Health insurance, DKV Profesional
Made-to-measure health insurance. Only take out the cover you need from the following modules.
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Module A: primary care, paediatrics, nursing services and emergencies
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Module B: specialists and diagnostic tests
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Module C: surgery and hospitalisation
Take it out now with up to a 20% discount
And discounts for the next 4 years
All the advantages of your health insurance
Why choose DKV Profesional
+51,000 medical professionals at your disposal and 7 of the 10 best hospitals in the country.
23 affiliated medical centres with extensive opening hours and state-of-the-art technology.
Combine the modules to tailor the insurance to you.
Unlimited virtual consultations with specialists by video call and chat.
Request information and take out health insurance now
Call us FREE OF CHARGE with no strings attached at 974 887 010 and have an expert inform and help you throughout the process.
All the details about DKV Profesional
Access the best private medical care, only paying for the medical insurance
you're interested in
Cover and services
You can only take out the modules you will need to customise your insurance.
DKV Profesional provides you access to the best private medicine by paying what you want in your health insurance policy: primary care, specialists or hospitalisation.
Modules available to combine them in any way you like
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Module A: Primary care
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General medicine at a clinic and at home
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Paediatrics and childcare
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Basic clinical analyses
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Ambulances, medical and paediatric emergencies
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Module B: Specialists
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All specialities: Cardiology, digestive system, traumatology, gynaecology, ophthalmology, chiropody, dermatology, allergies...
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Treatments at a clinic and diagnostic tests.
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Psychology: 20 sessions per year and 40 for eating disorders, bullying at school, occupational stress and gender-based or domestic violence.
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Chiropody, physiotherapy and rehabilitation with no limit of sessions or waiting periods. Nutritionist: up to 20 sessions per year for the treatment and management of obesity.
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3D Mammogram 3D/4D Ultrasound during pregnancy.
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Preventive programmes: child health, healthy pregnancy and childbirth, coronary risk prevention, women's cancer, prostate and colorectal cancer, stroke and diabetes.
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Module C: Hospitalisation and surgery
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Hospitalisation with no limit to the number of days (except for psychiatric treatment, max. 60 days/year)
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Extensive transplant coverage.
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Daily compensation for hospitalisation when costs are not borne by DKV (€80/day, maximum €2,400)
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Services included regardless of the module you take out
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Worldwide travel assistance
You will have up to 20,000 euros for emergency medical assistance on journeys of up to 180 days. One of the highest limits on the market.
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Dental coverage
More than 50 free services and the rest with large discounts.
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Video consultation and chat with a doctor
You will be able to contact a doctor via chat, call or video call, as well as chat with your health coach to improve your lifestyle and with a midwife if you are pregnant or just gave birth to a baby.
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Medical phone lines
If you are worried about a symptom, call us and an agent on one of our helplines will be happy to attend to you: 24-hour general medicine, pregnancy, women's' health, nutrition and psycho-emotional health.
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Second medical opinion
If you want to compare the diagnosis of a serious illness and need a second opinion, look no further.
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Optional coverage for signing up on the phone
Capital in the event of death or disability, additional income after a traffic accident and additional capital for funeral expenses.
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Health services complementary to the insurance
You will have access to a catalogue of health and well-being services at lower-than-market prices through DKV Club Salud y Bienestar.
Waiting periods
With DKV Profesional insurance, you can use all the medical services and cover from day one, except:
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Hospitalisation and surgery (including prostheses): 6 months
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Biomechanical gait analysis: 6 months
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Childbirth (except for premature deliveries): 8 months
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Transplants: 12 months
Copayments and modalities
A copayment is a small cash amount that is paid every time that you use a health insurance. It varies according to the type of insurance you have taken out and the medical test or speciality you undergo. Choose the type the suits you best, from:
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With high copayment: Complet (€13.50 consultation general medicine and €23 other specialities)
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With low copayment: Classic (€2.30 consultation general medicine and €3.50 other specialities)
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No copayment: Élite (€0, all included)
Consult all copayments by modality.
What type of insurance combination do you need?
Combine primary care, specialists or hospitalisation as you like. These are just two examples of the multiple combinations.
15% disc.
Primary care
The insurance that provides you access to the private medicine by paying only what you want.
WITH OR WITHOUT COPAYMENTS
take it out from €8/month
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Primary care
General medicine, paediatrics, basic clinical analyses, ambulances, medical and paediatric emergencies
See more -
Travel assistance
You will have up to 20,000 euros for emergency medical assistance on journeys of up to 180 days. One of the highest limits on the market.
See more -
Video consultations and chat
Contact a specialist via a call, video call or chat; chat with your health coach and a midwife in the event of pregnancy.
