DKV Modular

DKV Profesional

Made-to-measure health insurance. Only take out the cover you really need.

  • Module A: primary care, paediatrics, nursing services
    and 24-hour medical emergencies

  • Module B: Specialists and diagnostic resources

  • Module C: hospitalisation and surgical procedures

From €7/month*

go

All the advantages of your health insurance

Why choose DKV Profesional

Medical directory
Choose the doctor and centre you want to go to
Best hospitals in the country
21 affiliated medical centres with extensive opening hours
Taking out the insurance
7 different customisations for your health insurance
Video consultation and chat with specialists
Free unlimited video consultations without leaving home
Taking out insurance by phone

Calculate and take out your health insurance now

Call us with no strings attached at 974 887 010 and have an expert inform and help you throughout the process.


All the details about DKV Profesional

Access the best private medical care, only paying for the medical insurance
you're interested in

Cover and services

You make take out only the modules you are going to need, and access a medical directory with the best specialists and medical centres in Spain.

The DKV Profesional insurance provides you access to the best private medicine by paying what you want in your health insurance policy: primary care, specialists or hospitalisation.
 

Available modules

Module A: Primary care

  • General medicine at a clinic and at home

  • Paediatrics and childcare

  • Ambulances

  • Basic clinical analyses

  • Medical and paediatric emergencies

Module B: Specialists

  • All specialities: Cardiology, digestive system, traumatology, gynaecology, ophthalmology, chiropody, dermatology, allergies... and all diagnostic tests.

  • Treatments in the clinic.

  • 20 sessions per year of psychotherapy, and 40 sessions in cases of eating disorders, school bullying, work-related stress and gender-based or domestic violence.

  • Chiropody, physiotherapy and rehabilitation with no limit of sessions or waiting periods.

  • Up to 20 sessions a year with a nutritionist. Treatment and management of obesity.

  • 3D mammogram

  • 3D/4D ultrasound during pregnancy.

  • Preventive programmes: child health, healthy pregnancy and childbirth, coronary risk prevention, women's cancer, prostate and colorectal cancer, stroke and diabetes.

Module C: Hospitalisation 

  • Hospitalisation with no limit to the number of days (except for psychiatric treatment, max. 60 days/year).

  • Extensive transplant coverage.

  • Compensation for hospitalisation when costs are not borne by DKV (€80/day, maximum €2,400)

Services included regardless of the module you take out

  • Pack your suitcases worry-free with travel assistance

    You will be covered for up to 20,000 euros on journeys of up to 180 days. One of the highest limits on the market.

  • Smile

    Unlike other health insurance policies within the sector, yours will include dental cover. More than 50 free services and the rest with large discounts.

  • Video consultation and chat with a doctor

    You will be able to contact a doctor by phone, video call or chat. Enjoy virtual consultations with medical specialists: as well as chatting with your health coach to improve your lifestyle and with a midwife if you are pregnant or just gave birth to a baby. Getting a first medical opinion has never been so easy. In addition, you can store your health documents (reports or tests) and have all your electronic prescriptions handy with the app.

  • Medical phone lines

    Your medical helpline available 24h. Paediatric medical helpline to take care of your children's health, as well as a pregnancy medical helpline, women's medical helpline or more specific helplines to treat overweight and obese children.

  • Medical care in accidents

    As opposed to other companies, if you experience any kind of occupational or traffic accident, don't worry, we'll attend to you at no additional cost (depending on the modules taken out).

  • Second medical opinion

    If you want to compare the diagnosis of a serious illness and need a second opinion, look no further.

  • Optional coverage for signing up on the phone

    Capital in the event of death or disability, additional income after a traffic accident and additional capital for funeral expenses.

  • DKV Club de Salud y Bienestar discounts

    You will have access to the entire catalogue of health and well-being services at lower-than-market prices.

Waiting periods

With the DKV Profesional insurance, all provisions can be used from day one; only the following services are subject to a waiting period:

  • Hospitalisation and surgical procedures (including prostheses): 6 months

  • Biomechanical gait analysis: 6 months

  • Childbirth (except for premature deliveries): 8 months

  • Transplants: 12 months

Copayments and modalities

A copayment is a small cash amount that is paid every time that you use a health insurance. It varies according to the type of insurance you have taken out and the medical test or speciality you undergo.

Choose the type the suits you best, from:

  • With high copayment: Complet

  • With low copayment: Classic

  • No copayment: Élite

Example of copayment by consultation:

  • General medicine, paediatrics and nursing (€12 with DKV Profesional Complet, €1.95 with DKV Profesional Classic, €0 with DKV Profesional Élite)

  • Other specialities (€20 with DKV Profesional Complet, €2.95 with DKV Profesional Classic, €0 with DKV Profesional Élite)

Consult all copayments by modality here

What type of insurance combination suits your needs?

