Economical health insurance
Our aim is to take care of the health of our customers and their families.
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Insurance suited to every pocket.
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With reduced cover.
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Possibility of personalising the insurance based on your needs.
Why choose affordable health insurance?
We offer you medical professionals, as well as centres with state-of-the-art technology.
We offer lower premiums if you include your family in the insurance.
Several treatments included at no additional cost and the rest with major discounts.
Unlimited video consultations with specialists and 24h chat, wherever you are.
Which health insurance is suited to your needs?
Compare the cover of our health insurance policies with medical directory
Price 8 people
DKV Famedic
Plus
The most affordable health insurance. Up to 8 family members for the same price.
WITHOUT COPAYMENT
Take it out for €25.50/month
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Reduced medical directory
Medical centres in the DKV Famedic network.
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Primary care
General medicine, nursing, paediatrics.
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7 medical specialities
General medicine, nursing, paediatrics, gynaecology (including an annual check-up), ophthalmology, dermatology and traumatology.
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Diagnostic tests
X-rays, ultrasounds, MRIs, CAT scans, radiotherapy, etc.
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Surgery and hospitalisation
Hospital care for medical or surgical treatment.
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Video consultations and chat
Unlimited video consultations with the 7 specialities covered, 24h medical chat, electronic prescription and health folder.
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Dental policy included
47 treatments included and the rest with major discounts.
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Physiotherapy
20 sessions per year for the policyholder.
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Psychology
20 sesiones/año y 40 para menores de 24 años, trastornos alimentarios, ciberacoso, acoso escolar, estrés laboral y violencia de género o familiar.
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Worldwide medical assistance when travelling
Hasta 30,000 € en viajes de hasta 180 días, en caso de urgencia.
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Health services complementary to the insurance
You will have access to DKV Famedic Salud y Bienestar's entire catalogue of health and well-being services at lower-than-market prices.
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Billing and accounting management service
For the policyholder using the Factuconta tool by Contasimple, which is designed to help with invoicing, accounts and taxes required by a self-employer.
Price 8 people
DKV Famedic Profesional
The most affordable health insurance. Up to 8 family members for the same price.
WITHOUT COPAYMENT
Take it out for €35.50/month
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Reduced medical directory
Medical centres in the DKV Famedic network.
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Primary care
General medicine, nursing, paediatrics.
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7 medical specialities
General medicine, nursing, paediatrics, gynaecology (including an annual check-up), ophthalmology, dermatology and traumatology.
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Diagnostic tests
X-rays, ultrasounds, MRIs, CAT scans, radiotherapy, etc.
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Surgery and hospitalisation
Hospital care for medical or surgical treatment.
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Video consultations and chat
Unlimited video consultations with the 7 specialities covered, 24h medical chat, electronic prescription and health folder.
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Dental policy included
47 treatments included and the rest with major discounts.
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Physiotherapy
20 sessions per year for the policyholder.
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Psychology
20 sesiones/año y 40 para menores de 24 años, trastornos alimentarios, ciberacoso, acoso escolar, estrés laboral y violencia de género o familiar.
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Worldwide medical assistance when travelling
Hasta 30,000 € en viajes de hasta 180 días, en caso de urgencia.
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Health services complementary to the insurance
You will have access to DKV Famedic Salud y Bienestar's entire catalogue of health and well-being services at lower-than-market prices.
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Billing and accounting management service
For the policyholder using the Factuconta tool by Contasimple, which is designed to help with invoicing, accounts and taxes required by a self-employer.
Up to 30% disc.
DKV Profesional
Made-to-measure health insurance. Take out the cover you need and personalise your insurance.
AVAILABLE WITH OR WITHOUT COPAYMENT
Take it out from €8/month
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Extensive medical directory
More than 51,000 specialists and 1,000 medical centres in Spain.
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Primary care
General medicine, nursing, paediatrics, basic clinical analyses, emergencies and ambulances.
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Medical specialities
Only if you take out the specialists module. Cardiology, neurology, dermatology, ophthalmology, traumatology, gynaecology, oncology, endocrinology, psychiatry, etc.
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Diagnostic tests
Only if you take out the specialists module. X-rays, ultrasounds, MRIs, CAT scans, radiotherapy, etc.
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Surgery and hospitalisation
Only if you take out the hospitalisation module. Hospital care for medical or surgical treatment.
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Video consultations and chat
Unlimited video consultations with specialists, 24h medical chat, electronic prescription, health folder, health coach and digital midwife.
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Dental policy included
50 treatments included and the rest with major discounts.
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Physiotherapy
Only if you take out the specialists module. No limit on sessions.
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Psychology
Only if you take out the specialists module. 20 sesiones/año y 40 para menores de 24 años, trastornos alimentarios, ciberacoso, acoso escolar, estrés laboral y violencia de género o familiar.
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Worldwide medical assistance when travelling
Hasta 30,000 € en viajes de hasta 180 días, en caso de urgencia.
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Health services complementary to the insurance
You will have access to DKV Famedic Salud y Bienestar's entire catalogue of health and well-being services at lower-than-market prices.
-
Billing and accounting management service
For the policyholder using the Factuconta tool by Contasimple, which is designed to help with invoicing, accounts and taxes required by a self-employer.
Are you looking for another type of insurance?
We have designed products to cover your and your family's needs according to your finances, lifestyle and use you are going to give the health insurance.
Insurance with copayment
If you're not going to use the insurance frequently and want a more economical premium, choose a health insurance with copayments.
Insurance without waiting periods
If you are looking for an insurance policy that you can use comprehensively from day one
Insurance with a personal doctor
If you want digital insurance with a personal doctor to assist and advise you whenever you need it.
Frequently asked questions about economical health insurance
What is an economical health insurance?
An economical health insurance policy includes basic healthcare, as well as general medicine, nursing, medical specialities, and in the case of DKV, dental cover.
In order to reduce the insurance policy's cost, other cover is excluded, such as diagnostic tests, hospitalisation and surgery, because these are considered to be included in comprehensive health insurance.
This is why, it is important that you know what cover interests you before taking out an economical health insurance policy. At DKV, we offer modular health insurance, in which you can choose whether you only want primary care with specialists or if you want to add diagnostic tests, surgery and hospitalisation for a higher premium.
What should you consider when taking out economical health insurance?
When taking out an economical health insurance policy, you should know what private health insurance is and how it works. It is also important that you compare and analyse the cover and price offered by the different insurers, since sometimes more expensive does not mean more guarantees. So, when looking for an economical health insurance policy, you should be aware of why the premium can vary as well as of some suggestions that can help you every month.
Does DKV offer economical health insurance?
Yes, at DKV, we adjust our health insurance policies and offer an array of insurance at a low premium:
Insurance with copayments, which have a more economical premium and require a copayment to visit the specialist.
How can I take out an economical health insurance policy?
Fast and simple! Take out any of our health insurance policies 100% online through our website; it will only take 5 minutes:
Calculate your price without any strings attached.
Fill in your personal details and those of who you want to insure.
Confirm your details: check that all your details are correct.
Make the payment.
We will give you your insurance number and send you a confirmation email so that you can enjoy all the advantages offered by your DKV health insurance from day one.
We also offer you a service to help you take out the insurance online; call free of charge 876 147 077, and we will answer any query.
You can also take out our health insurance by visiting any of our sales branches and/or offices.
What cover will an economical health insurance include?
At DKV, we have designed economical health insurance with cover limited to what you need, with the aim of reducing the premium you pay and by able to suit all pockets. The DKV Famedic plus insurance policy includes unlimited visits to the most requested specialities, so that you do not have to pay extra for specialities that you do not use.