Health insurance, DKV Profesional
Made-to-measure health insurance. Only take out the cover you need from the following modules.
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Module A: primary care, paediatrics, nursing services and emergencies
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Module B: specialists and diagnostic tests
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Module C: surgery and hospitalisation
Take it out now with up to a 25% discount
Discounts for 5 years.
All the advantages of your medical directory insurance
Why choose DKV Profesional
+51,000 medical professionals at your disposal and 8 of the 10 best hospitals in the country.
23 affiliated medical centres with extensive opening hours and state-of-the-art technology.
Combine the modules to tailor the insurance to you.
Unlimited virtual consultations with specialists by video call and chat.
Request information
You will be contacted by an expert to provide you with information on our insurance policies.
Access the best private medicine by paying what you want in your health insurance policy
All the details about DKV Profesional
Cover and services
You can only take out the modules you will need to customise your insurance.
DKV Profesional provides you access to the best private medicine by paying what you want in your health insurance policy: primary care, specialists or hospitalisation.
Modules available to combine them in any way you like
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Module A: Primary care
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General medicine at a clinic and at home
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Paediatrics and childcare
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Basic clinical analyses
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Ambulances, medical and paediatric emergencies
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Module B: Specialists
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All specialities included
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Treatments at a clinic and diagnostic tests.
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Psychology: 20 sessions/year and 40 sessions for people under 24 years old for eating disorders, school bullying, cyberbullying, work-related stress, and gender-based or domestic violence.
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Chiropody, physiotherapy and rehabilitation with no limit of sessions.
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Nutritionist: up to 20 sessions per year for the treatment and management of obesity.
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Preventive medicine programmes.
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Module C: Hospitalisation and surgery
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Hospitalisation with no limit to the number of days (except for psychiatric treatment, max. 60 days/year)
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Extensive transplant coverage.
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Daily compensation for hospitalisation when costs are not borne by DKV (€80/day, maximum €2,400)
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Services included regardless of the module you take out
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Worldwide travel assistance
You will have up to €30,000 for emergency medical assistance on journeys abroad of up to 180 days.
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Dental coverage
More than 50 free services and the rest with large discounts.
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24h video consultation and medical chat
Talk to a doctor via call, video call or chat, as well as chat with a health coach to improve your lifestyle and with a midwife if you are pregnant or just gave birth to a baby.
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Medical helplines
24-hour general medicine, 24-hour paediatrics, pregnancy, women's health, nutrition, psychoemotional or sports health.
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Second medical opinion
In the event of severe illness, you will have remote access to an assessment and second opinion from world-renowned specialists.
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Health services complementary to the insurance
You will have access to a catalogue of health and well-being services at lower-than-market prices through DKV Club Salud y Bienestar.
What type of insurance combination do you need?
Combine primary care, specialists or hospitalisation as you like. These are just three examples of the multiple combinations.
15% disc.
DKV Profesional primary care
Made-to-measure health insurance. Take out the cover you need and personalise your insurance.
WITH OR WITHOUT COPAYMENTS
Take it out from €8/month
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Extensive medical directory
More than 51,000 specialists and 1,000 medical centres in Spain.
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Primary care
General medicine, nursing, paediatrics, basic clinical analyses, emergencies and ambulances.
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Medical specialities
Cardiology, neurology, dermatology, ophthalmology, traumatology, gynaecology, oncology, endocrinology, psychiatry, etc.
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Diagnostic tests
Only if you take out the specialists module. Clinical analyses, X-rays, ultrasounds, magnetic resonances, CT scans, mammograms, endoscopies, etc.
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Surgery and hospitalisation
Hospital care for medical or surgical treatment.
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Video consultations and chat
Unlimited video consultations with specialists, 24h medical chat, electronic prescription, health folder, health coach and digital midwife.
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Dental coverage
50 free services and the rest with large discounts.
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Psychology
20 sessions/year and 40 sessions for people under 24 years old for eating disorders, school bullying, cyberbullying, work-related stress, and gender-based or domestic violence.
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Podiatry, physiotherapy and rehabilitation
No limit on sessions.
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Worldwide medical assistance when travelling
Up to €30,000 for journeys of up to 180 days, in the event of an emergency.
20% disc.
DKV Profesional primary care and specialists
Made-to-measure health insurance. Take out the cover you need and personalise your insurance.
WITH OR WITHOUT COPAYMENTS
Take it out from €17/month
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Extensive medical directory
More than 51,000 specialists and 1,000 medical centres in Spain.
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Primary care
General medicine, nursing, paediatrics, basic clinical analyses, emergencies and ambulances.
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Medical specialities
Cardiology, neurology, dermatology, ophthalmology, traumatology, gynaecology, oncology, endocrinology, psychiatry, etc.
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Diagnostic tests
Only if you take out the specialists module. Clinical analyses, X-rays, ultrasounds, magnetic resonances, CT scans, mammograms, endoscopies, etc.
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Surgery and hospitalisation
Hospital care for medical or surgical treatment.
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Video consultations and chat
Unlimited video consultations with specialists, 24h medical chat, electronic prescription, health folder, health coach and digital midwife.
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Dental coverage
50 free services and the rest with large discounts.
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Psychology
20 sessions/year and 40 sessions for people under 24 years old for eating disorders, school bullying, cyberbullying, work-related stress, and gender-based or domestic violence.
