Health insurance for the elderly
We are at your side in every moment of your life regardless of your age.
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We have cover and preventive plans according to your needs: chiropody, physiotherapy and rehabilitation...
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Private room without limit of days in the event of hospitalisation.
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We have the highest age limit for taking out insurance on the market, up to 75!
Go to consultations with over 51,000 professionals from day one.
Possibility of taking out your health insurance policy with up to 75 years of age.
Your doctor 24 hours available for consultation on health symptoms, via chat or video call.
Commitment to not cancel the policy after the third year of taking it out.
What medical insurance includes the cover and services I need?
Compare the cover of our health insurance policies without copayment
PRICE 8 FAMILY MEMBERS
DKV Famedic Plus
The most affordable health insurance. Hasta 8 miembros de tu familia por el mismo precio.
WITHOUT COPAYMENT
take it out for €25.5/month
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Medical team
Unlimited access in Plus medical centres.
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Primary care
Medical assistance in the centre and at home, paediatrics, nursing service and ambulance service for emergencies.
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7 medical specialities
General practice, nursing, paediatrics, gynaecology (with cytology and ultrasound), ophthalmology, dermatology and traumatology.
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Dental policy included
47 free treatments and the rest with major discounts.
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Video consultation and chat
Unlimited video consultations with the 7 specialities covered, 24h medical chat, electronic prescription and health folder.
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Psychology
20 sessions/year and 40 for eating disorders, bullying at school, cyber-bullying, occupational stress and gender-based or domestic violence.
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Podiatry, physiotherapy and rehabilitation
No limit on sessions.
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Worldwide emergency travel assistance
Worldwide emergency travel assistance. Maximum 180 days/trip, €20,000 cover
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Surgery and hospitalisation
Hospital care for medical or surgical treatment.
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My 'Personal doctor' and paediatrician
Your guide and adviser, with whom to arrange health consultations via chat and video call and who will refer you to medical specialists when you need it.
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Health assistant
Personal adviser for processing authorisations and in-person medical appointments.
UP TO 33% Disc.
DKV Profesional
Made-to-measure health insurance. Podrás contratar las coberturas que necesites.
WITHOUT COPAYMENT
take it out from €8/month
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Medical team
More than 51,000 specialists and 1,000 medical centres across Spain
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Primary care
Medical assistance in the centre and at home, paediatrics, nursing service and ambulance service for emergencies.
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All specialities
Only if you take out the specialists module.
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Surgery and hospitalisation
ONLY if you take out the hospitalisation module
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Dental policy included
50 free treatments and the rest with major discounts.
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Video consultation and chat
Unlimited video consultations with specialists, 24h medical chat, electronic prescription, health folder, health coach and digital midwife.
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Psychology
Only if you take out the specialists module.
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Podiatry, physiotherapy and rehabilitation
Only with the specialists module.
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Worldwide emergency travel assistance
Worldwide emergency travel assistance. Maximum 180 days/trip, €20,000 cover.
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My 'Personal doctor' and paediatrician
Your guide and adviser, with whom to arrange health consultations via chat and video call and who will refer you to medical specialists when you need it.
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Health assistant
Personal adviser for processing authorisations and in-person medical appointments.
30% disc.
Premium Elite Personal Doctor
Insurance with a personal medical service and a health assistant to manage all your procedures.
WITHOUT COPAYMENT
take it out from €33/month
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Medical team
Medical directory ALWAYS guided by your Personal Doctor, who will refer you to specialists. 51,000 specialists and 1,000 medical centres available.
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Primary care
Medical assistance in the centre and at home, paediatrics, nursing service and ambulance service for emergencies.
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All specialities
Cardiology, digestive system, traumatology, gynaecology, ophthalmology, chiropody, dermatology, allergies... and all diagnostic tests.
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Surgery and hospitalisation
ONLY if you take out the hospitalisation module
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Dental policy included
50 free treatments and the rest with major discounts.
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Video consultation and chat
Unlimited video consultations with specialists, 24h medical chat, electronic prescription, health folder, health coach and digital midwife.
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Psychology
20 sessions/year and 40 for eating disorders, bullying at school, cyber-bullying, occupational stress and gender-based or domestic violence.
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Podiatry, physiotherapy and rehabilitation
No limit on sessions.
