Health insurance, DKV Profesional

Made-to-measure health insurance. Only take out the cover you need from the following modules.

  • Module A: primary care, paediatrics, nursing services and emergencies 

  • Module B: specialists and diagnostic tests

  • Module C: surgery and hospitalisation

Take it out now with up to a 30% discount
Discounts for 5 years.

 

All the advantages of your medical directory insurance

Why choose DKV Profesional

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Extensive medical directory

+51,000 medical professionals at your disposal and 8 of the 10 best hospitals in the country.

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Espacios de Salud DKV

23 affiliated medical centres with extensive opening hours and state-of-the-art technology.

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Customise your insurance

Combine the modules to tailor the insurance to you.

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24-hour medical care

Unlimited virtual consultations with specialists by video call and chat.

Taking out insurance by phone

Request information

You will be contacted by an expert to provide you with information on our insurance policies.

Access the best private medicine by paying what you want in your health insurance policy

All the details about DKV Profesional

Cover and services

You can only take out the modules you will need to customise your insurance.

DKV Profesional provides you access to the best private medicine by paying what you want in your health insurance policy: primary care, specialists or hospitalisation.

 

Modules available to combine them in any way you like

  • Module A: Primary care

    1. General medicine at a clinic and at home

    2. Paediatrics and childcare

    3. Basic clinical analyses

    4. Ambulances, medical and paediatric emergencies

  • Module B: Specialists

    1. All specialities included

    2. Treatments at a clinic and diagnostic tests.

    3. Psychology: 20 sessions/year and 40 sessions for people under 24 years old for eating disorders, school bullying, cyberbullying, work-related stress, and gender-based or domestic violence.

    4. Chiropody, physiotherapy and rehabilitation with no limit of sessions.

    5. Nutritionist: up to 20 sessions per year for the treatment and management of obesity.

    6. Preventive medicine programmes.

  • Module C: Hospitalisation and surgery

    1. Hospitalisation with no limit to the number of days (except for psychiatric treatment, max. 60 days/year)

    2. Extensive transplant coverage.

    3. Daily compensation for hospitalisation when costs are not borne by DKV (€80/day, maximum €2,400)

Services included regardless of the module you take out

  • Worldwide travel assistance

    You will have up to €30,000 for emergency medical assistance on journeys abroad of up to 180 days.

  • Dental coverage

    More than 50 free services and the rest with large discounts.

  • 24h video consultation and medical chat

    Talk to a doctor via call, video call or chat, as well as chat with a health coach to improve your lifestyle and with a midwife if you are pregnant or just gave birth to a baby.

  • Medical phone lines

    24-hour general medicine, 24-hour paediatrics, pregnancy, women's health, nutrition, psychoemotional or sports health.

  • Second medical opinion

    En caso de enfermedad grave, tendrás acceso al asesoramiento y segunda opinión a distancia por parte de especialistas de reconocido prestigio mundial.

  • Health services complementary to the insurance

    You will have access to a catalogue of health and well-being services at lower-than-market prices through DKV Club Salud y Bienestar.

     

What type of insurance combination do you need?

Combine primary care, specialists or hospitalisation as you like. These are just three examples of the multiple combinations.

Waiting periods

With DKV Profesional insurance, you can use all the medical services and cover from day one, except:

  • Hospitalisation and surgery (including prostheses): 6 months

  • Biomechanical gait analysis: 6 months

  • Childbirth (except for premature deliveries): 8 months

  • Transplants: 12 months

Copayments and modalities

A copayment is a small amount that you pay when you use a health insurance. It varies according to the type of insurance and the medical speciality.

Choose the type the suits you best, from:

  • With high copayment: Complet (€13.50 general medicine consultation and €23 other specialities)

  • With low copayment: Classic (€2.30 general medicine consultation and €3.50 other specialities)

  • Without copayment: Élite (€0, all included)

See copayments

Terms and conditions of the contract

Any insurance policy must start with a commitment

 

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Maximum age to take out the insurance

The highest in the market. Until the age of 75.

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Whole life insurance

We will not cancel the contract if you have been with us for three years.

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Family savings

7% discount if you are 4 insured persons, or 12% if you are 5 or more.

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Additional discount

7% disc. for yearly payment, 4.6% for half-yearly payment and 2.8% for quarterly payment.

Download the documentation

Information on the DKV Profesional insurance policy

Other insurance you might be interested in

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DKV Integral

Our best-selling medical directory insurance with direct access to more than 51,000 specialists and 1,000 medical centres throughout Spain.

 

DKV death insurance

Funeral insurance

DKV Protección familiar

The funeral insurance that supports your family at all times. One of the best funeral services, with transfer and repatriation to your country of origin.

 

 

Critical illness insurance

DKV Mundicare

Access to the best treatments all over the world, paying only what you need: cancer treatments, coronary heart diseases.

 

Do you need help?

If you are thinking about taking out an insurance policy and you have questions, we will answer them in the way you choose.

Visit your nearest agent

Visit your nearest agent

We’ll call you

We’ll call you

Conditions of price from*

  • Price from DKV Profesional Complet: Calculation for a 9-year-old person residing in Extremadura, Castilla y León, Huesca, Teruel, Guadalajara, Lugo, Orense, Asturias or Zaragoza.

  • Price from DKV Profesional Classic: Calculation for a 9-year-old person residing in Extremadura, Castilla y León, Huesca, Teruel, Guadalajara, Lugo, Orense, Asturias or Zaragoza.

The premiums are valid during the campaign period.

You are a DKV customer

Please call us on:

900 810 072

Exclusive mutual society members

Please call us on:

900 810 073

You aren't a DKV customer