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Podiatry, physiotherapy and rehabilitation
No limit on sessions.
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Worldwide medical assistance when travelling
Up to €30,000 for journeys of up to 180 days, in the event of an emergency.
Up to 25% Disc.
DKV Profesional primary care, specialists and surgery
Made-to-measure health insurance. Take out the cover you need and personalise your insurance.
WITH OR WITHOUT COPAYMENTS
Take it out from €36/month
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Extensive medical directory
More than 51,000 specialists and 1,000 medical centres in Spain.
-
Primary care
General medicine, nursing, paediatrics, basic clinical analyses, emergencies and ambulances.
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Medical specialities
Cardiology, neurology, dermatology, ophthalmology, traumatology, gynaecology, oncology, endocrinology, psychiatry, etc.
-
Diagnostic tests
Only if you take out the specialists module. Clinical analyses, X-rays, ultrasounds, magnetic resonances, CT scans, mammograms, endoscopies, etc.
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Surgery and hospitalisation
Hospital care for medical or surgical treatment
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Video consultations and chat
Unlimited video consultations with specialists, 24h medical chat, electronic prescription, health folder, health coach and digital midwife.
-
Dental coverage
50 free services and the rest with large discounts.
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Psychology
20 sessions/year and 40 sessions for people under 24 years old for eating disorders, school bullying, cyberbullying, work-related stress, and gender-based or domestic violence.
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Podiatry, physiotherapy and rehabilitation
No limit on sessions.
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Worldwide medical assistance when travelling
Up to €30,000 for journeys of up to 180 days, in the event of an emergency.
Waiting periods
With DKV Profesional insurance, you can use all the medical services and cover from day one, except:
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Transplants: 12 months
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Surgical procedures, hospitalisation and prostheses: 8 months
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Childbirth (except for premature deliveries or C-sections): 8 months
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Outpatient surgical procedures and acts: 6 months
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High-tech diagnostics: 6 months
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Biomechanical gait analysis: 6 months
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Proton therapy in paediatric tumours: 8 months
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Healthcare for HIV/AIDS: 12 months
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Psychotherapy sessions: 6 months
Copayments and modalities
A copayment is a small amount that you pay when you use a health insurance. It varies according to the type of insurance and the medical speciality.
Choose the type the suits you best, from:
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With high copayment: Complet (€13.50 general medicine consultation and €23 other specialities)
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With low copayment: Classic (€2.30 general medicine consultation and €3.50 other specialities)
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Without copayment: Élite (€0, all included)
Terms and conditions of the contract
Any insurance policy must start with a commitment
The highest in the market. Until the age of 75.
We will not cancel the contract if you have been with us for three years.
7% discount if you are 4 insured persons, or 12% if you are 5 or more.
7% disc. for yearly payment, 4.6% for half-yearly payment and 2.8% for quarterly payment.
Download the documentation
Information on the DKV Profesional insurance policy
Digital channels and apps
We provide you with tools to make your life easier and take care of your health
DKV Activa
The DKV App with which you can manage all the aspects related to your insurance and health.
View your medical directory
Manage your authorisations
Your digital medical card
Virtual assistant that will help you with whatever you need
Manage your insurance documentation, contact details and payment methods
Connect with the digital health services of the Quiero cuidarme Más app
Quiero Cuidarme Más App
Comprehensive management of the most important aspects of your health
Unlimited video consultations with specialists and 24h chat
Request an electronic prescription so that you can go straight to the pharmacy
Request an in-person appointment using the medical directory
Digital midwife
Psychological guidance through chat with tools to improve your mental health
Safely receive and store your medical reports and results
Quiero Cuidarme blog
The DKV blog with which to learn how to take care of yourself with health advice for all the family.
Go to the blog and subscribe to receive the latest articles every week in your email.
Tips for a healthy diet
Articles written by our experts
Interactive infographics and video tips
Download the Quiero cuidarme Más app!
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Video consultations with specialists and 24h medical chat
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Request an appointment with multiple medical centres without having to call or go in person.
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Receive, store and share your health documents.
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All your electronic prescriptions without going to a consultation.
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Analytical test request in your health folder.
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Take care of your mind with the online psychology service and tools to manage your emotions.
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Health coach to quit smoking, lose weight or track your pregnancy, among other benefits
Other insurance you might be interested in
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DKV Integral
Our best-selling medical directory insurance with direct access to more than 51,000 specialists and 1,000 medical centres throughout Spain.
Funeral insurance
DKV Protección familiar
The funeral insurance that supports your family at all times. One of the best funeral services, with transfer and repatriation to your country of origin.
Critical illness insurance
DKV Mundicare
Access to the best treatments all over the world, paying only what you need: cancer treatments, coronary heart diseases.
Do you need help?
If you are thinking about taking out an insurance policy and you have questions, we will answer them in the way you choose.
Visit your nearest agent
Call us
We’ll call you
Conditions of price from*
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Price from DKV Profesional Complet: Calculation for a 9-year-old person residing in Extremadura, Castilla y León, Huesca, Teruel, Guadalajara, Lugo, Orense, Asturias or Zaragoza.
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Price from DKV Profesional Classic: Calculation for a 9-year-old person residing in Extremadura, Castilla y León, Huesca, Teruel, Guadalajara, Lugo, Orense, Asturias or Zaragoza.
The premiums are valid during the campaign period.