Insurance for young people
Cover and services suited to your needs and your young lifestyle.
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We want you to continue enjoying your freedom without wasting time in procedures
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Medical consultations from your mobile phone wherever you are
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Travel assistance abroad
Why take out health insurance from DKV?
More than 51,000 professionals without having to wait weeks to go to a specialist.
Check-ups, fillings and discounts in cosmetic dentistry and invisible orthodontic treatments.
Schedule video consultations with a doctor and chat with specialists, wherever you are.
Medical cover in the event of an emergency during trips abroad.
What medical insurance includes the cover and services I need?
Compare the cover of our health insurance policies with copayment
Up to 25% Disc.
DKV Profesional Classic
Made-to-measure health insurance. Take out the cover you need and personalise your insurance.
LOW CO-PAYMENT
Take it out from €8/month
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Extensive medical directory
More than 51,000 specialists and 1,000 medical centres in Spain.
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Primary care
General medicine, nursing, paediatrics, basic clinical analyses, emergencies and ambulances.
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Medical specialities
Only if you take out the specialists module. Cardiology, neurology, dermatology, ophthalmology, traumatology, gynaecology, oncology, endocrinology, psychiatry, etc.
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Diagnostic tests
Only if you take out the specialists module. Clinical analyses, X-rays, ultrasounds, magnetic resonances, CT scans, mammograms, endoscopies, etc.
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Surgery and hospitalisation
Only if you take out the hospitalisation module. Hospital care for medical or surgical treatment.
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Video consultations and chat
Unlimited video consultations with specialists, 24h medical chat, electronic prescription, health folder, health coach and digital midwife.
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Dental policy included
50 free treatments and the rest with major discounts.
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Psychology
20 sessions/year and 40 sessions for people under 24 years old for eating disorders, school bullying, cyberbullying, work-related stress, and gender-based or domestic violence.
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Podiatry, physiotherapy and rehabilitation
Only if you take out the specialists module. No limit on sessions.
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Worldwide medical assistance when travelling
Up to €30,000 for journeys of up to 180 days, in the event of an emergency.
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My Personal doctor and paediatrician
Your guide and adviser, with whom to arrange health consultations via video call and chat and who will refer you to specialists when you need it.
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Health assistant
An adviser for processing authorisations and medical appointments.
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Low copayment
The copayment is the amount of money you have to pay every time that you use your health insurance. €2.30 general medicine, paediatrics and nursing. €3.50 in other specialities.
Up to 25% Disc.
DKV Integral Complet
The most comprehensive medical directory insurance. Make sure you have the most convenient and fast healthcare.
HIGH COPAYMENT
Take it out from €18/Month
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Extensive medical directory
More than 51,000 specialists and 1,000 medical centres in Spain
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Primary care
General medicine, nursing, paediatrics, basic clinical analyses, emergencies and ambulances.
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Medical specialities
Cardiology, neurology, dermatology, ophthalmology, traumatology, gynaecology, oncology, endocrinology, psychiatry, etc.
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Diagnostic tests
Clinical analyses, X-rays, ultrasounds, magnetic resonances, CT scans, mammograms, endoscopies, etc.
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Surgery and hospitalisation
Hospital care for medical or surgical treatment.
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Video consultations and chat
Unlimited video consultations with specialists, 24h medical chat, electronic prescription, health folder, health coach and digital midwife.
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Dental policy included
50 free treatments and the rest with major discounts.
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Psychology
20 sessions/year and 40 sessions for people under 24 years old for eating disorders, school bullying, cyberbullying, work-related stress, and gender-based or domestic violence.
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Podiatry, physiotherapy and rehabilitation
No limit on sessions.
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Worldwide medical assistance when travelling
Up to €30,000 for journeys of up to 180 days, in the event of an emergency.
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My Personal doctor and paediatrician
Your guide and adviser, with whom to arrange health consultations via video call and chat and who will refer you to specialists when you need it.
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Health assistant
An adviser for processing authorisations and medical appointments.
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High copayment
The copayment is the amount of money you have to pay every time that you use your health insurance. €13.50 general medicine, paediatrics and nursing. €23 in other specialities.
UP TO 25% Disc.
Premium Classic Personal Doctor
Insurance with a personal medical service and a health assistant to manage all your procedures.
LOW CO-PAYMENT
Take it out from €33/month
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Extensive medical directory
Medical directory ALWAYS guided by your Personal Doctor, who will refer you to any of the 51,000 specialists and 1,000 medical centres in Spain.
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Primary care
General medicine, nursing, paediatrics, basic clinical analyses, emergencies and ambulances.
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Medical specialities
Cardiology, neurology, dermatology, ophthalmology, traumatology, gynaecology, oncology, endocrinology, psychiatry, etc.
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Diagnostic tests
Clinical analyses, X-rays, ultrasounds, magnetic resonances, CT scans, mammograms, endoscopies, etc.
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Surgery and hospitalisation
Hospital care for medical or surgical treatment.
-
Video consultations and chat
Unlimited video consultations with specialists, 24h medical chat, electronic prescription, health folder.
-
Dental policy included
50 free treatments and the rest with major discounts.
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Psychology
20 sessions/year and 40 sessions for people under 24 years old for eating disorders, school bullying, cyberbullying, work-related stress, and gender-based or domestic violence.
