Health insurance, DKV Profesional

Made-to-measure health insurance. Only take out the cover you need from the following modules.

  • Module A: primary care, paediatrics, nursing services and emergencies 

  • Module B: specialists and diagnostic tests

  • Module C: surgery and hospitalisation

Take it out now with up to a 20% discount
And discounts for the next 4 years

 

All the advantages of your health insurance

Why choose DKV Profesional

Medical directory
Extensive medical directory

+51,000 medical professionals at your disposal and 7 of the 10 best hospitals in the country.

Best hospitals in the country
Espacios de Salud DKV

23 affiliated medical centres with extensive opening hours and state-of-the-art technology.

Taking out the insurance
Customise your insurance

Combine the modules to tailor the insurance to you.

Video consultation and chat with specialists
Video consultations with specialists

Unlimited virtual consultations with specialists by video call and chat.

Taking out insurance by phone

Request information and take out health insurance now

Call us FREE OF CHARGE with no strings attached at 974 887 010 and have an expert inform and help you throughout the process.


All the details about DKV Profesional

Access the best private medical care, only paying for the medical insurance
you're interested in

Cover and services

You can only take out the modules you will need to customise your insurance.

DKV Profesional provides you access to the best private medicine by paying what you want in your health insurance policy: primary care, specialists or hospitalisation.

 

Modules available to combine them in any way you like

 

  • Module A: Primary care

    1. General medicine at a clinic and at home

    2. Paediatrics and childcare

    3. Basic clinical analyses

    4. Ambulances, medical and paediatric emergencies

  • Module B: Specialists

    1. All specialities: Cardiology, digestive system, traumatology, gynaecology, ophthalmology, chiropody, dermatology, allergies...

    2. Treatments at a clinic and diagnostic tests.

    3. Psychology: 20 sessions per year and 40 for eating disorders, bullying at school, occupational stress and gender-based or domestic violence.

    4. Chiropody, physiotherapy and rehabilitation with no limit of sessions or waiting periods. Nutritionist: up to 20 sessions per year for the treatment and management of obesity.

    5. 3D Mammogram 3D/4D Ultrasound during pregnancy.

    6. Preventive programmes: child health, healthy pregnancy and childbirth, coronary risk prevention, women's cancer, prostate and colorectal cancer, stroke and diabetes.

  • Module C: Hospitalisation and surgery

    1. Hospitalisation with no limit to the number of days (except for psychiatric treatment, max. 60 days/year).

    2. Extensive transplant coverage.

    3. Daily compensation for hospitalisation when costs are not borne by DKV (€80/day, maximum €2,400)

Services included regardless of the module you take out

 

  • Worldwide travel assistance

    You will have up to 20,000 euros for emergency medical assistance on journeys of up to 180 days. One of the highest limits on the market.

  • Dental coverage

    More than 50 free services and the rest with large discounts.

  • Video consultation and chat with a doctor

    You will be able to contact a doctor via chat, call or video call, as well as chat with your health coach to improve your lifestyle and with a midwife if you are pregnant or just gave birth to a baby.

  • Medical phone lines

    If you are worried about a symptom, call us and an agent on one of our helplines will be happy attend to you: 24-hour general medicine, pregnancy, women's' health, nutrition and psycho-emotional health.

  • Second medical opinion

    If you want to compare the diagnosis of a serious illness and need a second opinion, look no further.

  • Optional coverage for signing up on the phone

    Capital in the event of death or disability, additional income after a traffic accident and additional capital for funeral expenses.

  • Health services complementary to the insurance

    You will have access to a catalogue of health and well-being services at lower-than-market prices through DKV Club Salud y Bienestar.

     

Waiting periods

With DKV Profesional insurance, you can use all the medical services and cover from day one, except:

  • Hospitalisation and surgery (including prostheses): 6 months

  • Biomechanical gait analysis: 6 months

  • Childbirth (except for premature deliveries): 8 months

  • Transplants: 12 months

Copayments and modalities

A copayment is a small cash amount that is paid every time that you use a health insurance. It varies according to the type of insurance you have taken out and the medical test or speciality you undergo. Choose the type the suits you best, from:

  • With high copayment: Complet (€13.50 consultation general medicine and €23 other specialities)

  • With low copayment: Classic (€2.30 consultation general medicine and €3.50 other specialities)

  • No copayment: Élite (€0, all included)

Consult all copayments by modality.

See copayments

You have an additional discount when choosing the payment method

Yearly payment

7% discount

About the final price

Half-yearly payment

4.6% discount

About the final price

Quarterly payment

2.8% discount

About the final price

Any insurance policy must start with a commitment

Terms and conditions of the contract

Age for taking out insurance
Maximum age to take out the insurance

The highest in the market. Until the age of 75.

Conditions and commitment
Whole life insurance

We will not cancel the contract if you have been with us for three years, nor will we raise the price.

Taking out the insurance
Family savings

7% discount if you are 4 insured persons, or 12% if you are 5 or more.

Satisfied customers
We are transparent

We will inform you in advance on the renewal developments in your policy.

Other insurance you might be interested in

Medical directory medical insurance

DKV Integral

Our best-selling medical directory insurance with direct access to more than 51,000 specialists and 1,000 medical centres throughout Spain.

 

DKV death insurance

Funeral insurance

DKV Protección familiar

The funeral insurance that supports your family at all times. One of the best funeral services, with transfer and repatriation to your country of origin.

 

 

Critical illness insurance

DKV Mundicare

Access to the best treatments all over the world, paying only what you need: cancer treatments, coronary heart diseases.

 

Do you need help?

If you are thinking about taking out an insurance policy and you have questions, we will answer them in the way you choose.

Visit your nearest agent

Visit your nearest agent

We’ll call you

We’ll call you

We want to improve what surrounds us! With our four causes.

Are you one of us?

Against childhood obesity

Actions that fight against reducing overweight figures in children.

For the planet

We have obtained the Zero CO2 seal from ECODES. Our planet needs us, and we work towards protecting and recovering it.

For women's health

We no longer want to be mothers, but MalasMadres, which is why we are launching #TimeToTakeCareOfYourself

For inclusion

At the DKV Integralia Foundation, we work towards the social and professional integration of all people.

Conditions of price from*

  • Price from DKV Profesional Complet: Calculation for a 9-year-old person residing in Extremadura, Castilla y León, Huesca, Teruel, Guadalajara, Lugo, Orense, Asturias or Zaragoza.

  • Price from DKV Profesional Classic: Calculation for a 9-year-old person residing in Extremadura, Castilla y León, Huesca, Teruel, Guadalajara, Lugo, Orense, Asturias or Zaragoza.

The premiums are valid during the campaign period.

You are a DKV customer

Please call us on:

900 810 072

Exclusive mutual society members

Please call us on:

900 810 073

You aren't a DKV customer