Health insurance for the elderly
We are at your side in every moment of your life regardless of your age. Enjoy all the benefits of having health insurance at any age
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We have cover and preventive plans according to your needs: chiropody, physiotherapy and rehabilitation...
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With the most innovative means and the latest technology
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Unlimited queries to specialists: ophthalmologist, cardiologist, rheumatologist, digestive system, geriatrics, gynaecologist, etc.
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Private room without limit of days in the event of hospitalisation.
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Worldwide travel assistance abroad
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We have the highest age limit for taking out insurance on the market, up to 75!
A comprehensive insurance policy for whoever is looking for peace of mind
Find your DKV doctor
More than 51,000 medical specialists and 1,000 centres available for you
Why take out a health insurance after 50 years of age?
Compare the cover of our health insurance policies
Which health insurance covers your needs?
Medical assistance in the centre and at home, paediatrics, nursing service and ambulance service for emergencies.
Hospital care for medical or surgical treatment.
Second medical opinion for serious illness
No limit on sessions.
Consultations, extractions, stomatological treatment, fluoridations, dental cleans and dental x-rays associated with these treatments. Sealants and fillings for children under 14 years. Rest of services with discount.
If you have any kind of occupational or traffic accident, don't worry, we will help you.
Orthopaedics, optics, hearing aids and day centres
50% up to 100 euros/year
The amount you have to pay when you use certain services.
DKV Integral Classic
Our medical directory insurance with direct access to more than 51,000 specialists, without waiting lists and lowest copayments.
DKV Integral Élite
Our most popular medical directory insurance. Direct access with no copayment to more than 51,000 specialists with no waiting lists
DKV Mundisalud Classic
80% reimbursement of medical fees in Spain and 90% abroad, with a limit of €237,000.
The importance of doing exercise
Physical exercise is essential at any age, but as we get older, keeping active will avoid having weak bones and muscles. This guide has information on the benefits of sports and how it affects your health, and it includes a list of exercises to do at home, as well as a weekly routine, to keep fit.
Up to which age can I take out my health insurance?
As a general rule, our insurance policies, in the individual modality, have a limit of 75 years of age. Except DKV Famedic Plus and Profesional, where there is no maximum age limit for taking out insurance, since their cover is limited to consultations in 8 specific specialities and they do not include diagnostic tests, surgery or hospitalisation.
If I come from another insurance company, is the age limit maintained?
Yes, the age limit for health insurance is 75.
Can I go to a specialist in another province other than my place of residence?
Of course. The DKV medical directory has more than 51,000 specialists across Spain. If you are in another municipality for personal, leisure or work reasons, find the centre and doctor nearest to you and ask for an appointment.
Do I have dental cover?
Is there an emergency helpline?
You enjoy a 24h medical helpline, in addition to another 8 specialised medical helplines and medical assistance abroad.
How can I sign up for the preventive plans?
The Healthy life plans are a DKV project aimed at promoting the prevention of illnesses and healthy lifestyle habits among its insured customers. Free of charge, just fill in a form to sign up. We will send you a username and password to the email address you provide us, and they will give you access to personalised services.
Can I take out health insurance if I have an illness?
A pre-existing condition is a health condition, alteration or organic disorder that existed before the time the insurance was taken out. On some instances, you can pay a premium surcharge, which is an additional amount or additional premium paid to cover a risk excluded from the general terms and conditions.
How can I change to DKV from another insurance company?
If you have a policy with another company, you will have to fill out the application and health questionnaire to make the change. As a new insured person from another company, there will be no waiting periods, but no pre-existing conditions will be accepted.
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