Does my home insurance cover street robberies?

A home insurance The main purpose of home insurance is to protect your home and the belongings inside it. However, a frequent question among insured persons is whether home insurance covers robberies that occur outside the home.

Most home insurance policies include cover for damages and burglaries in the home or adjacent properties, such as the garage or garden.However, they do not usually cover robberies that occur outside the insured property.That is, goods that you carry with you outside your home, such as a mobile phone, a wallet, a bag or jewellery, are not usually covered by basic home insurance (in cases where they are stolen from you on the street).

DKV Hogar It will cover robbery outside the home that takes place on the insured person or the people who live with him or her, provided that the insured home is your main residence, you have insured the contents thereof and reported the robbery to the police. The disappearance of cash or documents that represent a guarantee of money shall also be compensated.

If you wish to be covered against theft outside your home, twe recommend that you take a look at the cover included in our DKV home insurance. Te protegemos, tanto dentro, como fuera de tu vivienda de múltiples riesgos, como por ejemplo: fires, water or natural damage, breakage, theft, civil liability and personal injury or accidents of the insured person and family members, replacement of food in the refrigerator, replacement of locks, etc.