Health insurance without hospitalisation
DKV's health insurance without hospitalisation offers you quality medical care at a reduced price
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Primary care, specialists and diagnostic tests.
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No hospitalisation, no surgery, but with the same quality as always.
Why choose health insurance without hospitalisation?
More than 51,000 specialists and 1,000 private medical centres.
More than 50 dental treatments at no additional cost.
Medical chat and video consultation with specialists wherever you are, offering you the best assistance.
You can request authorisations and medical appointments and access your medical reports through the app.
Which DKV insurance is best suited to your needs?
Compare the cover of our health insurance policies without hospitalisation
up to 25% off
DKV Profesional
Made-to-measure health insurance. Take out the cover you need and personalise your insurance.
With or without co-payment
Take it out from €23/month
€17/month
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Extensive medical directory
More than 51,000 specialists and 1,000 medical centres in Spain.
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Primary care
General medicine, nursing, paediatrics, basic clinical analyses, emergencies and ambulances.
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Medical specialities
Cardiology, neurology, dermatology, ophthalmology, traumatology, gynaecology, oncology, endocrinology, psychiatry, etc.
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Diagnostic tests
Clinical analyses, X-rays, ultrasounds, magnetic resonances, CT scans, mammograms, endoscopies, etc.
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Surgery and hospitalisation
Hospital care for medical or surgical treatment.
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Video consultations and chat
Unlimited video consultations with specialists, 24h medical chat, electronic prescription, health folder, health coach and digital midwife.
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Dental policy included
50 free services and the rest with large discounts.
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Psychology
20 sessions/year and 40 sessions for people under 24 years old for eating disorders, school bullying, cyberbullying, work-related stress, and gender-based or domestic violence.
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Podiatry, physiotherapy and rehabilitation
No limit on sessions.
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Worldwide medical assistance when travelling
Up to €30,000 for journeys of up to 180 days, in the event of an emergency.
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My personal doctor and paediatrician
Your guide and adviser, with whom to arrange health consultations via video call and chat and who will refer you to specialists when you need it.
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Health assistant
An adviser for processing authorisations and medical appointments.
The best-selling policy
up to 25% off
DKV Personal Doctor
Insurance with a personal medical service and a health assistant to manage all your procedures.
With or without co-payment
Take it out from 33€/month
€25/month
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Extensive medical directory
Medical directory ALWAYS guided by your Personal Doctor, who will refer you to any of the 51,000 specialists and 1,000 medical centres in Spain.
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Primary care
General medicine, nursing, paediatrics, basic clinical analyses, emergencies and ambulances.
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Medical specialities
Cardiology, neurology, dermatology, ophthalmology, traumatology, gynaecology, oncology, endocrinology, psychiatry, etc.
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Diagnostic tests
Clinical analyses, X-rays, ultrasounds, magnetic resonances, CT scans, mammograms, endoscopies, etc.
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Surgery and hospitalisation
Hospital care for medical or surgical treatment.
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Video consultations and chat
Unlimited video consultations with specialists, 24h medical chat, electronic prescription and health folder.
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Dental policy included
50 free treatments and the rest with major discounts.
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Psychology
20 sessions/year and 40 sessions for people under 24 years old for eating disorders, school bullying, cyberbullying, work-related stress, and gender-based or domestic violence.
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Podiatry, physiotherapy and rehabilitation
No limit on sessions.
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Worldwide medical assistance when travelling
Up to €30,000 for journeys of up to 180 days, in the event of an emergency.
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My Personal doctor and paediatrician
Your guide and adviser, with whom to arrange health consultations via video call and chat and who will refer you to specialists when you need it.
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Health assistant
An adviser for processing authorisations and medical appointments.
Are you looking for another type of insurance?
We have designed insurance to cover your and your family's needs according to your finances, lifestyle and use you are going to give the health insurance
Medical directory insurance policies
If you're looking for comprehensive insurance, with access to a medical directory, diagnostic tests, surgery and hospitalisation.
Economical insurance
If you are looking for insurance with an economical premium and reduced cover.
Funeral insurance
If you are looking for death insurance that accompanies your family with psychological support and repatriation to your city/town and/or country of origin.
Frequently asked questions about health insurance without hospitalisation
We answer the most frequently asked questions about health insurance without hospitalisation
What is DKV health insurance without hospitalisation?
With this type of insurance, you'll have access to medical consultations, specialists, diagnostic tests, and 24-hour emergency care, without paying for hospitalisation services you may not need (this type of insurance does not include hospitalisation cover or surgeries).
Ideal if you're looking for comprehensive medical care in your daily routine, with the peace of mind of being covered when you need it most... and at the best price.
Is this type of insurance enough for me?
If you don't have any conditions that require surgery or hospitalisation, and you're looking for fast, effective medical care, this is an ideal option, especially because of its affordable price.
Can I add hospitalisation cover later?
Yes, you can change your insurance later, depending on your health needs.
At DKV, we offer a wide variety of health insurance plans, including options with hospitalisation cover, so you always have the protection that best suits you.
Do I have access to emergency care?
Yes, emergency care is included. Hospital admissions and emergency care with admission are not included.