Nuestro seguro médico más completo, DKV Integral

A health insurance that takes care of your health and that of your family.


  • Avoid crowds and waiting lists.

  • Comprehensive medical assistance with surgery and hospitalisation.

  • Includes FREE dental cover.

  • Video call and chat service with specialists 24/7.

Take it out now with a 30% discount.
Discounts for the next 6 years


Why choose DKV Integral

All the advantages of your medical directory insurance

Medical directory
Extensive medical directory

+51,000 medical professionals at your disposal and 7 of the 10 best hospitals in the country.

Dental coverage
Dental policy included

50 tratamientos sin coste adicional y otros con grandes descuentos.

salud mental

20 consultations a year with a psychologist to treat any emotional health problem.

video conference
Video consultations with specialists

Consultas virtuales con especialistas por videollamada y chat.

Taking out insurance by phone

Request information and take out health insurance now

Call us FREE OF CHARGE with no strings attached at 876 140 054 and have an expert inform and help you throughout the process.

All the details about DKV Integral

Protect your health and that of your family with the DKV's prestige and quality

Cover and services

With this policy you can take advantage of our extensive medical directory and the best health care.

You choose the specialist or clinic in our medical directory you want to go to, from among 51,000 professionals and 1,000 affiliated centres all over Spain.

Included cover

  • Primary care

    Medicina general, pediatría, enfermería y urgencias médicas 24h.

  • All the medical specialities

    Cardiología, dermatología, traumatología, ginecología y oncología, así comopruebas diagnósticas: ecografías, resonancias magnéticas, TAC, radioterapia, etc.

  • Surgery and hospitalisation

    Ingreso y estancia en el hospital. Además, tendrás una habitación individual con cama para tu acompañante.

  • Dental coverage

    More than 50 free services and the rest with large discounts.

  • Psychology

    20 sessions/year and 40 for eating disorders, bullying at school, cyber-bullying, occupational stress and gender-based or domestic violence.

  • Podiatry, physiotherapy and rehabilitation

    No limit on sessions!

  • Asistencia mundial en viajes

    You can count on up to 20,000 euros for emergency assistance worldwide on journeys of up to 180 days. One of the highest limits on the market.

  • Daily compensation for hospitalisation

    If you are admitted to hospital, from the third day onwards you will receive 80 euros per day, when none of the hospitalisation costs are charged to DKV.

  • Accident cover

    Recibirás asistencia médica si sufres cualquier tipo de accidente laboral o de tráfico.

Health services

  • Video consultation and chat with a doctor

    Podrás contactar con un médico mediante llamada, videollamada o chat, así como chatear con tu coach de salud para mejorar tus hábitos de vida y con una comadrona si estás embarazada o acabas de dar a luz.

  • Telephone advice helplines

    Si te preocupa un síntoma, te ofrecemos líneas telefónicas para atender dudas: medicina general 24h, del embarazo, de la mujer, nutricional o psicoemocional.

  • Nutritionist

    Treatment and management of obesity, up to 20 sessions per year.

  • Home services

    Home tests and physiotherapy, in level 3 dependency.

  • Biomechanical gait analysis

    An analysis every five years for adults and every two years for children under 15 years old in Podoactiva centres.

  • Preventive care programmes

    Sign up to our free prevention programmes, and we'll help you improve your overall health.

  • Do you have a trusted paediatrician or gynaecologist?

    You have the option of adding whichever paediatrics or gynaecology service you wish, even if it is not included in the medical directory.

  • Servicios de salud complementarios al seguro

    Podrás acceder a un catálogo de servicios de salud y bienestar a precios inferiores a los del mercado a través de DKV Club Salud y Bienestar.