DKV Profesional provides you access to the best private medicine by paying what you want in your health insurance policy. Combine primary care, specialists or hospitalisation as you like, and you can also choose the copayment.

Medical directory health insurance

Primary care

Available with or without copayment

price from

€9/Month

€8/Month*

15% discount

About the final price

Calculate my insurance

Medical directory health insurance

Specialists

Available with or without copayment

Price from

€20/Month

€17/Month*

15% discount

About the final price

Calculate my insurance

Most sold option

Medical directory health insurance

Primary care and specialists

Available with or without copayment

Price from

€27/Month

€22/Month*

20% discount

About the final price

Calculate my insurance

You have an additional discount when choosing the payment method

Yearly payment

7% discount

About the final price

Half-yearly payment

4.6% discount

About the final price

Quarterly payment

2.8% discount

About the final price

Any insurance policy must start with a commitment

The best conditions to take out insurance

Age for taking out insurance
Maximum age to take out the insurance

With one of the highest age limits for taking out insurance in the market; up to the age of 75 in the individual modality.

Conditions and commitment
No termination of the insurance contract

We offer you insurance for your whole lifetime. We will not cancel the contract if you have been with us for three years, nor will we raise the price if you frequently use the health insurance.

Taking out the insurance
Savings in your domestic economy

Discount for family policies: 7% if you are four insured persons, or 12% if you are five or more. Plus an additional 7.5% for making an annual payment.

Satisfied customers
Transparency and clear language

The insurance contract is renewed automatically at the end of the calendar year. We will inform you on your policy's new features with enough time before it expires, so you can make a decision.

Quiero cuidarme Más app

Download our Quiero cuidarme Más app!
 

If you have a health concern, you can chat or talk to a doctor 24/7, or have a video consultation with a medical specialist without leaving home. You will be able to send and receive images and documents such as tests or reports, and request an appointment at one of our centres and have everything in a single agenda. We have also added 'your mind matters', a chat-based psychological guidance service with tools to improve your mental health. All health services in a single app!

Our customers' opinion is important to us

What do people think of the DKV Profesional insurance?

Testimonials DKV Modular Fabiola
I want to choose a centre, doctor and consultation hours

I have flexible working hours, and I needed an insurance in which I could choose the centre and doctor, as well as the time of the consultation. With DKV Profesional, I can do this, and I can also go to 8 of the 10 best hospitals in Spain. What more can I ask for?

Fabiola Morales
Testimonial DKV Modular male
Pay only for the services I use

I don't go to the doctor very much, but as a matter of prevention, I want to enjoy private healthcare and not have to wait. After looking hard, I found DKV Profesional, and I have been able to take out a personalised insurance. I recommend it.

Jesús Pastor
Testimonials DKV Modular family
Everything we need without paying more

With DKV Profesional, my doctor is always with me. If I have any doubts or queries, I can make a call, video call or use the chat free of charge quickly and easily. It's very reassuring if you have children at home.

Nora Fernández

Once your healthcare has been covered

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DKV Mundicare

Critical illness insurance

DKV Mundicare

Access to the best treatments all over the world, paying only what you need: cancer treatments, coronary heart diseases 

DKV Protección Familiar

Funeral insurance

DKV Protección familiar

The death insurance that supports your family in difficult times. Eco-funeral and erasure of digital identity service

 

Do you need help?

If you are thinking about taking out an insurance policy and you have questions, we will answer them in the way you choose.

Ask for an appointment at your nearest branch, call us, request us to call you or take it out online.

Visit your nearest agent

Visit your nearest agent

Call us

Call us

We’ll call you

We’ll call you

We want to improve what surrounds us! With our four causes.

Are you one of us?

Against childhood obesity

Actions that fight against reducing overweight figures in children.

For the planet

We are a Zero CO2 emissions company. Our planet needs us, and we work towards protecting and recovering it.

For women's health

We no longer want to be mothers, but MalasMadres, which is why we are launching #TimeToTakeCareOfYourself

For inclusion

At the DKV Integralia Foundation, we work towards the social and professional integration of all people.

Conditions of price from*

  • Price from DKV Profesional Complet: Calculation for a 9-year-old person residing in Extremadura, Castilla y León, Huesca, Teruel, Guadalajara, Lugo, Orense, Asturias or Zaragoza.

  • Price from DKV Profesional Classic: Calculation for a 9-year-old person residing in Extremadura, Castilla y León, Huesca, Teruel, Guadalajara, Lugo, Orense, Asturias or Zaragoza.

The premiums are valid during the campaign period.

You are a DKV customer

Please call us on:

976 506 000

Exclusive mutual society members

Please call us on:

976 768 999

You aren't a DKV customer