Health insurance, DKV Profesional
The health insurance for self-employed workers that combines all the cover you need in one insurance policy.
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Module A: primary care, paediatrics, nursing services and emergencies
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Module B: specialists and diagnostic tests
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Module C: hospitalisation and surgery
In addition, all the cover you need for Health, Income, Death and Accidents, in a single bill.
Take it out now with up to a 25% discount
Discounts for 5 years.
All the advantages of your medical directory insurance for self-employed workers
Why choose DKV Profesional
+51,000 medical professionals at your disposal and 8 of the 10 best hospitals in the country.
Several treatments at no additional cost and others with major discounts.
Combine the modules to tailor the insurance to you.
5% discount on your insurance if you are self-employed.
Request information
You will be contacted by an expert to provide you with information on our insurance policies.
Create your module-based health insurance with the cover you need
All the details about DKV Profesional
Cover and services
You will be able to customise your insurance according to your needs.
DKV Profesional provides you access to the best private medicine by paying what you want in your health insurance policy: primary care, specialists or hospitalisation. You can also take out other insurance policies (sick leave, accidents or death) and pay them in a single bill.
Modules available to combine them in any way you like
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Module A: Primary care
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General medicine at a clinic and at home
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Paediatrics and childcare
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Basic clinical analyses
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Ambulances, medical and paediatric emergencies
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Module B: Specialists
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All specialities included
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Treatments at a clinic and diagnostic tests.
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Psychology: 20 sessions/year and 40 sessions for people under 24 years old for eating disorders, school bullying, cyberbullying, work-related stress, and gender-based or domestic violence.
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Chiropody, physiotherapy and rehabilitation with no limit of sessions.
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Nutritionist: up to 20 sessions per year for the treatment and management of obesity.
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Preventive medicine programmes
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Module C: Hospitalisation and surgery
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Hospitalisation with no limit to the number of days (except for psychiatric treatment, max. 60 days/year)
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Extensive transplant coverage.
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Daily compensation for hospitalisation when costs are not borne by DKV (€80/day, maximum €2,400)
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Services included regardless of the module you take out
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Worldwide travel assistance
You will have up to €30,000 for emergency medical assistance on journeys abroad of up to 180 days.
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Dental coverage
More than 50 free services and the rest with large discounts.
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Video consultation and chat with a doctor
Talk to a doctor via call, video call or chat, as well as chat with a health coach to improve your lifestyle and with a midwife if you are pregnant or just gave birth to a baby.
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Medical helplines
24-hour general medicine, 24-hour paediatrics, pregnancy, women's health, nutrition, psychoemotional or sports health.
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Second medical opinion
In the event of severe illness, you will have remote access to an assessment and second opinion from world-renowned specialists.
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Health services complementary to the insurance
You will have access to a catalogue of health and well-being services at lower-than-market prices through DKV Club Salud y Bienestar.
Other insurance policies
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Income insurance
You will receive a daily payment for medical discharge due to an illness and/or an accident, whether suffered during your private or professional life. Option to choose the daily amount that you want to receive while on medical discharge.
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Funeral insurance
Capital to cover funeral expenses, with transfer and repatriation to your city or country of origin, psychological support and legal assistance.
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Accident insurance
Payment of compensation in the case of death or permanent disability.
What type of insurance combination do you need?
Combine primary care, specialists or hospitalisation as you like. These are just three examples of the multiple combinations.
15% disc.
DKV Profesional primary care
Made-to-measure health insurance. Take out the cover you need and personalise your insurance.
WITH OR WITHOUT COPAYMENTS
Take it out from €8/month
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Extensive medical directory
More than 51,000 specialists and 1,000 medical centres in Spain.
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Primary care
General medicine, nursing, paediatrics, basic clinical analyses, emergencies and ambulances.
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Medical specialities
Cardiology, neurology, dermatology, ophthalmology, traumatology, gynaecology, oncology, endocrinology, psychiatry, etc.
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Diagnostic tests
Only if you take out the specialists module. Clinical analyses, X-rays, ultrasounds, magnetic resonances, CT scans, mammograms, endoscopies, etc.
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Surgery and hospitalisation
Hospital care for medical or surgical treatment.
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Video consultations and chat
Unlimited video consultations with specialists, 24h medical chat, electronic prescription, health folder, health coach and digital midwife.
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Dental coverage
50 free services and the rest with large discounts.
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Psychology
20 sessions/year and 40 sessions for people under 24 years old for eating disorders, school bullying, cyberbullying, work-related stress, and gender-based or domestic violence.
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Podiatry, physiotherapy and rehabilitation
No limit on sessions.
