What is the mixed reimbursement insurance with excess?
Reimbursement insurance allows you to access the company's entire medical directory, without copayment, or to choose any doctor, specialist or centre you wish in the country or abroad. In the latter case, you will have to pay for the visit or treatments directly when you receive them, after which DKV will reimburse part or all of what you paid, depending on the type of policy taken out and the specific service you have used.
Each policy will have a maximum reimbursement limit for each type of medical act. Mixed reimbursement insurance is aimed at people who want to go to specific professionals, because they are acquainted with them and they would be their first choice, and at people who frequently travel abroad and want to be covered in other countries.