Medical directory health insurance
Take care of your own health and that of your family with our insurance
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Direct access to our extensive medical directory.
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Dental cover included.
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Choose the modality that most interests you: basic insurance, health insurance with copayments or without copayments or economical health insurance.
Why choose medical directory insurance with DKV?
+51,000 medical professionals at your disposal and 7 of the 10 best hospitals in the country.
Several treatments at no additional cost and others with major discounts.
Video consultations with specialists by video call and chat, midwife, coach and pharmacy.
7% discount if you are 4 insured persons, or 12% if you are 5 or more.
What medical insurance includes the cover and services I need?
Compare the cover of our health insurance policies with medical directory
Price for 8 FAMILY MEMBERS
DKV Famedic Plus
The most affordable health insurance, in which you can include up to 8 family members for the same price.
Take it out for €25.5/month
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Medical directory
Unlimited access in Plus medical centres.
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Primary care
General medicine, nursing services, paediatrics
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7 medical specialities
General practice, nursing, paediatrics, gynaecology (with cytology and ultrasound), ophthalmology, dermatology and traumatology.
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Dental policy included
47 free treatments and the rest with major discounts.
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Video consultation and chat
Unlimited video consultations with the 7 specialities covered, 24h medical chat, electronic prescription and health folder.
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Psychology
20 sessions/year and 40 sessions for eating disorders, school bullying, cyberbullying, work-related stress, and gender-based or domestic violence
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Podiatry, physiotherapy and rehabilitation
No limit on sessions
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Worldwide travel assistance
In the event of emergencies. Maximum 180 days and €20,000 cover
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Surgery and hospitalisation
Hospital care for medical or surgical treatment.
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My 'Personal doctor' and paediatrician
Your guide and adviser, with whom to arrange health consultations via chat and video call and who will refer you to medical specialists when you need it
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Health assistant
Personal adviser for processing authorisations and in-person medical appointments
up to 20% Disc.
DKV Profesional
Made-to-measure health insurance. You can take out the cover you need and personalise your insurance.
AVAILABLE WITH OR WITHOUT COPAYMENT
Take it out from €16/month
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Medical directory
More than 51,000 specialists and 1,000 medical centres across Spain
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Primary care
Medical assistance in the centre and at home, paediatrics, nursing service and ambulance service for emergencies.
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All specialities
Cardiology, digestive system, traumatology, gynaecology, ophthalmology, chiropody, dermatology, allergies... and all diagnostic tests.
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Dental policy included
50 free treatments and the rest with major discounts.
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Video consultation and chat
Unlimited video consultations with specialists, 24h medical chat, electronic prescription, health folder, health coach and digital midwife.
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Psychology
20 sessions/year and 40 for eating disorders, bullying at school, occupational stress and gender-based or domestic violence.
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Podiatry, physiotherapy and rehabilitation
No limit on sessions.
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Worldwide travel assistance
Worldwide emergency travel assistance. Maximum 180 days/trip, €20,000 cover.
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Surgery and hospitalisation
ONLY if you take out the hospitalisation module
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My 'Personal doctor' and paediatrician
Your guide and adviser, with whom to arrange health consultations via chat and video call and who will refer you to medical specialists when you need it
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Health assistant
Personal adviser for processing authorisations and in-person medical appointments
UP TO 30% Disc.
Personal Doctor
Insurance with a personal medical service and a health assistant to manage all your procedures.
AVAILABLE WITH OR WITHOUT COPAYMENT
Take it out from €23/month
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Medical directory
Medical directory ALWAYS guided by your Personal Doctor, who will refer you to specialists. 51,000 specialists and 1,000 medical centres available.
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Primary care
Medical assistance in the centre and at home, paediatrics, nursing service and ambulance service for emergencies.
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All specialities
Cardiology, digestive system, traumatology, gynaecology, ophthalmology, chiropody, dermatology, allergies... and all diagnostic tests.
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Dental policy included
50 free treatments and the rest with major discounts.
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Video consultation and chat
Unlimited video consultations with specialists, 24h medical chat, electronic prescription, health folder, health coach and digital midwife.
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Psychology
20 sessions/year and 40 for eating disorders, bullying at school, cyber-bullying, occupational stress and gender-based or domestic violence.
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Podiatry, physiotherapy and rehabilitation
No limit on sessions.
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Worldwide travel assistance
Worldwide emergency travel assistance. Maximum 180 days/trip, €20,000 cover
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Surgery and hospitalisation
ONLY in the PREMIUM modality
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My 'Personal doctor' and paediatrician
Your guide and adviser, with whom to arrange health consultations via chat and video call and who will refer you to medical specialists when you need it
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Health assistant
Personal adviser for processing authorisations and in-person medical appointments
Up to 30% disc.
DKV Integral
The most comprehensive medical directory insurance. Make sure you have the most convenient and fast healthcare.
