New cover in health insurance for 2023
BEING AN ACTIVIST IS THE BEST WAY TO BE!
At DKV, we are health activists, and you're one of us. You want to take care of yourself and live in a better world.
And, therefore, we offer you the best so you achieve it. We are offering you great new benefits in digital health and new cover in your health insurance, which you will be able to enjoy as of 1 January. A healthier life is possible, but there is only one way you can achieve it: by taking action!

We want to be by your side so you take care of yourself!
We have new options to make it easier to take care of yourself. Discover the new features that we will include in your policy as of 1 January 2022.
ADVANTAGES OF BEING DKV HEALTH ACTIVISTS
More than 40,000 medical professionals, 1,000 centres and 22 DKV Espacios de Salud. We use 7 of the 10 best hospitals in the country without having to pay extra.
Unlike other health insurance, your policy includes a dental health service at no additional cost.
The price of your insurance will not be affected by you using your policy. (Exclusive for insurance taken out in the individual modality)
With the best cover on the market, up to 180 days and 20,000 euros in medical expenses.
Examples of new cover included in your health insurance
State-of-the-art treatments in diagnostic means and surgery
Hospitalisation and surgery
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Intraoperative radiotherapy
Covered for the treatment of early breast cancer with a good prognosis (stage I or II), of sarcomas (pelvic and abdominal) and of adenocarcinoma of the pancreas and colorectal, and oligo-recurrent cases.
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CT-guided percutaneous radiofrequency thermoablation
For treating Osteoid Osteoma and other selected benign bone tumours. 6-month waiting period.
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Advanced endoscopic surgery
Radiofrequency ablation of Barrett's esophagus (BE) with high-grade dysplasia (HGD) and of extensive low-grade dysplasias (LGD) of more than 5 cm (confirmed anato-pathologically). 6-month waiting period. Only in centres included in the "DKV Network of Healthcare Services"
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Radiofrequency ablation
Carto navigation or 3D mapping system, non-fluoroscopic. 6-month waiting period.
** View the cover criteria set out in your insurance's general terms and conditions.
Diagnostic tests
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Computed tomography (CT) colonography or virtual colonoscopy
To detect polyps, colon cancer and inflammatory bowel disease in people at risk, based on commonly accepted protocols. Only in centres included in the "DKV Network of Healthcare Services"
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High-resolution contrast-enhanced digital mammogram
New functional imaging test that detects the network of vessels that forms at the start of a tumour and provides an improved diagnosis of the carcinoma.
Other cover aspects
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Expanded diet and nutritional advice to cancer patients
If prescribed by an oncologist or endocrinologist. Up to 20 consultations per insured person, which also includes consultations due to overweight and obesity covered by the policy, and a maximum reimbursement of €40/consultation (in external services with reimbursable policies). Exclusively for the individual modality.
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Increase from 20 to 30 sessions a year of home therapy for severe obstructive sleep apnea syndrome

Did you know that mental health problems will be the leading cause of disability by 2030?
At DKV, we not only work to take care of your physical health, but we are also right here by your side to help you maintain a good emotional health, offering solutions for each of your needs and for an early diagnosis.
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Self-care tools through DKV Omm.
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Chat with a psychologist through the Quiero Cuidarme Más app.
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Psycho-emotional helpline: 900 810 675
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Virtual consultations with psychiatrists and psychologists without the need for a prior authorisation.
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Discounts on therapies through the DKV Club Salud y Bienestar catalogue of services.
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For a personal diagnosis and treatment, in-person consultations with psychiatry. If he/she prescribes it, individual psychotherapy treatments within the limits contained in your policy (or with a paediatrician's prescription, in the case of children).
You'll find the following new features in the Quiero cuidarme Más app
Exclusively for the specialists module in modular policies.
Exclusively for the primary care and specialists modules in modular policies.
Request your electronic prescriptions or chat with a pharmacist to clear up your doubts.
For people with hearing disabilities. Exclusively for the specialists module in modular policies.

We are proud to present you the new Activa DKV app, with which you can manage everything related to your policy: access all your documentation, medical card, authorisations, reimbursement of expenses, access to the medical directory, locate your nearest branch and contact us through a virtual assistant chat or WhatsApp.
More than 700 services and 25,000 professionals from the finest clinics and names on the market, at special prices:
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Free care for dependent adults
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Customised genomic studies with Made of Genes
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Assisted reproduction services or freezing of eggs with IVF.
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Medical certificates: driving licences, boating licence, or for diving, hunting and security activities.
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Services to learn how to manage and ensure your baby's sleep.
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Cognitive telerehabilitation for ADHD in children.
Are you one of us?
We want to improve what surrounds us! With our four causes.
Actions that fight against reducing overweight figures in children.
We have obtained the Zero CO2 seal from ECODES. Our planet needs us, and we work towards protecting and recovering it.
We no longer want to be mothers, but MalasMadres, which is why we are launching #TimeToTakeCareOfYourself
At the DKV Integralia Foundation, we work towards the social and professional integration of all people.