See more -
All specialities
Cardiology, digestive system, traumatology, gynaecology, ophthalmology, chiropody, dermatology, allergies...
See more -
Psychology
20 sessions per year and 40 for eating disorders, bullying at school, occupational stress and gender-based or domestic violence.
See more -
Hospitalisation and surgery
No limit to number of days (except for psychiatric treatment, max. 60 days/year)
See more
20% disc.
Primary care and specialists
The insurance that provides you access to the private medicine by paying only what you want.
WITH OR WITHOUT COPAYMENTS
take it out from €16/month
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Primary care
General medicine, paediatrics, basic clinical analyses, ambulances, medical and paediatric emergencies
See more -
Travel assistance
You will have up to 20,000 euros for emergency medical assistance on journeys of up to 180 days. One of the highest limits on the market.
See more -
Video consultations and chat
Contact a specialist via a call, video call or chat; chat with your health coach and a midwife in the event of pregnancy.
See more -
All specialities
Cardiology, digestive system, traumatology, gynaecology, ophthalmology, chiropody, dermatology, allergies...
See more -
Psychology
20 sessions per year and 40 for eating disorders, bullying at school, occupational stress and gender-based or domestic violence.
See more -
Hospitalisation and surgery
No limit to number of days (except for psychiatric treatment, max. 60 days/year)
See more
You have an additional discount when choosing the payment method
Yearly payment
7% discount
About the final price
Half-yearly payment
4.6% discount
About the final price
Quarterly payment
2.8% discount
About the final price
Any insurance policy must start with a commitment
Terms and conditions of the contract
The highest in the market. Until the age of 75.
We will not cancel the contract if you have been with us for three years, nor will we raise the price.
7% discount if you are 4 insured persons, or 12% if you are 5 or more.
We will inform you in advance on the renewal developments in your policy.
Information on the DKV Profesional insurance policy
Download the documentation
Digital channels and apps
We provide you with tools to make your life easier and take care of your health
DKV Activa
The DKV App with which you can manage all the aspects related to your insurance and health.
View your medical directory
Manage your authorisations
Your digital medical card
Virtual assistant that will help you with whatever you need
Manage your insurance documentation, contact details and payment methods
Connect with the digital health services of the Quiero cuidarme Más app
Quiero Cuidarme Más App
Comprehensive management of the most important aspects of your health
Unlimited video consultations with specialists and 24h chat
Request the electronic prescription so you can go straight to the pharmacy.
Request an in-person appointment using the medical directory
Digital midwife
Psychological guidance through chat with tools to improve your mental health
Safely receive and store your medical reports and results.
Quiero Cuidarme blog
The DKV blog with which to learn how to take care of yourself with health advice for all the family.
Go to the blog and subscribe to receive the latest articles every week in your email.
Tips for a healthy diet
Articles written by our experts
Interactive infographics and video tips
Download our Quiero cuidarme Más app!
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Video consultations with specialists and 24h medical chat
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Request an appointment with multiple medical centres without having to call or go in person.
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Receive, store and share your health documents.
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All your electronic prescriptions without going to a consultation.
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Analytical test request in your health folder.
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Take care of your mind with the online psychology service and tools to manage your emotions.
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Health coach to quit smoking, lose weight or track your pregnancy, among other benefits
Other insurance you might be interested in
Medical directory medical insurance
DKV Integral
Our best-selling medical directory insurance with direct access to more than 51,000 specialists and 1,000 medical centres throughout Spain.
Funeral insurance
DKV Protección familiar
The funeral insurance that supports your family at all times. One of the best funeral services, with transfer and repatriation to your country of origin.
Critical illness insurance
DKV Mundicare
Access to the best treatments all over the world, paying only what you need: cancer treatments, coronary heart diseases.
Do you need help?
If you are thinking about taking out an insurance policy and you have questions, we will answer them in the way you choose.
Visit your nearest agent
Call us
We’ll call you
We want to improve what surrounds us! With our four causes.
Are you one of us?
Actions that fight against reducing overweight figures in children.
We have obtained the Zero CO2 seal from ECODES. Our planet needs us, and we work towards protecting and recovering it.
We no longer want to be mothers, but MalasMadres, which is why we are launching #TimeToTakeCareOfYourself
At the DKV Integralia Foundation, we work towards the social and professional integration of all people.
Conditions of price from*
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Price from DKV Profesional Complet: Calculation for a 9-year-old person residing in Extremadura, Castilla y León, Huesca, Teruel, Guadalajara, Lugo, Orense, Asturias or Zaragoza.
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Price from DKV Profesional Classic: Calculation for a 9-year-old person residing in Extremadura, Castilla y León, Huesca, Teruel, Guadalajara, Lugo, Orense, Asturias or Zaragoza.
The premiums are valid during the campaign period.