Health insurance for the elderly
We are at your side in every moment of your life regardless of your age. Enjoy all the benefits of having health insurance at any age
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We have cover and preventive plans according to your needs: chiropody, physiotherapy and rehabilitation...
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With the most innovative means and the latest technology
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Unlimited queries to specialists: ophthalmologist, cardiologist, rheumatologist, digestive system, geriatrics, gynaecologist, etc.
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Private room without limit of days in the event of hospitalisation.
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Worldwide travel assistance abroad
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We have the highest age limit for taking out insurance on the market, up to 75!
Possibility of taking out your health insurance policy with up to 75 years of age. We are the company with the highest age limit for taking out insurance
With more than 51,000 professionals, you can go from day one to consultations for ophthalmology, urology, gynaecology, cardiology, geriatrics, rheumatology, traumatology, etc.
Commitment to not cancel the policy after the third year, whatever happens.
Your doctor 24 hours available for consultation on health symptoms. In addition to the possibility of scheduling a virtual consultation by video call.
A comprehensive insurance policy for whoever is looking for peace of mind
Health insurance for older adults
Enjoy health insurance that offers you the best cover to take care of your health, with immediate access to all specialities, preventive plans and no limit for hospitalisation and surgery.
Dental insurance for older adults
It includes a dental insurance with no exclusions or age limits, with preventive treatments and discounts on implantology.
Death insurance for older adults
Family assistance with legal advice and management services so that neither you nor your family have to worry about anything.
Calculate and take out your insurance
Call us with no strings attached at 974 887 003
Satisfied customers over 55 years old.
The most prestigious private hospitals in the country
Authorisations managed swiftly through the customer area or app.
Health consultations attended over the phone in one year
Why take out a health insurance after 50 years of age?
The average waiting time in the Spanish Social Security for a consultation with a specialist is X days. Request an appointment directly without going to the GP.
Medical directory with more than 51,000 professionals and 1,000 health centres to visit, such as the clinics Teknon, Quirón, Ruber, CUN*, etc., without having to pay more for them.
Private room in the event of hospitalisation with a bed for your companion.
Chiropody, physiotherapy, rehabilitation with no limit of sessions and dental cover with more than 47 treatments included.
Exclusive discounts in services for the older adults: retirement homes, day centres, physiotherapy, progressive lenses, cognitive stimulation therapies, remote care, orthopaedics and hearing aids.
Yearly medical check-up, pain unit, geriatric unit, prostate and colon cancer prevention plan.
Compare the cover of our health insurance policies
Which health insurance covers your needs?
DKV Integral Classic Our medical directory insurance with direct access to more than 51,000 specialists, without waiting lists and lowest copayments. |
DKV Integral Élite Our most popular medical directory insurance. Direct access with no copayment to more than 51,000 specialists with no waiting lists |
DKV Mundisalud Classic 80% reimbursement of medical fees in Spain and 90% abroad, with a limit of €237,000. |
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Primary care |
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Medical assistance in the centre and at home, paediatrics, nursing service and ambulance service for emergencies. |
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All the medical specialities: ophthalmology, urology, gynaecology, cardiology, geriatrics, rheumatology, traumatology… |
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Surgery and hospitalisation |
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Hospital care for medical or surgical treatment. |
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Second medical opinion for serious illness |
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Second medical opinion for serious illness |
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Podiatry, physiotherapy and rehabilitation |
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No limit on sessions. |
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Dental policy included |
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Consultations, extractions, stomatological treatment, fluoridations, dental cleans and dental x-rays associated with these treatments. Sealants and fillings for children under 14 years. Rest of services with discount. |
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Medical care in accidents |
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If you have any kind of occupational or traffic accident, don't worry, we will help you. |
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Prostheses without limits |
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Health services added to the DKV Club Salud y Bienestar |
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Orthopaedics, optics, hearing aids and day centres |
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Maximum age to take out the insurance |
75 years of age | 75 years of age | 75 years of age |
Free choice of doctors and centres with reimbursement of expenses |
no | no | |
Reimbursement of pharmacy expenses |
no | no | |
50% up to 100 euros/year |
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Cataract surgery lenses |
no | no | |
Contribution for medical treatment |
With low copayment | Without copayment | Without copayment |
The amount you have to pay when you use certain services. |
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The importance of doing exercise
Physical exercise is essential at any age, but as we get older, keeping active will avoid having weak bones and muscles. This guide has information on the benefits of sports and how it affects your health, and it includes a list of exercises to do at home, as well as a weekly routine, to keep fit.
Frequently asked questions about insurance for older adults
Up to which age can I take out my health insurance?
As a general rule, our insurance policies, in the individual modality, have a limit of 75 years of age. Except DKV Famedic Plus and Profesional, where there is no maximum age limit for taking out insurance, since their cover is limited to consultations in 8 specific specialities and they do not include diagnostic tests, surgery or hospitalisation.
If I come from another insurance company, is the age limit maintained?
Yes, the age limit for health insurance is 75.
Can I go to a specialist in another province other than my place of residence?
Of course. The DKV medical directory has more than 51,000 specialists across Spain. If you are in another municipality for personal, leisure or work reasons, find the centre and doctor nearest to you and ask for an appointment.
Do I have dental cover?
Is there an emergency helpline?
You enjoy a 24h medical helpline, in addition to another 8 specialised medical helplines and medical assistance abroad.
How can I sign up for the preventive plans?
Can I take out health insurance if I have an illness?
How can I change to DKV from another insurance company?
We want to improve what surrounds us! With our four causes.
Are you one of us?
Actions that fight against reducing overweight figures in children.
We have obtained the Zero CO2 seal from ECODES. Our planet needs us, and we work towards protecting and recovering it.
We no longer want to be mothers, but MalasMadres, which is why we are launching #TimeToTakeCareOfYourself
At the DKV Integralia Foundation, we work towards the social and professional integration of all people.