Is my dog's compulsory civil liability covered with home insurance?
Since the approval of the Animal Welfare and Rights of Animals Act of 28 March 2024, it is now compulsory to have civil liability insurance for your dog throughout its life.
The regulation states that any dog owner must take out and maintain a valid civil liability insurance policy covering damages to third parties, including people responsible for the animal. Home insurance must include sufficient financial cover to cope with possible compensation arising from damage caused by the dog, as stated in the regulations.
Does DKV cover my dog's compulsory civil liability?
With DKV, your dog's compulsory civil liability is included in any home insurance plan that you take out. This means you'll be protected against claims for damages your pet may cause to third parties.
To activate this cover it is essential to provide DKV with some key information, such as your dog's name, breed, and chip number. It's important to note that this cover is not available for dogs classified as potentially dangerous, for which specific regulations and insurance exist.
Why is it important to insure your dog's civil liability?
Having insurance that covers your dog's liability is essential to protect you legally and financially against potential accidents or damage your pet may cause. This coverage helps you deal with claims and legal expenses, providing peace of mind and security when living with your pet.
If you need more information or want to take out insurance that includes this cover, do not hesitate to check the DKV home insurance, where we offer complete protection for you, your home, and your pets.

Your DKV home insurance from €10.70/month
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General repairs and household appliances repairs.
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Discount on your second home's insurance.
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