Health insurance, DKV Profesional
The health insurance for self-employed workers that combines all the cover you need in one insurance policy.
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Module A: primary care, paediatrics, nursing services and emergencies
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Module B: specialists and diagnostic tests
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Module C: hospitalisation and surgery
In addition, all the cover you need for Health, Income, Death and Accidents, in a single bill.
Take it out now with up to a 33% discount
And discounts for the next 6 years
+51,000 medical professionals at your disposal and 7 of the 10 best hospitals in the country.
Several treatments at no additional cost and others with major discounts.
Combine the modules to tailor the insurance to you.
5% discount on your insurance if you are self-employed.
Request information and take out insurance now
You will be contacted by an expert to provide you with information on our insurance policies.
All the details about DKV Profesional
Create your module-based health insurance with the cover you need and only pay for what you use
Cover and services
You will be able to customise your insurance according to your needs.
DKV Profesional provides you access to the best private medicine by paying what you want in your health insurance policy: primary care, specialists or hospitalisation. You can also take out other insurance policies (sick leave, accidents or death) and pay them in a single bill.
Modules available to combine them in any way you like
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Module A: Primary care
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General medicine at a clinic and at home
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Paediatrics and childcare
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Basic clinical analyses
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Ambulances, medical and paediatric emergencies
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Module B: Specialists
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All specialities included
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Treatments at a clinic and diagnostic tests.
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Psychology: 20 sessions per year and 40 for eating disorders, bullying at school, occupational stress and gender-based or domestic violence.
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Chiropody, physiotherapy and rehabilitation with no limit of sessions or waiting periods.
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Nutritionist: up to 20 sessions per year for the treatment and management of obesity.
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3D Mammogram 3D/4D Ultrasound during pregnancy.
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Preventive health programmes (cancer, cardiovascular, diabetes, pregnancy, child health, etc.)
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Module C: Hospitalisation and surgery
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Hospitalisation with no limit to the number of days (except for psychiatric treatment, max. 60 days/year)
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Extensive transplant coverage.
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Daily compensation for hospitalisation when costs are not borne by DKV (€80/day, maximum €2,400)
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Services included regardless of the module you take out
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Worldwide travel assistance
You will have up to 20,000 euros for emergency medical assistance on journeys of up to 180 days. One of the highest limits on the market.
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Dental coverage
More than 50 free services and the rest with large discounts.
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Video consultation and chat with a doctor
You will be able to contact a doctor via chat, call or video call, as well as chat with your health coach to improve your lifestyle and with a midwife if you are pregnant or just gave birth to a baby.
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Medical phone lines
24-hour general medicine, pregnancy, women's health, nutrition and psychoemotional health.
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Second medical opinion
If you want to compare the diagnosis of a serious illness and need a second opinion, look no further.
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Health services complementary to the insurance
You will have access to a catalogue of health and well-being services at lower-than-market prices through DKV Club Salud y Bienestar.
Other insurance policies
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Income insurance
You will receive a daily payment for medical discharge due to an illness and/or an accident, whether suffered during your private or professional life. Option to choose the daily amount that you want to receive while on medical discharge.
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Funeral insurance
Capital to cover funeral expenses, with transfer and repatriation to your city or country of origin, psychological support and legal assistance.
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Accident insurance
Payment of compensation in the case of death or permanent disability.
Waiting periods
With DKV Profesional, you can use all the medical services and cover from day one, except:
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Hospitalisation and surgery (including prostheses): 6 months
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Biomechanical gait analysis: 6 months
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Childbirth (except for premature deliveries): 8 months
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Transplants: 12 months
Copayments and modalities
A copayment is a small amount that you pay when you use a health insurance. It varies according to the type of insurance and the medical speciality.
Choose the type the suits you best, from:
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With high copayment: Complet (€13.50 general medicine consultation and €23 other specialities)
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With low copayment: Classic (€2.30 general medicine consultation and €3.50 other specialities)
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Without copayment: Élite (€0, all included)
What type of insurance combination do you need?
Combine primary care, specialists or hospitalisation as you like. These are just three examples of the multiple combinations.
15% disc.
Primary care
Access the best private medical care while paying only what you are interested in.
