Retirement of MUFACE civil servants

These regulations apply to people who became civil servants after 1 January 2011 under the General Social Security System.


In this article, we will explore the applicable legislation, the different types of retirement depending on the reason, the general rules of retirement for ex-civil servants, and some frequently asked questions. This is one of the social benefits that together with the healthcare benefits and health insurance for civil servants is included in the scope of the MUFACE healthcare system.

  • Applicable regulations

  • Who has the right?

  • Waiting period

  • Calculation

  • FAQs


Applicable regulations

For retirement pensions, the Special Social Security Regime for Civil Servants (Ex-Civil Servants) has all but been phased out. In fact, the professional civil servants of the State Administration who were incorporated after 1 January 2011 are assigned to the General Social Security System, in accordance with the provisions of Article 2.2 of Royal Legislative Decree 4/2000, of 23 June, approving the revised text of the Law on the Social Security of State Civil Servants.

According to the aforementioned Article 2, the Special Social Security Regime for Civil Servants features two mechanisms of complementary cover:


  1. The Administrative Mutualism Regime managed by the General Spanish Civil Service Mutual Insurance Company (MUFACE)

  2. The Ex-Civil Servants Regime, governed by the General Directorate of Personnel and State Pension Costs, which is responsible for recognising pension rights and the granting of benefits to ex-civil servants (retirement, widowers, orphans, and in favour of family members). From 1 January 2011, anyone who obtains the status of State Civil Servant is mandatorily included in the General Social Security System, for the exclusive purpose of their pension rights.


Here, we will examine the scheme for ex-civil servants (as in Social Security, it will only apply to civil servants incorporated after 1 January 2011) in accordance with the document "General rules for the retirement of ex-civil servants“, created by the State Administration of the Workers' Commission in March 2018.


Who has the right to retire?

A pension is triggered by the retirement of civil servants, which can occur for various reasons:


  • Compulsory retirement due to age:

    • The legal compulsory retirement age is set at 65 years, with the following exception: Civil servants of the General State Administration who choose to extend their time in active service to the maximum age of 70 years.

  • Voluntary retirement:

    • Government officials included in the Ex-Civil Servants Regime can retire voluntarily when they turn 60 years old, provided that have contributed 30 years of service to the State

  • Retirement due to permanent disability:

    • This is declared by law or at the request of the party when the interested party is affected by an injury or pathological, somatic, or psychological process, which is stabilised and irreversible, or of remote or uncertain reversibility, and which makes it completely impossible to carry out the functions of their Body, Category or Position, in accordance with Article 28.3 c of the Revised Text of the Law of Ex-Civil Servants.


Waiting period for the retirement of ex-civil servants

To be eligible to receive the standard retirement pension, you must have completed a minimum of 15 years of effective services to the State.

Calculating your retirement pension

The amount of the standard pension is determined by applying a percentage set according to the total number of complete years of effective service contributed to the State to the applicable base, according to the body or category of the civil servant.


The applicable bases (used to calculate the pensions of ex-civil servants) are set annually in the General State Budgets Act for each group and subgroup which include the different bodies, categories and positions of civil servants.

For 2018, these are as follows:

  • Group A1 - 40,561.32

  • Group A2 - 31,922.78

  • Group B - 27,953.57

  • Group C1 - 24,517.24

  • Group C2 - 19.397.20

  • Group And - 16,537.66


Frequently asked questions about the Retirement of MUFACE civil servants

  1. I retired voluntarily Can I request the MUFACE Retirement Benefit?

No. To be eligible to receive this benefit, a mutual society member must have been forced to retire either due to age or permanent incapacity for work.

  1. I am going to retire and I would like to know how much pension I will receive

To find out this information, you will have to consult the General Directorate of Personnel and State Pension Costs of the Ministry of Finance and the Economy, as MUFACE is not responsible for this issue.

  1. I am about to reach the age of compulsory retirement, however, I have asked for an extension. When I eventually retire, will I be able to request the MUFACE retirement benefit?

If the legislation of the civil service that applies to you allows you to retire after the established retirement age, you may ask for the Retirement Benefit, which will be identified based on the effective retirement date and a decision will be issued by the Retirement Body.

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