DKV Profesional medical directory insurance

The health insurance that combines all the cover in a single insurance: health, income, accident or death.


  • Module A: primary care, paediatrics, nursing services and 24-hour medical emergencies

  • Module B: Specialists and diagnostic resources

  • Module C: hospitalisation and surgical procedures

In addition, whichever module you choose, you will enjoy free dental cover, unlimited video consultations and worldwide travel assistance.

Discounts for the next 4 years

Medical directory

Choose a module or combine them in any way you like

Dental coverage

FREE! in all modalities

video conference

unlimited by video call and chat with specialists

Exclusive discounts

on your health insurance if you are self-employed

Taking out insurance by phone

Request information and take out insurance now

Call us FREE OF CHARGE with no strings attached at 974 887 010 and have an expert inform and help you throughout the process.

All the details about DKV Profesional

Create your module-based health insurance with the cover you need and only pay for what you use

Cover and services

Podrás contratar solo los módulos que vas a necesitar para personalizar tu seguro.

El seguro DKV Profesional te da la opción de acceder a la mejor medicina privada pagando en tu seguro de salud por lo que te interese: primary care, specialists or hospitalisation.


Módulos disponibles para combinarlos como quieras


  • Module A: Primary care

    1. General medicine at a clinic and at home

    2. Paediatrics and childcare

    3. Basic clinical analyses

    4. Ambulancias, urgencias médicas y pediátricas

  • Module B: Specialists

    1. All specialities: Cardiology, digestive system, traumatology, gynaecology, ophthalmology, chiropody, dermatology, allergies...

    2. Tratamientos en consulta y pruebas diagnósticas.

    3. Psychology: 20 sesiones al año y 40 en casos de trastornos alimentarios, acoso escolar, estrés laboral y violencia de género o familiar.

    4. Chiropody, physiotherapy and rehabilitation with no limit of sessions or waiting periods. Nutritionist: hasta 20 sesiones al año para tratamiento y control de la obesidad.

    5. Mamografía 3D Ecografía 3D/4D en el embarazo.

    6. Preventive programmes: child health, healthy pregnancy and childbirth, coronary risk prevention, women's cancer, prostate and colorectal cancer, stroke and diabetes.

  • Module C: Hospitalisation and surgery

    1. Hospitalización sin límites de días (excepto psiquiátrica máximo 60 días/año)

    2. Extensive transplant coverage.

    3. Indemnización diaria por hospitalización si no es a cargo de DKV (80 €/día máx. €2,400)

Services included regardless of the module you take out


  • Asistencia mundial en viajes

    En viajes al extranjero de hasta 180 días, contarás con hasta 20,000 euros en asistencia médica de urgencia. One of the highest limits on the market.

  • Dental coverage

    More than 50 free services and the rest with large discounts.

  • Video consultation and chat with a doctor

    Podrás contactar con un médico mediante llamada, videollamada o chat, así como chatear con tu coach de salud para mejorar tus hábitos de vida y con una comadrona si estás embarazada o acabas de dar a luz.

  • Medical phone lines

    Si te preocupa un síntoma, te ofrecemos líneas telefónicas para atender dudas: medicina general 24h, del embarazo, de la mujer, nutricional o psicoemocional.

  • Second medical opinion

    If you want to compare the diagnosis of a serious illness and need a second opinion, look no further.

  • Optional coverage for signing up on the phone

    Capital in the event of death or disability, additional income after a traffic accident and additional capital for funeral expenses.

  • Servicios de salud complementarios al seguro

    Podrás acceder a un catálogo de servicios de salud y bienestar a precios inferiores a los del mercado a través de DKV Club Salud y Bienestar.


Other insurance policies

  • Income insurance

    You will receive a daily payment for medical discharge due to an illness and/or an accident, whether suffered during your private or professional life. Option to choose the daily amount that you want to receive while on medical discharge. We guarantee the prompt payment of compensation.

  • Accident insurance

    To cover unforeseen events that may occur, in the event of death or permanent disability due to an accident.

  • Funeral insurance

    Capital to cover burial costs (you can opt for compensation or for it to be provided through companies associated with DKV).

Quiero cuidarme Más app

Download our Quiero cuidarme Más app!


  • Video consultations with specialists and 24h medical chat

  • Request an appointment with multiple medical centres without having to call or go in person.

  • Receive, store and share your health documents.

  • All your electronic prescriptions without going to a consultation.

  • Analytical test request in your health folder.

  • Take care of your mind with the online psychology service and tools to manage your emotions.

  • Health coach to quit smoking, lose weight or track your pregnancy, among other benefits

Waiting periods

You can enjoy the DKV Profesional services from day one. Only the following services have waiting periods:

  • Hospitalisation and surgery (including surgical prostheses): 6 months

  • Biomechanical gait analysis: 6 months

  • Childbirth, except for premature deliveries: 8 months

  • Transplants: 12 months

Copayments and modalities

The 'co-payment' is the amount you have to pay when you use certain services.

Choose the type the suits you best, from:

  • With copayment: Complet, Plus, Classic

  • Without copayment: Élite

See all copayments for 2024 by modality here

Information about the DKV Profesional insurance to view later

Download the documentation


Any insurance policy must start with a commitment

Terms and conditions of the contract

Age for taking out insurance
Maximum age to take out the insurance

The highest in the market. Up to the age of 75, in an individual modality.

Taking out the insurance
Economic advantages

If you’re self-employed, you will have an additional 5% discount on health insurance forever.

Conditions and commitment
Always by your side

We will not cancel the contract if you have been with us for three years, nor will we raise the price

Satisfied customers
Savings in your domestic economy

Because your family matters to us, benefit from a 7% discount if you are 4 insured persons, or 12% if you are 5 or more.

Do you need help?

If you are thinking about taking out an insurance policy and you have questions, we will answer them in the way you choose.

Visit your nearest agent

Visit your nearest agent

We’ll call you

We’ll call you

Once your healthcare has been covered

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We want to improve what surrounds us! With our four causes.

Are you one of us?

Against childhood obesity

Actions that fight against reducing overweight figures in children.

For the planet

We have obtained the Zero CO2 seal from ECODES. Our planet needs us, and we work towards protecting and recovering it.

For women's health

We no longer want to be mothers, but MalasMadres, which is why we are launching #TimeToTakeCareOfYourself

For inclusion

At the DKV Integralia Foundation, we work towards the social and professional integration of all people.

You are a DKV customer

Please call us on:

900 810 072

Exclusive mutual society members

Please call us on:

900 810 073

You aren't a DKV customer