Psychology sessions in health insurance: how they work and new features in 2025

Psychology sessions in health insurance have become very important in recent years. Here we explain how these consultations are managed, the annual limits and the improvements that DKV has introduced in 2025.
 

How many sessions does the insurance cover?

For DKV medical directory insurance, up to 20 individual psychotherapy sessions are included per year, always with a medical prescription (psychiatrist/paediatrician) and performed by affiliated psychologists.

For particular cases - eating disorders, school bullying, cyberbullying, gender-based/domestic violence or work-related stress - the annual limit rises to 40 sessions.
 

New features in 2025: more sessions for young people under 24

In 2025, DKV has significantly extended cover for young people under 24: they now have up to 40 sessions a year of individual outpatient psychotherapy, subject to a prescription.
 

How do I access the sessions?

• A medical prescription (psychiatrist, oncologist or paediatrician) is required within the DKV network

• For medical directory, you visit the affiliated psychologist and obtain prior authorisation from the insurer.

• For reimbursement, you visit your chosen professional, pay, and an invoice is presented to the insurer to receive the reimbursement.
   

What conditions does this cover include?

Psychotherapy covered by DKV includes:

• Psychiatric illnesses (depression, anxiety, psychotic disorders)

• Behavioural and eating disorders (anorexia and bulimia)

• School bullying/cyberbullying, gender-based or domestic violence

• Sleep disorders (insomnia, night terrors)

• Work-related stress, adaptation disorders, bereavement, divorce, adolescence, etc.

• Learning disorders (ADHD, school failure)

In addition, DKV provides more sessions for a special price through the Club Salud y Bienestar.
 

Key benefits of this cover

• Extensive access to mental health sessions, key to emotional well-being.

• Autonomy in reimbursement for those who prefer to choose their professional freely.

• Extra incentive for young people who can now access more sessions annually.

Psychology sessions in DKV health insurance offer solid and flexible coverage, with limits that are adapted to specific situations and a clear commitment to improving care for young people under 24. If you're looking for insurance that supports your emotional health, these 2025 improvements are a clear sign of commitment.