DKV Home Insurance
DKV Hogar is the home insurance that not only has the best cover, but also allows you to look after your surrounding and your family's health.
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Different modalities with the cover and services you need
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24-hour home assistance
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Handyman and household appliance repair service
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From €8/month
All the advantages of your home insurance
Benefits of the DKV Hogar home insurance
10% no-claims bonus
Free IT assistance service, handyman and household appliance repair services.
We take care of your home's and family's health
A safe home with an SMS alert service for severe weather events.
All the details about DKV Hogar
What does the DKV home insurance cover?
Cover and services
DKV Hogar is the home insurance that not only has the best cover, but also allows you to look after your surroundings, your family's health and the planet.
We offer a wide range of solutions and safeguards to protect your home. Depending on the level of cover you need. Choose from the Plus, Complet, Basic and Incendios modalities.
Cover included in the home insurance
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Material damage
Caused to the building and/or content due to inclement weather, vandalism, floods, fires, leaks, breakage, etc.
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Extension of guarantees
We guarantee up to 100% of the insured amount for building or content against direct material damage to the insured property as a result of the aforementioned risks.
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Water damage
Caused by breakage or clogging of fixed water distribution pipes, floods from shut-off valves, overflowing from fixed refrigeration devices, water leaks and excessive water consumption.
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Breakages
Replacement and transportation and installation costs for windows, glass and mirrors, bathroom fittings, marble, granite and the glass top of kitchen hobs.
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Civil liability
Compensation for material damage and/or bodily harm involuntarily caused to third parties.
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Cover for theft
Provided that the building and the contents are insured, theft of furniture and belongings and damage caused to locks, doors, windows, floors, etc. will be covered.
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Extension of coverage
Garden damage, aesthetic restoration of the building and contents, breakage of electronic devices' screens, etc.
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Legal protection
Protection in the private life of the insured person and their family: third-party liability, utilities contracts, legal and criminal defence, legal proceedings in the event of illegal occupation of property and extrajudicial advice.
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Medical phone lines
Free medical advice through medical helplines: 24h DKV helpline, paediatric (SJD Hospital), childhood obesity, pregnancy, sports, nutrition, tropical and psycho-emotional.
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Health services at reduced rates
DKV Club Salud y Bienestar enjoy access to a catalogue featuring services such as assisted reproduction, myopia and presbyopia surgery and online parapharmacy, among others, at a reduced price.
Optional services
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First-loss damage to the building
First-loss damage to the building to complement the Residents' Association insurance.
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Vehicles in garages
Direct material damage to vehicles as a result of fire, explosion and/or lightning strike while they are parked inside the private garage of the insured property.
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Extension of Civil Liability
Possibility of increasing the capital insured for Civil Liability.
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Second home
If you would like to insure your second home, you will obtain a discount if your habitual home is already insured with us.
Insurance modalities
We adapt to what you really need:
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Plus Modality: Advanced insurance with the broadest cover, such as breakage of screens of technological devices, and cover limits.
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Complet Modality: The best response to the most common risks and unforeseen events.
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Basic Modality: Insure only the essential risks at the best price.
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Fire Protection Modality: Only cover the requirements of the Mortgage Act.
Differential advantages
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With DKV Hogar, not only will you enjoy the best cover, but also look after your surrounding and your family's health.
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Wide Civil Liability and Legal defence cover:
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Are you one of those people who doesn't know where to start when it comes to putting up curtains? We have the Handyman Service just for you! It's free, offering you professional help for a wide variety of household jobs.
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IT Assistance: Do you need help with the technological advances? An expert will help you.
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Repair service for household appliances without warranty and not older than 7 years old, with the call-out and labour costs covered.
Information and terms and conditions of DKV home insurance
Download the documentation for DKV Hogar
Healthy homes, sustainable buildings
The characteristics of our home (temperature, human conditions, lighting and other physical factors, chemical substances, biological factors, comfort, ergonomics, etc.) can determine our health powerfully. Therefore, we must learn to make them healthier.
Any insurance policy must start with a commitment
Your home's health
We protect your health inside and outside your home: cover for damage to property, civil liability and legal protection.
Our insured customers' health is the most important thing. That's why we offer you medical helplines with specialists, second medical opinion and health and wellness services at very competitive prices.
We reward avoiding accidents with up to a 20% no-claims bonus on future payments.
Take care of and protect the health of your loved ones
Complementary insurance that may interest you
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DKV Protección familiar
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Life insurance
DKV Vida
A flexible life insurance that guarantees the economic stability and protection of your loved ones, ensuring a sufficient amount of money to protect your family if you are no longer there.
Conditions of price from*
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*Price from DKV EcoHogar. Calculation for a flat, main residence, with content amounting to €20,000 and without building. Complet Modality.
Premium from €96/year valid during 2023
We want to improve what surrounds us! With our four causes.
Are you one of us?
Actions that fight against reducing overweight figures in children.
We are a Zero CO2 emissions company. Our planet needs us, and we work towards protecting and recovering it.
We no longer want to be mothers, but MalasMadres, which is why we are launching #TimeToTakeCareOfYourself
At the DKV Integralia Foundation, we work towards the social and professional integration of all people.