Waiting periods

Con el seguro DKV Integral podrás utilizar todas las coberturas y servicios médicos desde el primer día, excepto:

  • Hospitalización e intervención quirúrgica (incluidas prótesis): 6 months

  • Estudio biomecánico de la marcha: 6 months

  • Partos (excepto partos prematuros): 8 months

  • Trasplantes: 12 meses

Copayments and modalities

A copayment is a small cash amount that is paid every time that you use a health insurance. It varies according to the type of insurance you have taken out and the medical test or speciality you undergo. Choose the type the suits you best, from:

  • Con copago alto: Complet (13.50 € consulta medicina general y 23 € otras especialidades)

  • Con copago bajo: Classic (2.30 € consulta medicina general y 3.50 € otras especialidades)

  • Sin copago: Élite (0 €, todo incluido)

Consulta todos los copagos por modalidad.

See copayments

What type of policy suits your needs?

DKV Integral is the most comprehensive medical directory insurance, with three different modalities based on the copayment amounts.

Medical directory health insurance

DKV Integral Complet

High Copayment

€13.50 General Medicine, Paediatrics and Nursing

€23 Specialities

Price from



30% discount

About the final price

Calculate your insurance

Medical directory health insurance

DKV Integral Classic

Low Copayment

€2.30 General Medicine, Paediatrics and Nursing

€3.50 Specialities

Price from



30% discount

About the final price

Calculate your insurance

Most sold option

Medical directory health insurance

DKV Integral Élite

Without copayment

Everything is included in your instalment, zero worries and unforeseen events

Price from



30% discount

About the final price

Calculate your insurance

You have an additional discount when choosing the payment method

Yearly payment

7% discount

About the final price

Half-yearly payment

4.6% discount

About the final price

Quarterly payment

2.8% discount

About the final price

Any insurance policy must start with a commitment

Terms and conditions of the contract

Age for taking out insurance
Maximum age to take out the insurance

The highest in the market. Until the age of 75.

Conditions and commitment
Whole life insurance

No rescindimos el contrato si ya llevas tres años con nosotros, tampoco te subiremos el precio.

Family savings

7% de descuento si sois 4 asegurados, o del 12% si sois 5 o más.

Satisfied customers
We are transparent

Te informaremos con antelación de las novedades de renovación en tu póliza.

Other insurance you might be interested in

Personal doctor, health insurance with a personal doctor

Health insurance with a personal doctor

DKV Personal Doctor

Una nueva experiencia médica, con todas las coberturas de un seguro de salud completo, y la confianza de tener a tu médico personal.


DKV Mundisalud

Reimbursement health insurance

DKV Mundisalud

Un seguro de reembolso de gastos con el que elegir libremente el médico y centro al que acudir. We will reimburse between 80% and 90% of the total expenses.


DKV Protección Familiar

Funeral insurance

DKV Protección Familiar

The funeral insurance that supports your family at all times. Uno de los mejores servicios funerarios, con traslado y repatriación a tu país de origen.


Do you need help?

If you are thinking about taking out an insurance policy and you have questions, we will answer them in the way you choose.

Visit your nearest agent

Visit your nearest agent

We’ll call you

We'll call you FREE OF CHARGE

We want to improve what surrounds us! With our four causes.

Are you one of us?

Against childhood obesity

Actions that fight against reducing overweight figures in children.

For the planet

We have obtained the Zero CO2 seal from ECODES. Our planet needs us, and we work towards protecting and recovering it.

For women's health

We no longer want to be mothers, but MalasMadres, which is why we are launching #TimeToTakeCareOfYourself

For inclusion

At the DKV Integralia Foundation, we work towards the social and professional integration of all people.

Conditions of price from*

  • Price from DKV Integral Complet: Calculation for a 9-year-old person residing in Aragon, Castilla y León, Asturias, Gipuzkoa, Lugo or Orense.

  • Price from DKV Integral Classic: Calculation for a 9-year-old person residing in Aragon, Castilla y León, Asturias, Gipuzkoa, Lugo or Orense.

  • Price from DKV Integral Élite: Calculation for a 9-year-old person residing in Aragon, Castilla y León, Asturias, Gipuzkoa, Lugo or Orense.

The premiums are valid during the campaign period.

You are a DKV customer

Please call us on:

900 810 072

Exclusive mutual society members

Please call us on:

900 810 073

You aren't a DKV customer