DKV Profesional
Made-to-measure health insurance. Only take out the cover you really need.
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Module A: primary care, paediatrics, nursing services
and 24-hour medical emergencies -
Module B: Specialists and diagnostic resources
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Module C: hospitalisation and surgical procedures
From €8/month*
TAKE IT OUT FOR A LIMITED TIME WITH A 20% DISCOUNT
All the advantages of your health insurance
Why choose DKV Profesional
Find your DKV doctor
More than 51,000 medical specialists and 1,000 centres available for you
All the details about DKV Profesional
Access the best private medical care, only paying for the medical insurance
you're interested in
Cover and services
You make take out only the modules you are going to need, and access a medical directory with the best specialists and medical centres in Spain.
The DKV Profesional insurance provides you access to the best private medicine by paying what you want in your health insurance policy: primary care, specialists or hospitalisation.
Available modules
Module A: Primary care
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General medicine at a clinic and at home
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Paediatrics and childcare
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Ambulances
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Basic clinical analyses
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Medical and paediatric emergencies
Module B: Specialists
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All specialities: Cardiology, digestive system, traumatology, gynaecology, ophthalmology, chiropody, dermatology, allergies... and all diagnostic tests.
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Treatments in the clinic.
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20 sessions per year of psychotherapy, and 40 sessions in cases of eating disorders, school bullying, work-related stress and gender-based or domestic violence.
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Chiropody, physiotherapy and rehabilitation with no limit of sessions or waiting periods.
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Up to 20 sessions a year with a nutritionist. Treatment and management of obesity.
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3D mammogram
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3D/4D ultrasound during pregnancy.
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Preventive programmes: child health, healthy pregnancy and childbirth, coronary risk prevention, women's cancer, prostate and colorectal cancer, stroke and diabetes.
Module C: Hospitalisation
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Hospitalisation with no limit to the number of days (except for psychiatric treatment, max. 60 days/year).
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Extensive transplant coverage.
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Compensation for hospitalisation when costs are not borne by DKV (€80/day, maximum €2,400)
Services included regardless of the module you take out
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Pack your suitcases worry-free with travel assistance
You will be covered for up to 20,000 euros on journeys of up to 180 days. One of the highest limits on the market.
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Smile
Unlike other health insurance policies within the sector, yours will include dental cover. More than 50 free services and the rest with large discounts.
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Video consultation and chat with a doctor
You will be able to contact a doctor by phone, video call or chat. Enjoy virtual consultations with medical specialists: as well as chatting with your health coach to improve your lifestyle and with a midwife if you are pregnant or just gave birth to a baby. Getting a first medical opinion has never been so easy. In addition, you can store your health documents (reports or tests) and have all your electronic prescriptions handy with the app.
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Medical phone lines
Your medical helpline available 24h. Paediatric medical helpline to take care of your children's health, as well as a pregnancy medical helpline, women's medical helpline or more specific helplines to treat overweight and obese children.
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Medical care in accidents
As opposed to other companies, if you experience any kind of occupational or traffic accident, don't worry, we'll attend to you at no additional cost (depending on the modules taken out).
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Second medical opinion
If you want to compare the diagnosis of a serious illness and need a second opinion, look no further.
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Optional coverage for signing up on the phone
Capital in the event of death or disability, additional income after a traffic accident and additional capital for funeral expenses.
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DKV Club de Salud y Bienestar discounts
You will have access to the entire catalogue of health and well-being services at lower-than-market prices.
Waiting periods
With the DKV Profesional insurance, all provisions can be used from day one; only the following services are subject to a waiting period:
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Hospitalisation and surgical procedures (including prostheses): 6 months
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Biomechanical gait analysis: 6 months
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Childbirth (except for premature deliveries): 8 months
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Transplants: 12 months
Copayments and modalities
A copayment is a small cash amount that is paid every time that you use a health insurance. It varies according to the type of insurance you have taken out and the medical test or speciality you undergo.
Choose the type the suits you best, from:
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With high copayment: Complet
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With low copayment: Classic
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No copayment: Élite
Example of copayment by consultation:
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General medicine, paediatrics and nursing (€13.50 with DKV Profesional Complet, €2.30 with DKV Profesional Classic and €0 with DKV Profesional Élite)
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Other specialities (€23 with DKV Profesional Complet, €3.50 with DKV Profesional Classic and €0 with DKV Profesional Élite)
See all copayments for 2024 by modality here
What type of insurance combination suits your needs?
DKV Profesional provides you access to the best private medicine by paying what you want in your health insurance policy. Combine primary care, specialists or hospitalisation as you like, and you can also choose the copayment.
Medical directory health insurance
Primary care
➜ Available with or without copayment
Medical directory health insurance
Specialists
➜ Available with or without copayment
Most sold option
Medical directory health insurance
Primary care and specialists
➜ Available with or without copayment
You have an additional discount when choosing the payment method
Yearly payment
7% discount
About the final price
Half-yearly payment
4.6% discount
About the final price
Quarterly payment
2.8% discount
About the final price
Information about the DKV Profesional insurance to view later
Download the documentation
Any insurance policy must start with a commitment
The best conditions to take out insurance
Once your healthcare has been covered
Complementary insurance that may interest you
Do you need help?
If you are thinking about taking out an insurance policy and you have questions, we will answer them in the way you choose.
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Conditions of price from*
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Price from DKV Profesional Complet: Calculation for a 9-year-old person residing in Extremadura, Castilla y León, Huesca, Teruel, Guadalajara, Lugo, Orense, Asturias or Zaragoza.
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Price from DKV Profesional Classic: Calculation for a 9-year-old person residing in Extremadura, Castilla y León, Huesca, Teruel, Guadalajara, Lugo, Orense, Asturias or Zaragoza.
The premiums are valid during the campaign period.