Insurance for young people
Cover and services suited to your needs and your young lifestyle.
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We want you to continue enjoying your freedom without wasting time in procedures
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Medical consultations from your mobile phone wherever you are
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Travel assistance abroad
More than 51,000 professionals without having to wait weeks to go to a specialist.
Check-ups, fillings and discounts in cosmetic dentistry and invisible orthodontic treatments.
Schedule video consultations with a doctor and chat with specialists, wherever you are.
Medical cover in the event of an emergency during trips abroad.
What medical insurance includes the cover and services I need?
Compare the cover of our health insurance policies with copayment
Up to 33% Disc.
DKV Profesional Classic
Made-to-measure health insurance. You can take out the cover you need and personalise your insurance.
WITH LOW COPAYMENT
Take it out from €8/month
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Medical team
More than 51,000 specialists and 1,000 medical centres across Spain
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Primary care
Medical assistance in the centre and at home, paediatrics, nursing service and ambulance service for emergencies.
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All specialities
Cardiology, digestive system, traumatology, gynaecology, ophthalmology, chiropody, dermatology, allergies... and all diagnostic tests
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Dental policy included
50 free treatments and the rest with major discounts.
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Video consultation and chat
Unlimited video consultations with specialists, 24h medical chat, electronic prescription, health folder, health coach and digital midwife.
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Worldwide emergency travel assistance
Worldwide emergency travel assistance. Maximum 180 days/trip, €20,000 cover.
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Surgery and hospitalisation
ONLY if you take out the hospitalisation module
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Podiatry, physiotherapy and rehabilitation
With the specialists module
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Psychology
ONLY if you take out the specialists module
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My 'Personal doctor' and paediatrician
Your guide and adviser, with whom to arrange health consultations via chat and video call and who will refer you to medical specialists when you need it
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Health assistant
Personal adviser for processing authorisations and in-person medical appointments
Up to 33% Disc.
DKV Integral Complet
The most comprehensive medical directory insurance. Make sure you have the most convenient and fast healthcare.
WITH HIGH COPAYMENT
Take it out from €16/month
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Medical team
More than 51,000 specialists and 1,000 medical centres across Spain
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Primary care
Medical assistance in the centre and at home, paediatrics, nursing service and ambulance service for emergencies.
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All specialities
Cardiology, digestive system, traumatology, gynaecology, ophthalmology, chiropody, dermatology, allergies... and all diagnostic tests.
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Dental policy included
50 free treatments and the rest with major discounts.
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Video consultation and chat
Unlimited video consultations with specialists, 24h medical chat, electronic prescription, health folder, health coach and digital midwife.
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Worldwide emergency travel assistance
Worldwide emergency travel assistance. Maximum 180 days/trip, €20,000 cover
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Surgery and hospitalisation
Hospital care for medical or surgical treatment.
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Podiatry, physiotherapy and rehabilitation
No limit on sessions.
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Psychology
20 sessions/year and 40 for eating disorders, bullying at school, cyber-bullying, occupational stress and gender-based or domestic violence.
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My 'Personal doctor' and paediatrician
Your guide and adviser, with whom to arrange health consultations via chat and video call and who will refer you to medical specialists when you need it
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Health assistant
Personal adviser for processing authorisations and in-person medical appointments
30% disc.
Premium Classic Personal Doctor
Insurance with a personal medical service and a health assistant to manage all your procedures.
WITH LOW COPAYMENT
Take it out from €30/month
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Medical team
Medical directory ALWAYS guided by your Personal Doctor, who will refer you to specialists. 51,000 specialists and 1,000 medical centres available.
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Primary care
Medical assistance in the centre and at home, paediatrics, nursing service and ambulance service for emergencies.
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All specialities
Cardiology, digestive system, traumatology, gynaecology, ophthalmology, chiropody, dermatology, allergies... and all diagnostic tests.
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Dental policy included
50 free treatments and the rest with major discounts.
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Video consultation and chat
Unlimited video consultations with specialists, 24h medical chat, electronic prescription, health folder, health coach and digital midwife.
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Worldwide emergency travel assistance
Worldwide emergency travel assistance. Maximum 180 days/trip, €20,000 cover
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Surgery and hospitalisation
Hospital care for medical or surgical treatment.
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Podiatry, physiotherapy and rehabilitation
No limit on sessions.
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Psychology
20 sessions/year and 40 for eating disorders, bullying at school, cyber-bullying, occupational stress and gender-based or domestic violence.
