses
Reimbursements between 80% and 90% of the total expenses
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Reimbursement of vaccinations and pharmacy expenses
We will reimburse 100% of the cost of medicines prescribed by your doctor
20% disc.
DKV Pymes Integral
The most comprehensive network-affiliated medical directory insurance.
Take it out from €32/month
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Primary care and medical specialities
Cardiology, digestive system, traumatology, gynaecology, ophthalmology, chiropody, dermatology, allergies... and all diagnostic tests.
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24-hour video consultation and chat service
Unlimited video consultations with specialists, 24h medical chat, electronic prescription, health folder, health coach and digital midwife.
-
Physiotherapy
No limit on sessions.
-
Psychotherapy
20 sessions per year for psychotherapy and 40 sessions in cases of eating disorders, school bullying, gender-based or domestic violence, cyberbullying and work-related stress.
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Special prices for healthcare services
Rest of medical specialities, treatments and health and well-being services at reduced rates.
-
Dental coverage
Consultations, extractions, stomatological treatment, fluoridations, dental cleans and dental x-rays associated with these treatments. Sealants and fillings for children under 14 years. Rest of services with discount.
-
24-hour emergencies
Home care and ambulance medical assistance.
-
Diagnostic tests
All specialities and diagnostic methods.
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Hospitalisation and surgery
With no limit of stay, except for psychiatric admissions, with a maximum of 60 days/year.
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Reimbursement of medical expenses
Reimbursements between 80% and 90% of the total expenses
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Reimbursement of vaccinations and pharmacy expenses
We will reimburse 100% of the cost of medicines prescribed by your doctor
20% disc.
DKV Pymes Mundiclassic
You can visit any centre in the world, regardless of whether it is affiliated or not.
Take it out from 49 €/mes
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Primary care and medical specialities
Any medical centre in Spain and the rest of the world.
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24-hour video consultation and chat service
Unlimited video consultations with specialists, 24h medical chat, electronic prescription, health folder, health coach and digital midwife.
-
Physiotherapy
No limit on sessions.
-
Psychotherapy
20 sessions per year for psychotherapy and 40 sessions in cases of eating disorders, school bullying, gender-based or domestic violence, cyberbullying and work-related stress.
-
Special prices for healthcare services
Rest of medical specialities, treatments and health and well-being services at reduced rates
-
Dental coverage
Consultations, extractions, stomatological treatment, fluoridations, dental cleans and dental x-rays associated with these treatments. Sealants and fillings for children under 14 years. Rest of services with discount.
-
24-hour emergencies
Home care and ambulance medical assistance.
-
Diagnostic tests
All specialities and diagnostic methods.
-
Hospitalisation and surgery
With no limit of stay, except for psychiatric admissions, with a maximum of 60 days/year
-
Reimbursement of medical expenses
Reimbursement between 80% and 90% of the total expenses
-
Reimbursement of vaccinations and pharmacy expenses
We will reimburse 100% of the cost of medicines prescribed by your doctor
If you are looking for health insurance for your company, we will help you to choose
What is the most suitable type of medical insurance for you and your employees?
DKV Sanify
An innovative health and well-being proposal within the reach of all companies:
take it out for €18/month
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All the medical specialities
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Dental coverage
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Video consultation and chat service
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Podiatry, physiotherapy and rehabilitation
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Copayment
DKV Pymes Especialistas
Direct access to the best specialists and hospital centres in Spain.
take it out from €21/month
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All the medical specialities
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Dental coverage
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Video consultation and chat service
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Podiatry, physiotherapy and rehabilitation
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Copayment
DKV Pymes Integral
The most comprehensive network-affiliated medical directory insurance.
take it out from €37/month
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Primary care and 24h medical emergencies
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All the medical specialities
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Surgery and hospitalisation
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Dental coverage
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Video consultation and chat service
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Podiatry, physiotherapy and rehabilitation
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Copayment
DKV Pymes Mundiclassic
You can visit any centre in the world, regardless of whether it is affiliated or not.
take it out from €67/month
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Primary care and 24h medical emergencies
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All the medical specialities
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Surgery and hospitalisation
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Dental coverage
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Video consultation and chat service
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Podiatry, physiotherapy and rehabilitation
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Copayment
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Access to all doctors and health centres around the world
Contact us to discuss any health concerns
Why take out a health insurance for your SME?