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Worldwide medical assistance when travelling
Up to €30,000 for journeys of up to 180 days, in the event of an emergency.
20% disc.
DKV Profesional primary care and specialists
Made-to-measure health insurance. Take out the cover you need and personalise your insurance.
WITH OR WITHOUT COPAYMENTS
Take it out from €17/month
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Extensive medical directory
More than 51,000 specialists and 1,000 medical centres in Spain.
-
Primary care
General medicine, nursing, paediatrics, basic clinical analyses, emergencies and ambulances.
-
Medical specialities
Cardiology, neurology, dermatology, ophthalmology, traumatology, gynaecology, oncology, endocrinology, psychiatry, etc.
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Diagnostic tests
Only if you take out the specialists module. Clinical analyses, X-rays, ultrasounds, magnetic resonances, CT scans, mammograms, endoscopies, etc.
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Surgery and hospitalisation
Hospital care for medical or surgical treatment.
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Video consultations and chat
Unlimited video consultations with specialists, 24h medical chat, electronic prescription, health folder, health coach and digital midwife.
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Dental coverage
50 free services and the rest with large discounts.
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Psychology
20 sessions/year and 40 sessions for people under 24 years old for eating disorders, school bullying, cyberbullying, work-related stress, and gender-based or domestic violence.
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Podiatry, physiotherapy and rehabilitation
No limit on sessions.
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Worldwide medical assistance when travelling
Up to €30,000 for journeys of up to 180 days, in the event of an emergency.
Up to 25% Disc.
DKV Profesional primary care, specialists and surgery
Made-to-measure health insurance. Take out the cover you need and personalise your insurance.
WITH OR WITHOUT COPAYMENTS
Take it out from €36/month
-
Extensive medical directory
More than 51,000 specialists and 1,000 medical centres in Spain.
-
Primary care
General medicine, nursing, paediatrics, basic clinical analyses, emergencies and ambulances.
-
Medical specialities
Cardiology, neurology, dermatology, ophthalmology, traumatology, gynaecology, oncology, endocrinology, psychiatry, etc.
-
Diagnostic tests
Only if you take out the specialists module. Clinical analyses, X-rays, ultrasounds, magnetic resonances, CT scans, mammograms, endoscopies, etc.
-
Surgery and hospitalisation
Hospital care for medical or surgical treatment
-
Video consultations and chat
Unlimited video consultations with specialists, 24h medical chat, electronic prescription, health folder, health coach and digital midwife.
-
Dental coverage
50 free services and the rest with large discounts.
-
Psychology
20 sessions/year and 40 sessions for people under 24 years old for eating disorders, school bullying, cyberbullying, work-related stress, and gender-based or domestic violence.
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Podiatry, physiotherapy and rehabilitation
No limit on sessions.
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Worldwide medical assistance when travelling
Up to €30,000 for journeys of up to 180 days, in the event of an emergency.
Waiting periods
With DKV Profesional, you can use all the medical services and cover from day one, except:
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Transplants: 12 months
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Surgical procedures, hospitalisation and prostheses: 8 months
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Childbirth (except for premature deliveries or C-sections): 8 months
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Outpatient surgical procedures and acts: 6 months
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High-tech diagnostics: 6 months
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Biomechanical gait analysis: 6 months
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Proton therapy in paediatric tumours: 8 months
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Healthcare for HIV/AIDS: 12 months
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Psychotherapy sessions: 6 months
Copayments and modalities
A copayment is a small amount that you pay when you use a health insurance. It varies according to the type of insurance and the medical speciality.
Choose the type the suits you best, from:
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With high copayment: Complet (€13.50 general medicine consultation and €23 other specialities)
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With low copayment: Classic (€2.30 general medicine consultation and €3.50 other specialities)
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Without copayment: Élite (€0, all included)
Terms and conditions of the contract
Any insurance policy must start with a commitment
The highest in the market. Until the age of 75.
7% disc. for yearly payment, 4.6% for half-yearly payment and 2.8% for quarterly payment.
We will not cancel the contract if you have been with us for three years.
7% discount if you are 4 insured persons, or 12% if you are 5 or more.
Download the documentation
Information on the DKV Profesional insurance policy
Other insurance for self-employed workers you might be interested in
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An insurance that takes care of your and your family's health without neglecting your business. With a family price in which you can include up to 8 members at the same rate.
Work leave insurance according to a scale
DKV Renta Baremado
Work leave insurance for self-employed workers with a compensation as soon as you are on work leave, according to a scale.
Do you need help?
If you are thinking about taking out an insurance policy and you have questions, we will answer them in the way you choose.
Visit your nearest agent
Call us
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