DKV Integral, our most comprehensive health insurance
A health insurance that takes care of your health and that of your family.
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Avoid crowds and waiting lists.
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Comprehensive medical assistance with surgery and hospitalisation.
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Includes FREE dental cover.
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Video call and chat service with specialists 24/7.
Buy now with a 30% discount.
Discounts for the next 6 years
Why choose DKV Integral
All the advantages of your medical directory insurance
+51,000 medical professionals at your disposal and 7 of the 10 best hospitals in the country.
50 treatments at no additional cost and others with major discounts.
20 consultations a year with a psychologist to treat any emotional health problem.
Unlimited virtual consultations with specialists by video call and chat.
Request information and take out health insurance now
Call us FREE OF CHARGE with no strings attached at 876 140 054 and have an expert inform and help you throughout the process.
All the details about DKV Integral
Protect your health and that of your family with the DKV's prestige and quality
Cover and services
With this policy you can take advantage of our extensive medical directory and the best health care.
You choose the specialist or clinic in our medical directory you want to go to, from among 51,000 professionals and 1,000 affiliated centres all over Spain.
Included cover
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Primary care
General practice, paediatrics, nursing services and 24-hour medical emergencies.
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All the medical specialities
Cardiology, dermatology, traumatology, gynaecology and oncology, as well as diagnostic tests: ultrasounds, magnetic resonances, CAT scans, radiotherapy, etc.
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Surgery and hospitalisation
Hospital admission and stay. In addition, you will have your own room with an extra bed for your companion.
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Dental coverage
More than 50 free services and the rest with large discounts.
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Psychology
20 sessions/year and 40 for eating disorders, bullying at school, cyber-bullying, occupational stress and gender-based or domestic violence.
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Podiatry, physiotherapy and rehabilitation
No limit on sessions!
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Worldwide travel assistance
You can count on up to 20,000 euros for emergency assistance worldwide on journeys of up to 180 days. One of the highest limits on the market.
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Daily compensation for hospitalisation
If you are admitted to hospital, from the third day onwards you will receive 80 euros per day, when none of the hospitalisation costs are charged to DKV.
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Accident cover
You will receive medical assistance if you experience any kind of occupational or traffic accident.
Health services
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Video consultation and chat with a doctor
You will be able to contact a doctor via chat, call or video call, as well as chat with your health coach to improve your lifestyle and with a midwife if you are pregnant or just gave birth to a baby.
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Telephone advice helplines
If you are worried about a symptom, call us and an agent on one of our helplines will be happy to attend to you: 24-hour general medicine, pregnancy, women's' health, nutrition and psycho-emotional health.
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Nutritionist
Treatment and management of obesity, up to 20 sessions per year.
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Home services
Home tests and physiotherapy, in level 3 dependency.
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Biomechanical gait analysis
An analysis every five years for adults and every two years for children under 15 years old in Podoactiva centres.
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Preventive care programmes
Sign up to our free prevention programmes, and we'll help you improve your overall health.
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Do you have a trusted paediatrician or gynaecologist?
You have the option of adding whichever paediatrics or gynaecology service you wish, even if it is not included in the medical directory.
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Health services complementary to the insurance
You will have access to a catalogue of health and well-being services at lower-than-market prices through DKV Club Salud y Bienestar.
What health insurance do you need?
We offer you different options, with and without copayment.
Up to 30% disc.
High copayment
The right option if you're not going to use it frequently.
DKV Integral Complet
Take it out from €16/month
Up to 30% disc.
Low copayment
If you use your insurance frequently, but you want an economical premium.
DKV Integral Classic
Take it out from €31/month
Up to 30% disc.
NO copayments
EVERYTHING is included in your premium, with no worries or unforeseen events.
DKV Integral Élite
Take it out from €34/month
You have an additional discount when choosing the payment method
Yearly payment
7% discount
About the final price
Half-yearly payment
4.6% discount
About the final price
Quarterly payment
2.8% discount
About the final price
Waiting periods
With DKV Integral insurance, you can use all the medical services and cover from day one, except:
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Hospitalisation and surgical procedures (including prostheses): 6 months
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Biomechanical gait analysis: 6 months
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Childbirth (except for premature births): 8 months
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Transplants: 12 months
Copayments and modalities
A copayment is a small cash amount that is paid every time that you use a health insurance. It varies according to the type of insurance you have taken out and the medical test or speciality you undergo. Choose the type the suits you best, from:
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With high copayment: Complet (€13.50 consultation general medicine and €23 other specialities)
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With low copayment: Classic (€2.30 consultation general medicine and €3.50 other specialities)
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No copayment: Élite (€0, all included)
Consult all copayments by modality.
Any insurance policy must start with a commitment
Terms and conditions of the contract
The highest in the market. Until the age of 75.
We will not cancel the contract if you have been with us for three years, nor will we raise the price.
7% discount if you are 4 insured persons, or 12% if you are 5 or more.
We will inform you in advance on the renewal developments in your policy.
Information about the DKV Integral insurance
Download the documentation
Discover the new Activa DKV app!
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View your medical directory.
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Your digital medical card.
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Manage your insurance: documentation, contact details, medical authorisations, invoices (for reimbursement insurance)
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Contact DKV: by chat, phone or nearest branch.
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Digital health services through the Quiero cuidarme Más app: video consultation and chat with specialists, pharmacy, health folder, psychotherapy service, and new online physiotherapy service.
Other insurance you might be interested in
Health insurance with a personal doctor
DKV Personal Doctor
A new medical experience with all the cover of a comprehensive health insurance policy and the reassurance of having your own personal doctor.
Reimbursement health insurance
DKV Mundisalud
An expense reimbursement insurance in which you can freely choose the doctor and centre you want to go. We will reimburse between 80% and 90% of the total expenses.
Funeral insurance
DKV Protección Familiar
The funeral insurance that supports your family at all times. One of the best funeral services, with transfer and repatriation to your country of origin.
Do you need help?
If you are thinking about taking out an insurance policy and you have questions, we will answer them in the way you choose.
Visit your nearest agent
Call us
We'll call you FREE OF CHARGE
We want to improve what surrounds us! With our four causes.
Are you one of us?
Actions that fight against reducing overweight figures in children.
We have obtained the Zero CO2 seal from ECODES. Our planet needs us, and we work towards protecting and recovering it.
We no longer want to be mothers, but MalasMadres, which is why we are launching #TimeToTakeCareOfYourself
At the DKV Integralia Foundation, we work towards the social and professional integration of all people.
Conditions of price from*
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Price from DKV Integral Complet: Calculation for a 9-year-old person residing in Aragon, Castilla y León, Asturias, Gipuzkoa, Lugo or Orense.
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Price from DKV Integral Classic: Calculation for a 9-year-old person residing in Aragon, Castilla y León, Asturias, Gipuzkoa, Lugo or Orense.
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Price from DKV Integral Élite: Calculation for a 9-year-old person residing in Aragon, Castilla y León, Asturias, Gipuzkoa, Lugo or Orense.
The premiums are valid during the campaign period.