Health insurance without hospitalisation

DKV's health insurance without hospitalisation offers you quality medical care at a reduced price

  • Primary care, specialists and diagnostic tests.

  • No hospitalisation, no surgery, but with the same quality as always.

Why choose health insurance without hospitalisation?

Extensive medical directory

More than 51,000 specialists and 1,000 private medical centres.

Dental policy included

More than 50 dental treatments at no additional cost.

24-hour assistance

Medical chat and video consultation with specialists wherever you are, offering you the best assistance.

Online administrative procedures

You can request authorisations and medical appointments and access your medical reports through the app.

Which DKV insurance is best suited to your needs?

Compare the cover of our health insurance policies without hospitalisation

DKV Profesional
Made-to-measure health insurance. Take out the cover you need and personalise your insurance.

With or without co-payment

Take it out from 23.00 €/mes

€17.00/month

  • Extensive medical directory

    More than 51,000 specialists and 1,000 medical centres in Spain.

  • Primary care

    General medicine, nursing, paediatrics, basic clinical analyses, emergencies and ambulances.

  • Medical specialities

    Cardiology, neurology, dermatology, ophthalmology, traumatology, gynaecology, oncology, endocrinology, psychiatry, etc.

  • Diagnostic tests

    Clinical analyses, X-rays, ultrasounds, magnetic resonances, CT scans, mammograms, endoscopies, etc.

  • Surgery and hospitalisation

    Hospital care for medical or surgical treatment.

  • Video consultations and chat

    Unlimited video consultations with specialists, 24h medical chat, electronic prescription, health folder, health coach and digital midwife.

  • Dental policy included

    50 free treatments and the rest with major discounts.

  • Psychology

    20 sessions/year and 40 sessions for people under 24 years old for eating disorders, school bullying, cyberbullying, work-related stress, and gender-based or domestic violence.

  • Podiatry, physiotherapy and rehabilitation

    No limit on sessions.

  • Worldwide medical assistance when travelling

    Up to €30,000 for journeys of up to 180 days, in the event of an emergency.

  • My personal doctor and paediatrician

    Your guide and adviser, with whom to arrange health consultations via video call and chat and who will refer you to specialists when you need it.

  • Health assistant

    An adviser for processing authorisations and medical appointments.

Are you looking for another type of insurance?

We have designed insurance to cover your and your family's needs according to your finances, lifestyle and use you are going to give the health insurance 

Insurance without copayments

If you don't want to pay more and want to have a fixed monthly payment, regardless of how you use your insurance, choose an insurance policy without copayments.

Insurance with copayments

If you're not going to use the insurance frequently and want a more economical premium, choose a health insurance with copayments.

Economical insurance

If you are looking for health insurance with an economical premium and reduced cover for your day-to-day needs.

Frequently asked questions about health insurance without hospitalisation

We answer the most frequently asked questions about health insurance without hospitalisation

 

With this type of insurance, you'll have access to medical consultations, specialists, diagnostic tests, and 24-hour emergency care, without paying for hospitalisation services you may not need (this type of insurance does not include hospitalisation cover or surgeries).

 

Ideal if you're looking for comprehensive medical care in your daily routine, with the peace of mind of being covered when you need it most... and at the best price.

Do you need help?

If you are thinking about taking out an insurance policy and you have questions, we will answer them in the way you choose.
 

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