Frequently asked questions about accident insurance
What is the duration of an accident insurance policy?
The duration agreed and included in the contract. It is usually taken out on a yearly basis, whether a calendar year or not. However, its initial duration may be less than a year, and it can be taken out for several years.
The contract provides for renewals, usually on a yearly basis and made automatically, at the initial period's expiry date, except in cases where otherwise is notified by any of the parties.
Can I receive the accident insurance's compensation in the form of an allowance?
Only the guarantees for temporary disability or hospitalisation due to an accident give rise to a daily compensation, although it is usually settled in a single payment or in monthly payments.
How do accident insurance premiums evolve?
When taking out the policy, you can agree to update the capital and premiums by linking their revaluation to the CPI or a fixed percentage or agree that they remain unchanged.
What does accident insurance cover?
Accident insurance can include the following cover:
24 hours
Professional
Extra-professional
Driving
Will I still be insured in an accident insurance policy after I receive the permanent disability benefit?
Depending on the degree of disability; therefore, you would need to undergo a new medical assessment of the risk.
How is accident insurance calculated?
What information do I have to send in the event of an accident?
Resolve your queries about accident insurance
We provide you with any information you need to take out your accident insurance with a clear and transparent language.
Are you looking for accident insurance with the best cover and most services?
Call us with no strings attached at 933 782 692 and have an expert inform and help you throughout the process.