ERGO Vida Previsión life insurance
The life insurance that provides me the peace of mind and financial security I want for my family
Compensation from death due to any cause.
Capital advance in the event of a serious illness.
Bereavement assistance service to help deal with the loss of a loved one.
Family assistance in the event of death, online will and legal advice.
As a health company, we offer you health and wellness services to enjoy from the very beginning.
You choose the insured capital for the life guarantee
Bereavement assistance service with psychological help for the family
Legal advice and assistance over the telephone
24-hour medical helpline and 8 specific helplines
All the details about ERGO Vida Previsión
Learn about the cover and services included in your life insurance
Cover and services
Flexible life insurance that guarantees protection and financial stability for the people you love, with a personalised and smooth service, ensuring there's enough money to protect your family if you aren't there.
The life insurance adapts to the needs of any family; in addition to the main cover for death, Ergo Vida Previsión provides you the option of taking out interesting complementary cover (disability, accidents, serious illness, etc.).
Basic life insurance cover
Death due to any cause
The beneficiary will receive the established amount of capital.
Advance capital payment due to terminal illness
In addition, if the insured person contracts a terminal illness, 50% of the insured capital can be given in advance.
With specialist psychologists who will provide professional support to face the loss of a loved one in any of the different stages of the bereavement process.
In the event of death: a manager will provide your family with personal and immediate support after the death.
Due to death, disability or serious illness.
Optional cover for your life insurance
Total permanent disability
We help you to deal with a loss of income and costs associated with a disability. This cover provides you the option of receiving the capital if you suffer a permanent disability.
Death due to an accident (double capital)
Peace of mind and financial security for your loved ones. In the event of death due to an accident, the beneficiaries will receive twice the capital of the death cover.
Death due to a traffic accident (triple capital)
Your family covered against unforeseen events. In the event of death due to a traffic accident, the beneficiaries will receive triple the capital of the death cover.
Death or permanent disability due to accident (double capital)
If you suffer an accident and, as a result, it causes your death or permanent disability, the beneficiaries will receive twice the capital of the death cover.
Death or permanent disability due to a traffic accident (triple capital)
If you suffer a traffic accident and, as a result, it causes your death or permanent disability, the beneficiaries will receive triple the capital of the death cover.
Severe illness (100% or 50% of the capital)
In the event of a serious illness, you will have the option of obtaining 50% or 100% of the capital in advance so you can cover the expenses you may need and only focus on what matters most: your recovery.
Telephone medical advice
A 24h medical helpline and a 24h paediatric helpline to take care of your children's health at any time. The widest range of specialist helplines on the market: medical helpline for pregnancy, nutrition and childhood obesity, among others.
Second medical opinion for serious illnesses
Have the peace of mind of receiving the best possible treatment with a second medical opinion in the event of a serious illness.
DKV Club Salud y Bienestar
Enjoy access to a catalogue of health and well-being services at the best price: Refractive surgery for myopia, hypermetropia and astigmatism, cosmetic medicine, biomechanical gait analysis, fertility treatments, pelvic floor rehabilitation, optics and orthopaedics, giving up smoking plans, nutritionist and sports services, etc.
Legal advice and assistance over the telephone
Access to a helpline manned by lawyers that will provide advice on any legal queries, giving you guidance on any unforeseen event.
Free online will
Sort out your last wishes in minutes... and for free.
What premiums and modalities are there in Ergo Vida Previsión life insurance?
Duration, premium, payment method of life insurance
In life insurance, the contract has an annual duration and is renewed year after year until you reach 70 years of age, provided that you do not decide to cancel it beforehand.
You can set the capital you want, and decide if it remains fixed or is revalued annually
The premium varies every year according to the insured capital and the insured person's age.
The premium can be paid in a yearly, half-yearly, quarterly or monthly payment.
We adapt to what you really need:
Ergo Vida Previsión: The most flexible format that adapts to the needs of insured persons in terms of capital, optional cover, payment methods or payment instalments.
Ergo Vida Previsión Modular: The greatest simplicity in taking out insurance, including cover for death and disability with the following capital modules: €20,000, €30,000, €40,000 or €50,000.
Any insurance policy must start with a commitment
Terms and conditions of the contract
The life insurance you can take out up to the age of 65.
The customer decides the insured capital for the Life guarantee.
Receive an advance on capital for serious illnesses, such as cancer, heart attack, kidney failure, etc.
The premium varies according to the capital and age. We adapt to the payment method or payment instalments.
Information about the ERGO Vida Previsión insurance to view before contracting
Download the documentation
Find out all about what your life insurance offers: cover included, optional cover and additional services.
Standard document with summarised information that will help you compare with other companies' life insurance policies.
The aim of this document is to give a clear and simple response to the cover, services, provisions, payment and terms and conditions of the life insurance. You will even find a section with basic concepts, so you can understand the language of this type of insurance.
ERGO Seguros Solvency and Financial Condition Report.
Our customers' opinion is very important
What do they value most about ERGO life insurance?
Once your family's safety and peace of mind have been covered
Supplement it with other health insurance that you might be interested in
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We are a Zero CO2 emissions company. Our planet needs us, and we work towards protecting and recovering it.
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At the DKV Integralia Foundation, we work towards the social and professional integration of all people.