Choose a module or combine them in any way you like
FREE! in all modalities
unlimited by video call and chat with specialists
on your health insurance if you are self-employed
All the details about DKV Profesional
Create your module-based health insurance with the cover you need and only pay for what you use
Cover and services
You can take out only the modules you need, with access to a medical directory with the best professionals.
The DKV Profesional insurance provides you access to the best private medicine by paying what you want in your health insurance policy: primary care, specialists or hospitalisation.
Module A: Primary care
General medicine at a clinic and at home, paediatrics and childcare, ambulances and basic clinical analyses and medical and paediatric emergencies.
Module B: Specialists
All specialities: Cardiology, digestive system, traumatology, gynaecology, ophthalmology, chiropody, dermatology, allergies... treatments at a clinic and all diagnostic tests.
20 sessions per year of psychotherapy, and 40 sessions in cases of eating disorders, school bullying, work-related stress and gender-based or domestic violence.
Chiropody, physiotherapy and rehabilitation with no limit of sessions or waiting periods.
Obesity control and treatment programme by a nutritionist. To treat and control obesity, up to 20 sessions a year.
3D/4D ultrasound during pregnancy and 3D mammogram.
Preventive programmes: child health, healthy pregnancy and childbirth, coronary risk prevention, women's cancer, prostate and colorectal cancer, stroke and diabetes.
Module C: Hospitalisation
Hospitalisation with no limit to the number of days (except for psychiatric treatment, max. 60 days/year).
Extensive transplant coverage.
Compensation for hospitalisation when costs are not borne by DKV (€80/day, maximum €2,400)
Other insurance policies
You will receive a daily payment for medical discharge due to an illness and/or an accident, whether suffered during your private or professional life. Option to choose the daily amount that you want to receive while on medical discharge. We guarantee the prompt payment of compensation.
To cover unforeseen events that may occur, in the event of death or permanent disability due to an accident.
Capital to cover burial costs (you can opt for compensation or for it to be provided through companies associated with DKV).
Services included regardless of the module you take out
Pack your suitcases worry-free with travel assistance
You will be covered for up to 20,000 euros on journeys of up to 180 days. One of the highest limits on the market.
Unlike other health insurance policies within the sector, yours will include dental cover. More than 50 free services and the rest with large discounts.
Video consultation and chat with a doctor
You will be able to contact a doctor by phone, video call or chat. Enjoy virtual consultations with medical specialists: as well as chatting with your health coach to improve your lifestyle and with a midwife if you are pregnant or just gave birth to a baby. Getting a first medical opinion has never been so easy. In addition, you can store your health documents (reports or tests) and have all your electronic prescriptions handy with the app.
Medical phone lines
Your medical helpline available 24h. Paediatric medical helpline to take care of your children's health, as well as a pregnancy medical helpline, women's medical helpline or more specific helplines to treat overweight and obese children.
Medical care in accidents
As opposed to other companies, if you experience any kind of occupational or traffic accident, don't worry, we'll attend to you at no additional cost (depending on the modules taken out).
Second medical opinion
If you want to compare the diagnosis of a serious illness and need a second opinion, look no further.
DKV Club de Salud y Bienestar discounts
You will have access to the entire catalogue of health and well-being services at lower-than-market prices.
You can enjoy the DKV Profesional services from day one. Only the following services have waiting periods:
Hospitalisation and surgery (including surgical prostheses): 6 months
Biomechanical gait analysis: 6 months
Childbirth, except for premature deliveries: 8 months
Transplants: 12 months
Copayments and modalities
The 'co-payment' is the amount you have to pay when you use certain services.
Choose the type the suits you best, from:
With copayment: Complet, Plus, Classic
Without copayment: Élite
Any insurance policy must start with a commitment
Terms and conditions of the contract
The highest in the market. Up to the age of 75, in an individual modality.
If you’re self-employed, you will have an additional 5% discount on health insurance forever.
We will not cancel the contract if you have been with us for three years, nor will we raise the price if you frequently use the health insurance.
Because your family's health matters to us, benefit from a 7% discount if you are 4 insured persons, or 12% if you are 5 or more.
Once your healthcare has been covered
Other insurance for self-employed workers you might be interested in
Family health insurance
DKV Famedic Profesional
An insurance that helps professionals take care of their health and their family without neglecting their business.
Work leave insurance according to a scale
DKV Renta Baremado
Benefit insurance for self-employed workers with a compensation as soon as you are on work leave, according to a scale.
We want to improve what surrounds us! With our four causes.
Are you one of us?
Actions that fight against reducing overweight figures in children.
We are a Zero CO2 emissions company. Our planet needs us, and we work towards protecting and recovering it.
We no longer want to be mothers, but MalasMadres, which is why we are launching #TimeToTakeCareOfYourself
At the DKV Integralia Foundation, we work towards the social and professional integration of all people.