WITH OR WITHOUT COPAYMENTS
take it out from €8/month
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Primary care
General medicine, paediatrics, basic clinical analyses, ambulances, medical and paediatric emergencies
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Dental coverage
50 free services and the rest with large discounts.
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Travel assistance
You will have up to 20,000 euros for emergency medical assistance on journeys of up to 180 days. One of the highest limits on the market.
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Video consultations and chat
Contact a specialist via a call, video call or chat; chat with your health coach and a midwife in the event of pregnancy.
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All specialities
Cardiology, digestive system, traumatology, gynaecology, ophthalmology, chiropody, dermatology, allergies...
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Diagnostic tests
Treatments at a clinic and diagnostic tests.
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Podiatry, physiotherapy and rehabilitation
No limit on sessions
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Psychology
20 sessions per year and 40 for eating disorders, bullying at school, occupational stress and gender-based or domestic violence.
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Hospitalisation and surgery
No limit to number of days (except for psychiatric treatment, max. 60 days/year)
20% disc.
Primary care and specialists
Access the best private medical care while paying only what you are interested in.
WITH OR WITHOUT COPAYMENTS
take it out from €17/month
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Primary care
General medicine, paediatrics, basic clinical analyses, ambulances, medical and paediatric emergencies
-
Dental coverage
50 free services and the rest with large discounts.
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Travel assistance
You will have up to 20,000 euros for emergency medical assistance on journeys of up to 180 days. One of the highest limits on the market.
-
Video consultations and chat
Contact a specialist via a call, video call or chat; chat with your health coach and a midwife in the event of pregnancy.
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All specialities
Cardiology, digestive system, traumatology, gynaecology, ophthalmology, chiropody, dermatology, allergies...
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Diagnostic tests
Treatments at a clinic and diagnostic tests.
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Podiatry, physiotherapy and rehabilitation
No limit on sessions
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Psychology
20 sessions per year and 40 for eating disorders, bullying at school, occupational stress and gender-based or domestic violence.
-
Hospitalisation and surgery
No limit to number of days (except for psychiatric treatment, max. 60 days/year)
up to 33% Disc.
Primary care, specialists and surgery
Access the best private medical care while paying only what you are interested in.
WITH OR WITHOUT COPAYMENTS
take it out from €32/month
-
Primary care
General medicine, paediatrics, basic clinical analyses, ambulances, medical and paediatric emergencies
-
Dental coverage
50 free services and the rest with large discounts.
-
Travel assistance
You will have up to 20,000 euros for emergency medical assistance on journeys of up to 180 days. One of the highest limits on the market.
-
Video consultations and chat
Contact a specialist via a call, video call or chat; chat with your health coach and a midwife in the event of pregnancy.
-
All specialities
Cardiology, digestive system, traumatology, gynaecology, ophthalmology, chiropody, dermatology, allergies...
-
Diagnostic tests
Treatments at a clinic and diagnostic tests.
-
Podiatry, physiotherapy and rehabilitation
No limit on sessions
-
Psychology
20 sessions per year and 40 for eating disorders, bullying at school, occupational stress and gender-based or domestic violence.
-
Hospitalisation and surgery
No limit to number of days (except for psychiatric treatment, max. 60 days/year)
You have an additional discount when choosing the payment method
Yearly payment
7% discount
About the final price
Half-yearly payment
4.6% discount
About the final price
Quarterly payment
2.8% discount
About the final price
Any insurance policy must start with a commitment
Terms and conditions of the contract
The highest in the market. Until the age of 75.
If you’re self-employed, you will have an additional 5% discount on health insurance forever.
We will not cancel the contract if you have been with us for three years.
7% discount if you are 4 insured persons, or 12% if you are 5 or more.
Information on the DKV Profesional insurance policy
Download the documentation
Other insurance for self-employed workers you might be interested in
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Family health insurance
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An insurance that takes care of your and your family's health without neglecting your business. With a family price in which you can include up to 8 members at the same rate.
Work leave insurance according to a scale
DKV Renta Baremado
Work leave insurance for self-employed workers with a compensation as soon as you are on work leave, according to a scale.
Work leave insurance
DKV Renta
An insurance that provides compensation during a leave from work and/or hospitalisation to compensate the reduced income from Social Security.
Do you need help?
If you are thinking about taking out an insurance policy and you have questions, we will answer them in the way you choose.
Visit your nearest agent
Call us
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