DKV Home Insurance

DKV Hogar is the home insurance with the best cover to take care of and protect your home.

Different options for choosing your insurance according to the cover you need.
24-hour home assistance.
General repairs and household appliances repairs.

From €10.70/month

Calculate your insurance

Benefits
Coverage
Modalities
Documentation
Other insurance policies

All the advantages of your home insurance

Why take out a DKV home insurance policy?

Discount on your second home

10% discount forever, whether it is a rented or second home.

Services for your home

Free IT assistance service, handyman and household appliance repair services.

Prevention in your home

A safe home with an SMS alert service for severe weather events.

Health services

We care for your family's health with medical helplines and health services at very competitive prices.

All the details about DKV Hogar

What does the DKV home insurance cover?

Cover and services

DKV Hogar is the home insurance with the best cover to look after your home.

DKV Hogar protects you, both inside and outside the home, from multiple risks, including: fire, water or natural damage, breakage, theft, civil liability and even for personal injury or accidents of the insured and family members, replacement of food in the refrigerator, replacement of locks, etc.

Included cover

Fire, explosion and warranty extension

Up to 100% of the insured amount for direct material damage caused to the building and/or content due to fire, explosion, lightning, inclement weather, vandalism, floods, etc.
Water damage

Due to breakage or clogging of pipes, floods, overflowing from refrigeration devices, water leaks and excessive water consumption.
Breakages

Replacement and transportation and installation costs for windows, glass and mirrors, bathroom fittings, marble, granite and the glass top of kitchen hobs.
Civil liability

Compensation for material damage and/or bodily harm involuntarily caused to third parties.
Cover for theft

Theft of furniture and belongings and damage caused to locks, doors, windows, floors, etc. will be covered by the insurance.
Legal protection

Third-party liability, utilities contracts, legal and criminal defence, legal proceedings in the event of illegal occupation of property.

Services included

Handyman service

Professional help for a wide range of household jobs: installation, maintenance and home improvement work.
Repairing household appliances

For household appliances without warranty in force and not older than 7 years (call-out and labour costs).
24-hour home assistance

To help with any breakdown, installation, or home improvement.
IT Assistance

For problems with the performance of your computer, as well as the configuration of mobile phones, tablets, consoles, etc.
Health services complementary to your insurance

Catalogue of health and well-being services at lower-than-market prices through DKV Club Salud y Bienestar.

Optional cover

Possibility of increasing the capital insured for Civil Liability.
You can insure first-loss damage to the building to complement the Residents' Association insurance.
You can insure damage to vehicles for private use parked inside a garage of the insured property as a result of fire, explosion and/or lightning strike.

What home insurance do you need?

Choose the home insurance with the cover that suits you to insure your home.

DKV Hogar Basic

Insure only your home's essential risks at the best price.

Take it out from €10.70/month

We'll call you FREE OF CHARGE

Damages in the home

Damage to property caused by fire, breakages, lightning strikes, electrical issues, explosions, food in the refrigerator, etc.
Theft

Compensation for domestic theft, robbery or burglary
Civil liability and legal protection

Civil liability for potential damages to neighbours and third parties as a result of an accident in your home or your private life, both for the policyholder and family members living at the property.
Water damage

Burst pipes, leaks, pipe blockages, dampness, etc.
Handyman service

Professional help for a wide range of household jobs: installation, maintenance and home improvement work.
24-hour Home assistance

To help with any breakdown, installation, or home improvement.
Breakage of glass

Glass in windows, doors, mirrors, toilets, ceramic hobs, marble, etc.
Damage due to frost

Due to the burst of pipes, water meters and water valves, damage to roofs, etc.
Forced removal

Financial assistance for cases where, due to an accident covered by the policy, you have to move until the problem in your home is fixed.
Cosmetic damage to the property

Aesthetic restoration of the building and contents.
Accidental damage

In insured furniture and objects

DKV Hogar Complet

The best response to the most common risks and unforeseen events in your home.

Take it out from €13.50/month

We'll call you FREE OF CHARGE

Damages in the home

Damage to property caused by fire, breakages, lightning strikes, electrical issues, explosions, food in the refrigerator, etc.
Theft

Compensation for domestic theft, robbery or burglary
Civil liability and legal protection

Civil liability for potential damages to neighbours and third parties as a result of an accident in your home or your private life, both for the policyholder and family members living at the property.
Water damage

Burst pipes, leaks, pipe blockages, dampness, etc.
Handyman service

Professional help for a wide range of household jobs: installation, maintenance and home improvement work.
24-hour Home assistance

To help with any breakdown, installation, or home improvement.
Breakage of glass

Glass in windows, doors, mirrors, toilets, ceramic hobs, marble, etc.
Damage due to frost

Due to the burst of pipes, water meters and water valves, damage to roofs, etc.
Forced removal

Financial assistance for cases where, due to an accident covered by the policy, you have to move until the problem in your home is fixed.
Cosmetic damage to the property

Aesthetic restoration of the building and contents.
Accidental damage

In insured furniture and objects

DKV Hogar Plus

Latest generation home insurance with the most extensive guarantees.

Take it out from €15.70/month

We'll call you FREE OF CHARGE

Damages in the home

Damage to property caused by fire, breakages, lightning strikes, electrical issues, explosions, food in the refrigerator, etc.
Theft

Compensation for domestic theft, robbery or burglary
Civil liability and legal protection

Civil liability for potential damages to neighbours and third parties as a result of an accident in your home or your private life, both for the policyholder and family members living at the property.
Water damage

Burst pipes, leaks, pipe blockages, dampness, etc.
Handyman service

Professional help for a wide range of household jobs: installation, maintenance and home improvement work.
24-hour Home assistance

To help with any breakdown, installation, or home improvement.
Breakage of glass

Glass in windows, doors, mirrors, toilets, ceramic hobs, marble, etc.
Damage due to frost

Due to the burst of pipes, water meters and water valves, damage to roofs, etc.
Forced removal

Financial assistance for cases where, due to an accident covered by the policy, you have to move until the problem in your home is fixed.
Cosmetic damage to the property

Aesthetic restoration of the building and contents.
Accidental damage

In insured furniture and objects

Information about DKV Hogar insurance

Download the documentation

Terms and conditions of the contract

Information about the DKV Hogar Basic modality

Information about the DKV Hogar Complet modality

Information about the DKV Hogar Plus modality

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