What does life risk insurance cover?


A life insurance always covers the risk of the policyholder passing away. It is the main cover. But, other additional cover can be taken out.

It is very common to include compensation cover for a possible disability (total and permanent disability), with the same capital established for the main cover.

You can also take out additional compensation for accidents, in case they cause death or disability, or for severe illnesses (cancer, heart attack, blindness, etc.).

 

Funeral service

Other frequently asked questions about life insurance

  1. What is life risk insurance?

  2. Why take out life risk insurance?

  3. Who should take out life risk insurance?

  4. What capital is suitable for life insurance?

  5. How is the insurance premium calculated?

  6. What is the duration of life insurance?

  7. Does it include healthcare services?

  8. What services are included in my policy?

  9. What is understood by total disability and permanent disability?

  10. Who will receive the compensation in the event of an accident?

  11. What circumstances are excluded from life insurance?

  12. Can I take out the insurance if I have an illness?

  13. If I contract an illness, can the insurer cancel my insurance?

  14. Is it compulsory to take out life insurance when being granted a mortgage?

  15. What is the difference between funeral insurance and life insurance?

  16. Can I increase the insured capital in life insurance?

  17. Can I take out more than one policy?

  18. Will I still be insured in the policy if I receive the disability benefit?

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