Does my home insurance cover my house's solar panels?

If you are wondering: does my home insurance cover solar panels? The answer with DKV Hogar is yes. Solar panels and their installations are covered by your home insurance, as long as they are properly declared and valued in the policy.

Below are some important aspects to take into account: 

• Cover of the building: the capital of the building must be insured in order for the solar panels and their installations to be covered by your insurance.

   

• Construction value: Toavoid underinsurance, the value of the solar panels must be added to the value of the building's construction and thus define the sum of the capital of the building.

Remember to check your policy and make sure your solar panels are declared and valued correctly. This way, in the event of a claim, you'll have adequate protection against damage, theft, fire, or other covered risks.

If you haven't taken out home insurance yet, we invite you to take a look at our DKV home insurance, which offers you complete protection for your home, including your solar panels and other fixed installations.