Home insurance cover you didn't know you had

The home insurance is an essential tool to protect our home and our belongings, offering financial support in a wide variety of unforeseen events. Next, we will detail the most common cover it offers and other cover that usually goes unnoticed but which is also important when it comes to protecting your home. 

Common cover included in home insurance

• Damage to property: this is the basis of any home insurance policy. It covers the structural damage caused by unexpected events such as fires, water damage, storms, vandalism or burglary. Make sure that all household items are included, from the ceiling to the floor.

   

• Contents:  this section protects your personal belongings, such as furniture, household appliances, clothes and valuable items (jewellery, works of art, etc.).  

   

• Civil liability:  It is responsible for covering any damage caused by the insured person to third parties. In the case of home insurance, it makes it possible for you not to pay your downstairs neighbour, for example, if you produce dampness in his or her roof due to a household accident or appliance breakdown.

Other cover included in a home insurance policy

• Pets: regardless of the type of policy home insurance that you have taken out, your dog's civil liability is covered with DKV. Remember that to benefit from this coverage, you must indicate the name of your dog, its breed and its chip number.

   

• Appliance repair: the DKV home insurance the travel and labour costs will be borne if you need to repair an appliance whose guarantee is not in force (devices under 7 years old).

   

• Theft or robbery cover: theft of insured furniture and belongings will be covered, as well as damage to locks, doors, windows, floors, etc. The DKV Home insurance policy also includes cover for theft of cash that may be inside the home, up to the limit specified in the policy taken out.

   

• Home assistance or Handyman Services: some insurance policies offer assistance services, which may include emergency repairs, locksmiths, etc. This can be a great relief in the event of minor unforeseen events that are usually costly. If you're looking for a policy with 24/7 home assistance to take care of any breakdown, installation or home improvement, with a handyman service included our home insurance is your best option.

When taking out home insurance, we recommend going over the cover included. DKV Hogar It offers you different options to take care of and protect your home based on your needs, from just €10.70/month.