Health insurance, DKV Profesional
The health insurance for self-employed workers that combines all the cover you need in one insurance policy.
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Module A: primary care, paediatrics, nursing services and emergencies
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Module B: specialists and diagnostic tests
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Module C: hospitalisation and surgery
In addition, all the cover you need for Health, Income, Death and Accidents, in a single bill.
Take it out now with up to a 30% discount
Discounts for 6 years.
Why choose DKV Profesional
Todas las ventajas de tu seguro de cuadro médico para autónomos
+51,000 medical professionals at your disposal and 7 of the 10 best hospitals in the country.
Several treatments at no additional cost and others with major discounts.
Combine the modules to tailor the insurance to you.
5% discount on your insurance if you are self-employed.
Request information and take out insurance now
You will be contacted by an expert to provide you with information on our insurance policies.
All the details about DKV Profesional
Create your module-based health insurance with the cover you need and only pay for what you use
Cover and services
You will be able to customise your insurance according to your needs.
DKV Profesional provides you access to the best private medicine by paying what you want in your health insurance policy: primary care, specialists or hospitalisation. You can also take out other insurance policies (sick leave, accidents or death) and pay them in a single bill.
Modules available to combine them in any way you like
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Module A: Primary care
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General medicine at a clinic and at home
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Paediatrics and childcare
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Basic clinical analyses
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Ambulances, medical and paediatric emergencies
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Module B: Specialists
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All specialities included
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Treatments at a clinic and diagnostic tests.
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Psychology: 20 sesiones/año y 40 para menores de 24 años, trastornos alimentarios, ciberacoso, acoso escolar, estrés laboral y violencia de género o familiar.
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Chiropody, physiotherapy and rehabilitation with no limit of sessions.
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Nutritionist: up to 20 sessions per year for the treatment and management of obesity.
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Preventive medicine programmes
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Module C: Hospitalisation and surgery
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Hospitalisation with no limit to the number of days (except for psychiatric treatment, max. 60 days/year)
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Extensive transplant coverage.
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Daily compensation for hospitalisation when costs are not borne by DKV (€80/day, maximum €2,400)
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Services included regardless of the module you take out
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Worldwide travel assistance
En viajes al extranjero de hasta 180 días, contarás con hasta 30,000 euros en asistencia médica de urgencia.
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Dental coverage
More than 50 free services and the rest with large discounts.
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Video consultation and chat with a doctor
You will be able to contact a doctor via chat, call or video call, as well as chat with your health coach to improve your lifestyle and with a midwife if you are pregnant or just gave birth to a baby.
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Medical phone lines
24-hour general medicine, pregnancy, women's health, nutrition and psychoemotional health.
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Second medical opinion
If you want to compare the diagnosis of a serious illness and need a second opinion, look no further.
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Health services complementary to the insurance
You will have access to a catalogue of health and well-being services at lower-than-market prices through DKV Club Salud y Bienestar.
Other insurance policies
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Income insurance
You will receive a daily payment for medical discharge due to an illness and/or an accident, whether suffered during your private or professional life. Option to choose the daily amount that you want to receive while on medical discharge.
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Funeral insurance
Capital to cover funeral expenses, with transfer and repatriation to your city or country of origin, psychological support and legal assistance.
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Accident insurance
Payment of compensation in the case of death or permanent disability.
What type of insurance combination do you need?
Combine primary care, specialists or hospitalisation as you like. These are just three examples of the multiple combinations.
15% disc.
DKV Profesional primary care
Made-to-measure health insurance. Take out the cover you need and personalise your insurance.
WITH OR WITHOUT COPAYMENTS
Take it out from €8/month
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Extensive medical directory
More than 51,000 specialists and 1,000 medical centres in Spain.
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Primary care
General medicine, nursing, paediatrics, basic clinical analyses, emergencies and ambulances.
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Medical specialities
Cardiology, neurology, dermatology, ophthalmology, traumatology, gynaecology, oncology, endocrinology, psychiatry, etc.
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Diagnostic tests
X-rays, ultrasounds, MRIs, CAT scans, radiotherapy, etc.
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Surgery and hospitalisation
Hospital care for medical or surgical treatment.
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Video consultations and chat
Unlimited video consultations with specialists, 24h medical chat, electronic prescription, health folder, health coach and digital midwife.
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Dental coverage
50 free services and the rest with large discounts.
