DKV Profesional

Made-to-measure health insurance. Only take out the cover you really need.

  • Module A: primary care, paediatrics, nursing services
    and 24-hour medical emergencies

  • Module B: Specialists and diagnostic resources

  • Module C: hospitalisation and surgical procedures

From €8/month*



All the advantages of your health insurance

Why choose DKV Profesional

Medical directory

Choose the doctor and centre you want to go to

Best hospitals in the country

21 affiliated medical centres with extensive opening hours

Taking out the insurance

7 different options for your health insurance

Video consultation and chat with specialists

Free unlimited video consultations without leaving home

Taking out insurance by phone

Request information and take out health insurance now

Call us FREE OF CHARGE with no strings attached at 974 887 010 and have an expert inform and help you throughout the process.

All the details about DKV Profesional

Access the best private medical care, only paying for the medical insurance
you're interested in

Cover and services

You make take out only the modules you are going to need, and access a medical directory with the best specialists and medical centres in Spain.

The DKV Profesional insurance provides you access to the best private medicine by paying what you want in your health insurance policy: primary care, specialists or hospitalisation.

Available modules

Module A: Primary care

  • General medicine at a clinic and at home

  • Paediatrics and childcare

  • Ambulances

  • Basic clinical analyses

  • Medical and paediatric emergencies

Module B: Specialists

  • All specialities: Cardiology, digestive system, traumatology, gynaecology, ophthalmology, chiropody, dermatology, allergies... and all diagnostic tests.

  • Treatments in the clinic.

  • 20 sessions per year of psychotherapy, and 40 sessions in cases of eating disorders, school bullying, work-related stress and gender-based or domestic violence.

  • Chiropody, physiotherapy and rehabilitation with no limit of sessions or waiting periods.

  • Up to 20 sessions a year with a nutritionist. Treatment and management of obesity.

  • 3D mammogram

  • 3D/4D ultrasound during pregnancy.

  • Preventive programmes: child health, healthy pregnancy and childbirth, coronary risk prevention, women's cancer, prostate and colorectal cancer, stroke and diabetes.

Module C: Hospitalisation 

  • Hospitalisation with no limit to the number of days (except for psychiatric treatment, max. 60 days/year).

  • Extensive transplant coverage.

  • Compensation for hospitalisation when costs are not borne by DKV (€80/day, maximum €2,400)

Services included regardless of the module you take out

  • Pack your suitcases worry-free with travel assistance

    You will be covered for up to 20,000 euros on journeys of up to 180 days. One of the highest limits on the market.

  • Smile

    Unlike other health insurance policies within the sector, yours will include dental cover. More than 50 free services and the rest with large discounts.

  • Video consultation and chat with a doctor

    You will be able to contact a doctor by phone, video call or chat. Enjoy virtual consultations with medical specialists: as well as chatting with your health coach to improve your lifestyle and with a midwife if you are pregnant or just gave birth to a baby. Getting a first medical opinion has never been so easy. In addition, you can store your health documents (reports or tests) and have all your electronic prescriptions handy with the app.

  • Medical phone lines

    Your medical helpline available 24h. Paediatric medical helpline to take care of your children's health, as well as a pregnancy medical helpline, women's medical helpline or more specific helplines to treat overweight and obese children.

  • Medical care in accidents

    As opposed to other companies, if you experience any kind of occupational or traffic accident, don't worry, we'll attend to you at no additional cost (depending on the modules taken out).

  • Second medical opinion

    If you want to compare the diagnosis of a serious illness and need a second opinion, look no further.

  • Optional coverage for signing up on the phone

    Capital in the event of death or disability, additional income after a traffic accident and additional capital for funeral expenses.

  • DKV Club de Salud y Bienestar discounts

    You will have access to the entire catalogue of health and well-being services at lower-than-market prices.

Waiting periods

With the DKV Profesional insurance, all provisions can be used from day one; only the following services are subject to a waiting period:

  • Hospitalisation and surgical procedures (including prostheses): 6 months

  • Biomechanical gait analysis: 6 months

  • Childbirth (except for premature deliveries): 8 months

  • Transplants: 12 months

Copayments and modalities

A copayment is a small cash amount that is paid every time that you use a health insurance. It varies according to the type of insurance you have taken out and the medical test or speciality you undergo.