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My 'Personal doctor' and paediatrician
Your guide and adviser, with whom to arrange health consultations via chat and video call and who will refer you to medical specialists when you need it
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Health assistant
Personal adviser for processing authorisations and in-person medical appointments
Up to 33% Disc.
DKV Integral Classic
The most comprehensive medical directory insurance. Make sure you have the most convenient and fast healthcare.
WITH LOW COPAYMENT
Take it out from €32/month
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Medical team
More than 51,000 specialists and 1,000 medical centres across Spain
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Primary care
Medical assistance in the centre and at home, paediatrics, nursing service and ambulance service for emergencies.
-
All specialities
Cardiology, digestive system, traumatology, gynaecology, ophthalmology, chiropody, dermatology, allergies... and all diagnostic tests.
-
Dental policy included
50 free treatments and the rest with major discounts.
-
Video consultation and chat
Unlimited video consultations with specialists, 24h medical chat, electronic prescription, health folder, health coach and digital midwife.
-
Worldwide emergency travel assistance
Worldwide emergency travel assistance. Maximum 180 days/trip, €20,000 cover
-
Surgery and hospitalisation
Hospital care for medical or surgical treatment.
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Podiatry, physiotherapy and rehabilitation
No limit on sessions.
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Psychology
20 sessions/year and 40 for eating disorders, bullying at school, cyber-bullying, occupational stress and gender-based or domestic violence.
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My 'Personal doctor' and paediatrician
Your guide and adviser, with whom to arrange health consultations via chat and video call and who will refer you to medical specialists when you need it
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Health assistant
Personal adviser for processing authorisations and in-person medical appointments
Why take out health insurance if you are under 30?
Quick and time saving
The average waiting time in the Spanish Social Security for a consultation with a specialist is 72 days. Request an appointment directly without going to the GP.
A service adapted to your schedule
Freedom to choose the time to visit a specialist without interfering in your daily life and without waiting lists.
Digital medical care
From our app, you can request an appointment, search for a doctor, chat with a specialist, schedule a video call, have a health coach help you improve your habits and even store your prescriptions and request them quickly.
Extensive medical directory
Medical directory with more than 51,000 professionals and 1,000 health centres, such as the clinics Teknon, Quirón, Ruber, CUN*, etc., without having to pay more for them.
Online administrative procedures
Authorisations or appointment requests for certain tests, etc. through the Private area or the DKV Activa app.
Top level care
Private room with a bed for your companion in the event of hospitalisation.
Other insurance you might be interested in
Insurance for pregnant women
Gynaecology and obstetrics check-ups, diagnostic tests, private room for childbirth, digital midwife and pelvic floor rehabilitation.
Insurance for families
Unlimited consultations with specialists, dental cover, discounts when all your family takes it out, 24-hour doctor, emergencies and much more.
Insurance for seniors
Preventive plans, rehabilitation, physiotherapy, chiropody, private room without limit of days in the event of hospitalisation.
Frequently asked questions about insurance for young people
Do I need to go to the GP before going to the specialist?
No, at DKV you can request an appointment with a medical specialist directly, without having to ask for an authorisation. No authorisations and no waiting lists.
If I am travelling, can I have a video consultation from my mobile phone?
Yes, but bear in mind that abroad, your mobile operator could charge you an additional amount, since the video consultation requires connecting to the 3G/4G network. Therefore, we recommend that you ask your operator beforehand, use Wi-Fi or a roaming data plan.
When can I start using your health insurance?
You can arrange an appointment with specialists and take a series of medical tests from day one. Some diagnostic tests, as well as hospitalisation, surgery and the gait analysis, have a waiting period of 6 months, childbirth 8 months and transplants 12 months.
If I need authorisation for a test, how can I request it?
Can I take out the insurance on the website or do I have to go to a branch?
Our most popular insurance policies are taken out on the website. You can also take them out over the phone with the help of a sales adviser. And, you can obtain information and help in taking them out at our branches.
We want to improve what surrounds us! With our four causes.
Are you one of us?
Actions that fight against reducing overweight figures in children.
We have obtained the Zero CO2 seal from ECODES. Our planet needs us, and we work towards protecting and recovering it.
We no longer want to be mothers, but MalasMadres, which is why we are launching #TimeToTakeCareOfYourself
At the DKV Integralia Foundation, we work towards the social and professional integration of all people.