Health insurance for SMEs
Health insurance for companies with fewer than 50 employees
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Direct access to the best medical professionals.
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Virtual consultations with specialists, avoiding travel.
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Personalised care and online procedures.
Buy now with up to 20% off
Discounts for 5 years.
Advantages of taking out health insurance for SMEs
Extensive medical directory
More than 51,000 doctors and the best private hospitals.
Dental cover
Included in your policy at no extra cost
Digital medicine
Medical consultations wherever you are, avoiding travel
Experts in health
Support to choose the most suitable solution for your company
What is the most suitable type of medical insurance for you and your employees?
If you are looking for health insurance for your company, we will help you to choose
Single price
per employee
DKV Sanify
Companies
An innovative health and well-being proposal within the reach of all companies.
Take it out for just
€18/Month
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Reduced medical directory
Medical centres in the DKV Sanify Empresas network.
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All doctors and centres around the world
Access to any medical professional or centre in Spain and abroad, even if they are not included in the DKV medical directory.
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Primary care
General medicine, nursing, paediatrics. One basic yearly blood and urine test per year.
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7 medical specialities
General medicine, nursing, paediatrics, gynaecology (including an annual check-up), ophthalmology, dermatology and traumatology.
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Diagnostic tests
Clinical analyses, X-rays, ultrasounds, magnetic resonances, CT scans, mammograms, endoscopies, etc.
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Surgery and hospitalisation
Hospital care for medical or surgical treatment.
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Video consultations and chat
Unlimited video consultations with the 7 specialities covered, 24h medical chat, electronic prescription and health folder.
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Dental policy included
47 free treatments and the rest with major discounts.
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Psychology
20 sessions/year and 40 sessions for people under 24 years old for eating disorders, school bullying, cyberbullying, work-related stress, and gender-based or domestic violence.
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Physiotherapy
20 sessions/year.
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Worldwide medical assistance when travelling
Up to €30,000 for journeys of up to 180 days, in the event of an emergency.
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Reimbursement of expenses
Medical, pharmaceutical and vaccinations.
20% disc.
DKV Pymes
Specialists
Direct access to the best specialists and hospital centres in Spain.
Take it out from €24/month
€19/month
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Extensive medical directory
More than 51,000 specialists and 1,000 medical centres in Spain.
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All doctors and centres around the world
Access to any medical professional or centre in Spain and abroad, even if they are not included in the DKV medical directory.
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Primary care
General medicine, nursing, paediatrics, basic clinical analyses, emergencies and ambulances.
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Medical specialities
Cardiology, neurology, dermatology, ophthalmology, traumatology, gynaecology, oncology, endocrinology, psychiatry, etc.
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Diagnostic tests
Clinical analyses, X-rays, ultrasounds, magnetic resonances, CT scans, mammograms, endoscopies, etc.
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Surgery and hospitalisation
Hospital care for medical or surgical treatment.
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Video consultations and chat
Unlimited video consultations with specialists, 24h medical chat, electronic prescription, health folder, health coach and digital midwife.
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Dental policy included
50 free treatments and the rest with major discounts.
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Psychology
20 sessions/year and 40 sessions for people under 24 years old for eating disorders, school bullying, cyberbullying, work-related stress, and gender-based or domestic violence.
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Physiotherapy
No limit on sessions.
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Worldwide medical assistance when travelling
Up to €30,000 for journeys of up to 180 days, in the event of an emergency.
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Reimbursement of expenses
Medical, pharmaceutical and vaccinations.
The best-selling policy
20% disc.
DKV Pymes
Integral
The most comprehensive medical directory insurance. Make sure you have the most convenient and fast healthcare.
Take it out from €42/month
€34/month
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Extensive medical directory
More than 51,000 specialists and 1,000 medical centres in Spain.
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All doctors and centres around the world
Access to any medical professional or centre in Spain and abroad, even if they are not included in the DKV medical directory.
-
Primary care
General medicine, nursing, paediatrics, basic clinical analyses, emergencies and ambulances.
-
Medical specialities
Cardiology, neurology, dermatology, ophthalmology, traumatology, gynaecology, oncology, endocrinology, psychiatry, etc.
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Diagnostic tests
Clinical analyses, X-rays, ultrasounds, magnetic resonances, CT scans, mammograms, endoscopies, etc.
-
Surgery and hospitalisation
Hospital care for medical or surgical treatment.
-
Video consultations and chat
Unlimited video consultations with specialists, 24h medical chat, electronic prescription, health folder, health coach and digital midwife.
-
Dental policy included
50 free treatments and the rest with major discounts.
-
Psychology
20 sessions/year and 40 sessions for people under 24 years old for eating disorders, school bullying, cyberbullying, work-related stress, and gender-based or domestic violence.
-
Physiotherapy
No limit on sessions.
-
Worldwide medical assistance when travelling
Up to €30,000 for journeys of up to 180 days, in the event of an emergency.
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Reimbursement of expenses
Medical, pharmaceutical and vaccinations.
20% disc.
DKV Pymes
Mundiclassic
You can visit any centre in the world, whether in Spain or abroad.
Take it out from €65/month
€52/month
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Extensive medical directory
More than 51,000 specialists and 1,000 medical centres in Spain.
-
All doctors and centres around the world
Access to any medical professional or centre in Spain and abroad, even if they are not included in the DKV medical directory.
-
Primary care
General medicine, nursing, paediatrics, basic clinical analyses, emergencies and ambulances.
-
Medical specialities
Cardiology, neurology, dermatology, ophthalmology, traumatology, gynaecology, oncology, endocrinology, psychiatry, etc.
-
Diagnostic tests
Clinical analyses, X-rays, ultrasounds, magnetic resonances, CT scans, mammograms, endoscopies, etc.