Advantages for the company
Employees are more satisfied.
You build your employee's loyalty, obtain a greater commitment and make them more productive, and you become an appealing company when it comes to attracting talent.
It improves the company's image.
A company that takes care of its employees achieves a better internal and external reputation.
Reduces absenteeism at work.
Health insurance provides employees access to quality and fast medical care that does not require as much travelling.
Advantages for employees
Better work-life balance.
Private health insurance provides extensive visiting hours for medical appointments without waiting times.
Helps your domestic economy.
The first €500 for the payment of the health insurance are exempt from Personal Income Tax. In addition, the premium is lower in a group health insurance policy.
Quality medical care.
Extensive medical directory without waiting lists, with state-of-the-art treatments, dental service, psychotherapy and digital health services.
Steps to make my SME a healthy company
Let's talk
Un experto en seguros para empresas concertará una cita contigo para conocer tus necesidades y preparar una solución personalizada para ti.
Welcome and support
Una vez se haya cerrado el acuerdo, enviaremos a cada uno de tus empleados un pack de bienvenida, junto con la información del seguro contratado.
Self-management
Desde tu portal de gestión de empresas, podrás tramitar las altas, bajas y modificaciones de las pólizas contratadas, sin papeleos y sin desplazamientos.
Information on the DKV Pymes insurance
Download the documentation
Services to take care of and manage your employees' and your company's health
En DKV trabajamos para poder ofrecer una atención rápida, ágil y desde cualquier lugar.
Complete Medical Directory
Más de 51,000 profesionales médicos y 10,000 clínicas y centros médicos en todo el país, y los mejores hospitales privados (CUN, Quirón, Teknon, etc.)
Quiero cuidarme Más app
Tus empleados podrán contactar con especialistas sin desplazarse. Tendrán un chat 24h, videoconsultas ilimitadas y podrán solicitar recetas médicas.
DKV Gestiona
Plataforma donde podrás realizar gestiones online: altas y bajas de asegurados, duplicados, justificantes, consultar coberturas, documentación, etc.
Answer your queries with the FAQs
What company insurance do you need?
There are different types of insurance based on the company's needs and its employees. From basic cover to comprehensive insurance policies, with telemedicine services or insurance designed for working abroad.
Economical insurance: with a low premium and the essential cover, without hospitalisation and surgery. The most economical option to access private healthcare, with primary care, visits to specialists, video consultations to avoid travel and a series of simple tests, such as analytical tests or preventive plans.
Insurance with comprehensive cover: They provide comprehensive medical assistance, unlimited consultations with specialists, diagnostic tests, telemedicine, dental cover, psychology, chiropody, physiotherapy, surgery, hospitalisation and hospital emergencies. In addition to an array of digital services.
Reimbursement insurance: They allow the insured person to visit specialists and medical centres that are not included in the medical directory or do not work for any insurer. They are perfect for employees who travel a lot and visit doctors on their work trips abroad. With reimbursement of medical expenses in less than a week.
In addition, you can choose insurance modalities with or without copayment. The monthly premium in copayment modalities is much lower, and the insured person pays an extra amount based on the use made to the health insurance.
What is a copayment?
A copayment is a small cash amount that is paid every time that you use a health insurance. It varies according to the type of insurance you have taken out and the medical test or speciality you undergo. Check the copayments of all DKV PYMES medical services in this link
How many people have to register in the insurance for it to be considered a company/SMEs group?
From 3 to 50 employees to contract the Pymes module. More than 50 employees for the company group
Ways to take out health insurance at the company
Compulsory subscription, co-financed and Flexible Remuneration
What is a flexible remuneration plan?
Flexible remuneration consists in dedicating part of the employee's gross salary to a special remuneration; in this case, to the payment of an insurance premium, at a lower than market price.
How to take out health insurance for employees
What is the advantage of taking out a health insurance through my company instead of myself?
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