DKV Accidentes personal accident insurance
Un seguro de accidentes para protegerte a ti y a los tuyos.
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Compensation in the event of disability.
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Compensation for death in the event of an accident.
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24-hour medical care with our trusted doctors.
All the advantages of your accident insurance
Why take out DKV accident insurance?
Immediate due to death or disability.
Your family will not be affected by a death or permanent disability.
Daily compensation for hospitalisation or temporary disability, medical assistance, etc.
Free medical helplines available.
All the details about DKV Accidentes
Qué cubre el seguro de accidentes personales de DKV?
Cover and services
Provide your family with peace of mind in the event of any domestic, health, work-related or traffic accident
DKV Accidentes, an insurance with which in the event of an accident you'll be entitled to compensation to cover unforeseen expenses. Choose the cover you require to guarantee your peace of mind, and that of your family, at the most difficult times.
Included cover
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Compensation for permanent disability
We guarantee the agreed compensation according to the modality taken out and scale.
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Compensation for death
Guarantee of compensation if the insured person dies due to an accident, within one year of the date on which the accident took place. If it is a traffic accident and the spouse dies in the same accident, it is extended to all children under 18 years of age.
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Compensation for simultaneous death
Of both spouses in the same traffic accident.
Services included
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Telephone advice helplines
If you are worried about a symptom, call us and an agent on one of our helplines will be happy to attend to you: 24-hour general medicine, pregnancy, women's' health, nutrition and psycho-emotional health.
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Second medical opinion
For any serious illness, you can compare a diagnosis and obtain a second medical opinion.
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Health services complementary to the insurance
You will have access to a catalogue of health and well-being services at lower-than-market prices through DKV Club Salud y Bienestar.
Optional cover
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Compensation for temporary disability
Up to 1 year in the event that the accident causes temporary disability.
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Indemnity for hospitalisation
You will receive compensation for each day you are admitted (maximum one year).
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Medical assistance in the event of an accident
With no limits in an affiliated centre, or maximum 1,800 euros in a non-affiliated centre.
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Additional compensation in the event of total disability and death due to a traffic accident
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Compensation due to severe disability
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Compensation due to death from heart attack
As a direct and exclusive consequence of their work after a waiting period of one month. Up to the age of 65.
Accident insurance modalities
Choose the modality of your accident insurance based on your needs:
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24-hour cover. Cover all accidents that take place in your personal and professional life.
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Professional cover. It exclusively covers work-related accidents.
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Non-professional cover. It exclusively covers accidents in your private life.
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Cover due to traffic accident. It covers all traffic accidents.
Insurance options
Are you looking for something special for you or your business? We have different accident insurance options:
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Cover for educational centres. Covers the students at educational centres, including travel from home to the centre and back.
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Special cover for women. It covers the specific needs of women 24/7, with guarantees that not all accident insurance policies include, such as yearly gynaecological check-ups or expenses from reconstructive cosmetic surgery, among others.
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Company cover. For collective labour agreements or self-employed workers.
Any insurance policy must start with a commitment
Terms and conditions of the contract
We guarantee the payment of different types of compensation
Manage all your authorisations quickly in the private customer area or over the phone.
Medical assistance, compensation for hospitalisation or temporary disability, etc.
If you want to compare a diagnosis and need a second medical opinion.
Information about DKV Accidentes insurance
Download the documentation
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Frequently asked questions about accident insurance
What is the duration of an accident insurance policy?
The duration agreed and included in the contract. It is usually taken out on a yearly basis, whether a calendar year or not. However, its initial duration may be less than a year, and it can be taken out for several years.
The contract provides for renewals, usually on a yearly basis and made automatically, at the initial period's expiry date, except in cases where otherwise is notified by any of the parties.
Can I receive the accident insurance's compensation in the form of an allowance?
Only the guarantees for temporary disability or hospitalisation due to an accident give rise to a daily compensation, although it is usually settled in a single payment or in monthly payments.
How do accident insurance premiums evolve?
When taking out the policy, you can agree to update the capital and premiums by linking their revaluation to the CPI or a fixed percentage or agree that they remain unchanged.
What does accident insurance cover?
Accident insurance can include the following cover:
24 hours
Professional
Extra-professional
Driving
Will I still be insured in an accident insurance policy after I receive the permanent disability benefit?
Depending on the degree of disability; therefore, you would need to undergo a new medical assessment of the risk.
How is accident insurance calculated?
What information do I have to send in the event of an accident?
What does accident insurance cover?
Why take out accident insurance?
Does it include cover abroad?
Is practising sports covered?
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Actions that fight against reducing overweight figures in children.
We have obtained the Zero CO2 seal from ECODES. Our planet needs us, and we work towards protecting and recovering it.
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