An accident insurance with significant compensation capital.
Ensure your and your family's peace of mind.
You will receive a compensation due to death or disability in the event of an accident.
You will have 24-hour medical care with our trusted doctors.
You will enjoy additional health and well-being services.
All the advantages of your accident insurance
Why choose DKV Accidentes?
Immediate compensation due to death or disability
Private healthcare in the event of an accident
8 free medical helplines at your service
Over 1,000 health services at lower-than-market prices
All the details about DKV Accidentes
Learn about the cover and services included in your accident insurance
Cover and services
Provide your family with peace of mind in the event of any domestic, health, work-related or traffic accident. Always with the prestige and quality of DKV, the European leader in health insurance.
DKV Accidentes, an insurance with which in the event of an accident you'll be entitled to compensation to cover unforeseen expenses. You choose the cover to ensure your and your family's peace of mind in the most complicated situations. Because an unforeseen event is no longer such if you have the right cover.
Compensation for permanent disability
We guarantee the agreed compensation according to the modality taken out and scale.
Compensation for death
Guarantee of compensation if the insured person dies due to an accident, within one year of the date on which the accident took place. And if it is a traffic accident and the spouse passes too, it is extended to all children under 18 years of age
Compensation due to simultaneous death of both spouses in the same traffic accident
Compensation due to death from heart attack (Severe Disability)
As a direct and exclusive consequence of their work after a waiting period of one month. Up to the age of 65.
Compensation for temporary disability
Stipulated daily compensation (up to 1 year with or without excess) in the event that the accident causes temporary disability and the insured person cannot work or attend to their domestic occupations.
Hospitalisation following an accident
In the event of hospitalisation due to an accident covered by the policy you will receive compensation for each day you are admitted (maximum one year).
Medical assistance in the event of an accident
We cover the costs of medical assistance in the event of suffering injuries in an accident covered by the policy, without limits in an affiliated centre or a maximum of 1,800 euros in a non-affiliated centre.
Additional compensation in the event of total disability and death due to a traffic accident
A 24h medical helpline and a 24h paediatric helpline to take care of your children's health at any time. The widest range of specialist helplines on the market: medical helpline for pregnancy, nutrition and childhood obesity, among others.
Second medical opinion for serious illnesses
Have the peace of mind of receiving the best possible treatment with a second medical opinion in the event of a serious illness.
Access to DKV Club de Salud y Bienestar
Enjoy access to a catalogue of health and well-being services at the best price: Refractive surgery for myopia, hypermetropia and astigmatism, cosmetic medicine, biomechanical gait analysis, fertility treatments, pelvic floor rehabilitation, optics and orthopaedics, giving up smoking plans, nutritionist and sports services, etc.
Choose the modality of your accident insurance based on your needs
24-hour cover. Cover all accidents that take place in your personal and professional life.
Professional cover. It exclusively covers work-related accidents.
Non-professional cover. It exclusively covers accidents in your private life.
Cover due to traffic accident. It covers all traffic accidents.
Are you looking for something more specific? For you, your family or your work, we have different accident insurance options
Cover for educational centres. Covers the students at educational centres, including travel from home to the centre and back.
Special cover for women. It covers the specific needs of women 24/7, with guarantees that not all accident insurance policies include, such as yearly gynaecological check-ups or expenses from reconstructive cosmetic surgery, among others.
Family cover. For accidents involving several members of the family unit.
Company cover. For collective labour agreements or self-employed workers.
Information about the DKV Accidentes insurance to view later
Download the documentation
Find out all about what your accident insurance offers: cover and additional services.
Standard document with summarised information that will help you compare with other companies' accident insurance policies.
The aim of this document is to give a clear and simple response to the cover, services, provisions, payment and terms and conditions of the insurance. You will even find a section with basic concepts, so you can understand the language of insurance
Any insurance policy must start with a commitment
Terms and conditions of the contract
We guarantee the payment of different types of compensation for you or your family, supporting you in the event of unforeseen situations caused by an accident
You can manage all your authorisations quickly and easily in your private customer area, over the phone or in a DKV branch.
Customise your insurance with cover such as: medical care, daily compensation due to hospitalisation or temporary disability, etc.
If you want to compare a diagnosis and need a second medical opinion, look no further.
We care about your family's health and safety
Here are some tips to prevent domestic accidents
How can we prevent domestic accidents?
In this guide we will give you a series of tips to avoid childhood accidents caused by electricity and sockets, cleaning products, medication and paint; how to avoid burns, dangerous objects (knives, scissors, glass, corners, etc.); safety in relation to the environment and animals; and dangers in water (bathtubs, swimming pools and beaches), as drowning is one of childhood accidents with the worst of consequences.
Once your family's safety and peace of mind have been covered...
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Are you one of us?
Actions that fight against reducing overweight figures in children.
We are a Zero CO2 emissions company. Our planet needs us, and we work towards protecting and recovering it.
We no longer want to be mothers, but MalasMadres, which is why we are launching #LaHoraDeCuidarse
At the DKV Integralia Foundation, we work towards the social and professional integration of all people.