Medical directory insurance, DKV Profesional
The health insurance that combines all the cover in a single insurance: health, income, accident or death.
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Module A: primary care, paediatrics, nursing services and 24-hour medical emergencies
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Module B: Specialists and diagnostic resources
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Module C: hospitalisation and surgical procedures
In addition, whichever module you choose, you will enjoy free dental cover, unlimited video consultations and worldwide travel assistance.
Take it out now with up to a 20% discount
And discounts for the next 4 years
Choose a module or combine them in any way you like
FREE! in all modalities
unlimited by video call and chat with specialists
on your health insurance if you are self-employed
Request information and take out insurance now
Call us FREE OF CHARGE with no strings attached at 974 887 010 and have an expert inform and help you throughout the process.
All the details about DKV Profesional
Create your module-based health insurance with the cover you need and only pay for what you use
Cover and services
You can only take out the modules you will need to customise your insurance.
DKV Profesional provides you access to the best private medicine by paying what you want in your health insurance policy: primary care, specialists or hospitalisation.
Modules available to combine them in any way you like
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Module A: Primary care
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General medicine at a clinic and at home
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Paediatrics and childcare
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Basic clinical analyses
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Ambulances, medical and paediatric emergencies
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Module B: Specialists
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All specialities: Cardiology, digestive system, traumatology, gynaecology, ophthalmology, chiropody, dermatology, allergies...
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Treatments at a clinic and diagnostic tests.
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Psychology: 20 sessions per year and 40 for eating disorders, bullying at school, occupational stress and gender-based or domestic violence.
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Chiropody, physiotherapy and rehabilitation with no limit of sessions or waiting periods. Nutritionist: up to 20 sessions per year for the treatment and management of obesity.
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3D Mammogram 3D/4D Ultrasound during pregnancy.
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Preventive programmes: child health, healthy pregnancy and childbirth, coronary risk prevention, women's cancer, prostate and colorectal cancer, stroke and diabetes.
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Module C: Hospitalisation and surgery
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Hospitalisation with no limit to the number of days (except for psychiatric treatment, max. 60 days/year)
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Extensive transplant coverage.
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Daily compensation for hospitalisation when costs are not borne by DKV (€80/day, maximum €2,400)
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Services included regardless of the module you take out
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Worldwide travel assistance
You will have up to 20,000 euros for emergency medical assistance on journeys of up to 180 days. One of the highest limits on the market.
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Dental coverage
More than 50 free services and the rest with large discounts.
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Video consultation and chat with a doctor
You will be able to contact a doctor via chat, call or video call, as well as chat with your health coach to improve your lifestyle and with a midwife if you are pregnant or just gave birth to a baby.
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Medical phone lines
If you are worried about a symptom, call us and an agent on one of our helplines will be happy to attend to you: 24-hour general medicine, pregnancy, women's' health, nutrition and psycho-emotional health.
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Second medical opinion
If you want to compare the diagnosis of a serious illness and need a second opinion, look no further.
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Optional coverage for signing up on the phone
Capital in the event of death or disability, additional income after a traffic accident and additional capital for funeral expenses.
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Health services complementary to the insurance
You will have access to a catalogue of health and well-being services at lower-than-market prices through DKV Club Salud y Bienestar.
Other insurance policies
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Income insurance
You will receive a daily payment for medical discharge due to an illness and/or an accident, whether suffered during your private or professional life. Option to choose the daily amount that you want to receive while on medical discharge. We guarantee the prompt payment of compensation.
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Accident insurance
To cover unforeseen events that may occur, in the event of death or permanent disability due to an accident.
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Funeral insurance
Capital to cover burial costs (you can opt for compensation or for it to be provided through companies associated with DKV).
What type of insurance combination do you need?
Combine primary care, specialists or hospitalisation as you like. These are just two examples of the multiple combinations.
15% disc.
Primary care
The insurance that provides you access to the private medicine by paying only what you want.
WITH OR WITHOUT COPAYMENTS
take it out from €8/month
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Primary care
General medicine, paediatrics, basic clinical analyses, ambulances, medical and paediatric emergencies
See more -
Travel assistance
You will have up to 20,000 euros for emergency medical assistance on journeys of up to 180 days. One of the highest limits on the market.
See more -
Video consultations and chat
Contact a specialist via a call, video call or chat; chat with your health coach and a midwife in the event of pregnancy.
See more -
All specialities
Cardiology, digestive system, traumatology, gynaecology, ophthalmology, chiropody, dermatology, allergies...
See more -
Psychology
20 sessions per year and 40 for eating disorders, bullying at school, occupational stress and gender-based or domestic violence.
See more -
Hospitalisation and surgery
No limit to number of days (except for psychiatric treatment, max. 60 days/year)
See more
20% disc.
Primary care and specialists
The insurance that provides you access to the private medicine by paying only what you want.
WITH OR WITHOUT COPAYMENTS
take it out from €16/month
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Primary care
General medicine, paediatrics, basic clinical analyses, ambulances, medical and paediatric emergencies
See more -
Travel assistance
You will have up to 20,000 euros for emergency medical assistance on journeys of up to 180 days. One of the highest limits on the market.
See more -
Video consultations and chat
Contact a specialist via a call, video call or chat; chat with your health coach and a midwife in the event of pregnancy.
See more -
All specialities
Cardiology, digestive system, traumatology, gynaecology, ophthalmology, chiropody, dermatology, allergies...
See more -
Psychology
20 sessions per year and 40 for eating disorders, bullying at school, occupational stress and gender-based or domestic violence.
See more -
Hospitalisation and surgery
No limit to number of days (except for psychiatric treatment, max. 60 days/year)
See more
Download our Quiero cuidarme Más app!
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Video consultations with specialists and 24h medical chat
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Request an appointment with multiple medical centres without having to call or go in person.
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Receive, store and share your health documents.
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All your electronic prescriptions without going to a consultation.
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Analytical test request in your health folder.
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Take care of your mind with the online psychology service and tools to manage your emotions.
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Health coach to quit smoking, lose weight or track your pregnancy, among other benefits
Waiting periods
You can enjoy the DKV Profesional services from day one. Only the following services have waiting periods:
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Hospitalisation and surgery (including surgical prostheses): 6 months
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Biomechanical gait analysis: 6 months
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Childbirth, except for premature deliveries: 8 months
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Transplants: 12 months
Copayments and modalities
The 'co-payment' is the amount you have to pay when you use certain services.
Choose the type the suits you best, from:
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With copayment: Complet, Plus, Classic
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Without copayment: Élite
See all copayments for 2024 by modality here
Information about the DKV Profesional insurance to view later
Download the documentation
Any insurance policy must start with a commitment
Terms and conditions of the contract
The highest in the market. Up to the age of 75, in an individual modality.
If you’re self-employed, you will have an additional 5% discount on health insurance forever.
We will not cancel the contract if you have been with us for three years, nor will we raise the price
Because your family matters to us, benefit from a 7% discount if you are 4 insured persons, or 12% if you are 5 or more.
Do you need help?
If you are thinking about taking out an insurance policy and you have questions, we will answer them in the way you choose.
Visit your nearest agent
Call us
We’ll call you
Once your healthcare has been covered
Other insurance for self-employed workers you might be interested in
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We want to improve what surrounds us! With our four causes.
Are you one of us?
Actions that fight against reducing overweight figures in children.
We have obtained the Zero CO2 seal from ECODES. Our planet needs us, and we work towards protecting and recovering it.
We no longer want to be mothers, but MalasMadres, which is why we are launching #TimeToTakeCareOfYourself
At the DKV Integralia Foundation, we work towards the social and professional integration of all people.