AVAILABLE WITH OR WITHOUT COPAYMENT
Take it out from €31/month
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Medical directory
More than 51,000 specialists and 1,000 medical centres across Spain
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Primary care
Medical assistance in the centre and at home, paediatrics, nursing service and ambulance service for emergencies.
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All specialities
Cardiology, digestive system, traumatology, gynaecology, ophthalmology, chiropody, dermatology, allergies... and all diagnostic tests.
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Dental policy included
50 free treatments and the rest with major discounts.
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Video consultation and chat
Unlimited video consultations with specialists, 24h medical chat, electronic prescription, health folder, health coach and digital midwife.
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Psychology
20 sessions/year and 40 for eating disorders, bullying at school, cyber-bullying, occupational stress and gender-based or domestic violence.
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Podiatry, physiotherapy and rehabilitation
No limit on sessions.
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Worldwide travel assistance
Worldwide emergency travel assistance. Maximum 180 days/trip, €20,000 cover
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Surgery and hospitalisation
Hospital care for medical or surgical treatment.
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My 'Personal doctor' and paediatrician
Your guide and adviser, with whom to arrange health consultations via chat and video call and who will refer you to medical specialists when you need it
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Health assistant
Personal adviser for processing authorisations and in-person medical appointments
Clear language so you can choose the type of insurance without hesitation
Waiting periods, copayments and modalities of medical directory health insurance
Waiting periods
With medical directory insurance, you can use all the medical services and cover from day one, except:
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Hospitalisation and surgical procedures (including prostheses): 6 months
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Biomechanical gait analysis: 6 months
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Childbirth (except for premature deliveries): 8 months
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Transplants: 12 months
Health insurance modalities and copayments
The copayment is the amount you have to pay when you use certain services depending on the insurance modality chosen. This amount will be added to the fixed monthly payment you pay based on the health insurance you choose. Remember that there are insurance policies in which the copayment is €0.
Health insurance policies with copayment are an interesting option because you pay a low monthly instalment as well as a small amount when using a service, such as a medical test, which will always be at a much lower price than if you had no health insurance.
Consult all copayments by modality.
Are you looking for another type of insurance?
We have designed products to cover your and your family's needs according to your finances, lifestyle and use you are going to give the health insurance
Insurance without waiting periods
If you need to use the insurance from day one, with no limit on visits and treatments.
Reimbursement insurance
If you are travelling abroad or if you have reference specialists who are not in the associated medical directory.
Do you need help?
If you are thinking about taking out an insurance policy and you have questions, we will answer them in the way you choose.
Visit your nearest agent
Call us
We'll call you FREE OF CHARGE
Frequently asked questions about medical directory health insurance
Which is the health insurance's basic cover?
To learn in further detail about the cover and services included in health insurance, it is important to go over the terms and conditions of each product.
On our website, you have access to detailed information about the cover of each of our health insurance policies.
We offer you a wide range of options so you can choose the one that best suits your needs.
See all our information and choose the one that suits you best.
What are the advantages of private health insurance?
If you are not sure whether to take out a health insurance or not, we will briefly explain the advantages you will enjoy if you do:
Immediate attention and short waiting lists.
A wide range of medical centres and specialists. You will have complete freedom to choose the specialist that you need or that best suits you within our extensive medical directory.
Choose the hospital.
Short wait for diagnostic tests. Below the average time of the public health service.
Cover abroad, medical, surgical, pharmacy, hospitalisation and ambulance costs abroad (€20,000 limit).
Differential cover, such as dental insurance, which we include free in our health insurance.
What is a medical directory insurance?
When we talk about medical directory insurance, we mean a type of health insurance that lets you access medical specialists and centres affiliated with DKV.
DKV has a medical directory with more than 51,000 healthcare professionals and 1,000 centres available throughout the country.
A medical directory includes:
An extensive list of medical specialists, including dermatologists, cardiologists, surgeons, gynaecologists, neurologists, psychologists, etc.
From the most renowned hospitals and clinics in the country. DKV uses 7 of the 10 best hospitals.
Access to our own and network-affiliated centres. Consult here the medical directory.
I have a health insurance policy with another company, and I would like to change to DKV. Are there any pre-existing conditions and waiting periods?
If you have health insurance with another company and you want to come to DKV, know that any waiting periods shall not be considered, provided that your current health policy has the same (or higher) cover than the one you are going to take out with us. If it has less cover, we shall eliminate the waiting periods in any similar cover, but we shall maintain them in the new cover of the insurance policy taken out.
With regard to waiting periods for pregnancy, they shall not be eliminated.
There must also be continuity between your current insurance policy and the new policy. That is, no more than 60 days can elapse from the date you leave the former company.
What discounts can I enjoy when taking out my health insurance?
A customer who takes out a DKV health insurance will permanently benefit from a lower price in one of these cases:
Discounts according to the payment method: 2.8% (quarterly payment), 4.6% (half-yearly payment) and 7% (yearly payment)
Discounts according to the number of insured persons: 7% (four insured persons), 12% (more than four insured persons)
Discounts applicable based on the current promotion.
These discounts can be accumulated.