Health insurance without waiting periods

At DKV, we offer different insurance policies without waiting periods

  • You can start to use your insurance immediately.

  • Take it out at any age.

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Why choose health insurance without waiting periods?
 

All DKV insurance can be used from day one to visit specialists, emergencies and most diagnostic tests. However, we offer insurance options that you can use comprehensively from day one.

Medical directory

Unlimited consultations with the main specialities in Plus medical centres.

No age limit

Unlike other insurance policies, you can take out your insurance at any age.

Dental policy included

47 treatments included at no additional cost and the rest with major discounts.

Video consultations with specialists

Unlimited virtual consultations with specialists by video call and chat.

What medical insurance includes the cover and services I need?

Compare the cover of our health insurance policies without waiting periods

The best-selling policy

Price for 8 family members

DKV Famedic Plus
The most affordable health insurance, in which you can include up to 8 family members for the same price.

Take it out for just

€25.50/month

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Further information

  • Reduced medical directory

    Medical centres in the DKV Famedic network.

  • Primary care

    General medicine, nursing and paediatrics.

  • 7 medical specialities

    General medicine, nursing, paediatrics, gynaecology (including an annual check-up), ophthalmology, dermatology and traumatology.

  • Diagnostic tests

    Clinical analyses, X-rays, ultrasounds, magnetic resonances, CT scans, mammograms, endoscopies, etc.

  • Surgery and hospitalisation

    Hospital care for medical or surgical treatment.

  • Video consultations and chat

    Unlimited video consultations with the 7 specialities covered, 24h medical chat, electronic prescription and health folder.

  • Dental policy included

    47 free treatments and the rest with major discounts.

  • Physiotherapy

    20 sessions per year for the policyholder.

  • Psychology

    20 sessions/year and 40 sessions for people under 24 years old for eating disorders, school bullying, cyberbullying, work-related stress, and gender-based or domestic violence.

  • Worldwide medical assistance when travelling

    Up to €30,000 for journeys of up to 180 days, in the event of an emergency.

  • Health services complementary to the insurance

    Podrás acceder al catálogo de servicios de salud y bienestar de DKV Famedic Salud y Bienestar a precios inferiores a los de mercado.

  • Accounts and billing service

    For the policyholder using the Factuconta tool by Contasimple, which is designed to help with invoicing, accounts and taxes required by a self-employer.

Price for 8 family members

DKV Famedic Profesional
The most affordable health insurance, in which you can include up to 8 family members for the same price.

Take it out for just

35.50 €/mes

Calculate your insurance
Further information

  • Reduced medical directory

    Medical centres in the DKV Famedic network.

  • Primary care

    General medicine, nursing and paediatrics.

  • 7 medical specialities

    General medicine, nursing, paediatrics, gynaecology (including an annual check-up), ophthalmology, dermatology and traumatology.

  • Diagnostic tests

    Clinical analyses, X-rays, ultrasounds, magnetic resonances, CT scans, mammograms, endoscopies, etc.

  • Surgery and hospitalisation

    Hospital care for medical or surgical treatment.

  • Video consultations and chat

    Unlimited video consultations with the 7 specialities covered, 24h medical chat, electronic prescription and health folder.

  • Dental policy included

    47 free treatments and the rest with major discounts.

  • Physiotherapy

    20 sessions per year for the policyholder.

  • Psychology

    20 sessions/year and 40 sessions for people under 24 years old for eating disorders, school bullying, cyberbullying, work-related stress, and gender-based or domestic violence.

  • Worldwide medical assistance when travelling

    Up to €30,000 for journeys of up to 180 days, in the event of an emergency.

  • Health services complementary to the insurance

    Podrás acceder al catálogo de servicios de salud y bienestar de DKV Famedic Salud y Bienestar a precios inferiores a los de mercado.

  • Accounts and billing service

    For the policyholder using the Factuconta tool by Contasimple, which is designed to help with invoicing, accounts and taxes required by a self-employer.

Are you looking for another type of insurance?

We have designed insurance to cover your and your family's needs according to your finances, lifestyle and use you are going to give the health insurance

Insurance with copayments

If you're not going to use the insurance frequently and want a more economical premium, choose a health insurance with copayments.

Further information

Insurance without copayments

If you don't want to pay more and want to have a fixed monthly payment, regardless of how you use your insurance, choose an insurance policy without copayments.

Further information

Economical health insurance

If you are looking for health insurance with an economical premium and reduced cover for your day-to-day needs.

Further information

Frequently asked questions about health insurance without waiting periods 

We answer the most frequently asked questions about insurance with no waiting periods.

 

The waiting period in a health insurance policy refers to the time that the insured person must wait, after taking out the policy, in order to be able to access some of the services and cover included in the policy.

Do you need help?

If you are thinking about taking out an insurance policy and you have questions, we will answer them in the way you choose.
 

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Calculate your insurance with no waiting periods