Surgical procedure

One of the main reasons for taking out a private health insurance policy is to be sure that your health and your family are covered in the event of any misfortune

Having the peace of mind that, should any unforeseen circumstances affect our health, we can be looked after by the best medical specialists, with the ability to take all the medical tests needed without delay, and knowing that we will have the best diagnostics possible, are some of the other key reasons for taking out an insurance policy

Among the main concerns of those with a medical complication is the need to go through the operating room and undergo surgery. For this reason, we need to be perfectly aware of the coverage we have contracted in our policy to find out whether the surgery is covered. 

The coverage that exists in the event of a surgical operation may vary depending on the guarantees that are contracted. To avoid high costs, many insurers offer the possibility of copayments for certain procedures, guaranteeing a high-quality service with a payment only when specific health care is received. 

The major benefit of medical insurance when dealing with surgery is the possibility to choose from a large number of medical professionals within the portfolio of each insurance company. In this regard, in the event of any operation, there is the ability to choose the best available professional in the speciality. 

Hospitalisation and surgery insurance

In addition to all the above, we must take into account the type of coverage that our policy offers us for the subsequent length of hospitalisation required, since depending on the surgery undergone, the time recommended by medical professionals may be a matter of days or weeks; thus, to avoid subsequent unexpected charges, we must check whether part of the hospitalisation covers us and for how many days.

Furthermore, many insurers offer the ability to take out hospitalisation insurance, whereby the insured person is reimbursed a certain amount of money for the amount of time admitted. 

Calculate your medical directory insurance

Are you looking for health insurance and you don't know which one is suited to your needs? Compare the different modalities based on the coverage included in each health insurance.

Your postal code must consist of five digits
Fill in your phone number. Remember that it must consist of 9 digits. For example, "123 456 789"
Delete insured person Add insured person
Accept the reception of information about the DKV Seguros Group's products (including electronically). Consultations privacy policy
Taking out insurance by phone

Calculate and take out your insurance

Call us with no strings attached at 876 14 70 77

Telephone procedures
DKV 24-hour doctor

Medical advice helplines

Video consultation and chat with specialists
Video consultation and chat with specialists

Through our Quiero cuidarme Más app wherever you are

Dental coverage
Dental coverage

Our health insurance includes dental cover at no additional cost

Medical directory
Extensive medical directory

Over 40,000 healthcare professionals and 1,000 healthcare centres without waiting lists

You are a DKV customer

Please call us on:

900 810 072

Exclusive mutual society members

Please call us on:

900 810 073

You aren't a DKV customer