Work leave insurance
We help you protect your income in the event of temporary incapacity to work
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If due to illness or accident you cannot work or go to work.
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Compensation for each day you are on leave.
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24-hour medical advice over the phone.
From €3/month
Benefits of taking out work leave insurance
Financial support to cover unforeseen expenses in the event of work leave.
Cover any illness and/or accident that occurs either at work or in your personal life.
We guarantee the prompt payment of compensations, and advance payment is available.
You can take out optional cover: compensation for hospitalisation, surgical procedures, etc.
What work leave insurance includes the cover and services I need?
Compare the cover of our work leave insurance policies
DKV Renta
The insurance that offers a daily compensation for sick leave due to illness and/or an accident.
Take it out from €3/month
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Daily compensation
In the event of illness and/or accident
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Childbirth compensation
Whether it is due to childbirth or you are in process of adoption, you will receive up to 20 times the compensation taken out in your income insurance.
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Medical helpline
A 24h medical helpline and a 24h paediatric helpline to take care of your children's health at any time.
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Second medical opinion
If you want to compare the diagnosis of a serious illness and need a second opinion, look no further.
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Added healthcare services
You will be provided access to a catalogue of health and well-being services at reduced rates
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Compensation when you receive the discharge report
You will receive the payment when you receive the discharge report
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Indemnity for hospitalisation
Optional cover. Receive a compensation for every day you are hospitalised.
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Surgical procedure
Optional cover. Capital insured in the event of surgical procedure.
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Total permanent disability
Optional cover. If an accident or illness covered by the policy leads to total permanent disability, we guarantee the payment of the contracted capital.
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Medical assistance in the event of an accident
Optional cover. You will be covered for all the medical expenses you may need due to an accident.
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Scales for illness
Examples: Sprained ankle: 10-40 days, myopia surgery: 3 days, gastroenteritis: 2-4 days, wrist fracture: 40-80 days
DKV Renta Baremado
The insurance policy that, in the event of a medical leave, immediately pays you compensation without having yet received the medical discharge.
Take it out from €5/month
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Daily compensation
In the event of illness and/or accident
-
Childbirth compensation
Whether it is due to childbirth or you are in process of adoption, you will receive up to 20 times the compensation taken out in your income insurance.
-
Medical helpline
A 24h medical helpline and a 24h paediatric helpline to take care of your children's health at any time.
-
Second medical opinion
If you want to compare the diagnosis of a serious illness and need a second opinion, look no further.
-
Added healthcare services
You will be provided access to a catalogue of health and well-being services at reduced rates
-
Receive the compensation when the leave starts
You will receive the payment in advance
-
Indemnity for hospitalisation
Optional cover. Receive a compensation for every day you are hospitalised.
-
Surgical procedure
Optional cover. Capital insured in the event of surgical procedure.
-
Total permanent disability
Optional cover. If an accident or illness covered by the policy leads to total permanent disability, we guarantee the payment of the contracted capital.
-
Medical assistance in the event of an accident
Optional cover. You will be covered for all the medical expenses you may need due to an accident.
-
Scales for illness
Examples: Sprained ankle: 10-40 days, myopia surgery: 3 days, gastroenteritis: 2-4 days, wrist fracture: 40-80 days
Benefits of having DKV insurance for self-employed workers
Pol is a freelance designer and has it very clear: "With DKV, my health, my possible work leave and even my smile with its dental cover are covered." Like him, many self-employed workers already trust in DKV insurance. So, what are you waiting for?
Are you looking for another type of insurance?
Other health insurance for self-employed workers you might be interested in
Medical insurance
DKV Profesional
Combine all the cover you need for health, income, accidents or death, in a single insurance. And if you are self-employed, you will receive a 5% discount.
Health insurance for families
DKV Famedic Profesional
An insurance that takes care of your and your family's health without neglecting your business. With a family price in which you can include up to 8 members at the same rate.
Funeral insurance
DKV Protección Familiar
The funeral insurance that supports your family at all times. One of the best funeral services, with transfer and repatriation to your country of origin.
We want to improve what surrounds us! With our four causes.
Are you one of us?
Actions that fight against reducing overweight figures in children.
We have obtained the Zero CO2 seal from ECODES. Our planet needs us, and we work towards protecting and recovering it.
We no longer want to be mothers, but MalasMadres, which is why we are launching #TimeToTakeCareOfYourself
At the DKV Integralia Foundation, we work towards the social and professional integration of all people.