Health insurance without hospitalisation
DKV's health insurance without hospitalisation offers you quality medical care at a reduced price
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Primary care, specialists and diagnostic tests.
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No hospitalisation, no surgery, but with the same quality as always.
Why choose health insurance without hospitalisation?
Extensive medical directory
More than 51,000 specialists and 1,000 private medical centres.
Dental policy included
More than 50 dental treatments at no additional cost.
24-hour assistance
Medical chat and video consultation with specialists wherever you are, offering you the best assistance.
Online administrative procedures
You can request authorisations and medical appointments and access your medical reports through the app.
Which DKV insurance is best suited to your needs?
Compare the cover of our health insurance policies without hospitalisation
Are you looking for another type of insurance?
We have designed insurance to cover your and your family's needs according to your finances, lifestyle and use you are going to give the health insurance
Insurance without copayments
If you don't want to pay more and want to have a fixed monthly payment, regardless of how you use your insurance, choose an insurance policy without copayments.
Insurance with copayments
If you're not going to use the insurance frequently and want a more economical premium, choose a health insurance with copayments.
Frequently asked questions about health insurance without hospitalisation
We answer the most frequently asked questions about health insurance without hospitalisation
With this type of insurance, you'll have access to medical consultations, specialists, diagnostic tests, and 24-hour emergency care, without paying for hospitalisation services you may not need (this type of insurance does not include hospitalisation cover or surgeries).
Ideal if you're looking for comprehensive medical care in your daily routine, with the peace of mind of being covered when you need it most... and at the best price.
If you don't have any conditions that require surgery or hospitalisation, and you're looking for fast, effective medical care, this is an ideal option, especially because of its affordable price.
Yes, you can change your insurance later, depending on your health needs.
At DKV, we offer a wide variety of health insurance plans, including options with hospitalisation cover, so you always have the protection that best suits you.
Yes, emergency care is included. Hospital admissions and emergency care with admission are not included.
Do you need help?
If you are thinking about taking out an insurance policy and you have questions, we will answer them in the way you choose.