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Worldwide emergency travel assistance
Worldwide emergency travel assistance. Maximum 180 days/trip, €20,000 cover
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My 'Personal doctor' and paediatrician
Your guide and adviser, with whom to arrange health consultations via chat and video call and who will refer you to medical specialists when you need it
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Health assistant
Personal adviser for processing authorisations and in-person medical appointments
Up to 33% Disc.
DKV Integral Elite
The most comprehensive medical directory insurance. Make sure you have the most convenient and fast healthcare.
WITHOUT COPAYMENT
take it out from €36/month
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Medical team
More than 51,000 specialists and 1,000 medical centres across Spain
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Primary care
Medical assistance in the centre and at home, paediatrics, nursing service and ambulance service for emergencies.
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All specialities
Cardiology, digestive system, traumatology, gynaecology, ophthalmology, chiropody, dermatology, allergies... and all diagnostic tests.
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Surgery and hospitalisation
Hospital care for medical or surgical treatment.
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Dental policy included
50 free treatments and the rest with major discounts.
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Video consultation and chat
Unlimited video consultations with specialists, 24h medical chat, electronic prescription, health folder, health coach and digital midwife.
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Psychology
20 sessions/year and 40 for eating disorders, bullying at school, cyber-bullying, occupational stress and gender-based or domestic violence.
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Podiatry, physiotherapy and rehabilitation
No limit on sessions.
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Worldwide emergency travel assistance
Worldwide emergency travel assistance. Maximum 180 days/trip, €20,000 cover
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My 'Personal doctor' and paediatrician
Your guide and adviser, with whom to arrange health consultations via chat and video call and who will refer you to medical specialists when you need it.
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Health assistant
Personal adviser for processing authorisations and in-person medical appointments.
Why take out health insurance if you are over 50?
Speed in medical care
The average waiting time in the Spanish Social Security for a consultation with a specialist is 72 days. Request an appointment directly without going to the GP.
Access to the best hospitals
Medical directory with more than 51,000 professionals and 1,000 health centres to visit, such as the clinics Teknon, Quirón, Ruber, CUN*, etc., without having to pay more for them.
Comfort and privacy during hospitalisation
Private room in the event of hospitalisation with a bed for your companion.
Exclusive cover
Chiropody, physiotherapy, rehabilitation with no limit of sessions and dental cover with more than 47 treatments included.
Prevention plans
Yearly medical check-up, pain unit, geriatric unit, prostate and colon cancer prevention plan.
See additional health services
Exclusive discounts in services for the older adults: retirement homes, day centres, physiotherapy, progressive lenses, cognitive stimulation therapies, remote care, orthopaedics and hearing aids.
Other insurance you might be interested in
Insurance for young people
You will have access to all specialists from day one, medical consultations from your mobile phone and travel assistance abroad.
Insurance for pregnant women
Gynaecology and obstetrics check-ups, diagnostic tests, private room for childbirth, digital midwife and pelvic floor rehabilitation.
Insurance for families
Unlimited consultations with specialists, dental cover, discounts when all your family takes it out, 24-hour doctor, emergencies and much more.
Frequently asked questions about insurance for older adults
Up to which age can I take out my health insurance?
As a general rule, our insurance policies, in the individual modality, have a limit of 75 years of age. Except DKV Famedic Plus and Profesional, where there is no maximum age limit for taking out insurance, since their cover is limited to consultations in 8 specific specialities and they do not include diagnostic tests, surgery or hospitalisation.
If I come from another insurance company, is the age limit maintained?
Yes, the age limit for health insurance is 75.
Can I go to a specialist in another province other than my place of residence?
Of course. The DKV medical directory has more than 51,000 specialists across Spain. If you are in another municipality for personal, leisure or work reasons, find the centre and doctor nearest to you and ask for an appointment.
Do I have dental cover?
Is there an emergency helpline?
You enjoy a 24h medical helpline, in addition to another 8 specialised medical helplines and medical assistance abroad.
How can I sign up for the preventive plans?
Can I take out health insurance if I have an illness?
How can I change to DKV from another insurance company?
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Actions that fight against reducing overweight figures in children.
We have obtained the Zero CO2 seal from ECODES. Our planet needs us, and we work towards protecting and recovering it.
We no longer want to be mothers, but MalasMadres, which is why we are launching #TimeToTakeCareOfYourself
At the DKV Integralia Foundation, we work towards the social and professional integration of all people.