Health insurance for foreigners in Spain

Health insurance for foreigners in Spain with medical cover from day one

  • Access to the best private medical care.

  • Valid insurance to process your residence visa in Spain.

Why take out health insurance with DKV if you're a foreigner residing in Spain?

Extensive medical directory

More than 51,000 specialists and 1,000 private medical centres.

Without waiting periods

Healthcare in Spain from day one.

Support

Language assistance and special terms and conditions for processing residence permits.

Flexible payment methods

Annual card payment for those without a bank account in Spain.

Which DKV insurance best suits your needs as a foreigner residing in Spain?

Compare the cover of our health insurance policies for foreigners

 

Why choose DKV health insurance for your residence in Spain?

Yearly payment

 

Annual card payment option for customers who do not have a bank account in Spain at the time of taking out the insurance.

 

Duration of the policy

 

The insurance has an annual duration of 365 days, renewable annually.

 

Use the insurance from day one

 

No copayments or waiting periods. In addition, you can take out the insurance until you are 75 years old.

Certificate in Spanish

 

We provide you with the official certificate for your visa or residence procedures in Spain.

 

Online administrative procedures

 

You can request authorisations and medical appointments, access your reports or process reimbursements through the app.

 

Top level care

 

Private room with a bed for your companion in the event of hospitalisation.

Are you looking for another type of insurance?

We have designed insurance to cover your and your family's needs according to your finances, lifestyle and use you are going to give the health insurance

Reimbursement insurance

If you are travelling abroad or if you have reference specialists who are not in the associated medical directory.

DKV death insurance

Funeral insurance

If you are looking for death insurance that accompanies your family with psychological support and repatriation to your city/town and/or country of origin.

Dental insurance

Dental insurance that takes care of your smile and that of your family, with up to 59 treatments included and others with up to 40% discount.

Frequently asked questions about health insurance policies for foreigners

We answer your most frequently asked questions about insurance for foreigners residing in Spain

 

Are these health insurance policies valid for obtaining residence in Spain?

Yes, DKV Visa and DKV Mundisalud insurance policies meet all the legal and consular requirements necessary to apply for residence in Spain.

What requirements must health insurance meet to obtain a visa in Spain?

The insurance must offer full cover throughout Spain, with no copayments, hospitalisation included, and no waiting periods. 

What if I'm asked for a certificate for my residence procedures?

We provide you with the necessary certificate to present at the consulate or immigration office where you are processing your paperwork.

Which specialists and medical centres can I go to?

With DKV you can go to any doctor or hospital in our medical directory. We currently have more than 51,000 healthcare professionals and 1,000 centres available for you. In addition, DKV uses 8 of the 10 best hospitals in the country.

 

View our medical directory HERE.

 

Plus, if you purchase DKV Mundisalud insurance, you can visit any centre or doctor in the world, and we'll reimburse you for up to 90% of your expenses.

Does my insurance have copayments?

Forget about copayments. Any type of service or consultation has a copayment of €0.

Can I get medical assistance from day one?

Yes, by taking out DKV Visa insurance, you can enjoy health insurance from day one. DKV Visa insurance has no waiting periods.

How do I contact customer service if I don't speak Spanish?

Telephone and email support is available in English, as well as medical centres with bilingual staff in major cities.

How long does the insurance last?

The insurance has an annual duration of 365 days, renewable annually, unless the policyholder indicates that they do not want to renew, giving notice. We will always inform you about your insurance's new features before it expires.

Up to which age can I take out health insurance?

The maximum age for taking out this health insurance is 75 years old.

Can I purchase insurance with my passport?

Yes, you can take out your health insurance with your passport.

Can I take out the insurance with a foreign account or pay with a credit card?

Health insurance can be purchased using a foreign account with an international IBAN number within SEPA countries. With DKV Visa you can make an annual payment with your credit card.

Calculate your insurance for foreigners