-
Surgery and hospitalisation
Hospital care for medical or surgical treatment.
-
Video consultations and chat
Unlimited video consultations with specialists, 24h medical chat, electronic prescription, health folder, health coach and digital midwife.
-
Dental policy included
50 free treatments and the rest with major discounts.
-
Psychology
20 sessions/year and 40 sessions for people under 24 years old for eating disorders, school bullying, cyberbullying, work-related stress, and gender-based or domestic violence.
-
Physiotherapy
No limit on sessions.
-
Worldwide medical assistance when travelling
Up to €30,000 for journeys of up to 180 days, in the event of an emergency.
-
Reimbursement of expenses
Medical, pharmaceutical and vaccinations.
If you are looking for health insurance for your company, we will help you to choose
What is the most suitable type of medical insurance for you and your employees?
DKV Sanify
An innovative health and well-being proposal within the reach of all companies:
take it out for €18/month
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All the medical specialities
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Dental cover
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Video consultation and chat service
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Podiatry, physiotherapy and rehabilitation
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Copayment
DKV Pymes Especialistas
Direct access to the best specialists and hospital centres in Spain.
take it out from €21/month
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All the medical specialities
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Dental cover
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Video consultation and chat service
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Podiatry, physiotherapy and rehabilitation
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Copayment
DKV Pymes Integral
The most comprehensive network-affiliated medical directory insurance.
take it out from €37/month
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Primary care and 24h medical emergencies
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All the medical specialities
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Surgery and hospitalisation
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Dental cover
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Video consultation and chat service
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Podiatry, physiotherapy and rehabilitation
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Copayment
DKV Pymes Mundiclassic
You can visit any centre in the world, regardless of whether it is affiliated or not.
take it out from €67/month
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Primary care and 24h medical emergencies
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All the medical specialities
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Surgery and hospitalisation
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Dental cover
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Video consultation and chat service
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Podiatry, physiotherapy and rehabilitation
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Copayment
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Access to all doctors and health centres around the world
Why take out a health insurance for your SME?
Advantages for the company
Employees are more satisfied.
You build your employee's loyalty, obtain a greater commitment and make them more productive, and you become an appealing company when it comes to attracting talent.
It improves the company's image.
A company that takes care of its employees achieves a better internal and external reputation.
Reduces absenteeism at work.
Health insurance provides employees access to quality and fast medical care that does not require as much travelling.
Advantages for employees
Better work-life balance.
Private health insurance provides extensive visiting hours for medical appointments without waiting times.
Helps your domestic economy.
The first €500 for the payment of the health insurance are exempt from Personal Income Tax. In addition, the premium is lower in a group health insurance policy.
Quality medical care.
Extensive medical directory without waiting lists, with state-of-the-art treatments, dental service, psychotherapy and digital health services.
We help you take out insurance for SMEs
Let's talk
Un experto en seguros para empresas concertará una cita contigo para conocer tus necesidades y preparar una solución personalizada para ti.
Welcome and support
Una vez se haya cerrado el acuerdo, enviaremos a cada uno de tus empleados un pack de bienvenida, junto con la información del seguro contratado.
Self-management
Desde tu portal de gestión de empresas, podrás tramitar las altas, bajas y modificaciones de las pólizas contratadas, sin papeleos y sin desplazamientos.
Information on the DKV Pymes insurance
Download the documentation
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DKV Pymes Integral sales brochure
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DKV Pymes Mundisalud sales brochure
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DKV Pymes Especialistas sales brochure
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information about the Pymes Integral insurance policy
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Information about the DKV Pymes Mundisalud insurance policy
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DKV PYMES terms and conditions
Services to take care of and manage your employees' and your company's health
En DKV trabajamos para poder ofrecer una atención rápida, ágil y desde cualquier lugar.
Complete Medical Directory
Más de 51,000 profesionales médicos y 10,000 clínicas y centros médicos en todo el país, y los mejores hospitales privados (CUN, Quirón, Teknon, etc.)
Quiero cuidarme Más app
Tus empleados podrán contactar con especialistas sin desplazarse. Tendrán un chat 24h, videoconsultas ilimitadas y podrán solicitar recetas médicas.
Frequently asked questions about health insurance for SMEs
We answer questions about our health insurance for SMEs
There are different types of insurance based on the company's needs and its employees. From basic cover to comprehensive insurance policies, with telemedicine services or insurance designed for working abroad.
Economical insurance: with a low premium and the essential cover, without hospitalisation and surgery. The most economical option to access private healthcare, with primary care, visits to specialists, video consultations to avoid travel and a series of simple tests, such as analytical tests or preventive plans.
Insurance with comprehensive cover: They provide comprehensive medical assistance, unlimited consultations with specialists, diagnostic tests, telemedicine, dental cover, psychology, chiropody, physiotherapy, surgery, hospitalisation and hospital emergencies. In addition to an array of digital services.
Reimbursement insurance: They allow the insured person to visit specialists and medical centres that are not included in the medical directory or do not work for any insurer. They are perfect for employees who travel a lot and visit doctors on their work trips abroad. With reimbursement of medical expenses in less than a week.
In addition, you can choose insurance modalities with or without copayment. The monthly premium in copayment modalities is much lower, and the insured person pays an extra amount based on the use made to the health insurance.
A copayment is a small cash amount that is paid every time that you use a health insurance. It varies according to the type of insurance you have taken out and the medical test or speciality you undergo. Consulta los copagos de todos los servicios médicos de DKV Pymes.
From 3 to 50 employees to contract the Pymes module. More than 50 employees for the company group
Compulsory subscription, co-financed and Flexible Remuneration
Flexible remuneration consists in dedicating part of the employee's gross salary to a special remuneration; in this case, to the payment of an insurance premium, at a lower than market price.