Does my home insurance cover damage to the television?

The cover for your television in home insurance It may vary depending on the insurance taken out and the type of insurance. In general, most home insurance policies are designed to protect personal items inside the home, including household appliances and electronic devices, such as televisions. However, it is important to thoroughly go over your policy's terms and conditions, since there may be exclusions or limits in your insurance's cover.
 

In home insurance, additional damage that may occur due to unforeseen events such as fires, theft or natural disasters is covered. If your television is damaged in one of these circumstances, the insurer will cover the cost of repair or replacement. On the other hand, if the television is used it breaks due to a domestic accident, such as falling to the ground, the coverage could be applied depending on the type of insurance taken out.

To ensure that the television is covered, it is important to ask the insurer about including this type of devices in your home insurance. In the case of DKV Hogar insuranceUp to 100% of the sum insured for material damage caused to the contents by fires, explosion, electric damage, lightning, inclement weather and floods is covered.