DKV Renta work leave insurance
When on sick leave, you can fall back on your income protection insurance
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Daily compensation for temporary disability.
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Receive your money in the days following receipt of your discharge certificate.
From €3/month
All the advantages of your work leave insurance
Why choose DKV Renta
A health problem or an accident will no longer involve losing money in your business.
Cover any illness and/or accident that occurs either at work or in your personal life.
Option to choose the daily provision that you want to receive while on medical leave.
We guarantee the prompt payment of compensations, and advance payment is available.
What does DKV Renta work leave insurance include?
All the details about the DKV Renta work leave insurance
Cover and services
If you fall ill or have an accident, may your only concern be getting well again.
As a self-employed worker, we know that your expenses don't take into account illnesses or accidents. For this reason, the work leave insurance will provide you with extra money, depending on your illness and/or accident, to ensure that you can cover all your usual expenses and maintain your standard of living.
Included cover
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Daily compensation for temporary disability and/or accident
Being ill or suffering an accident will no longer involve losing money; you will be able to continue your lifestyle, as you will have the capacity to meet your business' expenses.
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Childbirth compensation
If your medical leave is due to childbirth or you are in process of adoption, you will receive up to 20 times the compensation taken out in your income insurance.
Services included
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Telephone medical advice
If you are worried about a symptom, call us and an agent on one of our helplines will be happy to attend to you: 24-hour general medicine, pregnancy, women's' health, nutrition and psycho-emotional health.
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Second medical opinion
Have the peace of mind of receiving the best possible treatment with a second medical opinion in the event of a serious illness.
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Health services complementary to the insurance
You will have access to a catalogue of health and well-being services at lower-than-market prices through DKV Club Salud y Bienestar.
Optional cover
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Daily compensation for time spent in hospital
For every day that you are hospitalised, you will receive a compensation as of the first 24 hours up to 365 days later.
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Surgical procedure
Receive a compensation based on the type of intervention.
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Total permanent disability
If an accident or illness covered by the policy leads to total permanent disability, we guarantee the payment of the contracted capital.
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Medical assistance in the event of an accident
You will be covered for all the medical expenses you may need due to an accident using the authorised DKV network.
Waiting periods
All provisions can be used from day one, except for:
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Illness, hospitalisation and surgery: 2 months
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Total permanent disability: 3 months
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Pregnancy, abortion, childbirth and puerperium: 8 months
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When the leave is due to an accident, no waiting period will apply.
Compensation modality
We adapt the insurance to you, so you can choose the daily amount you want to receive for the days you need to fully recover.
In addition, you can choose what day you want to start receiving the money.
Terms and conditions of the contract
Any insurance policy must start with a commitment
It can be taken out by people between 16 and 64 years of age.
Except for Total Permanent Disability cover, which ends at the age of 65.
The insurance is renewed automatically every year. We will inform you in advance on the new developments in your policy.
Download the documentation
Information about the DKV Renta insurance
Other insurance you might be interested in
Medical insurance for self-employed workers
DKV Profesional
Combine all the cover you need for health, income, accidents or death, in a single insurance. And if you are self-employed, you will receive a 5% discount.
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DKV Famedic Profesional
An insurance that takes care of your and your family's health without neglecting your business. With a family price in which you can include up to 8 members at the same rate.
Work leave insurance
DKV Renta Baremado
Work leave insurance for self-employed workers with a compensation as soon as you are on work leave, according to a scale.