Choose the type the suits you best, from:

  • With high copayment: Complet

  • With low copayment: Classic

  • No copayment: Élite

Example of copayment by consultation:

  • General medicine, paediatrics and nursing (€13.50 with DKV Profesional Complet, €2.30 with DKV Profesional Classic and €0 with DKV Profesional Élite)

  • Other specialities (€23 with DKV Profesional Complet, €3.50 with DKV Profesional Classic and €0 with DKV Profesional Élite)

See all copayments for 2024 by modality here

What type of insurance combination suits your needs?

DKV Profesional provides you access to the best private medicine by paying what you want in your health insurance policy. Combine primary care, specialists or hospitalisation as you like, and you can also choose the copayment.

Medical directory health insurance

Primary care

➜ Available with or without copayment

price from



15% discount

About the final price

Calculate my insurance

Medical directory health insurance


➜ Available with or without copayment

Price from



15% discount

About the final price

Calculate my insurance

Most sold option

Medical directory health insurance

Primary care and specialists

➜ Available with or without copayment

Price from



20% discount

About the final price

Calculate my insurance

You have an additional discount when choosing the payment method

Yearly payment

7% discount

About the final price

Half-yearly payment

4.6% discount

About the final price

Quarterly payment

2.8% discount

About the final price

Information about the DKV Profesional insurance to view later

Download the documentation

Any insurance policy must start with a commitment

The best conditions to take out insurance

Age for taking out insurance
Maximum age to take out the insurance

The highest in the market. Up to the age of 75, in an individual modality.

Conditions and commitment
No termination of the insurance contract

We will not cancel the contract if you have been with us for three years, nor will we raise the price

Taking out the insurance
Savings in your domestic economy

Benefit from a 7% discount if you are 4 insured persons, or 12% if you are 5 or more.

Satisfied customers
Transparency and clear language

We will inform you in advance on the renewal developments in your policy 

Quiero cuidarme Más app

Download our Quiero cuidarme Más app!


  • Video consultations with specialists and 24h medical chat

  • Request an appointment with multiple medical centres without having to call or go in person.

  • Receive, store and share your health documents.

  • All your electronic prescriptions without going to a consultation.

  • Analytical test request in your health folder.

  • Take care of your mind with the online psychology service and tools to manage your emotions.

  • Health coach to quit smoking, lose weight or track your pregnancy, among other benefits

Once your healthcare has been covered

Complementary insurance that may interest you

DKV Integral medical directory health insurance

Medical directory medical insurance

DKV Integral

The most comprehensive medical directory insurance with which you enjoy full cover: primary care, specialists, diagnostic tests, hospitalisation, dental services and access to telemedicine.

DKV Mundicare

Critical illness insurance

DKV Mundicare

Access to the best treatments all over the world, paying only what you need: cancer treatments, coronary heart diseases 

DKV Protección Familiar

Funeral insurance

DKV Protección familiar

The death insurance that supports your family in difficult times. Eco-funeral and erasure of digital identity service


Do you need help?

If you are thinking about taking out an insurance policy and you have questions, we will answer them in the way you choose.

Visit your nearest agent

Visit your nearest agent

We’ll call you

We’ll call you

We want to improve what surrounds us! With our four causes.

Are you one of us?

Against childhood obesity

Actions that fight against reducing overweight figures in children.

For the planet

We have obtained the Zero CO2 seal from ECODES. Our planet needs us, and we work towards protecting and recovering it.

For women's health

We no longer want to be mothers, but MalasMadres, which is why we are launching #TimeToTakeCareOfYourself

For inclusion

At the DKV Integralia Foundation, we work towards the social and professional integration of all people.

Conditions of price from*

  • Price from DKV Profesional Complet: Calculation for a 9-year-old person residing in Extremadura, Castilla y León, Huesca, Teruel, Guadalajara, Lugo, Orense, Asturias or Zaragoza.

  • Price from DKV Profesional Classic: Calculation for a 9-year-old person residing in Extremadura, Castilla y León, Huesca, Teruel, Guadalajara, Lugo, Orense, Asturias or Zaragoza.

The premiums are valid during the campaign period.

You are a DKV customer

Please call us on:

900 810 072

Exclusive mutual society members

Please call us on:

900 810 073

You aren't a DKV customer