Does dental insurance cover orthodontics?

When it comes to oral health, orthodontics is becoming increasingly relevant, especially among adolescents and young adults. However, one of the most common questions that arise is: does dental insurance cover orthodontics? The answer varies according to various factors, although in general, orthodontics may be partially covered by some modalities of dental insurance.

First, we must understand what orthodontics is. It is a dentistry speciality that focuses on correcting misaligned teeth and jaws by using devices such as brackets or invisible aligners. These treatments not only improve a smile's aesthetics, but also oral health by making it easier to clean the teeth and preventing joint problems, as well as improving the bite.
 

Orthodontic cover in dental insurance is usually subject to various conditions. Many dental insurance policies offer benefits for orthodontic treatments. In most cases, insurance covers a part of the treatment's price, which can range between around 30-50%, up to a maximum amount, which will vary according to the type of policy. In DKV Dentisalud Élite, orthodontic treatments involve saving 40% on the market price if you have not taken out dental insurance. You can see the prices of all treatments here.
 

However, there are dental insurance policies that do not include orthodontics at all, or that only do so in specific situations, such as in the case of severe abnormalities that require immediate treatment. Therefore, it is crucial to check the terms and conditions of the dental insurance policy taken out and ask the provider about the specific cover for orthodontics.
 

In addition, we will find dental insurance policies on the market that usually include waiting periods before the orthodontic cover comes into effect, which means that beneficiaries have to wait a period before accessing these benefits. This does not happen in DKV dental insurance, as there are no waiting periods before undergoing dental treatments, which is a great advantage. It is also important to mention that many dental clinics offer financing plans that help pay for the treatments.
 

Although dental insurance can offer some cover for orthodontics, the specific details vary considerably between policies. Therefore, we advise studying well the chosen insurance, as well as asking dental professionals in order to make an informed decision on the orthodontic treatment that best suits your personal needs.