Does the dental insurance cover endodontics?

Endodontic treatment is commonly known as root canal treatment, and it is a dental procedure that is carried out when the pulp of the tooth becomes inflamed or infected. This treatment is crucial to saving a tooth that would otherwise need to be removed. Given how expensive endodontic treatments are, many people wonder if their dental insurance covers them.

The answer to this question varies considerably according to the dental insurance policy dental insurance and the insurance company. In general, most dental insurance policies include endodontics in their cover or at least cover a high percentage of the treatment, given that it is a procedure required to keep good dental health. However, there are various factors that can influence the extent of the cover.
 

First, it is important to see the type of dental insurance you have taken out. There are more comprehensive types of dental insurance that usually cover a range of treatments, including endodontics. On the other hand, some types may not cover it or may include it at a discount. In DKV Dentisalud ÉliteWith DKV Dentisalud Élite, endodontic treatments are not fully included, but they are provided at a 40% discount when compared to the market price, which involves almost half of what you would have to spend if you had not taken out dental insurance. You can see the cost of all treatments in this document.
 

Many dental insurance policies require the insured person to wait a period before carrying out this type of treatment; this is known as the waiting period. In the case of DKV, our dental insurance policies do not include a waiting period; they can be used from day one and with no limit on the number of treatments. Some insurance policies may also require a copayment, which is paying a percentage of the treatment's total cost. Therefore, patients must inform themselves about these details to avoid surprises when being invoiced.

In short, although many dental insurance policies cover endodontics, you need to go over the specific terms and conditions of each policy to understand the details of the cover. A careful assessment of the insurance policy and open communication with the dentist can make the process more fluid and less stressful, allowing patients to focus on their dental health.