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Podiatry, physiotherapy and rehabilitation
No limit on sessions.
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Worldwide medical assistance when travelling
Up to €30,000 for journeys of up to 180 days, in the event of an emergency.
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My Personal doctor and paediatrician
Your guide and adviser, with whom to arrange health consultations via video call and chat and who will refer you to specialists when you need it.
-
Health assistant
An adviser for processing authorisations and medical appointments.
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Low copayment
The copayment is the amount of money you have to pay every time that you use your health insurance. €2.30 general medicine, paediatrics and nursing. €3.50 in other specialities.
Up to 35% Disc.
DKV Integral Classic
The most comprehensive medical directory insurance. Make sure you have the most convenient and fast healthcare.
LOW CO-PAYMENT
Take it out from €31/month
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Extensive medical directory
More than 51,000 specialists and 1,000 medical centres in Spain
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Primary care
General medicine, nursing, paediatrics, basic clinical analyses, emergencies and ambulances.
-
Medical specialities
Cardiology, neurology, dermatology, ophthalmology, traumatology, gynaecology, oncology, endocrinology, psychiatry, etc.
-
Diagnostic tests
Clinical analyses, X-rays, ultrasounds, magnetic resonances, CT scans, mammograms, endoscopies, etc.
-
Surgery and hospitalisation
Hospital care for medical or surgical treatment.
-
Video consultations and chat
Unlimited video consultations with specialists, 24h medical chat, electronic prescription, health folder, health coach and digital midwife.
-
Dental policy included
50 free treatments and the rest with major discounts.
-
Psychology
20 sessions/year and 40 sessions for people under 24 years old for eating disorders, school bullying, cyberbullying, work-related stress, and gender-based or domestic violence.
-
Podiatry, physiotherapy and rehabilitation
No limit on sessions.
-
Worldwide medical assistance when travelling
Up to €30,000 for journeys of up to 180 days, in the event of an emergency.
-
My Personal doctor and paediatrician
Your guide and adviser, with whom to arrange health consultations via video call and chat and who will refer you to specialists when you need it.
-
Health assistant
An adviser for processing authorisations and medical appointments.
-
Low copayment
The copayment is the amount of money you have to pay every time that you use your health insurance. €2.30 general medicine, paediatrics and nursing. €3.50 in other specialities.
Why take out health insurance if you are under 30?
Quick and time saving
The average waiting time in the Spanish Social Security for a consultation with a specialist is 72 days. Request an appointment directly without going to the GP.
A service adapted to your schedule
Freedom to choose the time to visit a specialist without interfering in your daily life and without waiting lists.
Digital medical care
From our app, you can request an appointment, search for a doctor, chat with a specialist, schedule a video call, have a health coach help you improve your habits and even store your prescriptions and request them quickly.
Extensive medical directory
Medical directory with more than 51,000 professionals and 1,000 health centres, such as Clínica Universidad de Navarra, Quirón, Hospitales HM or Teknon, without having to pay more for them.
Online administrative procedures
Authorisations or appointment requests for certain tests, etc. through the Private area or the DKV Activa app.
Top level care
Private room with a bed for your companion in the event of hospitalisation.
Other insurance you might be interested in
We have designed products to cover your and your family's needs according to your finances, lifestyle and use you are going to give the health insurance.
Insurance for pregnant women
Gynaecology and obstetrics check-ups, diagnostic tests, private room for childbirth, digital midwife and pelvic floor rehabilitation.
Insurance for families
Unlimited consultations with specialists, dental cover, discounts when all your family takes it out, 24-hour doctor, emergencies and much more.
Insurance for seniors
Preventive plans, rehabilitation, physiotherapy, chiropody, private room without limit of days in the event of hospitalisation.
Frequently asked questions about health insurance for young people
We answer the most frequently asked questions about insurance for young people.
Do I need to go to the GP before going to the specialist?
With DKV's private health insurance, you can access a specialist directly without having to go to a GP beforehand.
If you have an insurance policy with a personal doctor (DKV Personal Doctor), you must first meet your personal doctor, who will refer you to the necessary specialists, ensuring that your care is always guided and personalised.
If I am travelling, can I have a video consultation with a doctor from my mobile phone?
You can use the medical helplines, including the 24-Hour DKV Physician. In addition, through the Quiero cuidarme Más app you can have virtual consultations with specialists via telephone, video call or chat.
Bear in mind that abroad, your mobile operator could charge you an additional amount, since the video consultation requires you to connect to the 3G/4G network. Therefore, we recommend that you ask your operator beforehand, use Wi-Fi or a roaming data plan.
Does my health insurance provide coverage abroad?
You will have up to €30,000 for emergency medical assistance on journeys abroad of up to 180 days.
How many psychology sessions are there a year?
With your comprehensive health insurance, you get 20 psychology sessions and 40 sessions for people under 24 years old for eating disorders, school bullying, cyberbullying, work-related stress, and gender-based or domestic violence.
How many podiatry, physiotherapy and rehabilitation sessions are included in the health insurance?
Podiatry, physiotherapy and rehabilitation, with no session limit.
To attend physiotherapy sessions, you will first have to go to a specialist in traumatology, neurology, rheumatology or a rehabilitating doctor, who will prescribe the sessions.