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Psychology
20 sesiones/año y 40 para menores de 24 años, trastornos alimentarios, ciberacoso, acoso escolar, estrés laboral y violencia de género o familiar.
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Podiatry, physiotherapy and rehabilitation
No limit on sessions.
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Worldwide medical assistance when travelling
Hasta 30,000 € en viajes de hasta 180 días, en caso de urgencia.
20% disc.
DKV Profesional primary care and specialists
Made-to-measure health insurance. Take out the cover you need and personalise your insurance.
WITH OR WITHOUT COPAYMENTS
Take it out from €17/month
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Extensive medical directory
More than 51,000 specialists and 1,000 medical centres in Spain.
-
Primary care
General medicine, nursing, paediatrics, basic clinical analyses, emergencies and ambulances.
-
Medical specialities
Cardiology, neurology, dermatology, ophthalmology, traumatology, gynaecology, oncology, endocrinology, psychiatry, etc.
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Diagnostic tests
X-rays, ultrasounds, MRIs, CAT scans, radiotherapy, etc.
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Surgery and hospitalisation
Hospital care for medical or surgical treatment.
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Video consultations and chat
Unlimited video consultations with specialists, 24h medical chat, electronic prescription, health folder, health coach and digital midwife.
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Dental coverage
50 free services and the rest with large discounts.
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Psychology
20 sesiones/año y 40 para menores de 24 años, trastornos alimentarios, ciberacoso, acoso escolar, estrés laboral y violencia de género o familiar.
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Podiatry, physiotherapy and rehabilitation
No limit on sessions.
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Worldwide medical assistance when travelling
Hasta 30,000 € en viajes de hasta 180 días, en caso de urgencia.
Up to 30% disc.
DKV Profesional primary care, specialists and surgery
Made-to-measure health insurance. Take out the cover you need and personalise your insurance.
WITH OR WITHOUT COPAYMENTS
Take it out from €34/month
-
Extensive medical directory
More than 51,000 specialists and 1,000 medical centres in Spain.
-
Primary care
General medicine, nursing, paediatrics, basic clinical analyses, emergencies and ambulances.
-
Medical specialities
Cardiology, neurology, dermatology, ophthalmology, traumatology, gynaecology, oncology, endocrinology, psychiatry, etc.
-
Diagnostic tests
X-rays, ultrasounds, MRIs, CAT scans, radiotherapy, etc.
-
Surgery and hospitalisation
Hospital care for medical or surgical treatment
-
Video consultations and chat
Unlimited video consultations with specialists, 24h medical chat, electronic prescription, health folder, health coach and digital midwife.
-
Dental coverage
50 free services and the rest with large discounts.
-
Psychology
20 sesiones/año y 40 para menores de 24 años, trastornos alimentarios, ciberacoso, acoso escolar, estrés laboral y violencia de género o familiar.
-
Podiatry, physiotherapy and rehabilitation
No limit on sessions.
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Worldwide medical assistance when travelling
Hasta 30,000 € en viajes de hasta 180 días, en caso de urgencia.
Waiting periods
With DKV Profesional, you can use all the medical services and cover from day one, except:
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Hospitalisation and surgery (including prostheses): 6 months
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Biomechanical gait analysis: 6 months
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Childbirth (except for premature deliveries): 8 months
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Transplants: 12 months
Copayments and modalities
A copayment is a small amount that you pay when you use a health insurance. It varies according to the type of insurance and the medical speciality.
Choose the type the suits you best, from:
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With high copayment: Complet (€13.50 general medicine consultation and €23 other specialities)
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With low copayment: Classic (€2.30 general medicine consultation and €3.50 other specialities)
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Without copayment: Élite (€0, all included)
Any insurance policy must start with a commitment
Terms and conditions of the contract
The highest in the market. Until the age of 75.
7% disc. for yearly payment, 4.6% for half-yearly payment and 2.8% for quarterly payment.
We will not cancel the contract if you have been with us for three years.
7% discount if you are 4 insured persons, or 12% if you are 5 or more.
Information on the DKV Profesional insurance policy
Download the documentation
Other insurance for self-employed workers you might be interested in
Do you need help?
If you are thinking about taking out an insurance policy and you have questions, we will answer them in the way you choose.
Visit your nearest agent
Call us
We’ll call you
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Actions that fight against reducing overweight figures in children.
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