Seguros de salud sin hospitalización
Los seguros de salud sin hospitalización de DKV te ofrecen una asistencia médica de calidad, por un precio reducido
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Asistencia primaria, especialistas y pruebas diagnósticas.
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Sin hospitalización, sin cirugía, pero con la calidad de siempre.


Por qué elegir un seguro médico sin hospitalización?
Más de 51,000 especialistas y 1,000 centros médicos privados.
More than 50 dental treatments at no additional cost.
Medical chat and video consultation with specialists wherever you are, offering you the best assistance.
Podrás pedir autorizaciones, citas médicas y acceder a tus informes médicos a través de la app.
Qué seguro DKV se adapta mejor a tus necesidades?
Compara las coberturas de nuestros seguros de salud sin hospitalización
hasta 25% de Dto.
DKV Profesional
Made-to-measure health insurance. Take out the cover you need and personalise your insurance.
With or without co-payment
Take it out from €22/month
€17/month
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Extensive medical directory
More than 51,000 specialists and 1,000 medical centres in Spain.
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Primary care
General medicine, nursing, paediatrics, basic clinical analyses, emergencies and ambulances.
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Medical specialities
Cardiology, neurology, dermatology, ophthalmology, traumatology, gynaecology, oncology, endocrinology, psychiatry, etc.
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Diagnostic tests
Clinical analyses, X-rays, ultrasounds, magnetic resonances, CT scans, mammograms, endoscopies, etc.
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Surgery and hospitalisation
Hospital care for medical or surgical treatment.
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Video consultations and chat
Unlimited video consultations with specialists, 24h medical chat, electronic prescription, health folder, health coach and digital midwife.
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Dental policy included
50 free services and the rest with large discounts.
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Psychology
20 sessions/year and 40 sessions for people under 24 years old for eating disorders, school bullying, cyberbullying, work-related stress, and gender-based or domestic violence.
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Podiatry, physiotherapy and rehabilitation
No limit on sessions.
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Worldwide medical assistance when travelling
Up to €30,000 for journeys of up to 180 days, in the event of an emergency.
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My personal doctor and paediatrician
Your guide and adviser, with whom to arrange health consultations via video call and chat and who will refer you to specialists when you need it.
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Health assistant
An adviser for processing authorisations and medical appointments.
The best-selling policy
hasta 25% de Dto.
DKV Personal Doctor
Insurance with a personal medical service and a health assistant to manage all your procedures.
With or without co-payment
Take it out from €22/month
€17/month
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Extensive medical directory
Medical directory ALWAYS guided by your Personal Doctor, who will refer you to any of the 51,000 specialists and 1,000 medical centres in Spain.
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Primary care
General medicine, nursing, paediatrics, basic clinical analyses, emergencies and ambulances.
-
Medical specialities
Cardiology, neurology, dermatology, ophthalmology, traumatology, gynaecology, oncology, endocrinology, psychiatry, etc.
-
Diagnostic tests
Clinical analyses, X-rays, ultrasounds, magnetic resonances, CT scans, mammograms, endoscopies, etc.
-
Surgery and hospitalisation
Hospital care for medical or surgical treatment.
-
Video consultations and chat
Unlimited video consultations with specialists, 24h medical chat, electronic prescription and health folder.
-
Dental policy included
50 free treatments and the rest with major discounts.
-
Psychology
20 sessions/year and 40 sessions for people under 24 years old for eating disorders, school bullying, cyberbullying, work-related stress, and gender-based or domestic violence.
-
Podiatry, physiotherapy and rehabilitation
No limit on sessions.
-
Worldwide medical assistance when travelling
Up to €30,000 for journeys of up to 180 days, in the event of an emergency.
-
My Personal doctor and paediatrician
Your guide and adviser, with whom to arrange health consultations via video call and chat and who will refer you to specialists when you need it.
-
Health assistant
An adviser for processing authorisations and medical appointments.
Are you looking for another type of insurance?
We have designed insurance to cover your and your family's needs according to your finances, lifestyle and use you are going to give the health insurance

Medical directory insurance policies
Si buscas un seguro completo, con acceso a cuadro médico, pruebas diagnósticas y cirugía y hospitalización.
Preguntas frecuentes sobre los seguros médicos sin hospitalización
Resolvemos las dudas más frecuentes sobre los seguros médicos sin hospitalización
Qué es un seguro de salud sin hospitalización en DKV?
Con este tipo de seguro, tendrás acceso a consultas médicas, especialistas, pruebas diagnósticas y urgencias 24 horas, sin pagar por servicios de hospitalización que quizás no necesites (este tipo de seguro no incluye la cobertura de hospitalización, tampoco las cirugías).
Ideal si buscas atención médica completa en tu día a día, con la tranquilidad de estar cubierto cuando más lo necesitas… y al mejor precio.
Este tipo de seguro es suficiente para mí?
Si no tienes enfermedades que requieran cirugía o ingreso, y buscas atención médica rápida y eficaz, es una opción ideal, especialmente por su precio ajustado.
Puedo añadir cobertura de hospitalización más adelante?
Sí, puedes cambiar de seguro más adelante, según tus necesidades de salud.
En DKV tenemos una amplia variedad de seguros de salud, incluyendo opciones con cobertura de hospitalización, para que siempre cuentes con la protección que mejor se adapta a ti.
Tengo acceso a urgencias?
Sí, las urgencias están incluidas. No se incluyen ingresos hospitalarios ni urgencias con ingreso.