
Insurance for young people
Enjoy your time and let our insurance products take care of the rest.
Cover and services suited to your needs and your young lifestyle.
-
We want you to continue enjoying your freedom without wasting time in procedures
-
Enjoy access to all specialists from day one
-
Take medical tests without waiting for weeks
-
Medical consultations from your mobile phone wherever you are
-
Dental coverage
-
Travel assistance abroad
More than 51,000 professionals and 10,000 medical centres without having to wait weeks to go to a specialist.
Schedule video consultations with a doctor and chat with specialists, wherever you are.
Medical cover in the event of an emergency during trips abroad.
Check-ups, fillings and discounts in cosmetic dentistry and invisible orthodontic treatments.

We have the health insurance with which to continue enjoying and taking care of your health without worrying and without wasting time.

Because we know that you want to continue boasting a beautiful smile, our dental insurance includes check-ups and cleaning and dental cosmetic services at a 40% discount.
Why take out a health insurance if you are a young person?
-
Quick and time saving
The average waiting time in the Spanish Social Security for a consultation with a specialist is 72 days. Request an appointment directly without going to the GP.
-
A service adapted to your schedule
Freedom to choose the time to visit a specialist without interfering in your daily life and without waiting lists.
-
Online administrative procedures
Don't go to an office or branch for authorisations, taking out insurance products, arranging appointments for certain tests, etc.
-
Private room
Private room in the event of hospitalisation with a bed for your companion.
-
Medical centres with the latest technologies
Medical directory with more than 51,000 professionals and 1,000 health centres, such as the clinics Teknon, Quirón, Ruber, CUN*, etc., without having to pay more for them.
-
Exclusive health services
Health and wellness services designed especially for you, with discounts in gyms, nutritionists, sports physiotherapy, cosmetic surgery, optics, etc.
Young people under 30 years of age with DKV insurance
Dental services included
Medical consultations from your mobile phone
Chiropody and physiotherapy sessions
Compare the cover of our health insurance policies
What health insurance is most in-sync with your rhythm of life?
![]() DKV Profesional Asistencia primaria Made-to-measure health insurance. Only take out the cover you really need. |
![]() DKV Integral Complet Our medical directory insurance with direct access to more than 51,000 specialists, without waiting lists and high copayments. |
![]() DKV Integral Élite Our most popular medical directory insurance. Direct access with no copayment to more than 51,000 specialists with no waiting lists. |
![]() Personal Doctor Health insurance with a personal doctor service to monitor you online and guide you in all aspects of your health |
|
---|---|---|---|---|
Primary care |
||||
Medical assistance in the centre and at home, paediatrics, nursing service and ambulance service for emergencies. |
||||
Worldwide emergency travel assistance |
||||
Worldwide emergency travel assistance. Maximum 180 days/trip, €20,000 cover. |
||||
Dental policy included |
||||
Consultations, extractions, stomatological treatment, fluoridations, dental cleans and dental x-rays associated with these treatments. Sealants and fillings for children under 14 years. Rest of services with discount. |
||||
Video consultation and chat service: general medicine and specialists |
Via the Personal Doctor app | |||
Unlimited video consultations with specialists, 24h medical chat, electronic prescription, health folder, health coach and digital midwife. |
||||
Digital health coach |
Assisted by your 'Personal doctor' | |||
Chat service with a coach to improve your habits. |
||||
Health services at lower-than-market prices |
||||
Access a catalogue of more than 1,000 health and wellness services. |
||||
All the medical specialities |
no | Guided by your Personal doctor | ||
Cardiology, digestive system, traumatology, gynaecology, ophthalmology, chiropody, dermatology, allergies... and all diagnostic tests. |
||||
Surgery and hospitalisation |
no | Only in the Premium modality | ||
Hospital care for medical or surgical treatment. |
||||
Podiatry, physiotherapy and rehabilitation |
no | |||
No limit on sessions. |
||||
Biomechanical gait analysis |
no | |||
Biomechanical gait analysis |
||||
Psychotherapy |
no | |||
20 sessions/year and 40 for eating disorders, bullying at school, cyber-bullying, occupational stress and gender-based or domestic violence. |
||||
Nutritionist |
no | |||
For treatment and management of obesity, up to 20 sessions per year. |
||||
My 'Personal doctor' and paediatrician |
no | no | no | |
Your guide and adviser, with whom to arrange health consultations (via chat and video call) and who will be by your side in all stages of your life. Your children's personal paediatrician will monitor them from their birth to 14 years of age. You may consult any symptom, and he/she will proactively monitor their growth and health. |
||||
Health assistant |
no | no | no | |
Adviser that frees you from all the medical bureaucracy: processing authorisations and medical appointments. |
||||
Contribution for medical treatment |
Available with or without copayments | With high copayment | Without copayment | Available with or without copayment |
The amount you have to pay when you use certain services. |
||||

Switch to realfooding and dump sugar
You've probably heard of the trend of eating "real food" and reducing the consumption of sugar and ultra-processed foods. No, it's not a fad, we are talking very seriously when we say that food is very much linked to disease prevention. Click and make a change in your life for the better.
Frequently asked questions about insurance for young people
Do I need to go to the GP before going to the specialist?
No, at DKV you can request an appointment with a medical specialist directly, without having to ask for an authorisation. No authorisations and no waiting lists.
If I am travelling, can I have a video consultation from my mobile phone?
Yes, but bear in mind that abroad, your mobile operator could charge you an additional amount, since the video consultation requires connecting to the 3G/4G network. Therefore, we recommend that you ask your operator beforehand, use Wi-Fi or a roaming data plan.
When can I start using your health insurance?
You can arrange an appointment with specialists and take a series of medical tests from day one. Some diagnostic tests, as well as hospitalisation, surgery and the gait analysis, have a waiting period of 6 months, childbirth 8 months and transplants 12 months.
If I need authorisation for a test, how can I request it?
Can I take out the insurance on the website or do I have to go to a branch?
Our most popular insurance policies are taken out on the website. You can also take them out over the phone with the help of a sales adviser. And, you can obtain information and help in taking them out at our branches.
We want to improve what surrounds us! With our four causes.
Are you one of us?
Actions that fight against reducing overweight figures in children.
We are a Zero CO2 emissions company. Our planet needs us, and we work towards protecting and recovering it.
We no longer want to be mothers, but MalasMadres, which is why we are launching #TimeToTakeCareOfYourself
At the DKV Integralia Foundation, we work towards the social and professional integration of all people.